EP2415003A4 - Procédé et système de sécurisation d'une transaction de paiement à l'aide une base de code de confiance - Google Patents

Procédé et système de sécurisation d'une transaction de paiement à l'aide une base de code de confiance

Info

Publication number
EP2415003A4
EP2415003A4 EP10759266.9A EP10759266A EP2415003A4 EP 2415003 A4 EP2415003 A4 EP 2415003A4 EP 10759266 A EP10759266 A EP 10759266A EP 2415003 A4 EP2415003 A4 EP 2415003A4
Authority
EP
European Patent Office
Prior art keywords
securing
payment transaction
code base
trusted code
trusted
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
EP10759266.9A
Other languages
German (de)
English (en)
Other versions
EP2415003A1 (fr
Inventor
Paul D Coppinger
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Apriva LLC
Original Assignee
Apriva LLC
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US12/414,446 external-priority patent/US20100250441A1/en
Priority claimed from US12/414,423 external-priority patent/US20100250442A1/en
Application filed by Apriva LLC filed Critical Apriva LLC
Publication of EP2415003A1 publication Critical patent/EP2415003A1/fr
Publication of EP2415003A4 publication Critical patent/EP2415003A4/fr
Withdrawn legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/027—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] involving a payment switch or gateway
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/356—Aspects of software for card payments
    • G06Q20/3567—Software being in the reader
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025—Identification of user by a PIN code
    • G07F7/1091—Use of an encrypted form of the PIN

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
EP10759266.9A 2009-03-30 2010-03-29 Procédé et système de sécurisation d'une transaction de paiement à l'aide une base de code de confiance Withdrawn EP2415003A4 (fr)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US12/414,446 US20100250441A1 (en) 2009-03-30 2009-03-30 Method and system for securing a payment transaction with trusted code base on a removable system module
US12/414,423 US20100250442A1 (en) 2009-03-30 2009-03-30 Method and system for securing a payment transaction with a trusted code base
PCT/US2010/029075 WO2010114799A1 (fr) 2009-03-30 2010-03-29 Procédé et système de sécurisation d'une transaction de paiement à l'aide une base de code de confiance

Publications (2)

Publication Number Publication Date
EP2415003A1 EP2415003A1 (fr) 2012-02-08
EP2415003A4 true EP2415003A4 (fr) 2013-05-01

Family

ID=42828648

Family Applications (1)

Application Number Title Priority Date Filing Date
EP10759266.9A Withdrawn EP2415003A4 (fr) 2009-03-30 2010-03-29 Procédé et système de sécurisation d'une transaction de paiement à l'aide une base de code de confiance

Country Status (6)

Country Link
EP (1) EP2415003A4 (fr)
AU (1) AU2010232817A1 (fr)
BR (1) BRPI1015475A2 (fr)
CA (1) CA2794560A1 (fr)
MX (1) MX2011010306A (fr)
WO (1) WO2010114799A1 (fr)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103337021A (zh) * 2013-05-08 2013-10-02 上海方付通商务服务有限公司 贴膜卡及基于贴膜卡的安全交易方法
CN106603237B (zh) * 2015-10-16 2022-02-08 中兴通讯股份有限公司 一种安全支付方法及装置
US11887120B2 (en) * 2020-09-24 2024-01-30 Ncr Atleos Corporation System and method for touchless pin entry

Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20050114683A1 (en) * 2003-11-26 2005-05-26 International Business Machines Corporation Tamper-resistant trusted java virtual machine and method of using the same
WO2005109360A1 (fr) * 2004-05-10 2005-11-17 Hani Girgis Saisie securisee de nip au moyen d'un ordinateur personnel
WO2006063144A2 (fr) * 2004-12-08 2006-06-15 Way Systems, Inc. Dispositif d'entree de nip securise destine a des telephones portables
WO2006081525A2 (fr) * 2005-01-28 2006-08-03 Cardinal Commerce Corporation Systeme et methode pour une conversion entre des transactions basees sur internet et des transactions non basees sur internet
KR20080010082A (ko) * 2006-07-26 2008-01-30 한국정보통신주식회사 결제처리 시스템
US20080189214A1 (en) * 2006-10-17 2008-08-07 Clay Von Mueller Pin block replacement
WO2008157184A2 (fr) * 2007-06-13 2008-12-24 Alibaba Group Holding Limited Système et procédé de paiement utilisant une carte à puce d'identification

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6871278B1 (en) * 2000-07-06 2005-03-22 Lasercard Corporation Secure transactions with passive storage media
US7707120B2 (en) * 2002-04-17 2010-04-27 Visa International Service Association Mobile account authentication service
DE10336070A1 (de) * 2003-08-06 2005-01-20 Siemens Ag Verfahren zur sicheren Abwicklung von Zahlungen über ein Datennetz
AU2005264830B2 (en) * 2004-07-23 2010-03-18 Data Security Systems Solutions Pte Ltd System and method for implementing digital signature using one time private keys

Patent Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20050114683A1 (en) * 2003-11-26 2005-05-26 International Business Machines Corporation Tamper-resistant trusted java virtual machine and method of using the same
WO2005109360A1 (fr) * 2004-05-10 2005-11-17 Hani Girgis Saisie securisee de nip au moyen d'un ordinateur personnel
WO2006063144A2 (fr) * 2004-12-08 2006-06-15 Way Systems, Inc. Dispositif d'entree de nip securise destine a des telephones portables
WO2006081525A2 (fr) * 2005-01-28 2006-08-03 Cardinal Commerce Corporation Systeme et methode pour une conversion entre des transactions basees sur internet et des transactions non basees sur internet
KR20080010082A (ko) * 2006-07-26 2008-01-30 한국정보통신주식회사 결제처리 시스템
US20080189214A1 (en) * 2006-10-17 2008-08-07 Clay Von Mueller Pin block replacement
WO2008157184A2 (fr) * 2007-06-13 2008-12-24 Alibaba Group Holding Limited Système et procédé de paiement utilisant une carte à puce d'identification

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
See also references of WO2010114799A1 *

Also Published As

Publication number Publication date
EP2415003A1 (fr) 2012-02-08
AU2010232817A1 (en) 2011-11-17
BRPI1015475A2 (pt) 2016-04-26
WO2010114799A1 (fr) 2010-10-07
MX2011010306A (es) 2012-01-20
CA2794560A1 (fr) 2010-10-07

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