EP2580722A4 - Method and apparatus for securely activating a credit card for a limited period of time - Google Patents

Method and apparatus for securely activating a credit card for a limited period of time

Info

Publication number
EP2580722A4
EP2580722A4 EP20100852989 EP10852989A EP2580722A4 EP 2580722 A4 EP2580722 A4 EP 2580722A4 EP 20100852989 EP20100852989 EP 20100852989 EP 10852989 A EP10852989 A EP 10852989A EP 2580722 A4 EP2580722 A4 EP 2580722A4
Authority
EP
Grant status
Application
Patent type
Prior art keywords
apparatus
time
method
credit card
limited period
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
EP20100852989
Other languages
German (de)
French (fr)
Other versions
EP2580722A1 (en )
Inventor
John S Woronec
Original Assignee
John S Woronec
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223Realising banking transactions through M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices using wireless devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/385Use of an alias or a single-use code
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403Solvency checks
    • G06Q20/4033Local solvency checks
EP20100852989 2010-06-10 2010-06-10 Method and apparatus for securely activating a credit card for a limited period of time Ceased EP2580722A4 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
PCT/US2010/001665 WO2011155915A1 (en) 2010-06-10 2010-06-10 Method and apparatus for securely activating a credit card for a limited period of time

Publications (2)

Publication Number Publication Date
EP2580722A1 true EP2580722A1 (en) 2013-04-17
EP2580722A4 true true EP2580722A4 (en) 2014-01-22

Family

ID=45098322

Family Applications (1)

Application Number Title Priority Date Filing Date
EP20100852989 Ceased EP2580722A4 (en) 2010-06-10 2010-06-10 Method and apparatus for securely activating a credit card for a limited period of time

Country Status (2)

Country Link
EP (1) EP2580722A4 (en)
WO (1) WO2011155915A1 (en)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB201300923D0 (en) * 2013-01-18 2013-03-06 Licentia Group Ltd Verification method and system

Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5729591A (en) * 1994-08-15 1998-03-17 Bailey; Ken Credit card operated cellular phone

Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6003770A (en) * 1992-10-06 1999-12-21 Interdigital Technology Corporation Wireless telephone debit card system and method
US20040058705A1 (en) * 2001-12-21 2004-03-25 Russell Morgan Secure point-of-sale cellular telephone docking module system
US7210621B2 (en) * 2005-09-13 2007-05-01 Woronec John S Secure credit card and method and apparatus for utilizing the same
US20070073619A1 (en) * 2005-09-23 2007-03-29 Smith Rebecca C Biometric anti-fraud plastic card
US20080120707A1 (en) * 2006-11-22 2008-05-22 Alexander Ramia Systems and methods for authenticating a device by a centralized data server
US20080217400A1 (en) * 2007-03-06 2008-09-11 Portano Michael D System for preventing fraudulent purchases and identity theft
US8376223B2 (en) * 2008-12-23 2013-02-19 John S. Woronec Method and apparatus for securely activating a credit card for a limited period of time

Patent Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5729591A (en) * 1994-08-15 1998-03-17 Bailey; Ken Credit card operated cellular phone

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
See also references of WO2011155915A1 *

Also Published As

Publication number Publication date Type
WO2011155915A1 (en) 2011-12-15 application
EP2580722A1 (en) 2013-04-17 application

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