EP0934576A2 - Entwertungsgerät - Google Patents

Entwertungsgerät

Info

Publication number
EP0934576A2
EP0934576A2 EP97941087A EP97941087A EP0934576A2 EP 0934576 A2 EP0934576 A2 EP 0934576A2 EP 97941087 A EP97941087 A EP 97941087A EP 97941087 A EP97941087 A EP 97941087A EP 0934576 A2 EP0934576 A2 EP 0934576A2
Authority
EP
European Patent Office
Prior art keywords
card
chip
combination according
devices
cards
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
EP97941087A
Other languages
English (en)
French (fr)
Inventor
John Desmond Field
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
P-Wave Holdings LLC
Original Assignee
P-Wave Holdings LLC
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from GBGB9619708.2A external-priority patent/GB9619708D0/en
Application filed by P-Wave Holdings LLC filed Critical P-Wave Holdings LLC
Publication of EP0934576A2 publication Critical patent/EP0934576A2/de
Withdrawn legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/0008General problems related to the reading of electronic memory record carriers, independent of its reading method, e.g. power transfer
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/0013Methods or arrangements for sensing record carriers, e.g. for reading patterns by galvanic contacts, e.g. card connectors for ISO-7816 compliant smart cards or memory cards, e.g. SD card readers
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/0013Methods or arrangements for sensing record carriers, e.g. for reading patterns by galvanic contacts, e.g. card connectors for ISO-7816 compliant smart cards or memory cards, e.g. SD card readers
    • G06K7/0056Methods or arrangements for sensing record carriers, e.g. for reading patterns by galvanic contacts, e.g. card connectors for ISO-7816 compliant smart cards or memory cards, e.g. SD card readers housing of the card connector
    • G06K7/006Methods or arrangements for sensing record carriers, e.g. for reading patterns by galvanic contacts, e.g. card connectors for ISO-7816 compliant smart cards or memory cards, e.g. SD card readers housing of the card connector the housing being a portable casing
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/10Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation
    • G06K7/10009Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves
    • G06K7/10316Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves using at least one antenna particularly designed for interrogating the wireless record carriers
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/10Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation
    • G06K7/10009Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves
    • G06K7/10366Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves the interrogation device being adapted for miscellaneous applications
    • G06K7/10376Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves the interrogation device being adapted for miscellaneous applications the interrogation device being adapted for being moveable
    • G06K7/10386Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves the interrogation device being adapted for miscellaneous applications the interrogation device being adapted for being moveable the interrogation device being of the portable or hand-handheld type, e.g. incorporated in ubiquitous hand-held devices such as PDA or mobile phone, or in the form of a portable dedicated RFID reader
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/352Contactless payments by cards
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873Details of the card reader
    • G07F7/088Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
    • G07F7/0886Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction

Definitions

  • the invention relates to a pocket value terminal that is
  • chip cards and associated hand-held devices.
  • the cards consist of a thin rectangular section (typically
  • chips integrated circuits
  • the invention can be applied to any number of chip cards
  • Such cards can encompass
  • a multiple chip requirement could be achieved by
  • the invention addresses the need for a mechanism to enable
  • card value reader or the like.
  • the encapsulation ensures the integrity of
  • Some chip cards are remotely sensed, interrogated and monitored using so-called “contactless technology” .
  • the invention also has application with pagers, mobile
  • circuit board that carries one or more chips
  • any of 110 the chip cards and associated hand-held devices any of 110 the chip cards and associated hand-held devices
  • communicating devices to give an indication to their size, format and function.
  • microprocessor chip for performing its discrete
  • 120 devices is a contactless chip card.
  • Each device may have a separate chip and a single holder or wallet provided to carry the chips physically close to one another in association with one another.
  • Each device may comprise a separate supporting card of
  • the contactless chip card may be
  • An aerial for the contactless device may be formed by
  • One of the devices may comprise a manually operable
  • microcomputer One of the functions of the microcomputer
  • the pocket value terminal 140 are physically placed close to the microcomputer during the communicating.
  • the pocket value terminal may be arranged to contain a
  • the pocket value terminal preferably
  • 145 includes a facility to communicate to and/or between at
  • the contact chip card is electrically connected during the contact chip card
  • the pocket value terminal preferably also has a multi-
  • the housing may comprise a wallet arranged to contain
  • one of the devices preferably
  • 155 comprises a commonly used electrical device that fits
  • One of the devices preferably contains a central
  • the central processor card may be any type of processor card.
  • the central processor card may be any type of processor card.
  • a device may be arranged to contain the central
  • processor and have a mechanisms for receiving and
  • a chip card value reader may be provided and arranged to display the value residing in the memory of a chip card
  • a holder or a wallet may be arranged to control and
  • Figure 1 is an isometric top view of a pocket value
  • Figure 2 shows an isometric top view of a printed circuit board for the device and forming a combined 180 central processor and contactless chip;
  • Figure 3 shows an isometric bottom view of the printed circuit board for the device
  • Figure 4 shows an isometric bottom view of the terminal
  • Figure 5 shows an isometric bottom view of an ISO 7816
  • Figure 6 shows an isometric top view of a Mini or SIM
  • Figure 7 is a clip-on battery pack for the terminal
  • FIG. 8a and 8b is the pocket value terminal connected
  • Figure 9 is the pocket value terminal connected to a
  • Figure 10 is the pocket value terminal connected to a personal computer.
  • the terminal is provided in
  • a liquid crystal display 11 provided with a liquid crystal display 11 and a keypad
  • the case 10 enables the terminal to be electrically
  • a printed circuit board 17 is mounted with a type ISO 7816 contact chip connector 13 and a second M ni or SIM type contact chip connector 18 into which can be inserted a Mini or SIM contact chip card 19
  • printed circuit board 17 enables direct communication
  • contactless chip circuit is provided and comprises a
  • the chip 20 is totally separated from and independent
  • the contactless chip card is preferably
  • the second card 22 may
  • contactless chip card is used for example for purchasing
  • a contact chip card such as obtaining cash at a
  • a typical cellular system would be the Global System for
  • GSM Global System for Mobile communications
  • the user can also obtain information via the terminal's
  • a holder may also display, relating to the remaining value stored on the contact chip card or the most recent transactional data. 275
  • a holder may also also display, relating to the remaining value stored on the contact chip card or the most recent transactional data.
  • the contactless device may be formed on a same printed circuit board that supports pager, mobile telephone,
  • contactless device may be quite separate, as well as
  • the contactless function is a kind of
  • pocket value terminal say. There are at least three
  • contact chip or the contactless chip as they are known and generally available per se are known and generally available per se.
  • contactless chip cards can be
  • the contactless function can be provided next to a
  • a calculator a card value reader, an electronic wallet,
  • pocket value terminal may be connected to an information
  • the pocket value terminal may be
  • an appliance such as a personal computer, personal
  • the information system may be accessed by
  • the terminal is connected to the telephone network via a
  • 360 telephone handset which may be a mobile phone or a
  • the pocket value terminal can be connected
  • PSTN Public Switched Telephone Network
  • power pack which may be rechargeable, and is of a format
  • pocket value terminal may be via the 68 pin connector
  • the pocket value terminal maintains in
  • the pocket value terminal is
  • Such devices include TV set -top boxes and
  • chip card for services such as pay to view movies, or specially televised sporting events. It is also possible
  • Personal identification systems are generally based on
  • PIN personal identification number
  • something that someone has such as a badge or card, or
  • This template is used to compare real time input
  • the pocket value terminal can be inserted
  • the inserted chip card may also be used to produce a
  • the memory may be expanded for more involved biometrics by storing the biometric template on
  • Such other 505 contactless arrangements included cards that are read
  • the contactless device is any device that

Landscapes

  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Vision & Pattern Recognition (AREA)
  • Artificial Intelligence (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Health & Medical Sciences (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Toxicology (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Electromagnetism (AREA)
  • General Health & Medical Sciences (AREA)
  • Credit Cards Or The Like (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Telephone Set Structure (AREA)
  • Conveying Record Carriers (AREA)
EP97941087A 1996-09-20 1997-09-18 Entwertungsgerät Withdrawn EP0934576A2 (de)

Applications Claiming Priority (5)

Application Number Priority Date Filing Date Title
GBGB9619708.2A GB9619708D0 (en) 1996-09-20 1996-09-20 Pocket value terminal
GB9619708 1996-09-20
GB9624147A GB2317484B (en) 1996-09-20 1996-11-20 Pocket value terminal
GB9624147 1996-11-20
PCT/GB1997/002551 WO1998012674A2 (en) 1996-09-20 1997-09-18 Pocket value terminal

Publications (1)

Publication Number Publication Date
EP0934576A2 true EP0934576A2 (de) 1999-08-11

Family

ID=26310076

Family Applications (1)

Application Number Title Priority Date Filing Date
EP97941087A Withdrawn EP0934576A2 (de) 1996-09-20 1997-09-18 Entwertungsgerät

Country Status (7)

Country Link
EP (1) EP0934576A2 (de)
JP (1) JP2001500652A (de)
CN (1) CN1238055A (de)
AU (1) AU728907B2 (de)
BR (1) BR9711514A (de)
CA (1) CA2266373A1 (de)
WO (1) WO1998012674A2 (de)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2014092594A1 (ru) * 2012-12-11 2014-06-19 Oleynov Gennady Aleksandrovich Способ производства платежей

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Also Published As

Publication number Publication date
CA2266373A1 (en) 1998-03-26
AU728907B2 (en) 2001-01-18
AU4311397A (en) 1998-04-14
WO1998012674A3 (en) 1998-07-23
WO1998012674A2 (en) 1998-03-26
CN1238055A (zh) 1999-12-08
JP2001500652A (ja) 2001-01-16
BR9711514A (pt) 2000-01-18

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