EP2984614A4 - Système de paiement mobile utilisant des comptes secondaires de titulaire de compte - Google Patents

Système de paiement mobile utilisant des comptes secondaires de titulaire de compte

Info

Publication number
EP2984614A4
EP2984614A4 EP14783175.4A EP14783175A EP2984614A4 EP 2984614 A4 EP2984614 A4 EP 2984614A4 EP 14783175 A EP14783175 A EP 14783175A EP 2984614 A4 EP2984614 A4 EP 2984614A4
Authority
EP
European Patent Office
Prior art keywords
subaccounts
payment system
mobile payment
account holder
holder
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
EP14783175.4A
Other languages
German (de)
English (en)
Other versions
EP2984614A1 (fr
Inventor
Mark Itwaru
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Riavera Corp
Original Assignee
Riavera Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US13/861,490 external-priority patent/US9721243B2/en
Application filed by Riavera Corp filed Critical Riavera Corp
Publication of EP2984614A1 publication Critical patent/EP2984614A1/fr
Publication of EP2984614A4 publication Critical patent/EP2984614A4/fr
Withdrawn legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3276Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3227Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326Payment applications installed on the mobile devices
EP14783175.4A 2013-04-12 2014-04-11 Système de paiement mobile utilisant des comptes secondaires de titulaire de compte Withdrawn EP2984614A4 (fr)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US13/861,490 US9721243B2 (en) 2011-05-11 2013-04-12 Mobile payment system using subaccounts of account holder
PCT/CA2014/000343 WO2014165974A1 (fr) 2013-04-12 2014-04-11 Système de paiement mobile utilisant des comptes secondaires de titulaire de compte

Publications (2)

Publication Number Publication Date
EP2984614A1 EP2984614A1 (fr) 2016-02-17
EP2984614A4 true EP2984614A4 (fr) 2016-09-14

Family

ID=51688778

Family Applications (1)

Application Number Title Priority Date Filing Date
EP14783175.4A Withdrawn EP2984614A4 (fr) 2013-04-12 2014-04-11 Système de paiement mobile utilisant des comptes secondaires de titulaire de compte

Country Status (5)

Country Link
EP (1) EP2984614A4 (fr)
CA (1) CA2909104A1 (fr)
MX (1) MX2015014381A (fr)
PH (1) PH12015502359A1 (fr)
WO (1) WO2014165974A1 (fr)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105869080A (zh) * 2016-04-25 2016-08-17 海南客来乐科技有限公司 利用电子桌牌实现实体店移动支付的系统和方法及一种电子桌牌
SG10201808244YA (en) * 2018-09-21 2020-04-29 Mastercard International Inc Payment methods and systems based on a deceptive pin of a payment card
CN111371841B (zh) * 2020-02-17 2023-04-07 平安科技(深圳)有限公司 一种数据监控的方法及装置
CN114239771B (zh) * 2021-11-22 2023-05-16 北京印刷学院 一种本体绑定多重防伪标识图像的纺织品防伪方法

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20030026404A1 (en) * 1998-09-15 2003-02-06 Joyce Simon James Convergent communications system and method with a rule set for authorizing, debiting, settling and recharging a mobile commerce account
US20070255653A1 (en) * 2006-03-30 2007-11-01 Obopay Inc. Mobile Person-to-Person Payment System
US20090313131A1 (en) * 2006-01-13 2009-12-17 Advanced Payment Products, Llc Systems and/or methods for simplifying payment systems, and payment instruments implementing the same
US20100280948A1 (en) * 1998-03-30 2010-11-04 Cohen Morris E Systems for Financial and Electronic Commerce

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
AU3741000A (en) * 1999-04-27 2000-11-10 Eli E. Hertz Commercial transaction method
US20040215534A1 (en) * 2003-04-25 2004-10-28 Apple Computer, Inc. Method and system for network-based allowance control
US8498934B2 (en) * 2010-10-21 2013-07-30 Bml Productions, Inc. Multi-account payment consolidation system

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20100280948A1 (en) * 1998-03-30 2010-11-04 Cohen Morris E Systems for Financial and Electronic Commerce
US20030026404A1 (en) * 1998-09-15 2003-02-06 Joyce Simon James Convergent communications system and method with a rule set for authorizing, debiting, settling and recharging a mobile commerce account
US20090313131A1 (en) * 2006-01-13 2009-12-17 Advanced Payment Products, Llc Systems and/or methods for simplifying payment systems, and payment instruments implementing the same
US20070255653A1 (en) * 2006-03-30 2007-11-01 Obopay Inc. Mobile Person-to-Person Payment System

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
See also references of WO2014165974A1 *

Also Published As

Publication number Publication date
CA2909104A1 (fr) 2014-10-16
PH12015502359A1 (en) 2016-02-22
MX2015014381A (es) 2016-07-07
WO2014165974A1 (fr) 2014-10-16
EP2984614A1 (fr) 2016-02-17

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