DE69730864D1 - Beglaubigungsverfahren für überweisungen gegen betrügerisches aufladen - Google Patents

Beglaubigungsverfahren für überweisungen gegen betrügerisches aufladen

Info

Publication number
DE69730864D1
DE69730864D1 DE69730864T DE69730864T DE69730864D1 DE 69730864 D1 DE69730864 D1 DE 69730864D1 DE 69730864 T DE69730864 T DE 69730864T DE 69730864 T DE69730864 T DE 69730864T DE 69730864 D1 DE69730864 D1 DE 69730864D1
Authority
DE
Germany
Prior art keywords
transfaming
charges
certification procedure
certification
procedure
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Lifetime
Application number
DE69730864T
Other languages
English (en)
Other versions
DE69730864T2 (de
Inventor
H Wallace
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
MCI Communications Corp
Original Assignee
MCI Communications Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by MCI Communications Corp filed Critical MCI Communications Corp
Application granted granted Critical
Publication of DE69730864D1 publication Critical patent/DE69730864D1/de
Publication of DE69730864T2 publication Critical patent/DE69730864T2/de
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/26Debit schemes, e.g. "pay now"
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403Solvency checks
    • G06Q20/4037Remote solvency checks
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025Identification of user by a PIN code

Landscapes

  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
DE69730864T 1996-05-30 1997-05-30 Beglaubigungsverfahren für überweisungen gegen betrügerisches aufladen Expired - Lifetime DE69730864T2 (de)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US655501 1996-05-30
US08/655,501 US5988497A (en) 1996-05-30 1996-05-30 Method for authenticating credit transactions to prevent fraudulent charges
PCT/US1997/009406 WO1997045806A1 (en) 1996-05-30 1997-05-30 Method for authenticating credit transactions to prevent fraudulent charges

Publications (2)

Publication Number Publication Date
DE69730864D1 true DE69730864D1 (de) 2004-10-28
DE69730864T2 DE69730864T2 (de) 2006-02-23

Family

ID=24629146

Family Applications (1)

Application Number Title Priority Date Filing Date
DE69730864T Expired - Lifetime DE69730864T2 (de) 1996-05-30 1997-05-30 Beglaubigungsverfahren für überweisungen gegen betrügerisches aufladen

Country Status (7)

Country Link
US (1) US5988497A (de)
EP (1) EP0953180B1 (de)
JP (1) JP2000515273A (de)
AU (1) AU3151597A (de)
CA (1) CA2256468A1 (de)
DE (1) DE69730864T2 (de)
WO (1) WO1997045806A1 (de)

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Also Published As

Publication number Publication date
AU3151597A (en) 1998-01-05
EP0953180A4 (de) 2002-04-17
WO1997045806A1 (en) 1997-12-04
CA2256468A1 (en) 1997-12-04
EP0953180A1 (de) 1999-11-03
US5988497A (en) 1999-11-23
JP2000515273A (ja) 2000-11-14
EP0953180B1 (de) 2004-09-22
DE69730864T2 (de) 2006-02-23

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