Classifications

• • G—PHYSICS
  • G07—CHECKING-DEVICES
  • G07F—COIN-FREED OR LIKE APPARATUS
  • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
  • G07F17/32—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for games, toys, sports, or amusements
  • G07F17/3202—Hardware aspects of a gaming system, e.g. components, construction, architecture thereof
  • G07F17/3204—Player-machine interfaces
  • G07F17/3206—Player sensing means, e.g. presence detection, biometrics
• • G—PHYSICS
  • G06—COMPUTING; CALCULATING OR COUNTING
  • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
  • G06Q20/00—Payment architectures, schemes or protocols
  • G06Q20/08—Payment architectures
  • G06Q20/14—Payment architectures specially adapted for billing systems
• • G—PHYSICS
  • G06—COMPUTING; CALCULATING OR COUNTING
  • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
  • G06Q20/00—Payment architectures, schemes or protocols
  • G06Q20/38—Payment protocols; Details thereof
  • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• • G—PHYSICS
  • G06—COMPUTING; CALCULATING OR COUNTING
  • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
  • G06Q20/00—Payment architectures, schemes or protocols
  • G06Q20/38—Payment protocols; Details thereof
  • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
  • G06Q20/401—Transaction verification
  • G06Q20/4014—Identity check for transactions
• • G—PHYSICS
  • G07—CHECKING-DEVICES
  • G07F—COIN-FREED OR LIKE APPARATUS
  • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
  • G07F17/32—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for games, toys, sports, or amusements

Definitions

• the present invention relates to a method of operating private means of payment. It also relates to a device for operating private means of payment. It also relates to their applications to the operation of casinos, leisure and amusement parks, commercial and hotel complexes.
• the present invention makes it possible to remedy these drawbacks of the state of the art.
• we encounter a similar problem in executing private payments in large public complexes such as shopping malls, amusement or leisure parks, hotel complexes, or even fairs or salons which are places in which trading posts allow you to buy products or services in exchange for payment made by a user.
• those skilled in the art will be able to apply the lessons of the present application.
• the present invention does not directly relate to a commercial method as such, but on the contrary that it relates to a technical means which can be used during the exploitation of a commercial method and / or of a game.
• the present invention relates to a method of operating private means of payment in at least one set comprising means for carrying out transactions.
• the method comprises: during at least one configuration phase:
• a step of registering at least one user which comprises at least one step of acquiring a biometric characterization file, a step of opening an account assigned to the user associated with the biometric characterization file; then, during an exploitation phase of said private means of payment:
• the method further comprises:
• the method further comprises a step for acquiring the image of the fingerprint digital, followed by a step to locate the coordinates of remarkable points in the image of the fingerprint on the basis of branching and cutting points, itself followed by a step to build a biometric characterization file d 'a user based on the said coordinates of the remarkable points.
• the method consists in detecting remarkable points in a number between 30 and 80.
• said step for detecting whether the biometric characterization file of the user of said means for carrying out transactions corresponds to the biometric characterization file of a user previously registered comprises a step for loading a file of recorded biometric characterization, followed by a step consisting in comparing the latter to said biometric characterization file of the user of said means for carrying out transactions and in repeating the comparison operation as long as a recorded biometric characterization file is not found sufficiently close, and in the case where a recorded biometric characterization file is found sufficiently close, said method comprising a step of generating a validation signal which makes it possible to identify the user at least at the level of said means for carrying out transactions.
• the invention also relates to a device for operating private means of payment for implementing the method according to the invention.
• the device of the invention comprises at least:
• a user registration station comprising means for producing a biometric characterization file for a user
• a means for carrying out transactions comprising at least one means for producing a biometric characterization file for a user and at least one means for forming validation and management requests;
• - a computer data network intended to communicate and manage centrally the registration station of a user, the validation and account management server and said at least one means for carrying out transactions.
• the recording station cooperates with a card for connection to a transmission channel and to a network management device, with a device for recognizing biometric characteristics such as a fingerprint reader, and with at least a touch screen or a screen and a keyboard, allowing the visualization of instructions for the execution of the registration of the user and allowing the entry of personal data such as name, and bank data, and with a program memory in which a program is recorded making it possible to control the operation of registering a new user.
• said means for carrying out transactions and for carrying out validation and management requests cooperates with a card for connection to the transmission channel and to a network management device, and cooperates with a communication device. recognition of biometric characteristics such as a fingerprint reader, and at least with a touch screen or a screen and a keyboard, allowing the visualization of the instructions for the execution of the transactions, and with a memory in which a program intended for be executed to perform validation and management requests or as soon as a user attempts to carry out a transaction on said means.
• said server for validation and management of previously registered user accounts cooperates with a card for connection to the transmission channel and to a network management device, and cooperates with at least one touch screen. or a screen and a keyboard allowing the visualization of the instructions for the intervention of the operator, and a memory of a program which is executed when the device is started up to allow the validation and the management of accounts of the users registered in a database.
• the invention then relates to an application of the method and the device according to the invention, to the operation of casinos, casino games using private means of payment, and particularly slot machines.
• the invention then relates to an application of the method and the device according to the invention, to the operation of amusement and attraction parks, in particular in the operation of arrangements using currency as well as other means of private payment. equivalents.
• the invention then relates to an application of the method and the device according to the invention, to the operation of commercial and hotel complexes, in particular in the operation of terminals using currency and other private means of payment.
• FIG. 1 is a diagram showing a preferred embodiment of an operating device according to the invention.
• FIG. 2 is a block diagram of the flow diagram of a preferred embodiment of the operating method according to the invention.
• FIG. 3 is a block diagram showing another embodiment of an operating device according to the invention.
• FIG. 1 there is shown a diagram of a preferred embodiment of the operating device according to the invention.
• a user's recording station 1 is equipped a biometric reader not shown.
• the recording station 1 is connected by a suitable transmission channel 5 to a computer data network managed by a network management device 4.
• a server 2 for validation and account management is also connected to the transmission channel 5.
• a means 3 for carrying out transactions and for issuing validation and management requests is also connected to the transmission channel 5.
• the transmission channel 5 can be produced by a wired or coaxial link or even by a wireless network using radio frequencies, infrared or the like. It is then controlled by a transmission control module which manages the access of messages circulating on the link.
• the recording station 1 can be implemented on the basis of a computer provided with a card for connection to the transmission channel 5 and to the network management device 4, with a device for recognizing biometric characteristics (not shown). in particular as a fingerprint reader, and at least a touch screen or a screen and a keyboard, allowing the viewing of instructions for the execution of the registration of the user and allowing the entry of personal data as name, and bank details.
• the recording station 1 includes a program memory in which a program is recorded making it possible to control the recording operation of a new user. An example of embodiment will be explained later.
• the means 3 for carrying out transactions and for carrying out validation and management requests can also be produced on the basis of a computer provided with a card for connection to the transmission channel 5 and to the network management device 4, a device for recognizing biometric characteristics (not shown) in particular such as a fingerprint reader, and at least one touch screen or a screen and a keyboard, making it possible to display the instructions for the execution of the transactions for which a private means of payment must be related to the recognition of the user previously registered on the recording station 1.
• the means 3 for carrying out transactions and for carrying out validation and management requests is integrated into a usual device in the application for which the invention is implemented as a slot machine if the invention is applied applie the operation of a casino.
• the means 3 also includes a memory in which is recorded a program intended to be executed as soon as the operating device of the invention must carry out validation and management requests or as soon as a user tries to '' carry out a transaction on the said means 3.
• the operating device of the invention comprises a server 2 for validation and management of previously registered user accounts and which is also produced on the basis of a computer provided with a card for connection to the channel of transmission 5 and to the network management device 4, and at least one touch screen, a screen and a keyboard for viewing the instructions for the intervention of the operator of the operating device of the invention.
• the server 2 includes for this purpose a memory of at least one program which is executed when the operating device is started up to enable the validation and management of the accounts of the users registered in a database which will be described below. .
• the device of the present invention comprises a network management device 4 which is freely designed by those skilled in the art for the exploitation of exchanges on the transmission channel 5 according to well-known communication protocols of the skilled person. It will not be described further here.
• the present invention can be implemented on several transmission channels or several separate transmission networks, connected to each other by a long-distance computer data network such as an Internet network, or even a telephone network, or even a mobile phone network.
• a long-distance computer data network such as an Internet network, or even a telephone network, or even a mobile phone network.
• the present invention can be implemented using several recording stations, and several means for carrying out transactions and validation and management requests.
• this is the case in the application to the operation of a casino, application in which several slot machines each play the role of a means for carrying out transactions and for exchanging validation and management requests such as the means 3 of FIG. 1, and in which several recording stations such as station 1, allow several new users to be registered in parallel to limit queues.
• the biometric characterization file is also used to produce an electronic card equipped with a secure access memory in which validation data is recorded.
• validation data who can be :
• the electronic card is inserted into an electronic card reader with secure access and the work described above or later in the present description is then undertaken to recognize the authorization of the user.
• This calculated data is then compared to a biometric characterization file and / or to a reference data recorded during the user registration step.
• this data is first read on the card, if necessary decrypted if it is encrypted on the basis of an additional code such as a public encryption key, if necessary retreated to find the file.
• biometric characterization and the reference data is also, if necessary, reprocessed in order to be able to be compared with the authentication data read on the electronic card inserted in the electronic card reader with secure access. If the result of the comparison is positive, the rest of the process is carried out as described and will be explained below. If the result of the comparison is negative, the rest of the process is carried out as described and will be explained below.
• the method of the invention consists in proposing asynchronously: - a step 7 making it possible to record in the management and operating system as a casino management and operating system, means 3 (FIG. 1) for carrying out transactions, such as a slot machine when it is installed on the casino's operating network;
• a step 8 making it possible to register in the management and operating system 1 a user who presents himself at a recording station 1, for example at a central cash register of a casino; these steps 7 and 8 being able to be carried out independently of the other steps of the method of the invention. They constitute a configuration phase which can be activated:
• Step 8 to register a new user uses the resources of biometrics as will be explained.
• the method of the invention consists in acquiring an image of biometric characteristics of a part of the body of the user, then in performing a search for biometric characteristics and finally to constitute a record in a database of users, managed by the operating device of the invention, of biometric characteristics associated with a personal identifier of the user such as name and address and where applicable bank details.
• the method of the invention consists in carrying out an operating phase proper.
• the method consists in carrying out an examination of the registration of the user in the database of users.
• the biometric characteristics of the user are transferred in a manner analogous to that of the recording phase of the aforementioned step 8.
• the file of detected biometric characteristics is then transmitted to the management device to the validation server which executes a procedure making it possible to detect the identity between the file of detected biometric characteristics transmitted and one of the files of biometric characteristics recorded in the database. users.
• the validation and account management server 2 validates the means for carrying out transactions 3 on which the user has just been authenticated and the operating device can then fulfill its function. Otherwise, the validation and account management server 2 prevents the use of the means for carrying out transactions 3, the user not being registered.
• the validation and account management server manages the execution of the transaction. It debits the account of the identified user for the amount of the transaction made. In particular in the case of a slot machine, it records the credit represented by the gain of the part played on the slot machine.
• the validation and account management server 2 manages the variation of the account associated with the user which has evolved during the execution of different transactions. It is then for example carried out a cash remittance, for the benefit of the user, to the recharging of the user's account for the benefit of the operator of the operating system such as a casino, or any other banking operations using for example a credit card.
• the automatic machine which makes it possible to perform step 11 is also equipped with a device making it possible to acquire the biometric characteristics of the user who presents himself there and means to interrogate the validation server before carrying out the aforementioned financial exchanges.
• FIG. 3 there is shown an example of operating device in a particular embodiment according to the invention.
• the operating device of the invention will be explained in the part of an application to the management of a casino equipped with several slot machines which are considered in the invention as means for carrying out transactions like the means 3 of FIG. 1, and at least one recording station for register players which provides the management device with at least biometric information or characteristics and personal information of each player being registered with a registration station such as the registration station 2 of Figure 1, so that the database includes account records which can be used during transactions carried out on each of the slot machines connected to the network.
• a recording station 27 and a transaction processing station 36, 37 are shown diagrammatically as a slot machine composed of a fingerprint reader module 36 and of a part 37 of the slot machine itself.
• the recording station 27 essentially comprises a fingerprint reader 21 which is intended to detect the images of the fingerprints of finger A of a user during registration.
• the image thus acquired and, where appropriate, processed and filtered in a suitable manner, is transmitted to a module 22 for creating a file of biometric characteristics which extracts from the image thus acquired the relative coordinates of characteristic points in the image. like point 25 which corresponds to a bifurcation or point 26 which corresponds to a cut, or more generally a point or vector characteristic of what, in the state of the art, is called a minutia.
• the biometric characteristics file therefore mainly comprises a list of the relative biometric characteristics of the different characteristic points noted thanks to the module for creating biometric characteristics files.
• the biometric characteristics file produced following the detection of finger A, is transmitted to a memory 28 of database in which we just wrote the biometric characteristics file produced. This file is transmitted by a transmission module 23.
• the recording station 27 is preferably also equipped with an assembly composed of a screen and a keyboard 24 which allows, using a program recorded on the recording station 27, validated and activated in sequence by a recording and operating controller of the recording stations like the station 27 and the slot machines like the machine 36, 37 which makes it possible to enter personal identification data which make it possible in particular to manage the account associated with the current player registration, by assigning him a credit account before the start of his game.
• the recording program for entering personal data can be loaded into the recording station by a data processing connection 47 and the order to execute the recording program for entering personal data is transmitted by the data processing connection 47.
• the slot machine modified by the present invention therefore essentially comprises a slot machine part 37 and a fingerprint reader module 36 which is associated with it.
• the fingerprint reader module 36 is substantially identical to the recording station 27 which itself includes a fingerprint reader 21 which has been used during the registration of a new player.
• the fingerprint reader module 36 therefore essentially comprises:
• a transmission module 42 which, as a function of a prerecorded sequence, is capable of transmitting said biometric data file produced using the module 41 for creating a biometric data file by a link data processing 45 to a suitable device29 of the server 39 for validation and network management.
• the circuit 29 delivers on an internal link 46 to the validation and network management server 39 a recognition acknowledgment signal which is activated only if the recognition is carried out.
• a recognition acknowledgment signal which is activated only if the recognition is carried out.
• information concerning the data available in relation to the registered player who has just been recognized is transmitted to a validation management circuit 32.
• information about the player's identity becomes available, such as the name by which he will be known on the network, as well as the amount of his player account.
• This information can in particular be returned by a suitable link by the management validation circuit to a device 43 for displaying the fingerprint reader module 36 associated with the slot machine 36, 37.
• the player B presents a fingerprint with two minutiae or remarkable points 30 and 31.
• the circuit 29 for comparing files of biometric characteristics then traverses the database in memory 28 and determines that the imprint of registered player A, who has two similar minutiae 25 and 26, is the closest and determines that player B who appears in front of the slot machine 36, 37 is actually registered player A.
• Circuit 32 of validation management then produces by a link 50 an activation message from the slot machine 36, 37 to a circuit 33 for locking and unlocking the machine.
• the circuit 33 for locking and unlocking the machine has activated the conventional circuits 37 of the slot machine 36, 37.
• a circuit 34 returns to the server 39 for validation and network management the information intended in particular to credit or debit the account of player A.
• the circuit 34 is connected by a link 48 to the locking circuit 33 which returns the information from the circuit 34 and which describes the transaction carried out on the slot machine 36, 37 as a function of locking and / or unlocking data by a link 49 to circuit 32 for validation management.
• the present invention can therefore be applied to the operation of casinos, casino games using private means of payment, and particularly slot machines, to the operation of leisure and attraction parks, in particular in 'operation of arrangements using money from other private means of payment and the operation of commercial and hotel complexes, in particular in the operation of terminals using money and other private means of payment.

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• Business, Economics & Management (AREA)
• Accounting & Taxation (AREA)
• Physics & Mathematics (AREA)
• Engineering & Computer Science (AREA)
• General Physics & Mathematics (AREA)
• Finance (AREA)
• Strategic Management (AREA)
• General Business, Economics & Management (AREA)
• Theoretical Computer Science (AREA)
• Computer Security & Cryptography (AREA)
• Development Economics (AREA)
• Economics (AREA)
• Cash Registers Or Receiving Machines (AREA)
• Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

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• 2003
  • 2003-08-01 FR FR0309492A patent/FR2858442B1/fr not_active Expired - Fee Related
• 2004
  • 2004-07-30 WO PCT/FR2004/002069 patent/WO2005013214A2/fr not_active Application Discontinuation
  • 2004-07-30 EP EP04786025A patent/EP1649430A2/de not_active Withdrawn

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