EP2226266B1 - Porte carte inviolable pour carte prépayée, procédé de fabrication et d'activation d'un tel porte carte - Google Patents

Porte carte inviolable pour carte prépayée, procédé de fabrication et d'activation d'un tel porte carte Download PDF

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Publication number
EP2226266B1
EP2226266B1 EP10154564A EP10154564A EP2226266B1 EP 2226266 B1 EP2226266 B1 EP 2226266B1 EP 10154564 A EP10154564 A EP 10154564A EP 10154564 A EP10154564 A EP 10154564A EP 2226266 B1 EP2226266 B1 EP 2226266B1
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EP
European Patent Office
Prior art keywords
card
panel
glue
area
fold line
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Active
Application number
EP10154564A
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German (de)
English (en)
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EP2226266A1 (fr
Inventor
James Robert Swain
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Idemia America Corp
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Oberthur Technologies of America Corp
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Publication date
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Publication of EP2226266A1 publication Critical patent/EP2226266A1/fr
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Classifications

    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B65—CONVEYING; PACKING; STORING; HANDLING THIN OR FILAMENTARY MATERIAL
    • B65D—CONTAINERS FOR STORAGE OR TRANSPORT OF ARTICLES OR MATERIALS, e.g. BAGS, BARRELS, BOTTLES, BOXES, CANS, CARTONS, CRATES, DRUMS, JARS, TANKS, HOPPERS, FORWARDING CONTAINERS; ACCESSORIES, CLOSURES, OR FITTINGS THEREFOR; PACKAGING ELEMENTS; PACKAGES
    • B65D27/00—Envelopes or like essentially-rectangular containers for postal or other purposes having no structural provision for thickness of contents
    • B65D27/32—Opening devices incorporated during envelope manufacture
    • B65D27/34—Lines of weakness
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B65—CONVEYING; PACKING; STORING; HANDLING THIN OR FILAMENTARY MATERIAL
    • B65D—CONTAINERS FOR STORAGE OR TRANSPORT OF ARTICLES OR MATERIALS, e.g. BAGS, BARRELS, BOTTLES, BOXES, CANS, CARTONS, CRATES, DRUMS, JARS, TANKS, HOPPERS, FORWARDING CONTAINERS; ACCESSORIES, CLOSURES, OR FITTINGS THEREFOR; PACKAGING ELEMENTS; PACKAGES
    • B65D73/00—Packages comprising articles attached to cards, sheets or webs
    • B65D73/0078—Packages comprising articles attached to cards, sheets or webs the articles being retained or enclosed in a folded-over or doubled card
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B65—CONVEYING; PACKING; STORING; HANDLING THIN OR FILAMENTARY MATERIAL
    • B65D—CONTAINERS FOR STORAGE OR TRANSPORT OF ARTICLES OR MATERIALS, e.g. BAGS, BARRELS, BOTTLES, BOXES, CANS, CARTONS, CRATES, DRUMS, JARS, TANKS, HOPPERS, FORWARDING CONTAINERS; ACCESSORIES, CLOSURES, OR FITTINGS THEREFOR; PACKAGING ELEMENTS; PACKAGES
    • B65D75/00—Packages comprising articles or materials partially or wholly enclosed in strips, sheets, blanks, tubes, or webs of flexible sheet material, e.g. in folded wrappers
    • B65D75/04—Articles or materials wholly enclosed in single sheets or wrapper blanks
    • B65D75/20—Articles or materials wholly enclosed in single sheets or wrapper blanks in sheets or blanks doubled around contents and having their opposed free margins united, e.g. by pressure-sensitive adhesive, crimping, heat-sealing, or welding
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B65—CONVEYING; PACKING; STORING; HANDLING THIN OR FILAMENTARY MATERIAL
    • B65D—CONTAINERS FOR STORAGE OR TRANSPORT OF ARTICLES OR MATERIALS, e.g. BAGS, BARRELS, BOTTLES, BOXES, CANS, CARTONS, CRATES, DRUMS, JARS, TANKS, HOPPERS, FORWARDING CONTAINERS; ACCESSORIES, CLOSURES, OR FITTINGS THEREFOR; PACKAGING ELEMENTS; PACKAGES
    • B65D75/00—Packages comprising articles or materials partially or wholly enclosed in strips, sheets, blanks, tubes, or webs of flexible sheet material, e.g. in folded wrappers
    • B65D75/52—Details
    • B65D75/58—Opening or contents-removing devices added or incorporated during package manufacture
    • B65D75/5827—Tear-lines provided in a wall portion
    • B65D75/5833—Tear-lines provided in a wall portion for tearing out a portion of the wall
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B65—CONVEYING; PACKING; STORING; HANDLING THIN OR FILAMENTARY MATERIAL
    • B65D—CONTAINERS FOR STORAGE OR TRANSPORT OF ARTICLES OR MATERIALS, e.g. BAGS, BARRELS, BOTTLES, BOXES, CANS, CARTONS, CRATES, DRUMS, JARS, TANKS, HOPPERS, FORWARDING CONTAINERS; ACCESSORIES, CLOSURES, OR FITTINGS THEREFOR; PACKAGING ELEMENTS; PACKAGES
    • B65D2203/00—Decoration means, markings, information elements, contents indicators
    • B65D2203/06—Arrangements on packages concerning bar-codes

Definitions

  • the present invention relates generally to improvements in prepaid card packaging and activation, and more particularly to advantageous aspects of packaging of prepaid cards in a tamper evident manner to reduce fraud.
  • a bar code is scanned utilizing a bar code scanner at the time of sale of the card as part of the activation process for the card.
  • the bar code is externally on the card packaging it is publicly accessible and potentially subject to attack.
  • the bar code is on the card and is visible through an aperture in the card packaging as shown and described in U.S. Patent No. 5,777,305 , for example. In such an approach, the bar code is again publicly visible and accessible and is potentially subject to fraud attempts.
  • Document WO 0137697 A2 discloses a wallet card package having a wallet card secured to a panel, the panel including a card flap that is pivotal about a fold line and the card being secured to and carried by the card flap so that the package is selectively movable from a closed position In which a magnetic strip on the card is covered and an open position in which the card is swung out from the panel while remaining secured to the card flap such that the magnetic strip is exposed for activation purposes.
  • Document WO 2007024786 A1 discloses a method of validating and activating a purchase card including providing a purchase card that is removably attached to a card carrier, wherein the purchase card has an account identifier associated therewith and has a card indicium affixed thereto, wherein the purchase card includes a machine-readable information encoding region into which the account identifier is encoded, and wherein the card carrier has a carrier indicium affixed thereto; populating a database with a stored card indicium that relates to the card indicium, a stored carrier indicium that relates to the carrier indicium, and a stored account identifier that relates to the account identifier, thereby uniquely coupling the account identifier to the card indicium; at a point-of-sale device and in response to a customer request to purchase the purchase card, entering information from the card indicium into the point-of-sale device; at the point-of-sale device, entering information from the carrier
  • Document US 6109439 A discloses a packaging comprising a paper covering coated on one side thereof with a layer of polyethylene, the data card being positioned between a first cover portion of the covering and a second cover portion of the covering, the first cover portion being bonded to the second cover portion, and the first and second cover portions being bonded to the outer surface of the data card via the layer of polyethylene of the first and second cover portions whereby the data card is sealed between the first and second cover portions in a non-sliding relationship relative to the first and second cover portions such that unauthorized tampering with the paper covering to gain access to the data card is readily detectable.
  • Document GB 2308349 A discloses a paper sack that has first and second lines of reinforcement extending substantially parallel to each other and spaced apart with incisions positioned in the wall of the sack between the lines of reinforcement, or notional extensions thereof, so that the wall can be grasped and the strip defined by the reinforcements may be torn from the rest of the sack.
  • one aspect of the present invention addresses a bi-panel having a fold line with a first panel to one side of the fold line and a second panel to the other side of the fold line, the first panel having an area which may suitably be employed to support a product literature insert on an inside face, and the second panel having an area reserved for a card located within a no glue region on an inside face; and a glue area between the no glue area and the edges of the second panel.
  • the card has a magnetic stripe and a bar code or other indicia on the back surface which faces the second panel.
  • the second panel advantageously employs a tear off strip which at the time of activation is torn away by the sales person as part of the activation process.
  • a tear off strip which at the time of activation is torn away by the sales person as part of the activation process.
  • access is provided to the bar code or other indicia which is aligned with the tear strip when it is mounted.
  • the bar code is then scanned as part of the activation process.
  • Fig. 1 shows the inside of a card carrier blank utilized to form a gift card carrier 100 in accordance with a first embodiment of the present invention. More specifically, Fig. 1 shows a bi-panel arrangement in which a first panel 110 and a second panel 120 are folded about a centerline 130 and glued shut to form a gift card carrier as described in further detail below. Illustrative dimensions are included in Fig. 1 for the gift card carrier 100 for use with a gift card which is the size of a standard credit card. Presently preferred materials for carrier 100 are 8 point or 12 point white paper having a nominal thickness of 0,02 cm (.008") or 0,03 cm (.012"), respectively. It will be recognized that other dimensions may be suitably employed for cards having other dimensions and that materials other than paper may be suitably employed.
  • First panel 110 has a rectangular area 112 where a terms and condition pamphlet or other product literature insert 10 may be suitably attached with fugitive glue, for example, which allows the pamphlet or insert to be readily removed by a customer that purchases the gift card upon opening the carrier 100.
  • First panel 110 also includes a first smaller hangtag cutout 114.
  • Second panel 120 has a first rectangular area 122 where a gift card 20 is suitably attached with fugitive glue, a double sided sticky label, or glue dots for example, allowing the gift card to be readily detached from the carrier once a customer has purchased the gift card and opened the carrier 100.
  • a second area 124 is a tolerance area within which the gift card may be acceptably mounted. In Fig. 1 , card 20 is shown centered within the tolerance area 124.
  • a third area 126 defines a no glue region. Third area 126 is larger than the acceptable card placement area 124 so that a no glue buffer surrounds the card 20.
  • Second panel 120 also includes a second larger hangtag cutout 128.
  • glue is adhered or otherwise applied in a glue zone 123 which comprises around the edges of both panels 110 and 120.
  • the glue is applied everywhere except the glue free zones with a glue applicator as part of the process of printing the card carrier with any text, such as the manufacturer's name or logo, the card company, name, logo and the like, or any other printed text, advertising materials and the like that are desired to be printed on the carrier 100.
  • the gift card 20 is attached to the panel 120, and the pamphlet or product literature insert 10 is attached to panel 110.
  • the panels are folded together about centerfold line 130 like a clamshell so that the cutouts 114 and 128 form a hangtag opening for hanging the gift card sealed in the carrier 100 for display.
  • glue applied during printing is utilized, heat and pressure are applied to activate the glue and to seal the panels 110 and 120 together
  • the seal formed is preferably at least 1,27 cm (.5") wide and even more preferably is approximately 1,59 cm (.625") wide which is the case when glue is applied everywhere except the glue free zones .
  • hot melt glue is applied to one or both of the panels 110 and 120 in a bead or in dots with a pressure gun applicator.
  • the closed carrier is rolled between rollers as the glue cools and sets so that the glue is applied uniformly and a wide area seal is formed.
  • Fig. 2 shows the inside front and inside back of panels 110 and 120 of the card carrier blank without the terms and conditions pamphlet 10 and without the gift card 20.
  • Lines 127 and 129 serve as alignment aids for the proper mounting of product literature insert 10 and card 20, respectively.
  • a half cut 140 is on the outside of the card carrier blank to facilitate folding during manufacture of the gift card carrier 100.
  • a parentheses cut 150 is scored in panel 120.
  • Fig. 3 shows the inside front and inside back of panels 110 and 120 of the card carrier blank and illustrates details of a tear strip 160 in accordance with an embodiment of the present invention. In the embodiment shown, the tear off strip 160 is scored through the panel 120 of the card carrier blank.
  • This tear off strip 160 may be utilized during card activation to access an activation reference code, such as a bar code to be scanned by a bar code scanner, as discussed further below.
  • an activation reference code such as a bar code to be scanned by a bar code scanner, as discussed further below.
  • security cuts such as cuts 170, can be added to further improve tamper evidence.
  • an external opening tab 162 can be pulled by a sales person to tear off the tear strip 160 to get access to the bar code on the gift card sealed inside.
  • the bar code on the card 20 aligns with the tear strip 160.
  • a slot or opening 164 around tab 160 allows the sales person to readily grasp the tab 162. It also creates a vent which allows internal air to escape upon a change of temperature, pressure or the like without damaging the seal. Finally, it also allows a simple visual confirmation that a card is contained in the carrier 100. It will be recognized that alternative slots may be employed to provide pressure release, such as the simple parentheses shaped arcs 150 of Fig. 2 , or a diagonal cut or cuts.
  • a second embodiment of a card carrier in accordance with the present invention are illustrated in Fig. 4 .
  • a top fold tablet card carrier 400 is illustrated. Similar to the embodiment of Fig. 1 , a first panel 410 includes a first area 412 reserved for a gift card. No gift card is shown in Fig. 4 . A second area 413 defines a no glue region. First panel 410 also includes a first larger hangtag cutout 414. Additionally, the first panel 410 includes a tear strip 460.
  • Second panel 420 has a first area 422 reserved for attaching a terms and conditions pamphlet or other product literature insert. No literature is shown in Fig. 4 .
  • a second area 424 defines a no glue region.
  • Second panel 420 also includes a second smaller hangtag cutout 428.
  • glue is applied around the edges of second panel 420 in either of the two ways described above in connection with Fig. 1 .
  • a gift card is attached to the panel 420.
  • a terms and condition pamphlet or other product literature insert is attached to panel 410.
  • Glue may be preapplied during printing as discussed above and the panels are then folded together about top fold line 430.
  • the package is then sealed using a high pressure heat press that activates the glue as discussed above.
  • hot melt glue may be applied and then after folding the panels together, the card carrier is rolled under pressure rollers to seal the package with a wide seal area.
  • a salesperson tears the tear strip 460 to access a bar code or other activation indicia on the card sealed within the gift card carrier 400. The barcode is then scanned and the card is activated.
  • Fig. 5 illustrates aspects of a method 500 of making a tamper evident card carrier in accordance with the present invention.
  • a bi-panel is formed having a fold line with a first panel to one side of the fold line and a second panel to the other side of the fold line.
  • the first panel has an area reserved for a product literature insert on an inside face and the second panel has an area reserved for a card located within a no glue region on an inside face.
  • a glue area between the no glue area and the edges of the second panel is also established.
  • step 504 the fold line is scored.
  • step 505 a tear strip is scored in the second panel which is to support the gift card.
  • glue is applied to the glue area.
  • the glue area is preferably at least 1,27 cm (.5") wide and for a standard credit card sized card may advantageously be 1,59 cm (.625") wide.
  • a product literature insert is glued to the area for the product literature insert with fugitive glue.
  • a gift card is glued to the area for the card with fugitive glue. The placement of the card aligns a barcode or other activation indicia on the card with the tear strip.
  • step 512 the bi-panel is folded about the fold line.
  • step 514 the glue is activated to form a tamper evident seal which is preferably at least 1,27 cm (.5") wide.
  • step 516 a bar code is formed on an outside face of either the first or second panel. It will be noted that all of the steps of process 500 do not necessarily have to be performed or performed in order to practice the present invention. For example, if hot melt glue is applied, that glue would be applied just before step 512.
  • Fig. 6 shows a process 600 of activating a gift card in accordance with an embodiment of the present invention.
  • step 602 subsequent to purchase of a gift card carrier, such as carrier 100, store personnel, such as a checkout clerk, tears away a tear open strip, such as one of the strips 160 or 460, to gain access to a card activation indicia, such as a bar code on the card to be activated.
  • a card activation indicia such as a bar code on the card to be activated.
  • the bar code is scanned using a bar code scanner in step 604.
  • the card identifying information is communicated to a remote processing center in step 606. This communication may be encrypted.
  • step 608 the card identifying information is processed and the card is activated in step 610.
  • a first indicia such as a card number
  • a second such as an account number identifies an account associated with the card and the card number.
  • the account identification being publicly visible either as a result of it being printed on the packaging or through an aperture in the packaging.
  • the approach of the present invention negates a number of fraud schemes used to attack such cards. If one interested in perpetrating a fraud, tears the tear strip to gain access to the activation indicia, that tearing will be physically apparent to store personnel. Additionally, since the activation indicia is not revealed until the gift card has been purchased, a single card account number can be employed to identify the card and to activate the card thereby eliminating a layer of unnecessary and to some extent suspect security.

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  • Engineering & Computer Science (AREA)
  • Mechanical Engineering (AREA)
  • Credit Cards Or The Like (AREA)
  • Adornments (AREA)

Claims (15)

  1. Porte-carte avec témoin d'intégrité (100, 400) comprenant :
    un panneau double ayant une ligne de pliage et comportant un premier panneau (110, 410) d'un côté de la ligne de pliage et un second panneau (120, 420) de l'autre côté de la ligne de pliage,
    caractérisé en ce que le premier panneau (110, 410) comporte une zone réservée (112, 412) à un insert de documentation sur un produit (10) sur une face interne et en ce que le second panneau (120, 420) comporte une zone (122, 422) réservée à une carte (20) située à l'intérieur d'une région d'une face interne ; et
    une zone de collage (123) s'étendant vers l'intérieur depuis les bords du second panneau, une bande d'arrachage (160, 460) étant formée dans le second panneau (120, 420).
  2. Porte-carte avec témoin d'intégrité selon la revendication 1, dans lequel la ligne de pliage est entaillée.
  3. Porte-carte avec témoin d'intégrité selon la revendication 1, dans lequel la zone de collage (123) a une largeur d'au moins 1,27 cm (0,5 pouce).
  4. Porte-carte avec témoin d'intégrité selon la revendication 1, dans lequel une carte-cadeau (20) est fixée à la zone destinée à une carte à l'aide d'une colle temporaire ou d'une étiquette collante double-face ; et
    un insert de documentation sur un produit (10) est fixé à la zone destinée à un insert de documentation sur un produit.
  5. Porte-carte avec témoin d'intégrité selon la revendication 4, dans lequel de la colle est appliquée à la zone de collage (123), le panneau double est plié autour de la ligne de pliage et la colle est activée afin de former un témoin d'intégrité ayant une largeur d'au moins 1,27 cm (0,5 pouce).
  6. Porte-carte avec témoin d'intégrité selon la revendication 1, dans lequel une carte (20) comporte un signe d'activation qui est aligné avec la bande d'arrachage (160, 460) lorsqu'il est monté sur le second panneau (120, 420) à l'intérieur de la zone réservée pour la carte et auquel on accède dans le but d'activer la carte en arrachant la bande d'arrachage.
  7. Procédé de fabrication d'un porte-carte avec témoin d'intégrité comprenant :
    la formation d'un panneau double ayant une ligne de pliage et comportant un premier panneau (110, 410) d'un côté de la ligne de pliage et un second panneau (120, 420) de l'autre côté de la ligne de pliage, caractérisé en ce que le premier panneau (110, 410) comporte une zone réservée (112, 412) à un insert de documentation sur un produit (10) sur une face interne et en ce que le second panneau (120, 420) comporte une zone (122, 422) réservée à une carte (20) située à l'intérieur d'une région d'une face interne ; et
    une zone de collage (123) s'étendant vers l'intérieur depuis les bords du second panneau, une bande d'arrachage (160, 460) étant formée dans le second panneau.
  8. Procédé selon la revendication 7, comprenant en outre :
    l'entaillage de la ligne de pliage.
  9. Procédé selon la revendication 7, comprenant en outre :
    l'application de colle à la zone de collage (123), la zone de collage ayant une largeur d'au moins 1,27 cm (0,5 pouce).
  10. Procédé selon la revendication 7, comprenant en outre :
    le collage d'une carte-cadeau (20) sur la zone (122, 422) destinée à une carte à l'aide d'une colle temporaire ; et
    le collage d'un insert de documentation sur un produit (10) sur la zone (112, 412) destinée à un insert de documentation sur un produit à l'aide d'une colle temporaire.
  11. Procédé selon la revendication 10, comprenant en outre :
    l'application de colle à la zone de collage (123) ;
    le pliage du panneau double autour de la ligne de pliage ; et
    l'activation de la colle pour former un sceau avec témoin d'intégrité ayant une largeur d'au moins 1,27 cm (0,5 pouce).
  12. Procédé selon la revendication 7, comprenant en outre :
    l'alignement d'un signe d'activation sur une carte-cadeau (20) à l'aide d'une bande d'arrachage (160, 460) et le montage de la carte-cadeau sur le porte-carte-cadeau dans la zone réservée à la carte.
  13. Procédé d'activation d'une carte-cadeau prépayée, comprenant :
    l'arrachage d'une bande d'arrachage (160, 460) d'un emballage contenant la carte-cadeau prépayée (20) après son achat pour révéler un signe d'activation ;
    l'obtention d'informations d'identification à partir du signe d'activation ;
    la communication des informations d'identification ;
    le traitement des informations d'identification ; et
    l'activation de la carte-cadeau prépayée.
  14. Procédé selon la revendication 13, dans lequel le signe d'activation est un code à barres et ladite étape d'obtention comprend la lecture du code à barres à l'aide d'un lecteur de code à barres.
  15. Procédé selon la revendication 13, dans lequel l'étape de communication comprend en outre la transmission des informations d'identification en format crypté.
EP10154564A 2009-02-25 2010-02-24 Porte carte inviolable pour carte prépayée, procédé de fabrication et d'activation d'un tel porte carte Active EP2226266B1 (fr)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US15533409P 2009-02-25 2009-02-25
US12/709,568 US20100213092A1 (en) 2009-02-25 2010-02-22 Methods and Apparatus for Prepaid Card Packaging and Activation

Publications (2)

Publication Number Publication Date
EP2226266A1 EP2226266A1 (fr) 2010-09-08
EP2226266B1 true EP2226266B1 (fr) 2012-01-18

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EP10154564A Active EP2226266B1 (fr) 2009-02-25 2010-02-24 Porte carte inviolable pour carte prépayée, procédé de fabrication et d'activation d'un tel porte carte

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US (1) US20100213092A1 (fr)
EP (1) EP2226266B1 (fr)
AT (1) ATE541795T1 (fr)
DK (1) DK2226266T3 (fr)

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Also Published As

Publication number Publication date
EP2226266A1 (fr) 2010-09-08
ATE541795T1 (de) 2012-02-15
US20100213092A1 (en) 2010-08-26
DK2226266T3 (da) 2012-05-07

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