EP1072023B1 - Payment terminal accepting contactless card payment - Google Patents

Payment terminal accepting contactless card payment Download PDF

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Publication number
EP1072023B1
EP1072023B1 EP00903764A EP00903764A EP1072023B1 EP 1072023 B1 EP1072023 B1 EP 1072023B1 EP 00903764 A EP00903764 A EP 00903764A EP 00903764 A EP00903764 A EP 00903764A EP 1072023 B1 EP1072023 B1 EP 1072023B1
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EP
European Patent Office
Prior art keywords
flap
keyboard
antenna
payment
terminal
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Lifetime
Application number
EP00903764A
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German (de)
French (fr)
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EP1072023A1 (en
Inventor
Pascal Roux
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Ingenico France SAS
Original Assignee
Sagem Monetel SAS
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Publication date
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Publication of EP1072023A1 publication Critical patent/EP1072023A1/en
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Publication of EP1072023B1 publication Critical patent/EP1072023B1/en
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

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    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/343—Cards including a counter
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873—Details of the card reader
    • G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
    • G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Definitions

  • the present invention relates to a payment terminal provided to accept payments by credit card and "contactless" card.
  • So-called portable payment terminals allow a customer, for example in a restaurant, not to travel to a cashier to make a payment by credit card.
  • Other payment terminals are connected to a box by a wire.
  • Current terminals are intended to accept payments by magnetic card or smart card.
  • An "electronic wallet” payment system is in the form of a contactless communication card. It is currently planned that payments by electronic purse will be made using fixed terminals provided for this purpose. Such a terminal has an area near which the customer must bring the map, this area being marked with a characteristic logo.
  • An object of the present invention is to provide a payment terminal accepting contactless card payments, in addition to payments by conventional bank card.
  • the present invention provides a payment terminal adapted to the reading of bank cards comprising a keypad for entering a confidential code, and at least one movable flap.
  • the flap further comprises a communication antenna with contactless cards, the flap indicating, in a first position, the presentation area of the contactless cards.
  • the shutter in its first position, covers the keyboard partially or completely.
  • the terminal comprises means for reducing the mutual influences between the keyboard and the antenna.
  • the flap comprises a contactless card logo, visible when the flap is in its first position.
  • the shutter in a second position allowing access to the keyboard, form cache.
  • a conventional payment terminal comprises a flat and elongated housing provided with a keyboard 10 and a display 12 on its upper face.
  • the terminal is portable.
  • the back of the terminal is intended to house a roll of paper for the edition of factories, these factories out through a slot 14 of the upper face of the housing.
  • the terminal comprises, at its front part, a smart card reading device. As shown, a smart card 16 is inserted horizontally into the reader by a slot 18 open on the front of the housing.
  • the terminal of Figure 1 may further be provided to accept magnetic card payments.
  • the terminal comprises, at the front, a slot 20 open on the lateral walls of the terminal and on its upper face.
  • a terminal of the type of FIG. 1, portable or wired to also accept payments by contactless card.
  • the terminal is provided with an antenna in the form of turns at a dedicated area of the terminal.
  • the present invention provides for associating with this dedicated zone a marking clearly visible from the outside to indicate to a customer where he must present his contactless payment card.
  • One aspect of the present invention lies in a judicious choice of this dedicated area without harming the size, ergonomics and aesthetics of the terminal.
  • the area dedicated to the presentation of the contactless card is disposed at the keyboard 10 of the terminal.
  • the keyboard 10 is difficult to include markings such as a characteristic logo, allowing the customer to identify where to present the contactless card. Indeed, this logo would be interspersed with the keys of the keyboard 10 and little visible thereby. One could consider drawing the logo also on the keys to make it more visible, but this would reduce the readability of the keys.
  • FIG. 2 represents an embodiment of a terminal according to the invention making it possible to avoid this problem.
  • the logo 22 contactless card is printed on a flap 24 which, in a predetermined position, indicates a clearly identifiable contactless card presentation area.
  • the flap 24 completely covers the keyboard, but it could cover only partially. Indeed, we can consider in some applications that the customer must access certain keys by presenting his contactless card, for example to validate the payment.
  • the keyboard must be released to enter the amount to be paid and for the customer to enter his code.
  • the flap 24 is articulated on the upper face of the terminal, for example between the keyboard and the display 12.
  • Figure 3 shows this embodiment of the terminal, the flap 24 being raised. So that the flap 24 remains raised to the desired position, one solution is to provide friction at the joint. Another solution is to provide at the joint a spring system providing the flap two stable positions, one folded on the keyboard and the other raised against a stop.
  • This arrangement has the advantage that the flap, in the raised position, can be used as a cache allowing the customer to type his code away from the eyes of the person in front of him.
  • the articulation of the flap is located on one side of the terminal or in front of the terminal.
  • the pane then does not serve as a cache.
  • the flap does not serve as a cover, it can be transparent, for example for aesthetic reasons, the logo remaining nevertheless opaque so that it remains clearly identifiable when the flap is folded down on the keyboard.
  • the flap is in several parts, for example two articulated, each of a respective side of the keyboard.
  • the shutter can also be sliding. In this case, it is preferably flexible and guided so as to wind in a housing provided for this purpose when opened to release the keyboard.
  • the terminal comprises electrical conductors, especially at the keys of the keyboard 10, which are capable of forming conductive loops in the field of the antenna. Such loops can dissipate a significant part of the energy radiated by the antenna. To avoid this, it is conventional to have a shield between the antenna and conductors capable of forming loops.
  • the antenna is located at the keyboard 10, it is not possible to shield the antenna relative to the conductors used to operate the keys of the keyboard.
  • the applications FR 2 707 407 and EP 0 974 469 show terminals for a smart card provided with a mobile cache to protect the means of validation from viewpoints.
  • the antenna is disposed in the thickness of the flap 24, which is then preferably rigid and articulated.
  • the antenna can then be shielded relative to the keyboard 10, a shield being provided on the underside of the flap.
  • the antenna is then powered by flexible son that pass through the upper face of the terminal at the hinge of the flap 24 on the terminal, or by providing hinges with electrical contact.

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  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Business, Economics & Management (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Credit Cards Or The Like (AREA)

Description

La présente invention concerne un terminal de paiement prévu pour accepter des paiements par carte bancaire et par carte "sans contact".The present invention relates to a payment terminal provided to accept payments by credit card and "contactless" card.

Des terminaux de paiement dits portables permettent à un client, par exemple dans un restaurant, de ne pas se déplacer jusqu'à une caisse pour effectuer un paiement par carte bancaire. D'autres terminaux de paiement sont reliés à une caisse par un fil. Les terminaux actuels sont prévus pour accepter des paiements par carte magnétique ou par carte à puce.So-called portable payment terminals allow a customer, for example in a restaurant, not to travel to a cashier to make a payment by credit card. Other payment terminals are connected to a box by a wire. Current terminals are intended to accept payments by magnetic card or smart card.

On est en train de mettre en place un système de paiement par "porte-monnaie électronique" sous la forme d'une carte à communication sans contact. Il est actuellement prévu que des paiements par porte-monnaie électronique s'effectuent à l'aide de bornes fixes prévues à cet effet. Une telle borne comporte une zone à proximité de laquelle le client doit rapprocher la carte, cette zone étant marquée d'un logo caractéristique.An "electronic wallet" payment system is in the form of a contactless communication card. It is currently planned that payments by electronic purse will be made using fixed terminals provided for this purpose. Such a terminal has an area near which the customer must bring the map, this area being marked with a characteristic logo.

Un objet de la présente invention est de prévoir un terminal de paiement acceptant des paiements par carte sans contact, outre des paiements par carte bancaire classique.An object of the present invention is to provide a payment terminal accepting contactless card payments, in addition to payments by conventional bank card.

Pour atteindre cet objet, la présente invention prévoit un terminal de paiement adapté à la lecture de cartes bancaires comportant un clavier de saisie d'un code confidentiel, et au moins un volet mobile. Le volet comprend en outre une antenne de communication avec des cartes sans contact, le volet indiquant, dans une première position, la zone de présentation des cartes sans contact.To achieve this object, the present invention provides a payment terminal adapted to the reading of bank cards comprising a keypad for entering a confidential code, and at least one movable flap. The flap further comprises a communication antenna with contactless cards, the flap indicating, in a first position, the presentation area of the contactless cards.

Selon un mode de réalisation de la présente invention, le volet, dans sa première position, recouvre le clavier partiellement ou en totalité.According to one embodiment of the present invention, the shutter, in its first position, covers the keyboard partially or completely.

Selon un mode de réalisation de la présente invention, le terminal comprend des moyens pour réduire les influences mutuelles entre le clavier et l'antenne.According to one embodiment of the present invention, the terminal comprises means for reducing the mutual influences between the keyboard and the antenna.

Selon un mode de réalisation de la présente invention, le volet comporte un logo de carte sans contact, visible lorsque le volet est dans sa première position.According to one embodiment of the present invention, the flap comprises a contactless card logo, visible when the flap is in its first position.

Selon un mode de réalisation de la présente invention, le volet, dans une deuxième position permettant un accès au clavier, forme cache.According to one embodiment of the present invention, the shutter, in a second position allowing access to the keyboard, form cache.

Ces objets, caractéristiques et avantages, ainsi que d'autres de la présente invention seront exposés en détail dans la description suivante de modes de réalisation particuliers faite à titre non-limitatif en relation avec les figures jointes parmi lesquelles :

  • la figure 1 représente une vue en perspective d'un terminal de paiement classique ;
  • la figure 2 représente un mode de réalisation de terminal de paiement selon l'invention dans une configuration prête à accepter un paiement par carte sans contact ; et
  • la figure 3 représente le terminal de la figure 2 dans une configuration destinée à accepter un paiement par carte bancaire classique.
These and other objects, features, and advantages of the present invention will be set forth in detail in the following description of particular embodiments given as a non-limiting example in connection with the accompanying drawings in which:
  • Figure 1 shows a perspective view of a conventional payment terminal;
  • FIG. 2 represents a payment terminal embodiment according to the invention in a configuration ready to accept a payment by contactless card; and
  • FIG. 3 represents the terminal of FIG. 2 in a configuration intended to accept a payment by conventional bank card.

Comme l'illustre la figure 1, un terminal de paiement classique comporte un boîtier plat et allongé muni d'un clavier 10 et d'un affichage 12 sur sa face supérieure. Dans l'exemple représenté, le terminal est portable. La partie arrière du terminal est prévue pour loger un rouleau de papier pour l'édition de facturettes, ces facturettes sortant par une fente 14 de la face supérieure du boîtier.As illustrated in Figure 1, a conventional payment terminal comprises a flat and elongated housing provided with a keyboard 10 and a display 12 on its upper face. In the example shown, the terminal is portable. The back of the terminal is intended to house a roll of paper for the edition of factories, these factories out through a slot 14 of the upper face of the housing.

Le terminal comporte, à sa partie avant, un dispositif de lecture de carte à puce. Comme cela est représenté, une carte à puce 16 est insérée horizontalement dans le dispositif de lecture par une fente 18 ouverte sur la face avant du boîtier.The terminal comprises, at its front part, a smart card reading device. As shown, a smart card 16 is inserted horizontally into the reader by a slot 18 open on the front of the housing.

Le terminal de la figure 1 peut en outre être prévu pour accepter des paiements par carte magnétique. Le terminal comporte pour cela, à l'avant, une fente 20 ouverte sur les parois latérales du terminal et sur sa face supérieure.The terminal of Figure 1 may further be provided to accept magnetic card payments. For this purpose, the terminal comprises, at the front, a slot 20 open on the lateral walls of the terminal and on its upper face.

Selon l'invention, on prévoit d'utiliser un terminal du type de la figure 1, portable ou à fil, pour accepter également des paiements par carte sans contact. Pour cela, le terminal est muni d'une antenne sous forme de spires au niveau d'une zone dédiée du terminal.According to the invention, provision is made to use a terminal of the type of FIG. 1, portable or wired, to also accept payments by contactless card. For this, the terminal is provided with an antenna in the form of turns at a dedicated area of the terminal.

La présente invention prévoit d'associer à cette zone dédiée un marquage clairement visible de l'extérieur pour indiquer à un client où il doit présenter sa carte de paiement sans contact.The present invention provides for associating with this dedicated zone a marking clearly visible from the outside to indicate to a customer where he must present his contactless payment card.

Un aspect de la présente invention réside dans un choix judicieux de cette zone dédiée sans nuire à l'encombrement, à l'ergonomie et à l'esthétique du terminal.One aspect of the present invention lies in a judicious choice of this dedicated area without harming the size, ergonomics and aesthetics of the terminal.

Dans un mode de réalisation de la présente invention, la zone dédiée à la présentation de la carte sans contact est disposée au niveau du clavier 10 du terminal. Toutefois, le clavier 10 se prête mal à comporter des marquages tels qu'un logo caractéristique, permettant au client d'identifier l'endroit où il faut présenter la carte sans contact. En effet, ce logo serait entrecoupé des touches du clavier 10 et peu visible de ce fait. On pourrait envisager de dessiner le logo aussi sur les touches pour le rendre plus visible, mais ceci réduirait la lisibilité des touches.In one embodiment of the present invention, the area dedicated to the presentation of the contactless card is disposed at the keyboard 10 of the terminal. However, the keyboard 10 is difficult to include markings such as a characteristic logo, allowing the customer to identify where to present the contactless card. Indeed, this logo would be interspersed with the keys of the keyboard 10 and little visible thereby. One could consider drawing the logo also on the keys to make it more visible, but this would reduce the readability of the keys.

La figure 2 représente un mode de réalisation d'un terminal selon l'invention permettant d'éviter ce problème. Le logo 22 de carte sans contact est imprimé sur un volet 24 qui, dans une position prédéterminée, indique une zone de présentation de carte sans contact clairement identifiable. A la figure 2, le volet 24 recouvre totalement le clavier, mais il pourrait ne le recouvrir que partiellement. En effet, on peut envisager dans certaines applications que le client doive accéder à certaines touches en présentant sa carte sans contact, par exemple pour valider le paiement.FIG. 2 represents an embodiment of a terminal according to the invention making it possible to avoid this problem. The logo 22 contactless card is printed on a flap 24 which, in a predetermined position, indicates a clearly identifiable contactless card presentation area. In Figure 2, the flap 24 completely covers the keyboard, but it could cover only partially. Indeed, we can consider in some applications that the customer must access certain keys by presenting his contactless card, for example to validate the payment.

Par contre, lors d'un paiement par carte bancaire classique, le clavier doit être libéré pour saisir la somme à payer et pour que le client saisisse son code. Pour cela, selon un mode de réalisation, le volet 24 est articulé sur la face supérieure du terminal, par exemple entre le clavier et l'affichage 12.On the other hand, during a payment by traditional bank card, the keyboard must be released to enter the amount to be paid and for the customer to enter his code. For this, according to one embodiment, the flap 24 is articulated on the upper face of the terminal, for example between the keyboard and the display 12.

La figure 3 représente ce mode de réalisation du terminal, le volet 24 étant relevé. Pour que le volet 24 reste relevé à la position souhaitée, une solution consiste à prévoir du frottement au niveau de l'articulation. Une autre solution consiste à prévoir au niveau de l'articulation un système à ressort offrant au volet deux positions stables, l'une rabattue sur le clavier et l'autre relevée contre une butée.Figure 3 shows this embodiment of the terminal, the flap 24 being raised. So that the flap 24 remains raised to the desired position, one solution is to provide friction at the joint. Another solution is to provide at the joint a spring system providing the flap two stable positions, one folded on the keyboard and the other raised against a stop.

Ce montage présente l'avantage que le volet, en position relevée, peut servir de cache permettant au client de taper son code à l'abri du regard de la personne se trouvant face à lui.This arrangement has the advantage that the flap, in the raised position, can be used as a cache allowing the customer to type his code away from the eyes of the person in front of him.

Selon des variantes de l'invention, l'articulation du volet est située sur un côté du terminal ou à l'avant du terminal. Le volet ne sert alors pas de cache.According to variants of the invention, the articulation of the flap is located on one side of the terminal or in front of the terminal. The pane then does not serve as a cache.

Dans le cas où le volet ne sert pas de cache, il peut être transparent, par exemple pour des raisons esthétiques, le logo demeurant néanmoins opaque pour qu'il reste clairement identifiable lorsque le volet est rabattu sur le clavier.In the case where the flap does not serve as a cover, it can be transparent, for example for aesthetic reasons, the logo remaining nevertheless opaque so that it remains clearly identifiable when the flap is folded down on the keyboard.

Selon une autre variante, le volet est en plusieurs parties, par exemple deux articulées, chacune d'un côté respectif du clavier.According to another variant, the flap is in several parts, for example two articulated, each of a respective side of the keyboard.

Le volet peut également être coulissant. Dans ce cas, il est de préférence souple et guidé de manière à s'enrouler dans un logement prévu à cet effet lorsqu'on l'ouvre pour libérer le clavier.The shutter can also be sliding. In this case, it is preferably flexible and guided so as to wind in a housing provided for this purpose when opened to release the keyboard.

L'intégration d'une antenne de communication pour cartes sans contact dans un terminal pose certains problèmes techniques. En effet, le terminal comprend des conducteurs électriques, notamment au niveau des touches du clavier 10, qui sont susceptibles de former des boucles conductrices dans le champ de l'antenne. De telles boucles peuvent dissiper une partie non négligeable de l'énergie rayonnée par l'antenne. Pour éviter cela, il est classique de disposer un blindage entre l'antenne et des conducteurs susceptibles de former des boucles.The integration of a communication antenna for contactless cards in a terminal poses certain technical problems. Indeed, the terminal comprises electrical conductors, especially at the keys of the keyboard 10, which are capable of forming conductive loops in the field of the antenna. Such loops can dissipate a significant part of the energy radiated by the antenna. To avoid this, it is conventional to have a shield between the antenna and conductors capable of forming loops.

Si l'on dispose l'antenne au niveau du clavier 10, il n'est pas possible de blinder l'antenne par rapport aux conducteurs servant à exploiter les touches du clavier. Pour réduire l'influence de ces conducteurs sur l'efficacité de l'antenne, on pourra adopter l'une des solutions exposées dans la demande de brevet français N° 2 736 451, à savoir exploiter les touches et l'antenne de manière alternée, ou bien disposer les deux conducteurs de chaque touche aussi proches que possible l'un de l'autre, sur toute leur longueur.If the antenna is located at the keyboard 10, it is not possible to shield the antenna relative to the conductors used to operate the keys of the keyboard. To reduce the influence of these conductors on the efficiency of the antenna, one can adopt one of the solutions disclosed in French Patent Application No. 2,736,451, namely to operate the keys and the antenna alternately or arrange the two conductors of each key as close as possible to one another over their entire length.

Les demandes FR 2 707 407 et EP 0 974 469 montrent des terminaux pour carte à puce munis d'un cache mobile pour protéger des regards les moyens de validationsThe applications FR 2 707 407 and EP 0 974 469 show terminals for a smart card provided with a mobile cache to protect the means of validation from viewpoints.

l'antenne est disposée dans l'épaisseur du volet 24, celui-ci étant alors de préférence rigide et articulé. L'antenne peut alors être blindée par rapport au clavier 10, un blindage étant prévu sur la face inférieure du volet. L'antenne est alors alimentée par des fils souples qui traversent la face supérieure du terminal au niveau de l'articulation du volet 24 sur le terminal, ou bien en prévoyant des charnières à contact électrique.the antenna is disposed in the thickness of the flap 24, which is then preferably rigid and articulated. The antenna can then be shielded relative to the keyboard 10, a shield being provided on the underside of the flap. The antenna is then powered by flexible son that pass through the upper face of the terminal at the hinge of the flap 24 on the terminal, or by providing hinges with electrical contact.

D'autres modifications et variantes de la présente invention pourront être apportées par l'homme de l'art dans le domaine défini par les revendications ci-après.Other modifications and variations of the present invention may be made by those skilled in the art in the field defined by the claims below.

Claims (6)

  1. A payment terminal adapted to the reading of credit cards comprised of a keyboard (10) for entering a confidential code, and at least one mobile flap (24), characterized in that this flap further includes an antenna for communicating with contactless cards, the flap indicating, in a first position, a presentation area (22) for the contactless cards.
  2. The payment terminal of claim 1, characterized in that the dimensions of the flap (24) are such that, in its first position, it partially or completely covers the keyboard.
  3. The payment terminal of claim 1, characterized in that the antenna is arranged in the flap (24).
  4. The payment terminal of claim 1, characterized in that it includes means for reducing the mutual influences between the keyboard and the antenna.
  5. A payment terminal adapted to the reading of credit cards including a keyboard (10) for entering a confidential code and at least one mobile flap (24), characterized in that this flap further includes an antenna for communicating with contactless cards, the flap including on its external surface a contactless card logo indicating, in a first position, a presentation area (22) for the contactless cards.
  6. A payment terminal adapted to the reading of credit cards including a keyboard (10) for entering a confidential code and at least one mobile flap (24), characterized in that this flap further includes an antenna for communicating with contactless cards, the flap indicating, in a first position, a presentation area (22) for the contactless cards and enabling, in a second position, access to the keyboard while forming a mask while entering the confidential code.
EP00903764A 1999-02-12 2000-02-09 Payment terminal accepting contactless card payment Expired - Lifetime EP1072023B1 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
FR9901896 1999-02-12
FR9901896A FR2789786B1 (en) 1999-02-12 1999-02-12 PAYMENT TERMINAL ACCEPTING CONTACTLESS CARD PAYMENTS
PCT/FR2000/000309 WO2000048142A1 (en) 1999-02-12 2000-02-09 Payment terminal accepting contactless card payment

Publications (2)

Publication Number Publication Date
EP1072023A1 EP1072023A1 (en) 2001-01-31
EP1072023B1 true EP1072023B1 (en) 2007-04-11

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EP00903764A Expired - Lifetime EP1072023B1 (en) 1999-02-12 2000-02-09 Payment terminal accepting contactless card payment

Country Status (7)

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EP (1) EP1072023B1 (en)
JP (1) JP2002536772A (en)
AU (1) AU2554400A (en)
DE (1) DE60034277T2 (en)
ES (1) ES2284477T3 (en)
FR (1) FR2789786B1 (en)
WO (1) WO2000048142A1 (en)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9323961B2 (en) 2013-07-31 2016-04-26 Yoshihiro Azuma Portable electronic device

Families Citing this family (8)

* Cited by examiner, † Cited by third party
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WO2003044710A1 (en) * 2001-10-11 2003-05-30 Trustcopy Pte Ltd Apparatus, method and system for payment using a mobile device
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EP1072023A1 (en) 2001-01-31
DE60034277T2 (en) 2007-12-20
ES2284477T3 (en) 2007-11-16
JP2002536772A (en) 2002-10-29
AU2554400A (en) 2000-08-29
DE60034277D1 (en) 2007-05-24
FR2789786A1 (en) 2000-08-18
WO2000048142A1 (en) 2000-08-17
FR2789786B1 (en) 2001-04-27

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