EP1547029A4 - System and method for buying goods and billing agency using short message service - Google Patents
System and method for buying goods and billing agency using short message serviceInfo
- Publication number
- EP1547029A4 EP1547029A4 EP03703428A EP03703428A EP1547029A4 EP 1547029 A4 EP1547029 A4 EP 1547029A4 EP 03703428 A EP03703428 A EP 03703428A EP 03703428 A EP03703428 A EP 03703428A EP 1547029 A4 EP1547029 A4 EP 1547029A4
- Authority
- EP
- European Patent Office
- Prior art keywords
- authentication code
- goods
- billing
- code
- shopping mall
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Withdrawn
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
- G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/388—Payment protocols; Details thereof using mutual authentication without cards, e.g. challenge-response
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/04—Billing or invoicing
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
Definitions
- the present invention relates to a method for buying goods and executing as proxy for billing with SMS (Short Message Service) and more specifically to a method for buying goods and executing as proxy for billing with short message service, thus decreasing a construction cost of system for buying goods and service, simplifying a buying process and providing secured purchase to the buyer with cross certification through an authentication code.
- SMS Short Message Service
- ARS ARS Response System
- the method for buying goods and billing therefore using short message service in a mobile telecommunication network comprising the steps of: receiving goods information from a mobile terminal (for example, a predetermined goods or service code according to goods or service); generating an authentication code corresponding to the goods information to approve cross certification between a buyer and a shopping mall server; transmitting the authentication code to the mobile terminal through a SMSC; generating purchase information including the goods information and the authentication code; transmitting the purchase information to the shopping mall server; receiving a message for canceling transaction or a message for requesting of a billing about the goods that the buyer requested to buy from the shopping mall server (for example, the goods price corresponding to the goods for the buyer to request to buy); and providing the billing in the case of receiving the message for requesting of the billing.
- a mobile terminal for example, a predetermined goods or service code according to goods or service
- generating an authentication code corresponding to the goods information to approve cross certification between a buyer and a shopping mall server transmitting the authentication code to the mobile terminal through a SMSC; generating
- a system, server device and computer-readable medium suitable for buying goods and billing therefore using short message service.
- a method further comprising the steps of: transmitting the message for canceling transaction to the mobile terminal through the SMSC in the case of receiving the message for canceling transaction; providing a billing about the goods for the buyer to buy and transmitting the message for the complete billing to the shopping mall server in the case of receiving the message for requesting of the billing; and transmitting the message for complete transaction to the mobile terminal through the SMSC.
- said step for providing the billing in the case of receiving a message for requesting of the billing is further comprised the steps of: generating transaction particulars corresponding to the goods for the buyer to buy (for example, the transaction particulars includes at least the goods code and the goods price); transmitting the transaction particulars to a billing system for providing the billing for a mobile communication service which is to claim a mobile communication service charge.
- the method for buying goods and executing as proxy for billing with SMS in a mobile telecommunication network comprising the steps of: receiving goods information about goods which a buyer requested to buy from a mobile terminal, wherein the goods information includes at least predetermined goods code according to goods and service; generating a primitive authentication code corresponding to the goods information in order to permit cross certification between the buyer and a shopping mall server; storing the primitive authentication code; partitioning the primitive authentication code into the first authentication code and the second authentication code with predetermined partition algorithm; transmitting the first authentication code to the mobile terminal through the SMSC; generating purchase information including the goods information and the second authentication code; transmitting the purchase information to the shopping mall server; receiving the first source code or the second source code from the shopping mall server (for example, the first source code may be generated in the shopping mall server with the same manner that the first authentication code and the second authentication code are generated with the predetermined synthetic algorithm and the second source code is identical to the second authentication code); generating a synthetic authentication code with the first
- said step for generating the synthetic authentication code with the first source code or the second source code is further comprised the steps of: storing the first source code as the synthetic authentication code when the first source code is received; and generating the synthetic authentication code by synthesizing the first authentication code and the second source code with the synthetic algorithm when the second source code is received.
- said method is further comprised the steps of: transmitting a message for canceling transaction to the mobile terminal or the shopping mall server through the SMSC when the synthetic authentication code is not identical to the primitive authentication code; providing a billing for the goods which the buyer requested and transmitting a message for complete billing to the shopping mall server when the synthetic authentication code is identical to the primitive authentication code; and transmitting a message for complete transaction to the mobile terminal through the SMSC.
- said step for providing the billing when the synthetic authentication code is identical to the primitive authentication code is further comprised the steps of: generating transaction particulars corresponding to the goods which the buyer requested (for example, the transaction particulars includes at least the goods code and the goods price); and transmitting the transaction particulars to a billing system for providing a billing for the mobile communication service to claim the mobile communication service charge of the buyer.
- the method for buying goods and executing as proxy for billing with SMS in the mobile telecommunication network comprising the steps of: receiving goods information about goods which the buyer requested to buy from a mobile terminal (for example, the goods information includes at least predetermined goods code according to goods and service); generating two separate authentication codes of which one is the first authentication code and the other is the second authentication code corresponding to the goods information in order to permit cross certification between the buyer and a shopping mall server; storing the first authentication code and the second authentication code as the first primitive authentication code and the second primitive authentication code each; transmitting the first authentication code to the mobile terminal through a SMSC; generating purchase information including the goods information and the second authentication code; transmitting the purchase information to the shopping mall server; receiving the first authentication code from the mobile terminal; receiving the second authentication code from the shopping mall server; ascertaining whether or not the first authentication code and the first the primitive authentication code are identical; ascertaining whether or not the second authentication code and the second the primitive authentication code are identical; and providing
- said method is further comprised the steps of: transmitting a message for canceling transaction to the mobile terminal through the SMSC, when the first authentication code and the first the primitive authentication code are not identical or the second authentication code and the second the primitive authentication code are not identical; transmitting the message for canceling transaction to the shopping mall server; providing a billing for the goods which the buyer requested to buy and transmitting a message for complete billing to the shopping mall server when the synthetic authentication code is identical to the primitive authentication code when the first authentication code and the first primitive authentication code, the second authentication code and the second primitive authentication code are identical respectively; and transmitting a message for complete transaction to the mobile terminal through the SMSC.
- said step for providing a billing when the first authentication code and the first primitive authentication code, the second authentication code and the second primitive authentication code is identical, respectively, is further comprised the steps of: generating transaction particulars corresponding to the goods which the buyer requested to buy (for example, the transaction particulars includes at least the goods code and the goods price); and transmitting the transaction particulars to the billing system for providing a billing for the mobile communication service in order to claim mobile communication service charge of the buyer.
- the method for buying the goods and executing as proxy for billing with SMS in the mobile telecommunication network comprising the steps of: receiving selection information about settlement way from the mobile terminal (for example, the selection information about settlement way includes at least one selected from joint request with mobile fee, credit card settlement, account transfer, deposit without passbook); requesting of input of credit information to the mobile terminal for billing when the settlement way is the credit card settlement (for example, the credit information includes at least one chosen from credit card number, credit card effective period and secret number); receiving the credit information from the mobile terminal; transmitting a message for requesting of settlement about an amount of money corresponding to the goods price to a credit card server for providing credit card service; and receiving a message for complete settlement from the credit card server.
- the selection information about settlement way includes at least one selected from joint request with mobile fee, credit card settlement, account transfer, deposit without passbook
- requesting of input of credit information to the mobile terminal for billing when the settlement way is the credit card settlement for example, the credit information includes at least one chosen from credit card number, credit card effective period and secret number
- FIG. 1 is an entire schematic diagram of system for buying goods and executing as proxy for billing with SMS;
- FIG. 2 illustrates a data flow for buying goods and executing as proxy for billing with SMS according to the one preferred embodiment of the present invention
- FIG. 3 illustrates a LCD screen of the mobile terminal in step for the buyer transmitting the goods information as to method for buying goods and executing as proxy for billing with SMS, according to the one preferred embodiment of the present invention
- FIG. 4 illustrates a LCD screen of the mobile terminal in step for the mobile communication service system requesting purchase related information to the buyer as to method for buying goods and executing as proxy for billing with SMS according to the one preferred embodiment of the present invention
- FIG. 5 illustrates a LCD screen of the mobile terminal in step for the buyer selecting a settlement method as to method for buying goods and executing as proxy for billing with SMS, according to the one preferred embodiment of the present invention
- FIG. 6 illustrates a data flow for buying goods and executing as proxy for billing with SMS according to the still another preferred embodiment of the present invention.
- SMSC Short Message System Center
- control unit 146 control unit
- FIG. 1 is an entire schematic diagram of system for buying goods and executing as proxy for billing with SMS according to the one preferred embodiment of the present invention.
- the system for buying goods and executing as proxy for billing with SMS can include a mobile terminal 110, a mobile telecommunication service system 120, a shopping mall server 150, and the like.
- the mobile terminal 110 is the device which transmits and receives a short message with SMSC 130 and gives and takes information through a communication network when a buyer buys goods and service in a television home shopping or online shopping malls.
- FIG. 1 illustrates only a cellular phone 110 for the convenience, but if the device can provide SMS through the communication network by including telecommunication functions by itself like notebook computer, PDA (Personal Digital Assistants) and the like, it is not limited within the cellular phone.
- PDA Personal Digital Assistants
- the mobile telecommunication service system 120 includes SMSC 130, MC-T 140 and the like, and is the system which provides all the service related to the mobile communication coupled with the communication network.
- the SMSC 130 is the device which transmits and receives short message with the mobile terminal 110, gives and takes signal coupled with MC-T 140.
- the short message comprised of characters, numbers or simple symbols in the text form with 80byte (English 80 characters, Korean 40 characters), can be used in all the mobile phones irrespective of using the mobile internet, and coupled with CDMA (Code Division Multiple Access) and PCS (Personal Communication Service) networ .
- CDMA Code Division Multiple Access
- PCS Personal Communication Service
- the MC-T 140 receives a code corresponding to the goods which the buyer requested to buy from the mobile terminal 110, generates the authentication code by the goods, transmits the generated authentication code to the mobile terminal 110 and the shopping mall server 150 through the SMSC 130, if necessary, compares the authentication code with the authentication code received from the mobile terminal 110 and the shopping mall server 150, and accomplishes the process after comparison according to the results of the comparison. Also, after the process for buying the goods and executing as proxy for billing is completed, it generates the transaction particulars and transmits it to the billing system for providing a billing for the mobile communication service.
- the MC-T 140 can include a transceiver 142, a authentication code generating unit 144, a control unit 146, database 148 and the like.
- the transceiver 142 coupled with the mobile terminal 110 and SMSC 130 and the shopping mall server 150 transmits and receives the signal like goods information, the purchase information and the authentication code and the like which are necessary in goods purchase process.
- the authentication code generating unit 144 receives the goods information from the mobile terminal 110 of the buyer, and generates the authentication code corresponding to the received goods information.
- the control unit 146 controls the authentication code generating unit 144 and the database 148 with the data inputted and outputted through the transceiver 142.
- the database 148 stores buyer information, the goods information and the authentication code.
- the shopping mall server 150 is the device which provides the sales service about the goods and service to the buyer and examples thereof include the television home shopping and online shopping mall.
- FIG. 2 illustrates a data flow for buying goods and executing as proxy for billing with SMS according to the one preferred embodiment of the present invention
- FIG. 3 illustrates a LCD screen of the mobile termmal in step for the buyer transmitting the goods information as to method for buying goods and executing as proxy for billing with SMS, according to the one preferred embodiment of the present invention.
- FIG. 4 illustrates a LCD screen of the mobile terminal in step for the mobile communication service system requesting purchase related information to the buyer as to method for buying goods and executing as proxy for billing with SMS according to the one preferred embodiment of the present invention
- FIG. 5 illustrates a LCD screen of the mobile terminal in step for the buyer selecting a settlement method as to method for buying goods and executing as proxy for billing with SMS, according to the one preferred embodiment of the present invention.
- FIG. 2 illustrates the flowchart of the case that the authentication codes transmitted to the mobile terminal 110 and the shopping mall server 150 are identical and the subject ascertaining whether or not the authentication code is valid is the shopping mall server 150 in the cross certification process.
- Drawings illustrated in FIG. 3 to FIG. 5 show LCD screens of the mobile terminal corresponding to the partial steps of processes for buying goods and executing as proxy for billing in FIG. 2.
- the process for buying goods and executing as proxy for billing with SMS is comprised of the steps for the buyer requesting goods and service, permitting the cross certification, providing the billing, and handling the payment.
- the mobile telecommunication service system 120 coupled with the mobile terminal 110 and the shopping mall server 150 allows the buyer to purchase goods safely and efficiently, executes as proxy for billing and its payment. Also, the mobile telecommunication service system 120 performs each function in SMSC 130 and MC-T
- the MC-T 140 performs the entire process for buying goods and billing therefore including the generation of the authentication code, execution as proxy for billing and the like.
- the SMSC 130 gives and takes the short message with coupled devices corresponding to transmit/receive signals.
- the data transmission/reception between MC-T 140 and the mobile terminal 110 is performed through the SMSC 130.
- the data transmission/reception between MC-T 140 and the shopping mall server 150 may be performed through the SMSC 130 or directly. However hereinafter, it will be supposed that the data transmission/reception between the MC-T 140 and the shopping mall server 150 is performed directly not through the SMSC 130 for the convenience.
- a shopper determines goods and service to buy in an online shopping mall or home shopping channel and ascertains the goods code designated by the goods and service.
- the buyer inputs the goods code corresponding to the goods to buy with the mobile terminal 110 according to the format designated by the shopping mall company(step 210).
- FIG. 3 illustrates a LCD screen of the mobile terminal in the step 210.
- the buyer may ascertain both the kind of shopping mall and the service code as well as the goods code to input the message for requesting goods to buy with the arranged format.
- the input field for the goods information includes the service code field 310, the kind of shopping mall field 320 and the goods code field 330.
- the service code field 310 is a field to input a command code corresponding to the appropriate step and in this illustration, it is inputted in the form as OP100 meaning the step for inputting the goods information.
- the kind of shopping mall field 320 is the field for the buyer inputting the predetermined shopping mall code to indicate a kind of shopping mall company.
- a shopping mall code is predetermined according to a kind of shopping mall by the mobile telecommunication service system 120 (for example, the shipping mall code of CJ39 home shopping channel for television is TVCJ and the shipping mall code of SAMAUNG online shopping mall is ONSM et cetera) and is transmitted to the shopping mall server 150.
- the goods code field 330 is the field for the buyer inputting the predetermined goods code to designate a kind of goods to buy. For example, if the goods code of LG 29 inches TV is PT123456, the buyer inputs PT123456 in the field 420 to buy LG 29 inches TV.
- the shopping mall server 150 helps the buyer to understand sufficiently the fields for the service code, the shopping mall code and the goods code to be transmitted according to the designated format by exemplifying a sample in television or websites.
- the SMSC 130 recognizes the called number as the purchase request when the short message is received in the predetermined called number (for example, if CJ39 home shopping channel open the called number as 011-123-4567, the short message is received in 011-123-4567).
- FIG. 3 illustrates as if the goods information input field includes only the service code field 310, the shopping mall code field 320 and the goods code field 330, it includes practically the input field for quantity of purchase goods, the field for selecting destination besides.
- the mobile terminal 110 transmits the goods information including the buyer's telephone number, customer information and the goods code to SMSC 130(step 212).
- the customer information as a kind of additional field is additional information which the shopping mall server request to the buyer and can include a service code, a kind of shopping mall, a destination code, quantity of purchase goods, a resident registration number and the like.
- the SMSC 130 of the mobile communication system 120 transmits the received goods information to the MC-T 140 and the MC-T 140 generates the authentication code for the cross certification between the buyer and the shopping mall server 150 according to the corresponding goods (step 214).
- the authentication code can be generated by the method for combining numbers randomly by applying arbitrary algorithm et cetera.
- Corresponding embodiment shows the case that the authentication code generated by the MC-T 140 and transmitted to the mobile terminal 110 and the shopping mall server 150 is the same length and same content in the step 214.
- the MC- T 140 transmits the authentication code to the mobile terminal 110 through the SMSC 130(step 216).
- the MC-T 140 transmits the purchase information including the buyer's telephone number, the goods code, the authentication code, the customer information et cetera to the shopping mall server 150 (step 218).
- the shopping mall server 150 which received the purchase information transmits the message for the cross certification to the mobile termmal 110 of the buyer (step 220).
- the transmitted message includes the content for ascertaining the intention of buying the goods corresponding to the received purchase information and the message for requesting the buyer to input the authentication code with the mobile termmal 110.
- the shopping mall server 150 can retrieve the buyer's telephone number and the goods code from the purchase information and generate the cross certification message including the kind of goods, the goods price and the service code corresponding to the goods code automatically.
- the process for generating the cross certification message can be performed by a manual process, not by an automatic implemented system.
- FIG. 4 illustrates a LCD screen of the mobile terminal in the step 220.
- the cross certification message includes the service code field 410, the kind of goods field 420, the goods code field 430, the goods price field 440 and purchase confirmation field 450.
- the service code field 410 is the field for representing a command code. In this illustration, it is represented as the form of 'OP200' and means the step for inputting the authentication code.
- the kind of goods field 420 is the field for representing a kind and quantity of the goods requested by the buyer
- the goods code field 430 is the field for representing the goods code of corresponding goods
- the goods price field 440 is the field for representing the goods price of corresponding goods.
- the purchase confirmation field is the field for representing a command code. In this illustration, it is represented as the form of 'OP200' and means the step for inputting the authentication code.
- the kind of goods field 420 is the field for representing a kind and quantity of the goods requested by the buyer
- the goods code field 430 is the field for representing the goods code of corresponding goods
- the goods price field 440 is the field for representing
- 450 is the field for inputting the pre-received authentication code and transmitting it to the shopping mall server when there exists the buyer's purchase intention, by ascertaining the kind and code of the goods requested by buyer.
- it is the field for inputting the number (in the illustration, 0000) pre-designated by the shopping mall server for canceling the transaction and transmitting it to the shopping mall server when there is an error in the information related to the goods or there is no intention of buying.
- the mobile terminal 110 transmits the response message for the cross certification corresponding to the message received from the shopping mall server 150 in the step 220 (step 222).
- the response message is the transaction approval message including the authentication code received from MC-T 140 by the mobile terminal 110 in the step 216 when the buyer inputs the authentication code and approves the transaction and the message for canceling the purchase request when the buyer cancels the transaction.
- the called number for receiving the response message is the telephone number of the shopping mall transmitted along with the message transmitted by the shopping mall server 150 in the step 220.
- the shopping mall server 150 ascertains whether or not the authentication code in the purchase information received from MC-T 140 in the step 218 and the authentication code in the response message received from the mobile terminal 110 are identical (step 224).
- the shopping mall server 150 provides the billing for the goods price which the buyer requested to buy by transmitting the message for requesting the billing to MC-T 140 when the authentication code ascertained in the step 224 is identical (step 226).
- the message for requesting the billing includes the information of the goods like the goods price and the quantity of goods et cetera.
- the shopping mall server 150 transmits the message for canceling transaction to MC-T 140 in the case of that the authentication code is not identical, the message for canceling purchase requests received, or the response message is not received from the mobile terminal in the predetermined period.
- the MC-T 140 which is received the message for canceling transaction transmits it to the mobile terminal 110 through the SMSC 130.
- the MC-T 140 provides the billing for the purchased goods (step 228).
- billing and its payment may be performed in various ways such as account transfer, online payment, credit card settlement beside.
- the MC-T 140 can request the buyer's credit information (for example, credit card number, credit card effective period and secret number et cetera), receive it from the mobile terminal 110 through the buyer's credit information (for example, credit card number, credit card effective period and secret number et cetera), receive it from the mobile terminal 110 through the buyer's credit information (for example, credit card number, credit card effective period and secret number et cetera), receive it from the mobile terminal 110 through the buyer's credit information (for example, credit card number, credit card effective period and secret number et cetera), receive it from the mobile terminal 110 through the buyer's credit information (for example, credit card number, credit card effective period and secret number et cetera), receive it from the mobile terminal 110 through the buyer's credit information (for example, credit card number, credit card effective period and secret number et cetera), receive it from the mobile terminal 110 through the buyer's credit information (for example, credit card number, credit card effective period and secret number et cetera), receive it
- SMSC 130 request settlement to the credit card server.
- the credit card server requested for the settlement requests the buyer's credit information to MC-T 140, authenticates, settles the payment and transmits the message for the complete settlement to MC-T 140.
- the step for selecting the settlement method may be included the former step 228 for the buyer to select the settlement way.
- FIG. 5 illustrates a LCD screen of the mobile terminal when the step for the
- FIG. 5 illustrates the LCD screen of the mobile terminal in the step for the buyer selecting a settlement method during the process for buying goods and executing as proxy for billing according to the one preferred embodiment of the present invention with SMS.
- a field 510 is a service code field displayed as OP300 and means a step for selecting a settlement method
- a field 520 is a field for displaying a message like 'select settlement method'.
- a field 530 means a joint request with mobile phone fee, a field 540 an account transfer, a field 550 an online payment, a field 560 a canceling purchase request, respectively.
- the buyer selects and inputs one of the selection numbers displayed in the field 530 to 560.
- the process for buying goods and billing complies with the step illustrated in FIG. 2 and when the buyer selects the selection number 2 or 3, the step for requesting additional information relating to the purchase to the mobile terminal 110 can be included.
- the flowchart can be added or modified as if the step for requesting a payment by an account transfer can be included when the buyer selects the selection number 2 or the step for requesting an online payment can be included when the buyer selects the selection number 3.
- the MC-T 140 transmits the message for the completion of billing to the shopping mall server 150 (step 230).
- the MC-T 140 transmits the message for the completion of transaction to the mobile terminal 110 through the SMSC 130 (step 232).
- the MC-T 140 generates the transaction particulars including the information like the goods code and the goods price et cetera, and transmits the result to the billing system for providing a billing for the mobile communication service to update the buyer's fee notice (step 234).
- the step for the buyer inputting an address or the step for informing an address via counselor can be included even though it is not illustrated in the drawings.
- the method and system for buying goods and executing as proxy for billing with SMS can be provided and performs the cross certification in different way to the one embodiment.
- the method can be the method as if the MC-T 140 generates the 16- bytes authentication code (step 214), transmits the upper 8-bytes to the mobile terminal 110 (step 216) and the lower 8-bytes to the shopping mall server 150.
- the shopping mall server 150 puts the authentication code of pre-stored lower 8-bytes and the authentication code of upper 8- bytes from the mobile terminal 110 in the step 222 together and transmits the total 16- bytes authentication code to MC-T 140 (step 224).
- the MC-T 140 ascertains whether the received authentication code and the authentication code generated in the step 214 are identical and then determines whether or not providing a billing.
- the MC-T 140 provides a billing when two authentication codes are identical.
- it transmits the message for canceling transaction to the shopping mall server 150 and the mobile terminal 110, respectively when two authentication codes are not identical (step 230 and step 232).
- the step for putting together two authentication codes divided into upper 8-bytes and lower 8-bytes is performed in the shopping mall server 150, but there can be the embodiment that such step for synthesizing the authentication code is performed in the MC-T 140.
- the MC-T 140 When the MC-T 140 performs the step for synthesizing the authentication code, the MC-T 140 receives the lower 8-bytes authentication code from the shopping mall server 150 and put it together with the predetermined upper 8-bytes authentication code. Also, in the corresponding to the embodiment, the MC-T 140 ascertains the identity of the authentication code but it is possible to implement the embodiment that the shopping mall server 150 ascertains the identity of the authentication code and transmits the message for requesting the billing or message for canceling transaction to MC-T 140 depending on the results.
- FIG. 6 illustrates a data flow for buying goods and executing as proxy for billing with SMS according to still another preferred embodiment of the present invention.
- the corresponding embodiment illustrates the case that if the authentication codes generated and transmitted to the mobile terminal 110 and the shopping mall server 150 by the MC-T 140 are not identical, the subjective ascertaining the authentication code is the MC-T 140 in the process for approving the cross certification.
- the explanation of parts overlapped with matters explained referring to FIG. 2 before will be omitted.
- step 210) The step for selecting the purchase goods practically (step 210) and the step for transmitting the goods information (step 212) are performed the same as in FIG. 2. Also, the step for providing a billing (step 228), the step for transmitting the message for the completion of billing and transaction (step 230 and 232) and the step for generating the transaction particulars and updating the fee notice (step 234) are performed the same as in FIG. 2.
- the part different from FIG. 2 is the part related the cross certification performed in the step 610 to step 622.
- the MC-T 140 After the MC-T 140 generates and stores two different authentication codes, which are the first authentication code and the second authentication code, the MC-T 140 transmits them to the mobile terminal 110 and the shopping mall server 150 (step 610, step 612 and step 614), respectively.
- the shopping mall server 150 puts together the upper and lower the authentication codes, generates total 16-bytes of the authentication code and transmits it to the MC-T 140.
- the MC-T 140 receives the first authentication code from the mobile terminal 110(step 618), receives the second authentication code from the shopping mall server 150(step 620) and compares them with pre-stored two authentication codes, respectively in the step for generating the authentication code.
- there can be various processes for approving the cross certification such as that if the shopping mall server 150 receives the first authentication code from the mobile terminal 110, generates the synthetic authentication code by a predetermined synthetic algorithm and transmits it to the MC-T(120), the MC-T(120) receives the synthetic authentication code, partitions it by the predetermined partition algorithm and compares two authentication codes stored before, respectively.
- the method for buying goods and executing as proxy for billing with SMS according to the present invention can decrease the construction cost of system selling the goods or service since it is not necessary to construct the high priced system like conventional audio response system.
- the present invention can simplify the buying process by employing a mobile communication service system executing as proxy for billing and enable for the buyer to safely buy goods with the cross certification through the authentication code.
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- Engineering & Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Strategic Management (AREA)
- Finance (AREA)
- Development Economics (AREA)
- Computer Networks & Wireless Communication (AREA)
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- Economics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
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Abstract
Description
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Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
KR2002060243 | 2002-10-02 | ||
KR10-2002-0060243A KR100466651B1 (en) | 2002-10-02 | 2002-10-02 | System and method for buying goods and billing agency using short message service |
PCT/KR2003/000169 WO2004032072A1 (en) | 2002-10-02 | 2003-01-27 | System and method for buying goods and billing agency using short message service |
Publications (2)
Publication Number | Publication Date |
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EP1547029A1 EP1547029A1 (en) | 2005-06-29 |
EP1547029A4 true EP1547029A4 (en) | 2008-11-12 |
Family
ID=32064901
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
EP03703428A Withdrawn EP1547029A4 (en) | 2002-10-02 | 2003-01-27 | System and method for buying goods and billing agency using short message service |
Country Status (5)
Country | Link |
---|---|
EP (1) | EP1547029A4 (en) |
KR (1) | KR100466651B1 (en) |
CN (1) | CN100559404C (en) |
AU (1) | AU2003206186A1 (en) |
WO (1) | WO2004032072A1 (en) |
Families Citing this family (9)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN100373961C (en) * | 2004-12-24 | 2008-03-05 | 华为技术有限公司 | Paying off method and system through short message based on intelligent network |
KR100715560B1 (en) * | 2005-01-27 | 2007-05-10 | 김유정 | Mobile Devices for Mobile Payment, System and Method for Mobile Payment by Using Mobile Devices and Recording Medium |
KR100645523B1 (en) | 2005-02-24 | 2006-11-14 | (주)와이즈그램 | Method and system for providing game service which interworks short message service |
CN100399346C (en) * | 2005-06-06 | 2008-07-02 | 刘小鹏 | Combined address identification system and method, and automatic identification device |
KR101375088B1 (en) * | 2007-09-05 | 2014-03-18 | 에스케이플래닛 주식회사 | Mehtod, DCD Server and Terminal for Delivering Content Based on Conference with Terminal about Charge Information for Content |
US8244592B2 (en) * | 2008-03-27 | 2012-08-14 | Amazon Technologies, Inc. | System and method for message-based purchasing |
KR101592635B1 (en) * | 2013-11-08 | 2016-02-18 | 주식회사 화물맨 | Managing server of payment using user device and system thereof |
CN104539589A (en) * | 2014-12-10 | 2015-04-22 | 华为软件技术有限公司 | Authorization method, server and client |
CN109493188B (en) * | 2018-11-27 | 2021-01-26 | 湖南共睹互联网科技有限责任公司 | Transaction method and device based on identity authentication, storage medium and electronic equipment |
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- 2003-01-27 EP EP03703428A patent/EP1547029A4/en not_active Withdrawn
- 2003-01-27 AU AU2003206186A patent/AU2003206186A1/en not_active Abandoned
- 2003-01-27 CN CNB038222922A patent/CN100559404C/en not_active Expired - Fee Related
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Also Published As
Publication number | Publication date |
---|---|
EP1547029A1 (en) | 2005-06-29 |
AU2003206186A1 (en) | 2004-04-23 |
CN1682253A (en) | 2005-10-12 |
KR20040029819A (en) | 2004-04-08 |
CN100559404C (en) | 2009-11-11 |
WO2004032072A1 (en) | 2004-04-15 |
KR100466651B1 (en) | 2005-01-17 |
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