EP2580722A4 - Procédé et appareil permettant l'activation sécurisée d'une carte de crédit pendant une période de temps limitée - Google Patents

Procédé et appareil permettant l'activation sécurisée d'une carte de crédit pendant une période de temps limitée

Info

Publication number
EP2580722A4
EP2580722A4 EP10852989.2A EP10852989A EP2580722A4 EP 2580722 A4 EP2580722 A4 EP 2580722A4 EP 10852989 A EP10852989 A EP 10852989A EP 2580722 A4 EP2580722 A4 EP 2580722A4
Authority
EP
European Patent Office
Prior art keywords
time
credit card
limited period
securely activating
securely
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
EP10852989.2A
Other languages
German (de)
English (en)
Other versions
EP2580722A1 (fr
Inventor
John S Woronec
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Publication of EP2580722A1 publication Critical patent/EP2580722A1/fr
Publication of EP2580722A4 publication Critical patent/EP2580722A4/fr
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G06Q20/4033—Local solvency checks
EP10852989.2A 2010-06-10 2010-06-10 Procédé et appareil permettant l'activation sécurisée d'une carte de crédit pendant une période de temps limitée Ceased EP2580722A4 (fr)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/US2010/001665 WO2011155915A1 (fr) 2010-06-10 2010-06-10 Procédé et appareil permettant l'activation sécurisée d'une carte de crédit pendant une période de temps limitée

Publications (2)

Publication Number Publication Date
EP2580722A1 EP2580722A1 (fr) 2013-04-17
EP2580722A4 true EP2580722A4 (fr) 2014-01-22

Family

ID=45098322

Family Applications (1)

Application Number Title Priority Date Filing Date
EP10852989.2A Ceased EP2580722A4 (fr) 2010-06-10 2010-06-10 Procédé et appareil permettant l'activation sécurisée d'une carte de crédit pendant une période de temps limitée

Country Status (2)

Country Link
EP (1) EP2580722A4 (fr)
WO (1) WO2011155915A1 (fr)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB201212878D0 (en) 2012-07-20 2012-09-05 Pike Justin Authentication method and system
GB201300923D0 (en) * 2013-01-18 2013-03-06 Licentia Group Ltd Verification method and system
GB201520741D0 (en) 2015-05-27 2016-01-06 Mypinpad Ltd And Licentia Group Ltd Authentication methods and systems
CN117333186A (zh) * 2017-07-05 2024-01-02 创新先进技术有限公司 额度信息的获取方法、额度管控规则的建立方法及装置

Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5729591A (en) * 1994-08-15 1998-03-17 Bailey; Ken Credit card operated cellular phone

Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6003770A (en) * 1992-10-06 1999-12-21 Interdigital Technology Corporation Wireless telephone debit card system and method
US20040058705A1 (en) * 2001-12-21 2004-03-25 Russell Morgan Secure point-of-sale cellular telephone docking module system
US7210621B2 (en) * 2005-09-13 2007-05-01 Woronec John S Secure credit card and method and apparatus for utilizing the same
US20070073619A1 (en) * 2005-09-23 2007-03-29 Smith Rebecca C Biometric anti-fraud plastic card
US20080120707A1 (en) * 2006-11-22 2008-05-22 Alexander Ramia Systems and methods for authenticating a device by a centralized data server
US20080217400A1 (en) * 2007-03-06 2008-09-11 Portano Michael D System for preventing fraudulent purchases and identity theft
US8376223B2 (en) * 2008-12-23 2013-02-19 John S. Woronec Method and apparatus for securely activating a credit card for a limited period of time

Patent Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5729591A (en) * 1994-08-15 1998-03-17 Bailey; Ken Credit card operated cellular phone

Also Published As

Publication number Publication date
WO2011155915A1 (fr) 2011-12-15
EP2580722A1 (fr) 2013-04-17

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