KR101194369B1 - Method and apparatus for life-logging using a smart account in smartphone - Google Patents

Abstract

PURPOSE: A lifelogging service method using a smart application bank book and a device thereof are provided to supply a photo diary writing function of one person based on transaction details using a photo function of a smart phone. CONSTITUTION: An inquiry unit(810) inquires transaction details of a smart application bank book of a smart phone. A household ledger recording unit(820) selects some transaction details using an input device of the smart phone. The household ledger recording unit generates a household ledger by classifying the selected items to income and expenditure items. The household ledger recording unit selects at least one specific financial transaction. The selected specific financial transaction is immediately recorded in the household ledger. A social network service linking unit(840) links content of a diary with a social network service. [Reference numerals] (800) Smart app bank book life logging; (810) Inquiry unit; (820) Household ledger recording unit; (830) Diary unit; (840) Social network service linking unit

Description

Method and device for lifelogging service using smart app account {Method and Apparatus for life-logging using a smart account in smartphone}

The present invention relates to a lifelogging service method and apparatus for recording an account book, a diary, and the like based on a smart app passbook which is a passbook used in a smart phone.

In order to open a bank account, the user had to go to the bank, wait for the turn, and fill out various documents. After that, in order to use the bank account service, it is inconvenient to carry a paper bank account, go to the bank, draw a number and wait for his order.

In addition, even if the transaction history, such as financial history received a bank account service is inquired separately to create a household account, it is inconvenient to separately manage the account book, household account, etc.

As the number of smartphone users increases, the bankbook function can be stored in the smart phone instead of the existing paper bank account.In this way, the bank account function contained in the personal smartphone is intended to present a method of immediately recording the financial transaction history of the individual in the household account book. do.

In addition, as a preferred embodiment of the present invention smart app passbook provides a personal photo diary (Diary) creation function based on the transaction history by taking a photo suitable for the transaction details of the household account using the smart phone photo function. .

The photo diary can be posted on the user's own social network service (such as Twitter, Facebook, etc.) to share information with others.

As a preferred embodiment of the present invention, a lifelogging method using a smart app passbook comprises the steps of downloading a smart app passbook application on a smartphone; Fill out the application of the smart app passbook on the smartphone, record the employee number of the bank employee and the location of the bank employee confirmed the smart app passbook application in the smart app passbook application, photographing the identification card attached to the application Transmitting the encrypted application and the attachment to a banking system server; Authenticating the smart app passbook application by checking an ARS message with the bank employee recorded in the application, and opening a smart app passbook; querying the transaction history of the smart app passbook; And classifying at least some items of the transaction history into income or expense items to generate an account book.

Preferably, the lifelogging method using the smart app passbook further comprises the step of recording a diary by a user using a smartphone for each of the transaction details.

Preferably, the step of interlocking the diary recorded by the account book or the user to a social network service (SNS); further includes.

As another preferred embodiment of the present invention, a life logging device using a smart app passbook installed in a smart phone, the inquiry unit for querying the transaction history of the smart app passbook; An account book recorder which generates an account book by classifying at least some items of the transaction into income or expense items; A diary recorded by a user using a smartphone for each of the transaction details, wherein the diary includes at least one of a post, an image, and a tag; And an interlocking unit for interworking the account book or the diary recorded by the user with a social network service (SNS).

As a preferred embodiment of the present invention, the lifelogging method and device using the smart app passbook installed in the smart phone can be summarized through the transaction history of their income / expenditure items at a glance and delivered to the account book in particular not to record the account book again There is a convenient advantage that does not have to.

In addition, there is a convenience that can be used as a diary of a personal life, a life record because it can leave a picture and a text related to the transaction history.

In addition, the contents of the account book or diary recorded by the user can be transferred to the SNS service that the user is using, and one user can use the account book, diary, bank book, and smartphone banking with one smart app account book. It provides convenience by performing various functions.

In addition, the bank account transaction history, the household account book, and the diary are all linked to the incident incidents of the day or the user's own records can be safely left in the bank, so that the record of personal privacy can be safely preserved.

Figure 1 shows a flow chart for establishing a smart app passbook.
Figure 2 shows an application window for recording when opening the smart app passbook.
Figure 3 (a) and (b) is a preferred embodiment of the present invention, shows an example of querying the transaction history in the smart app passbook.
Figure 4 (a) and (b) is a preferred embodiment of the present invention, shows an example of creating an account book during lifelogging through the transaction history query in the smart app passbook.
Figure 5 (a) to (c) shows an example of lifelogging to leave a picture and writing in association with the transaction history in the smart app passbook.
6 illustrates an example of writing location information during lifelogging as an exemplary embodiment of the present invention.
7 illustrates an example of inquiring an account book using a calendar during lifelogging.
8 is a preferred embodiment of the present invention, it shows a life logging device using a smart app passbook.

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, preferred embodiments of the present invention will be described with reference to the accompanying drawings. It should be noted that the same elements among the drawings are denoted by the same reference numerals and symbols as much as possible even though they are shown in different drawings. In the following description of the present invention, if it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description thereof will be omitted.

One preferred embodiment of the present invention relates to a method of creating an account book and a diary using the transaction history of the smart app bank account.

In one preferred embodiment of the present invention, the smart app passbook means a passbook service available in a smartphone. Figure 1 shows a flow chart for establishing a smart app passbook. Figure 2 shows an application window for recording when opening the smart app passbook.

Hereinafter, with reference to Figures 1 and 2 describes a method of opening a smart app passbook.

The user first installs a dedicated application to open a smart app passbook in his smartphone (S110). The user who installed the dedicated application may go to the bank branch directly to open the smart app bankbook, or the bank employee visits the user's place to check the identity of the user who applies for the smart app bankbook when opening the smart app bankbook. It may be rough.

After that, the user writes the smart app bankbook application form as shown in FIG. 2 (S720). Your application must include your name (up to 15 characters) (210), social security number (7 digits after the security keypad, 6 digits can be automatically recognized and corrected) (220), English name (up to 50 characters) (230), Mobile phone (10 to 11 digits) (240), smart app account account password (4 digits, security keypad) (250), user PIN number (6 digits, security keypad) (260), bank employee number, etc. Record the information. However, it should be noted that the information items recorded above correspond to the preferred embodiments of the present invention, and are not limited to the information items described above, and various modifications and improvements are possible.

The user can input directly through the keypad of the smartphone or through the touch screen when filling out the application to open the smart app account book, and also scan the business card or ID card through the business card reader, scanner, etc. mounted on the smartphone. Name, English name, mobile phone information, etc. can be automatically recognized and recorded.

 Once all the information required for the application is recorded, take an ID and attach it as an image (S130). Then, the user records the employee code of the bank employee who visited his place and the location information of the bank employee in the application. If a bank employee comes to your location, attach the employee's code and the bank employee's location information to the application.

After the application is completed, all the information described in the application and the identification card attached to the application is encrypted (S140). In one preferred embodiment of the present invention by encrypting the application submitted to the bank has the advantage that you do not have to give the certificate of blind name directly to the bank employee. After encryption, the application is sent to the bank system server (S150).

The bank system server refers to the employee number of the bank employee listed in the application, and transmits the ARS message to the bank employee who visited the site where the user is located (S160).

If the user's application and the ARS response message of the bank staff does not match, the smart app passbook server of the bank system transmits a message that the opening of the smart app passbook failed (S171). In addition, if the application information is not received for employee ARS connection failure, employee location transmission missing, employee number verification mismatch and other reasons, a message that the smart app account opening application failed may be sent.

If the application of the user and the ARS response message of the bank employee is matched, the smart app bankbook server of the bank system opens a smart app bankbook (S172). After that, a message is sent to the user indicating that the account has been opened. In this process, the bank system server may determine whether the account was previously opened based on the social security number recorded in the application, and if so, transmits a message informing the user of the application.

When the smart app passbook is opened, the user can perform the deposit and withdrawal service, transaction history inquiry and transfer transaction of the corresponding account using the smart app passbook on the smartphone.

Figure 3 (a) and (b) is a preferred embodiment of the present invention, shows an example of querying the transaction history in the smart app passbook. In the smart app account, you can search the transaction history by period, and you can also set the search condition by sorting the recent / past 310, all (deposit + withdrawal) / deposit / withdrawal 320, and the like. In addition, the calendar 330 may be displayed to set the search period. In addition, services such as transaction history inquiry supported by the paper bankbook service can be supported.

Figure 4 (a) and (b) is a preferred embodiment of the present invention, shows an example of creating an account book during lifelogging through the transaction history query in the smart app passbook.

In a preferred embodiment of the present invention, it is possible to record the account book immediately based on the financial transactions recorded in the smart app account. Figure 4 (a) shows a screen in which the transaction history query in the smart app passbook. 4 (b) shows an example in which details are written on each item of transaction details (410 and 411).

The user can directly select the detailed items on the transaction history inquiry screen of the smart app bankbook and organize the income / expenditure items in the corresponding items at a glance to create a household account book. After that, only necessary items can be delivered to the household account book.

For example, in the transaction history screen shown in FIG. 4A, only the items 410 and 420 may be selected and classified as “import” items, and then transferred to the household account book.

Figure 5 (a) to (c) shows an example of lifelogging to leave a picture and writing in association with the transaction history in the smart app passbook. The smart app passbook allows you to select a detailed surrender for the financial transaction used by the user to create an account book or to support a photo diary or diary record for the item.

Figure 5 (a) shows a particular financial transaction selection 510 on the transaction history screen of the smart app bank account. FIG. 5 (b) shows a screen for creating life accounting such as account book creation and / or photo diary on the financial transaction item selected in FIG. 5 (a). FIG. 5C illustrates a screen in which an account book and / or a photo diary are completed through the process of FIG. 5B.

After clicking on a specific financial transaction (510) it is recorded whether the corresponding item is expenditure or income (520). Whether it is expenditure or income can be automatically entered as whether it is the amount found in the transaction history inquiry or the deposit amount. Thereafter, a diary may be created with respect to the details of the financial transaction 510 (530). In this case, the contents that can be written in the diary can be limited to 1,000 characters. A tag 540 may also be added later to facilitate diary searching. Tag 540 may also be limited to 140 characters.

If you want to save the contents of the diary described, press the Save (560) button, and if you want to cancel, you can cancel by pressing the Cancel (550) button. Also, a photo may be registered 570 on the lifelogging screen. At the time of photo registration, it is also possible to register (571) an image taken by a camera mounted on a smartphone, register an image such as an album or library (572) already stored, or cancel (573) photo registration.

Fig. 5C shows an example of a photo diary in which lifelogging recording is completed. A date 591, a diary 592, a tag 593, and a tab for modifying 594 or deleting 595 a lifelogging record for the financial transaction 510 are included. In addition, including a link tab 590 for linking the photo diary is completed with the life logging SNS service, you can post to the user's own SNS service can share information with other people. If the lifelogging record is to be deleted, a message 596 requesting confirmation of the user may be displayed.

If the posts as shown in Figure 5 (c) is accumulated, the lifelog can be implemented to sort by 10 by date on a monthly basis. In addition, the life log recorded on the current day may be implemented to facilitate the user to view the life logging on the current day.

6 illustrates an example of writing location information during lifelogging as an exemplary embodiment of the present invention. When the item 580 of FIG. 5B is clicked, the map shown in FIG. 6 may be attached. The user may attach the location by recording the current location of the user, the location where the object was purchased or sold, the location related to the financial transaction, etc. (610).

7 illustrates an example of inquiring an account book using a calendar during lifelogging. The account book can be searched on a daily / weekly / monthly basis through the calendar.

In addition, when searching on a monthly basis, for example, when searching for May 2011, monthly statistics 710 of income and expenses, an account balance 720, and the like are displayed. In addition, the place where the financial transaction history is displayed is differentiated in the calendar as shown in 731.

  Monthly statistics 710 may be divided into income and expenditure only, and may be displayed in blue when the financial status is "+" and red when "-". In addition, monthly weather maps such as the sun when the user's finance is "+" and the cloud when it is "-" may be displayed.

The monthly weather map can be displayed in 4 stages by calculating 25% of income. For example, up to 26-50%: sun, 00-25%: sun + cloud, -1-25%: rain + cloud, and -26-50%: lightning + cloud.

As described above, as a preferred embodiment of the present invention, the smart app passbook can leave a picture and writing associated with the transaction financial history can be used as a diary of personal life, a record of life. In addition, since it is possible to deliver the contents of the book item or diary recorded by the user to the SNS service that the user uses, there is a convenience that can be used to account book, diary, bank account, smartphone banking with one smart app passbook.

8 illustrates a lifelogging device 800 using a smart app passbook, as a preferred embodiment of the present invention.

The lifelogging device 800 using the smart app passbook includes an inquiry unit 810, an account book recording unit 820, a diary unit 830, and an interlocking unit 840.

The inquiry unit 810 inquires the transaction details of the smart app account, as shown in Figure 3a, 3b. The account book recorder 820 classifies at least some items of the inquired transaction into income or expense items to generate an account book. In this case, as shown in FIG. 4B, some transactions may be additionally written or changed (410, 420) for income or expenditure. In this case, however, it should be noted that it is only possible to add or change the income or expenditure item, but not to change the already recorded transaction.

The diary 830 writes at least one of a text, an image, and a tag for each item of the contents of the household recorder 820 or some items of the transaction history. Tags can be used to sort diaries by topic. For example, a tag such as child care, meals, transportation costs, etc. may be entered in each transaction, and then the diary may be classified using the tag.

The linking unit 840 links the account book or the diary recorded by the user to a social network service (SNS) used by the user.

The present invention can also be embodied as computer-readable codes on a computer-readable recording medium. A computer-readable recording medium includes all kinds of recording apparatuses in which data that can be read by a computer system is stored.

Examples of computer-readable recording media include ROM, RAM, CD-ROM, magnetic tape, floppy disk, optical data storage, and the like. The computer readable recording medium may also be distributed over a networked computer system so that computer readable code can be stored and executed in a distributed manner.

The best embodiments have been disclosed in the drawings and specification above. Although specific terms have been employed herein, they are used for purposes of illustration only and are not intended to limit the scope of the invention as defined in the claims or the claims.

Therefore, those skilled in the art will understand that various modifications and equivalent other embodiments are possible from this. Accordingly, the true scope of the present invention should be determined by the technical idea of the appended claims.

Claims (9)

delete delete delete delete delete As a lifelogging device using a smart app passbook installed in a smartphone, the lifelogging device is
An inquiry unit for querying the transaction history of the smart app passbook installed in the smart phone on the display screen of the smart phone, wherein the smart app passbook is implemented to query the transaction history by period;
After selecting at least some items of the transaction history by using the input device of the smartphone on the display screen of the smartphone, and classifies the selected items into income or expenditure items to create an account book, the smart app displayed on the display screen of the smartphone An account book recorder configured to select at least one or more specific financial transactions among the transaction records recorded in the account book and immediately record the account in the account book;
A diary recorded by a user using an input device of a smartphone for each of the transactions, and the diary includes at least one of a text, an image, and a tag; And
And a linkage unit linking the contents of the diary recorded by the account book or the user to a social network service (SNS) by clicking the linkage tab. The method of claim 6, wherein the account book recording unit
And classifying at least some items of the transaction into income or expenditure items and then additionally writing or changing the income or expenditure details. The method of claim 6, wherein the tag is used.
Life logging device, characterized in that implemented to enable classification according to the subject of the diary. The account book recording unit and the diary unit according to claim 6
Life logging device, characterized in that sorting by day, week, month.

Images