EE01258U1 - Meetod valuuta väärtuste arvutamiseks ja teisendamiseks finantsoperatsioonide tegemisel väärismetalliga tagatud kontol - Google Patents

Meetod valuuta väärtuste arvutamiseks ja teisendamiseks finantsoperatsioonide tegemisel väärismetalliga tagatud kontol

Info

Publication number
EE01258U1
EE01258U1 EEU201300071U EEU201300071U EE01258U1 EE 01258 U1 EE01258 U1 EE 01258U1 EE U201300071 U EEU201300071 U EE U201300071U EE U201300071 U EEU201300071 U EE U201300071U EE 01258 U1 EE01258 U1 EE 01258U1
Authority
EE
Estonia
Prior art keywords
account
gold
backed
currency
converting
Prior art date
Application number
EEU201300071U
Other languages
English (en)
Inventor
Toomas Vitsut
Original Assignee
Toomas Vitsut
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Toomas Vitsut filed Critical Toomas Vitsut
Priority to EEU201300071U priority Critical patent/EE01258U1/et
Priority to US14/409,919 priority patent/US20160148199A1/en
Priority to JP2016533821A priority patent/JP2016532201A/ja
Priority to PCT/EE2014/000004 priority patent/WO2015021992A1/en
Publication of EE01258U1 publication Critical patent/EE01258U1/et

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/381—Currency conversion
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Economics (AREA)
  • Strategic Management (AREA)
  • Development Economics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Meetod valuuta väärtuste arvutamiseks ja teisendamiseks finantsoperatsioonide tegemisel väärismetalliga tagatud kontol infotehnoloogiliste vahendite abil ja arvutisüsteemi kaasates on pangasüsteemiga ühildatav meetod, millega muudetakse pangakontol hoitav kuld või väärismetall likviidseks finantsvaraks. Konto on 100% panga poolt tagatud füüsilise kulla või füüsilise väärismetalliga. Konto tagatakse väärismetalli loomuliku ehk sisemise väärtusega. Kuld tagatud kontol kuulub konto omanikule, kuid füüsilist kulda kontolt välja võtta ei saa. Füüsiline kuld on panga või teenusepakkuja valduses nii enne selle ostmist kasutaja poolt kui ka pärast makseid. Kõikide kannete tegemine nii tagatud kontole kui ka kontolt maksete sooritamine toimub ainult valuutas ja digitaalse valuaatori vahendusel.Kande tegemisel tagatud kontole konverteeritakse valuuta kullaks. Maksete tegemisel tagatud kontolt konverteeritakse kuld valuutaks. Kontol hoitava füüsilise kulla kurssi ühegi valuutasuhtes ei fikseerita (ei kasutata kullastandardit). Väärismetalli väärtus kujuneb turgudel nõudmise-pakkumise vahekorras. Kulla konverteerimisel valuutaks (ja vastupidi) võetakse aluseks maksmise momendil turgudel kujunenud turuhind. Kuld muudetakse likviidseks finantsvaraks maksesüsteemiga, mis võimaldab kasutada väärismetalliga tagatud kontot (kulda) võrdsetel tingimustel valuutakontoga (valuuta ja tšekkidega).
EEU201300071U 2013-08-12 2013-08-12 Meetod valuuta väärtuste arvutamiseks ja teisendamiseks finantsoperatsioonide tegemisel väärismetalliga tagatud kontol EE01258U1 (et)

Priority Applications (4)

Application Number Priority Date Filing Date Title
EEU201300071U EE01258U1 (et) 2013-08-12 2013-08-12 Meetod valuuta väärtuste arvutamiseks ja teisendamiseks finantsoperatsioonide tegemisel väärismetalliga tagatud kontol
US14/409,919 US20160148199A1 (en) 2013-08-12 2014-08-08 Method for Calculating and Converting the Value of Currency During Financial Transactions Using an Account Backed with Precious Metals
JP2016533821A JP2016532201A (ja) 2013-08-12 2014-08-08 貴金属担保口座を用いて金融取引中に通貨の価値を計算して換算する方法
PCT/EE2014/000004 WO2015021992A1 (en) 2013-08-12 2014-08-08 Method for calculating and converting the value of currency during financial transactions using an account backed with precious metals

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
EEU201300071U EE01258U1 (et) 2013-08-12 2013-08-12 Meetod valuuta väärtuste arvutamiseks ja teisendamiseks finantsoperatsioonide tegemisel väärismetalliga tagatud kontol

Publications (1)

Publication Number Publication Date
EE01258U1 true EE01258U1 (et) 2014-10-15

Family

ID=51830143

Family Applications (1)

Application Number Title Priority Date Filing Date
EEU201300071U EE01258U1 (et) 2013-08-12 2013-08-12 Meetod valuuta väärtuste arvutamiseks ja teisendamiseks finantsoperatsioonide tegemisel väärismetalliga tagatud kontol

Country Status (4)

Country Link
US (1) US20160148199A1 (et)
JP (1) JP2016532201A (et)
EE (1) EE01258U1 (et)
WO (1) WO2015021992A1 (et)

Families Citing this family (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2019000087A1 (en) * 2017-06-28 2019-01-03 Kitaru Innovations Inc. METHOD OF OPERATING AND USING A CRYPTOMONIA
JP6265456B1 (ja) * 2017-06-29 2018-01-24 ジャパンモード株式会社 仮想通貨取引システム、仮想通貨取引装置、及び仮想通貨取引プログラム
US20190139007A1 (en) * 2017-10-16 2019-05-09 Metal Convertibility (Mcon) Llc Metal-backed digital currency
JP2020035101A (ja) * 2018-08-28 2020-03-05 顕伸 木下 宝石本位制仮想通貨流通システム
JP6682121B2 (ja) * 2018-09-19 2020-04-15 ａｕじぶん銀行株式会社 銀行が仮想通貨サービスを提供するための方法およびコンピュータシステム
US10966213B1 (en) * 2019-08-02 2021-03-30 Sprint Spectrum L.P. Method and system for controlling interference between access nodes operating on adjacent TDD carriers with different TDD configurations
US11176560B2 (en) * 2019-08-02 2021-11-16 Capital One Services, Llc Systems, methods and devices for ATM access during outages
KR20210022463A (ko) * 2019-08-20 2021-03-03 라인 가부시키가이샤 가상화폐의 최적화 거래를 위한 방법, 시스템, 및 비-일시적인 컴퓨터 판독가능한 기록 매체에 저장되는 컴퓨터 프로그램
CN113837883B (zh) * 2021-11-09 2023-12-22 中国建设银行股份有限公司 贵金属交易数据管理方法、装置、计算机设备及存储介质

Family Cites Families (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2290157A (en) 1993-02-10 1995-12-13 James J Turk Method and system for commodity-based currency for payment of accounts
US6415271B1 (en) 1993-02-10 2002-07-02 Gm Network Limited Electronic cash eliminating payment risk
US5983207A (en) 1993-02-10 1999-11-09 Turk; James J. Electronic cash eliminating payment risk
US8015089B1 (en) * 2010-08-02 2011-09-06 Baya A Ziad System and method for providing a pre-paid commodity-based credit account
US20120278200A1 (en) * 2010-10-21 2012-11-01 Van Coppenolle Bart P E Value Banking System And Technique Utilizing Complementary Value Currency
WO2012094597A1 (en) * 2011-01-06 2012-07-12 Gold Deposit Technologies, Inc. Unattended precious metal distribution systems, methods, and apparatus
US8676661B2 (en) * 2012-02-17 2014-03-18 Artases OIKONOMIDIS Commodity backed payment system for social networks
US20140012726A1 (en) * 2012-06-26 2014-01-09 Christian Frederick Kruse System and method that facilitates transactions between physical gold holdings and commercial payment systems

Also Published As

Publication number Publication date
WO2015021992A1 (en) 2015-02-19
JP2016532201A (ja) 2016-10-13
US20160148199A1 (en) 2016-05-26

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EXFP Utility model extended to 8 or 10 years after payment of fee

Expiry date: 20210812

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