EP2070027A1 - Personalised interactive mail publishing method - Google Patents
Personalised interactive mail publishing methodInfo
- Publication number
- EP2070027A1 EP2070027A1 EP07858388A EP07858388A EP2070027A1 EP 2070027 A1 EP2070027 A1 EP 2070027A1 EP 07858388 A EP07858388 A EP 07858388A EP 07858388 A EP07858388 A EP 07858388A EP 2070027 A1 EP2070027 A1 EP 2070027A1
- Authority
- EP
- European Patent Office
- Prior art keywords
- code
- recipient
- information
- capture
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Ceased
Links
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- 230000000295 complement effect Effects 0.000 claims abstract description 4
- 238000005538 encapsulation Methods 0.000 claims abstract description 3
- 238000013475 authorization Methods 0.000 claims description 23
- 230000005540 biological transmission Effects 0.000 claims description 12
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- 239000003795 chemical substances by application Substances 0.000 claims description 8
- 230000014759 maintenance of location Effects 0.000 claims description 2
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- 230000008901 benefit Effects 0.000 description 5
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- 238000012856 packing Methods 0.000 description 2
- 230000004913 activation Effects 0.000 description 1
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- 238000011144 upstream manufacturing Methods 0.000 description 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/08—Logistics, e.g. warehousing, loading or distribution; Inventory or stock management
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
Definitions
- the present invention relates to a method for traceability, geolocation and interactivity of paper mail, and allowing, from a personal mail and a mobile terminal attached to a person, instant access and secure to individual information available on the network, as well as the secure transmission of orders, acknowledgments and / or certification of distribution.
- Paper mail has certain advantages over e-mail: it can be read anywhere, it is more practical for certain control and pointing processes, it has a formality and official document status, it remains essential for many large issuers, for regulatory and / or commercial reasons.
- E-mail has considerable advantages: - The ability to better control the distribution and reception of mail, automated alerts in case of non-distribution and the possibility of instant return of acknowledgments.
- SUBSTITUTE SHEET (Rule 26) registration, placed near the mailboxes recipients, can detect the presence of mail. But such a system requires infrastructure and permissions to equip mailboxes, difficult to obtain in buildings. Access to a network-based computer content can be done, according to a known method, by optoelectronic capture of a printed link corresponding to the coordinates of the required file, for example an Internet address (URL), represented in the form of a code, in particular bar code mono or two-dimensional, or written with a typeface such as DOTEM (French Patent No. 0501552 of 16/02/2005 published on 18/08/2006 under the publication No. 2882173, filing date PCT 07 / 02/2006 under No. WO206 / 087446).
- URL Internet address
- This process is made possible by the technologies implemented in electronic terminals, portable or not, combining in particular telecommunication functions, optoelectronic data acquisition, identification of the transmitter and display of information . It facilitates access to information by avoiding a tedious or difficult entry on a keyboard, and / or prohibit access to users who have not acquired the necessary rights.
- Access to content available on a computer network becomes possible from all mass-printed media such as packaging, newspapers, magazines, posters, leaflets, flyers.
- Each printed copy gives indifferent access to the computer content as soon as the recipient's terminal has a device for recognizing the printed code, or even an access authorization to the service, by means of an encryption key of the data channel. characters read. But this technique does not apply specifically to customized and individualized industrial couriers, where each copy is different.
- the reader of a magazine for example, can access the service, with an authorized terminal, from a printed code encrypted and printed on a copy indifferently obtained by subscription, in a waiting room, or with friends.
- the holder of a personal mail also having an authorized terminal, will have to be able to instantly access his private information from the code printed in his mail, but access will have to be forbidden to him if the mail does not is not intended. It is also desirable that the printed codes can be deactivated on the obsolete mails while remaining active on the most recent mails.
- each mail must contain one or more individualized links, generated according to a technique of personalization and computer composition ensuring that the right link is edited on the correct document and allowing individual and exclusive authorizations taking into account the terminal used electronic mail, read mail and a predetermined activation period.
- These links supplemented by the information stored in the recipient's terminal, such as his personal phone number, must allow access to private information, to place an order such as receiving at his home address additional documentation, or authorize a payment from a barcode mono or two-dimensional, or an instruction written with a font such as DOTEM, edited for example on an invoice or a statement.
- the process will provide additional and instant security in an authorization or authentication process since it will condition the validity of this authorization or authentication upon reading a single or two-dimensional bar code (or a single DOTEM statement) found in a personal and confidential mail, combined with the identification of the user by the information which is attached to him through his terminal, such as his telephone number.
- debtors now have various payment options to pay their bills to their creditors. Thus they have in particular the payment by check, credit card, TIP (Interbanking Payment Title), transfers, or other procedures and finally automatic debit via a debit authorization granted to the creditor.
- This method of payment is particularly popular with creditors, electricity suppliers, telephone operators or others. It has the advantage for them to be automated, so allow lower collection costs compared to other means of cashing, and especially allows them to have the hand, the order of levy they transmit to the bank no longer depends on them. It is because of this last point that many debtors refuse to use this method of payment insofar as they are no longer able to ex ante control debits on their accounts. For example, creditors, duly registered with an issuer number, send debit orders to the accounts of their debtors, customers in the different banks, without any additional agreement being requested. In theory, and the creditor and the bank must have received their client's debit authorization. In fact, banks do not manage not in computing the payment authorizations that their customers send to them.
- Another object of the invention is to provide the issuer with reliable and accurate information on the progress of the mail delivery phase.
- the upstream phases of the mail distribution benefit from systems allowing a follow-up, unitary or by batch, of the posted mails, but the information remains insufficient on the course of the "last kilometer" at the very moment of the distribution.
- the method according to the invention will make it possible to provide individualized distribution information before being taken in hand by the recipient, without requiring the installation of specific labels, or the distribution point equipment in detection and recording equipment.
- the method issues a certificate of distribution, ensuring that the capture of the link visible in the window of the envelope is performed on the place of distribution mailbox recipient.
- This information intended for the issuer, transmitted from geo-localized terminals and used by the distribution agents, comes in addition to the acknowledgment that can be obtained by capturing a personalized link when it is taken over. the opening of a courier or package by the recipient.
- the present invention relates to a custom editing method, to provide paper mail interactivity faculties useful to the individualized relationship with the recipient of the mail and distribution control, including instant access and secure access to individual information available on a network, as well as the secure transmission of orders, acknowledgment of receipt and / or certification of geo-localized distribution.
- the method according to the invention aims to upgrade the paper mail with respect to the electronic mail, giving it the capabilities mentioned above, without requiring the systematic use of a keyboard.
- the mail thus enriched will be called "Hypercourrier".
- the invention proposes an interactive custom editing method comprising the following phases: the generation of editing variables, used by the sender to produce the specific data edited by computer, in the form of printed codes, in the body and in the mail address area;
- the phase of generating the editing variables comprises the following steps:
- a codification of a message to be displayed on the terminal of the recipient offline or prior to a connection including pricing information, such as the price of the service and the cost of the connection.
- pricing information such as the price of the service and the cost of the connection.
- this information may be displayed on the screen of the recipient's terminal and submit the connection to a keypad entry confirming, or reversing the recipient's agreement. If the connection is supported by the transmitter (equivalent to an envelope prepaid reply), this information can be confirmed by simple display on the screen of the recipient's terminal;
- This number which may include a counter incremented each edition, allows the authentication and management of access by recipient and by mail according to a protocol described later in the part devoted to authentication;
- Each tag corresponds to a processing instruction and each field contains the information to be processed;
- a mail constitutes the support of a downlink channel to a recipient and / or to a distribution agent, and the codes associated with this mail, and it alone, allow the spontaneous use of one or more channels. ascending to the transmitter, by any means of wireless communication.
- the production of these editing variables comprises a specific triggering step using a rules engine, in order to trigger the edition of printable codes, in particular bidimensionneis, according to criteria such as the civil status of the recipient, his personal situation in terms of profile, product ownership, behavior, query history, for example when capturing codes edited on previous shipments.
- the production of these editing variables comprises the following additional steps:
- This geo-location data can be expressed using a geographical information system, for example in latitude / longitude, the essential point being that it can be compared to the terrestrial coordinates determined by satellite system or terrestrial mobile network when the capture of the printed code;
- the method comprises a module for recognizing printed codes, in particular bidimensionneis codes, provided by the transmitter, and embedded, for example by downloading, on the recipient's personal telecommunications terminal and / or the agent responsible for mail delivery.
- Said terminai must allow the optoelectronic acquisition of data, such as a mobile phone with a camera.
- the identifier and the password of the recipient is recorded and transmitted to an authentication server.
- Said recognition module proceeds according to the following steps:
- the processing instructions can be: display the information read, store the information in a memory area, connect to a server whose coordinates are for example stored in a memory area of the recipient's terminal , dialing a telephone number also stored in the memory of said terminal, encrypting a string of characters according to a secret key, sending information to a server to feed a database or triggering an action such as sending an individualized document or alerts in paper or electronic form, the confirmation of a receipt, the triggering of a payment, the capture of the code, for example on a paper invoice or any other medium such as an electronic mail displayed on a screen or printed , constituting a condition of authorization in a bank debiting process, the triggering of an additional delivery or the replacement of a defective package, for example.
- the authentication data comprise an identifier and / or password entered or stored in the recipient's terminal, and include an algorithm for encrypting a sequence composed of the password stored in memory and a random number specific to each mail , obtained by capture in a specific field of the printed code.
- direct authentication of the recipient and spontaneous access to private information can be done without requiring the systematic entry of the password on a keyboard, or its presence in the code printed on the mail, or its transmission in clear on the network.
- Optoelectronic capture of the code specific to each mail can also be completed by entering a password and the use of data attached to the recipient, such as his personal phone number, stored in a memory of his terminal. In these circumstances, the validity of the authentication is at the same time conditional on the possession of said mail addressed to a person and the possession of the terminal attached to that same person.
- the optoelectronic capture of said code may condition the triggering of actions subject to the recipient's authorization as a payment or a direct debit. banking.
- the creditor For a Conditional Withdrawal Authorization, the creditor must always obtain a debit authorization from his client, but the use of this debit authorization will be subject to the prior agreement of the debtor before each transaction.
- the creditors have for use to send an invoice to their customers before the payment of the payment on the account of their customer. It will be sufficient to add the code on the invoices so that their debtor customers click on this code to signify that they agree to the deduction of the amount of this invoice by their creditor directly to their bank account, the debtor may send a message of receipt of the agreement to the debtor, for example by SMS or e-mail.
- the capture of the code by the debtor generates, parallel to or instead of sending the agreement to the creditor, an agreement transmitted directly to the debtor's bank.
- the bank would then have an acceptance of the debit authorization that the creditor will present to it.
- the bank would then debit the account only upon receipt of the customer's acceptance transmitted via the capture of the code on an invoice.
- the connection to the server is done directly, by capturing full coordinates entered in the printed code, resulting in a second connection to a server whose address is pre-recorded in the module on the terminal of the recipient, so to feed a database containing the history of all the direct connections.
- said recognition module can be embedded on a specific terminal used by the mail delivery agent, equipped with a geolocation module, by satellite system, such as by Galileo and GPS (registered trademarks) or terrestrial mobile network, to provide the terrestrial coordinates of the terminal used.
- said recognition module makes it possible to interpret a specific printed code, visible in the window of the envelope carrying said mail, and to attest to its distribution by the agent at the time of the capture of said printed code, in proceeding according to the following steps:
- the method comprises an authentication phase according to the following steps:
- the identification data of the recipient of the mail such as his personal telephone number, his identifier and his password, are recorded at the time of the acquisition by the recipient of the recognition module to download, for example, on his terminal mobile;
- variable generator transmits to the authentication server and to each edition, this random number and this counter, indexed by recipient;
- the module embedded in the recipient's terminal, and forming part of the method, encrypts the random number, the counter, and the identification data of the recipient using an algorithm shared with the server of authentication;
- the authentication server proceeds to the same encryption, using the registered identifier and / or password and compares the result obtained with that transmitted by the recipient's terminal. If the two results are equal, the authentication succeeds, otherwise it fails.
- This method constitutes a response challenge authentication system by means of the physical mail used as a downlink channel combined with the personal information stored in the recipient's terminal such as its telephone number, it allows direct and instantaneous authentication of the recipient without requiring the seizure systematic password on a keyboard, or its presence in the code edited on the mail, or its transmission in clear on the network. It conditions the authentication to the holding of the mail and the associated code, as well as the possession of the terminal attached to the recipient.
- Figure 2 illustrates the traceability of mail or parcel delivery.
- the method comprises: the constitution of a database (1) or the extraction (2) of the data and tags constituting the code to be printed, in particular the personal identifiers making it possible to retrieve the recipient's private information; ; generating complementary variables (3), such as a random number for authentication, stored in an authentication database (4); concatenation of these data and baiises into a character string composed of a succession of fields delimited by tags (5); the optional compaction of the information contained in the code to be printed, by a codification of this information (6); constituting a sequential file (7) including the string of characters constituting the code to be printed and the application data of the mail (8); the composition and conversion of the string into optoelectronic capture codes (9); encapsulating the printed code in a data stream as a print file (10); electronic printing, enveloping or packing and delivery of the mail or package (11); capture by the recipient of the printed code (12), for example using a mobile phone equipped with a camera (13); interpreting the symbols and tags forming
- the method comprises: generating terrestrial coordinates (1) by converting the address of the recipient of the mail (2) using a geographical information system (3); the collection of data from a processing monitoring database (4), in particular codified references of the postal contract, the postage, the envelope, the customer, the depositor, the various filing nodes, the issuer, the theoretical date of filing (5); concatenating these data and tags into a character string composed of a succession of fields delimited by tags (6); the optional compaction of the information contained in the code to be printed, by a codification of this information (7); constituting a sequential file (8) including the string of characters constituting the code to be printed and the application data of the mail (9); the composition and conversion of the character string into exploitable codes by optoelectronic capture (10); encapsulating the printed code in a data stream (11); electronic printing, enveloping or packing and distribution of the mail or package (12); the capture by the distributor responsible for the distribution of the printed code visible in the window of the envelope (13) using, for example,
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Economics (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Finance (AREA)
- Development Economics (AREA)
- Theoretical Computer Science (AREA)
- Entrepreneurship & Innovation (AREA)
- Human Resources & Organizations (AREA)
- Marketing (AREA)
- Operations Research (AREA)
- Quality & Reliability (AREA)
- Tourism & Hospitality (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
- Information Transfer Between Computers (AREA)
Abstract
Description
Claims
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
FR0608566A FR2906625B1 (en) | 2006-09-29 | 2006-09-29 | METHOD FOR THE PERSONALIZED EDITING OF INTERACTIVE PAPER MAIL |
PCT/FR2007/001590 WO2008040866A1 (en) | 2006-09-29 | 2007-09-28 | Personalised interactive mail publishing method |
Publications (1)
Publication Number | Publication Date |
---|---|
EP2070027A1 true EP2070027A1 (en) | 2009-06-17 |
Family
ID=37866201
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
EP07858388A Ceased EP2070027A1 (en) | 2006-09-29 | 2007-09-28 | Personalised interactive mail publishing method |
Country Status (4)
Country | Link |
---|---|
US (1) | US20110029459A1 (en) |
EP (1) | EP2070027A1 (en) |
FR (1) | FR2906625B1 (en) |
WO (1) | WO2008040866A1 (en) |
Families Citing this family (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US11533177B2 (en) * | 2015-03-13 | 2022-12-20 | United States Postal Service | Methods and systems for data authentication services |
US10645068B2 (en) | 2015-12-28 | 2020-05-05 | United States Postal Service | Methods and systems for secure digital credentials |
US10419218B2 (en) | 2016-09-20 | 2019-09-17 | United States Postal Service | Methods and systems for a digital trust architecture |
Family Cites Families (23)
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JP2884720B2 (en) * | 1990-06-15 | 1999-04-19 | ソニー株式会社 | Portable search and display |
US6438527B1 (en) * | 1993-11-01 | 2002-08-20 | Visa International Service Association | Method and apparatus for paying bills electronically using machine readable information from an invoice |
US5825003A (en) * | 1995-07-24 | 1998-10-20 | Citicorp Development Center | Customer-directed, automated process for transferring funds between accounts using a holding account and local processing |
US7051086B2 (en) * | 1995-07-27 | 2006-05-23 | Digimarc Corporation | Method of linking on-line data to printed documents |
US20020023055A1 (en) * | 1996-03-01 | 2002-02-21 | Antognini Walter Gerard | System and method for digital bill presentment and payment |
US7226494B1 (en) * | 1997-04-23 | 2007-06-05 | Neopost Technologies | Secure postage payment system and method |
DE19701697A1 (en) * | 1997-01-20 | 1998-07-23 | Werner Debold | Automatic account settlement system using credit cards |
US6122520A (en) * | 1998-02-13 | 2000-09-19 | Xerox Corporation | System and method for obtaining and using location specific information |
US7350708B2 (en) * | 2000-01-03 | 2008-04-01 | Tripletail Ventures, Inc. | Method for data interchange |
GB0004976D0 (en) * | 2000-03-01 | 2000-04-19 | Tatis International | Trade and transport information system |
US6820201B1 (en) * | 2000-08-04 | 2004-11-16 | Sri International | System and method using information-based indicia for securing and authenticating transactions |
US6993507B2 (en) * | 2000-12-14 | 2006-01-31 | Pacific Payment Systems, Inc. | Bar coded bill payment system and method |
US20020169623A1 (en) * | 2001-05-10 | 2002-11-14 | Call Nicholas J. | Online creation of tickets for ticketed events |
US20030116630A1 (en) * | 2001-12-21 | 2003-06-26 | Kba-Giori S.A. | Encrypted biometric encoded security documents |
JP2004018125A (en) * | 2002-06-12 | 2004-01-22 | Denso Corp | Portable terminal and delivery system |
US7156311B2 (en) * | 2003-07-16 | 2007-01-02 | Scanbuy, Inc. | System and method for decoding and analyzing barcodes using a mobile device |
FR2859555B1 (en) * | 2003-09-04 | 2005-12-23 | Fidalis | COMMUNICATION SYSTEM FOR MONITORING TRACEABILITY |
US7707039B2 (en) * | 2004-02-15 | 2010-04-27 | Exbiblio B.V. | Automatic modification of web pages |
US20080222029A1 (en) * | 2004-07-23 | 2008-09-11 | Poster Jord W | Charitable Giving |
US7385499B2 (en) * | 2004-12-17 | 2008-06-10 | United Parcel Service Of America, Inc. | Item-based monitoring systems and methods |
FR2882173B1 (en) * | 2005-02-16 | 2007-05-11 | Brev Et Patents Sarl | METHOD FOR CODING DUAL INFORMATION ON PHYSICAL MEDIA AND IN COMPUTER-BASED FORM |
GB0503970D0 (en) * | 2005-02-25 | 2005-04-06 | Firstondemand Ltd | Method and apparatus for authentication of invoices |
JP2006338539A (en) * | 2005-06-03 | 2006-12-14 | Sony Corp | Electronic settlement system, electronic settlement server, electronic settlement terminal and computer program |
-
2006
- 2006-09-29 FR FR0608566A patent/FR2906625B1/en not_active Expired - Fee Related
-
2007
- 2007-09-28 WO PCT/FR2007/001590 patent/WO2008040866A1/en active Application Filing
- 2007-09-28 EP EP07858388A patent/EP2070027A1/en not_active Ceased
- 2007-09-28 US US12/443,259 patent/US20110029459A1/en not_active Abandoned
Non-Patent Citations (1)
Title |
---|
See references of WO2008040866A1 * |
Also Published As
Publication number | Publication date |
---|---|
WO2008040866A1 (en) | 2008-04-10 |
FR2906625A1 (en) | 2008-04-04 |
WO2008040866B1 (en) | 2008-06-26 |
FR2906625B1 (en) | 2008-12-26 |
US20110029459A1 (en) | 2011-02-03 |
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