EP2415003A4 - Method and system for securing a payment transaction with trusted code base - Google Patents
Method and system for securing a payment transaction with trusted code baseInfo
- Publication number
- EP2415003A4 EP2415003A4 EP10759266.9A EP10759266A EP2415003A4 EP 2415003 A4 EP2415003 A4 EP 2415003A4 EP 10759266 A EP10759266 A EP 10759266A EP 2415003 A4 EP2415003 A4 EP 2415003A4
- Authority
- EP
- European Patent Office
- Prior art keywords
- securing
- payment transaction
- code base
- trusted code
- trusted
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Withdrawn
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
- G06Q20/027—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] involving a payment switch or gateway
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3229—Use of the SIM of a M-device as secure element
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/356—Aspects of software for card payments
- G06Q20/3567—Software being in the reader
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1025—Identification of user by a PIN code
- G07F7/1091—Use of an encrypted form of the PIN
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US12/414,446 US20100250441A1 (en) | 2009-03-30 | 2009-03-30 | Method and system for securing a payment transaction with trusted code base on a removable system module |
US12/414,423 US20100250442A1 (en) | 2009-03-30 | 2009-03-30 | Method and system for securing a payment transaction with a trusted code base |
PCT/US2010/029075 WO2010114799A1 (en) | 2009-03-30 | 2010-03-29 | Method and system for securing a payment transaction with trusted code base |
Publications (2)
Publication Number | Publication Date |
---|---|
EP2415003A1 EP2415003A1 (en) | 2012-02-08 |
EP2415003A4 true EP2415003A4 (en) | 2013-05-01 |
Family
ID=42828648
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
EP10759266.9A Withdrawn EP2415003A4 (en) | 2009-03-30 | 2010-03-29 | Method and system for securing a payment transaction with trusted code base |
Country Status (6)
Country | Link |
---|---|
EP (1) | EP2415003A4 (en) |
AU (1) | AU2010232817A1 (en) |
BR (1) | BRPI1015475A2 (en) |
CA (1) | CA2794560A1 (en) |
MX (1) | MX2011010306A (en) |
WO (1) | WO2010114799A1 (en) |
Families Citing this family (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN103337021A (en) * | 2013-05-08 | 2013-10-02 | 上海方付通商务服务有限公司 | Film card and secure transaction method based on same |
CN106603237B (en) * | 2015-10-16 | 2022-02-08 | 中兴通讯股份有限公司 | Safe payment method and device |
US11887120B2 (en) * | 2020-09-24 | 2024-01-30 | Ncr Atleos Corporation | System and method for touchless pin entry |
Citations (7)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20050114683A1 (en) * | 2003-11-26 | 2005-05-26 | International Business Machines Corporation | Tamper-resistant trusted java virtual machine and method of using the same |
WO2005109360A1 (en) * | 2004-05-10 | 2005-11-17 | Hani Girgis | Secure pin entry using personal computer |
WO2006063144A2 (en) * | 2004-12-08 | 2006-06-15 | Way Systems, Inc. | Secure pin entry device for mobile phones |
WO2006081525A2 (en) * | 2005-01-28 | 2006-08-03 | Cardinal Commerce Corporation | System and method for conversion between internet and non-internet base transactions |
KR20080010082A (en) * | 2006-07-26 | 2008-01-30 | 한국정보통신주식회사 | System and method for payment and program recording medium |
US20080189214A1 (en) * | 2006-10-17 | 2008-08-07 | Clay Von Mueller | Pin block replacement |
WO2008157184A2 (en) * | 2007-06-13 | 2008-12-24 | Alibaba Group Holding Limited | Payment system and method using ic identification card |
Family Cites Families (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US6871278B1 (en) * | 2000-07-06 | 2005-03-22 | Lasercard Corporation | Secure transactions with passive storage media |
US7707120B2 (en) * | 2002-04-17 | 2010-04-27 | Visa International Service Association | Mobile account authentication service |
DE10336070A1 (en) * | 2003-08-06 | 2005-01-20 | Siemens Ag | Safety process transaction method e.g. for paying process over data network, involves entering payment amounts about buyer for equipment attached to data network with payment amount conveyed to server computer by salesman |
EP1771965A4 (en) * | 2004-07-23 | 2009-03-04 | Data Security Systems Solution | System and method for implementing digital signature using one time private keys |
-
2010
- 2010-03-29 CA CA2794560A patent/CA2794560A1/en not_active Abandoned
- 2010-03-29 MX MX2011010306A patent/MX2011010306A/en not_active Application Discontinuation
- 2010-03-29 EP EP10759266.9A patent/EP2415003A4/en not_active Withdrawn
- 2010-03-29 BR BRPI1015475A patent/BRPI1015475A2/en not_active IP Right Cessation
- 2010-03-29 AU AU2010232817A patent/AU2010232817A1/en not_active Abandoned
- 2010-03-29 WO PCT/US2010/029075 patent/WO2010114799A1/en active Application Filing
Patent Citations (7)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20050114683A1 (en) * | 2003-11-26 | 2005-05-26 | International Business Machines Corporation | Tamper-resistant trusted java virtual machine and method of using the same |
WO2005109360A1 (en) * | 2004-05-10 | 2005-11-17 | Hani Girgis | Secure pin entry using personal computer |
WO2006063144A2 (en) * | 2004-12-08 | 2006-06-15 | Way Systems, Inc. | Secure pin entry device for mobile phones |
WO2006081525A2 (en) * | 2005-01-28 | 2006-08-03 | Cardinal Commerce Corporation | System and method for conversion between internet and non-internet base transactions |
KR20080010082A (en) * | 2006-07-26 | 2008-01-30 | 한국정보통신주식회사 | System and method for payment and program recording medium |
US20080189214A1 (en) * | 2006-10-17 | 2008-08-07 | Clay Von Mueller | Pin block replacement |
WO2008157184A2 (en) * | 2007-06-13 | 2008-12-24 | Alibaba Group Holding Limited | Payment system and method using ic identification card |
Non-Patent Citations (1)
Title |
---|
See also references of WO2010114799A1 * |
Also Published As
Publication number | Publication date |
---|---|
EP2415003A1 (en) | 2012-02-08 |
CA2794560A1 (en) | 2010-10-07 |
AU2010232817A1 (en) | 2011-11-17 |
BRPI1015475A2 (en) | 2016-04-26 |
MX2011010306A (en) | 2012-01-20 |
WO2010114799A1 (en) | 2010-10-07 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
PUAI | Public reference made under article 153(3) epc to a published international application that has entered the european phase |
Free format text: ORIGINAL CODE: 0009012 |
|
17P | Request for examination filed |
Effective date: 20111028 |
|
AK | Designated contracting states |
Kind code of ref document: A1 Designated state(s): AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO SE SI SK SM TR |
|
DAX | Request for extension of the european patent (deleted) | ||
A4 | Supplementary search report drawn up and despatched |
Effective date: 20130402 |
|
RIC1 | Information provided on ipc code assigned before grant |
Ipc: G06Q 20/00 20120101AFI20130325BHEP Ipc: G07F 7/08 20060101ALI20130325BHEP Ipc: G07F 7/10 20060101ALI20130325BHEP |
|
STAA | Information on the status of an ep patent application or granted ep patent |
Free format text: STATUS: THE APPLICATION IS DEEMED TO BE WITHDRAWN |
|
18D | Application deemed to be withdrawn |
Effective date: 20131030 |