DE60010894D1 - Verfahren und geraet zur betrugsverhinderung in bezug auf den gebrauch von verhandelbaren wertpapieren - Google Patents

Verfahren und geraet zur betrugsverhinderung in bezug auf den gebrauch von verhandelbaren wertpapieren

Info

Publication number
DE60010894D1
DE60010894D1 DE60010894T DE60010894T DE60010894D1 DE 60010894 D1 DE60010894 D1 DE 60010894D1 DE 60010894 T DE60010894 T DE 60010894T DE 60010894 T DE60010894 T DE 60010894T DE 60010894 D1 DE60010894 D1 DE 60010894D1
Authority
DE
Germany
Prior art keywords
relation
cheques
credit cards
communication
fraud
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Lifetime
Application number
DE60010894T
Other languages
English (en)
Inventor
Craig Mark Clay-Smith
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Application granted granted Critical
Publication of DE60010894D1 publication Critical patent/DE60010894D1/de
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/042—Payment circuits characterized in that the payment protocol involves at least one cheque
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/12—Card verification
    • G07F7/122—Online card verification

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephonic Communication Services (AREA)
  • Inspection Of Paper Currency And Valuable Securities (AREA)
  • Devices For Checking Fares Or Tickets At Control Points (AREA)
  • Pinball Game Machines (AREA)
  • Cash Registers Or Receiving Machines (AREA)
DE60010894T 1999-08-03 2000-08-01 Verfahren und geraet zur betrugsverhinderung in bezug auf den gebrauch von verhandelbaren wertpapieren Expired - Lifetime DE60010894D1 (de)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
ZA994971 1999-08-03
ZA995348 1999-08-23
PCT/IB2000/001074 WO2001009854A1 (en) 1999-08-03 2000-08-01 A system for inhibiting fraud in relation to the use of negotiable instruments

Publications (1)

Publication Number Publication Date
DE60010894D1 true DE60010894D1 (de) 2004-06-24

Family

ID=27145363

Family Applications (1)

Application Number Title Priority Date Filing Date
DE60010894T Expired - Lifetime DE60010894D1 (de) 1999-08-03 2000-08-01 Verfahren und geraet zur betrugsverhinderung in bezug auf den gebrauch von verhandelbaren wertpapieren

Country Status (6)

Country Link
US (1) US6783062B1 (de)
EP (1) EP1200944B1 (de)
AT (1) ATE267430T1 (de)
AU (1) AU6309600A (de)
DE (1) DE60010894D1 (de)
WO (1) WO2001009854A1 (de)

Families Citing this family (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2003025868A1 (en) * 2001-09-17 2003-03-27 Interline Networks Pty Ltd A method and system for reducing the risk of credit card fraud
US20060198509A1 (en) * 2005-03-03 2006-09-07 Sbc Knowledge Ventures, L.P. Method and system of call screening
US20070061396A1 (en) * 2005-09-09 2007-03-15 Morris Robert P Methods, systems, and computer program products for providing service data to a service provider
US20070073889A1 (en) * 2005-09-27 2007-03-29 Morris Robert P Methods, systems, and computer program products for verifying an identity of a service requester using presence information
US20070136197A1 (en) * 2005-12-13 2007-06-14 Morris Robert P Methods, systems, and computer program products for authorizing a service request based on account-holder-configured authorization rules
US20070209081A1 (en) * 2006-03-01 2007-09-06 Morris Robert P Methods, systems, and computer program products for providing a client device with temporary access to a service during authentication of the client device

Family Cites Families (20)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US3624357A (en) * 1969-12-17 1971-11-30 Lyle E Wright Credit card sales transaction system
US4317957A (en) * 1980-03-10 1982-03-02 Marvin Sendrow System for authenticating users and devices in on-line transaction networks
FR2534712B1 (fr) * 1982-10-19 1986-12-26 Traitement Information Tech Nl Procede de certification d'informations placees sur un support, support d'informations et appareil de certification de supports tels que des cartes d'identite
US4625275A (en) * 1984-04-03 1986-11-25 Republic Money Orders, Inc. Apparatus for dispensing money orders
FR2563351A1 (fr) * 1984-04-19 1985-10-25 Loire Electronique Procede et dispositif d'identification et d'authentification de documents
DE4003386C1 (de) 1990-02-05 1991-05-23 Siemens Ag, 1000 Berlin Und 8000 Muenchen, De
US5484988A (en) * 1992-11-13 1996-01-16 Resource Technology Services, Inc. Checkwriting point of sale system
US5570465A (en) * 1993-07-22 1996-10-29 Tsakanikas; Peter J. Apparatus, method and system for printing of legal currency and negotiable instruments
US5465206B1 (en) * 1993-11-01 1998-04-21 Visa Int Service Ass Electronic bill pay system
US5671282A (en) * 1995-01-23 1997-09-23 Ricoh Corporation Method and apparatus for document verification and tracking
US5677955A (en) * 1995-04-07 1997-10-14 Financial Services Technology Consortium Electronic funds transfer instruments
US5546523A (en) * 1995-04-13 1996-08-13 Gatto; James G. Electronic fund transfer system
US6081610A (en) * 1995-12-29 2000-06-27 International Business Machines Corporation System and method for verifying signatures on documents
US5781654A (en) * 1996-01-18 1998-07-14 Merrill Lynch & Co., Inc. Check authentication system utilizing payee information
JPH10105368A (ja) * 1996-07-12 1998-04-24 Senshu Ginkou:Kk 音声による処理依頼受付装置及び方法
US6311170B1 (en) * 1996-12-04 2001-10-30 Mark C. Embrey Method and apparatus for making payments and delivering payment information
US6195452B1 (en) * 1998-04-27 2001-02-27 George R. Royer Method of authenticating negotiable instruments
DE19820484C1 (de) * 1998-05-07 1999-11-18 Sc Info & Inno Gmbh & Co Verfahren zur Prüfung der Unversehrtheit und der Echtheit eines Textes
US6282523B1 (en) * 1998-06-29 2001-08-28 Walker Digital, Llc Method and apparatus for processing checks to reserve funds
US6170744B1 (en) * 1998-09-24 2001-01-09 Payformance Corporation Self-authenticating negotiable documents

Also Published As

Publication number Publication date
EP1200944B1 (de) 2004-05-19
US6783062B1 (en) 2004-08-31
ATE267430T1 (de) 2004-06-15
EP1200944A1 (de) 2002-05-02
AU6309600A (en) 2001-02-19
WO2001009854A1 (en) 2001-02-08

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Legal Events

Date Code Title Description
8332 No legal effect for de