DE10048856A1 - Use of customer-orientated electronic identification system evaluates personal data and produces relevant audiovisual display and accounts - Google Patents
Use of customer-orientated electronic identification system evaluates personal data and produces relevant audiovisual display and accountsInfo
- Publication number
- DE10048856A1 DE10048856A1 DE10048856A DE10048856A DE10048856A1 DE 10048856 A1 DE10048856 A1 DE 10048856A1 DE 10048856 A DE10048856 A DE 10048856A DE 10048856 A DE10048856 A DE 10048856A DE 10048856 A1 DE10048856 A1 DE 10048856A1
- Authority
- DE
- Germany
- Prior art keywords
- customer
- computer
- chip card
- photo
- stored
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Withdrawn
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
- G07C9/00—Individual registration on entry or exit
- G07C9/00174—Electronically operated locks; Circuits therefor; Nonmechanical keys therefor, e.g. passive or active electrical keys or other data carriers without mechanical keys
- G07C9/00182—Electronically operated locks; Circuits therefor; Nonmechanical keys therefor, e.g. passive or active electrical keys or other data carriers without mechanical keys operated with unidirectional data transmission between data carrier and locks
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
- G07C9/00—Individual registration on entry or exit
- G07C9/20—Individual registration on entry or exit involving the use of a pass
- G07C9/22—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder
- G07C9/25—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition
- G07C9/253—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition visually
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
- G07C9/00—Individual registration on entry or exit
- G07C9/00174—Electronically operated locks; Circuits therefor; Nonmechanical keys therefor, e.g. passive or active electrical keys or other data carriers without mechanical keys
- G07C2009/00579—Power supply for the keyless data carrier
- G07C2009/00587—Power supply for the keyless data carrier by battery
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
- G07C9/00—Individual registration on entry or exit
- G07C9/00174—Electronically operated locks; Circuits therefor; Nonmechanical keys therefor, e.g. passive or active electrical keys or other data carriers without mechanical keys
- G07C2009/00579—Power supply for the keyless data carrier
- G07C2009/00595—Power supply for the keyless data carrier by solar energy
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
- G07C9/00—Individual registration on entry or exit
- G07C9/00174—Electronically operated locks; Circuits therefor; Nonmechanical keys therefor, e.g. passive or active electrical keys or other data carriers without mechanical keys
- G07C2009/00968—Electronically operated locks; Circuits therefor; Nonmechanical keys therefor, e.g. passive or active electrical keys or other data carriers without mechanical keys shape of the data carrier
- G07C2009/00992—Electronically operated locks; Circuits therefor; Nonmechanical keys therefor, e.g. passive or active electrical keys or other data carriers without mechanical keys shape of the data carrier mechanical key
Landscapes
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Accounting & Taxation (AREA)
- Computer Networks & Wireless Communication (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Human Computer Interaction (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Description
Die Erfindung betrifft ein Verfahren zur kundenorientierten Nutzung eines elektronischen Identifikationssystems, mit einer vom Kunden mitgeführten Chipkarte, auf der Kenndaten des Kunden gespeichert sind, die von einem Lesemodul berührungslos erfasst und von einem Computer, der mit dem Lesemodul in Verbindung steht, ausgewertet werden, wonach der Kunde mittels Foto oder Namenszug auf einem Bildschirm und/oder auf einem tragbaren Empfänger mit Display dargestellt wird.The invention relates to a method for customer-oriented use of an electronic identification system, with one from the customer carried chip card, stored on the customer's identification data are detected by a reading module without contact and by a Computer, which is connected to the reading module, evaluated according to which the customer by means of photo or name on a Screen and / or on a portable receiver with display is pictured.
Aus der internationalen Anmeldung WO 00/45346 ist ein derartiges Identifikationssystem bekannt, durch das u. a. beispielsweise ein Verkäufer auch bei starkem Kundenandrang nicht nur über jeden in den Verkaufsraum eintretenden neuen Kunden informiert wird, sondern durch die visuelle Darstellung des Kundenfotos und/oder des Kundennamenszuges auf einem Bildschirm oder einem tragbaren Empfänger mit Display auch über die chronologische Reihenfolge des Eintritts des jeweiligen Kunden.Such is known from international application WO 00/45346 Identification system known through which u. a. for example a Vendors not only about everyone in the case of strong customer demand new customers entering the sales room are informed, but by the visual representation of the customer photo and / or the customer name train on a screen or portable receiver with display also on the chronological Order of entry of the respective customer.
Es ist Aufgabe der Erfindung, dieses bekannte elektronische Identifikationssystem so weiter auszubilden, dass insbesondere im kundenorientierten Diestleistungsbereich Vereinfachungen bei der Abwicklung von Kundengeschäften erreichbar sind.It is an object of the invention, this known electronic To further develop the identification system so that in particular in customer-oriented service area simplifications at the Processing of customer transactions are achievable.
Die gestellte Aufgabe wird bei einem elektronischen Identifikationssystem der vorstehend beschriebenen Art durch die Merkmale des Anspruchs 1 dadurch gelöst, dass durch die Daten der Chipkarte zusätzlich zur visuellen Darstellung des Namenszuges und/oder des Fotos des Kunden das in einem Computer gespeicherte Kundenkonto des durch die Chipkarte identifizierten Kunden geöffnet und auf dem mit dem Computer verbundenen Bildschirm dargestellt wird.The task is done with an electronic Identification system of the type described above by the Features of claim 1 solved in that the data of Chip card in addition to the visual representation of the name and / or the customer's photo stored in a computer Customer account of the customer identified by the chip card opened and on the screen connected to the computer is pictured.
Die Öffnung des Kundenkontos geschieht hierbei selbsttätig durch den Computer, wodurch eine erhebliche Zeitersparnis erzielt und mögliche Fehler bei der sonst üblichen manuellen Kontoeröffnung vermieden werden.The customer account is opened automatically through the computer, which saves a significant amount of time achieved and possible errors in the otherwise usual manual Account opening can be avoided.
Nach einer vorteilhaften Ausgestaltung der Erfindung ist es bei Anwesenheit mehrerer Kunden auch möglich, diese in der Reihenfolge ihrer Erfassung mit Namenszug und/oder Foto gleichzeitig auf dem Bildschirm oder dem tragbaren Empfänger mit Display darzustellen. Dies macht es dann erforderlich, die Kontoeröffnung nach der visuellen Darstellung der Kunden durch Tastendruck manuell vorzunehmen.According to an advantageous embodiment of the invention, it is Presence of several customers also possible in the Sequence of their entry with name and / or photo simultaneously on the screen or the portable receiver with display. This then requires that Account opening after the visual representation of the customers manually by pressing a button.
Durch die Kombination der gleichzeitigen visuellen Darstellung des Kundenkontos auf einem Bildschirm mit der visuellen Darstellung des Fotos des Kunden wird dem Kundenbetreuer mit Vorteil ermöglicht, sich durch den visuellen Vergleich des gespeicherten Fotos mit dem Aussehen des Kunden von dessen Identität und Berechtigung zur Kontoverfügung zu überzeugen.By combining the simultaneous visual representation of the customer account on a screen with the visual Representation of the customer's photo is provided to the customer advisor Advantage enables itself through the visual comparison of the stored photos with the appearance of the customer of his Convince identity and authorization to use the account.
Insbesondere aus Datenschutzgründen ist nach einer weiteren Ausgestaltung der Erfindung die Chipkarte als Multifunktions- Chipkarte ausgebildet. Sie enthält dann keine den Datenschutz berührenden Kundendaten, sondern beispielsweise eine unikate Identifikationsnummer, die mit den im Computer des jeweiligen Computerbetreibers, beispielsweise eine Bank, mit den dort gespeicherten Daten (Namenszug, Foto, Kundenkonto) verknüpft ist. Mit Vorteil ist bei einem Verlust einer derartigen Chipkarte durch beispielsweise Diebstahl kein Mißbrauch zu befürchten, da durch die unikate Identifikationsnummer nur eine Komunikation mit dem verknüpften, dem Dieb unbekannten, Computer möglich ist.For data protection reasons in particular, there is another Embodiment of the invention the chip card as a multifunction Chip card trained. Then it does not contain data protection touching customer data, but for example a unique Identification number that matches that in the computer of each Computer operator, for example a bank with which there stored data (name, photo, customer account) is linked. It is advantageous if such a loss occurs Chip card through misuse, for example, through theft fear, because of the unique identification number only one Communication with the linked, unknown to the thief, Computer is possible.
Der Vorteil einer derartigen Multifunktions-Chipkarte besteht weiterhin darin, das diese Chipkarte auf Grund ihrer unikaten (weltweit einmaligen) Identifikationsnummer über verschiedene Computer mit unterschiedlichen Daten, beispielsweise mit unterschiedlichen Kundenkonten, verknüpft werden kann. So wird es dann möglich, mit nur einer Multifunktions-Chipkarte auch in so unterschiedlichen Branchen wie beispielsweise Banken, Bibliotheken, Arztpraxen, Hotels, Ladengeschäfte etc. ein dort abgespeichertes Kundenkonto abzurufen.The advantage of such a multi-function chip card is continue in that this chip card due to its unique (worldwide unique) identification number via different Computers with different data, for example with different customer accounts. So it will then be possible with just one multifunction chip card also in industries as diverse as, for example Banks, libraries, medical practices, hotels, shops etc. to call up a customer account stored there.
Da bei einer derartigen Multifunktions-Chipkarte der Namenszug und das Foto des Kunden bei Neukunden nocht nicht als Daten gespeichert sind, ist es erforderlich, diese Daten im Computer abzuspeichern. Zur Abspeicherung des Fotos ist es deshalb erforderlich, den Computer mit einem Scanner oder einer elektronischen Kamera zu verbinden, um diese Daten zu den übrigen Kundendaten hinzuzufügen. Diese Kundendaten können an vernetzte Filialen weitergeleitet werden, so dass die Multifunktions-Chipkarte dann beispielsweise auch in diesen Filialen, beispielsweise bei Banken oder Hotelketten, verwendet werden können.Because the name of such a multi-function chip card and the photo of the customer for new customers is not yet as data stored, it is necessary to save this data in the computer save. It is therefore to save the photo required the computer with a scanner or a electronic camera to connect this data to the add other customer data. This customer data can forwarded to networked branches so that the Multi-function chip card then, for example, in these too Branches, for example at banks or hotel chains can be.
Weitere Einzelheiten der Erfindung werden nachfolgend an Hand eines in einer schematischen Zeichnungsfigur dargestellten Ausführungsbeispiel näher erläutert.Further details of the invention are set out below Hand one in a schematic drawing figure illustrated embodiment explained in more detail.
Die Figur zeigt in einer Draufsicht einen größeren Verkaufsraum 11, bei dem durch eine Ladentheke 5 ein Publikumsbereich 10 abgetrennt ist.The figure shows a plan view of a larger sales area 11 , in which a public area 10 is separated by a counter 5 .
Auf der Ladentheke 5 befinden sich zwei miteinander vernetzte Computer 3, 3' jeweils mit Bildschirm, sowie ein mit einem Computer 3 verbundener Scanner 14.On the counter 5 there are two networked computers 3 , 3 ', each with a screen, and a scanner 14 connected to a computer 3 .
Innerhalb des Publikumsbereichs 10 ist in unmittelbarer Nähe der Eingangstür 13 ein Chipkartenlesegerät 1 angeordnet, das in ihrem Wirkbereich die Daten der von einem Kunden 6 mitgeführten Chipkarte 7 berührungslos erfasst und diese über eine Leitung (die Leitung ist nicht dargestellt) oder per Funk dem Computer 3 übermittelt. Nach Auswertung der Daten erscheint auf den Bildschirmen der Computer 3 und 3' der Namenszug sowie ein Foto des Kunden 6, bei mehreren Kunden entsprechend mehrere Namenszüge und Fotos in der Reihenfolge ihrer Erfassung.A chip card reader 1 is arranged within the public area 10 in the immediate vicinity of the entrance door 13 , which in its effective area records the data of the chip card 7 carried by a customer 6 without contact and this via a line (the line is not shown) or by radio to the computer 3 transmitted. After evaluating the data, the name and a photo of the customer 6 appear on the screens of the computers 3 and 3 ', in the case of several customers, several names and photos in the order in which they were recorded.
Die hinter der Ladentheke arbeitenden Kundenbetreuer 2, 12 können nun durch einfachen Tastendruck jeweils einen Kundennamen anwählen und damit das zugehörende Kundenkonto eröffnen. Ein im hinteren Bereich des Verkaufsraum 11 arbeitender Kundenbetreuer 8, wird über einen tragbaren Empfänger 9 gleichfalls über die Erfassung der Kunden und deren Anzahl informiert und kann bei Bedarf dann an der Ladentheke aushelfen.The customer advisors 2 , 12 working behind the counter can now select a customer name by simply pressing a button and thus open the associated customer account. A customer service representative 8 working in the rear area of the sales room 11 is also informed about the recording of the customers and their number via a portable receiver 9 and can then help out at the counter if necessary.
Bei der Verwendung einer Mulifunktions-Chipkarte ist erforderlich, die Daten des Kundenkontos sowie die Daten der Kundenidentifikation mit der unikaten Identifikationsnummer zu verküpfen, wozu, falls dies noch nicht im Computer 3 abgespeichert ist, ein Foto des Kunden 6 mittels des Scanners 4 in den Computer 3 eingelesen wird.When using a multi-function chip card, it is necessary to link the data of the customer account and the data of the customer identification with the unique identification number, for which purpose, if this has not yet been stored in the computer 3 , a photo of the customer 6 using the scanner 4 in the computer 3 is read.
Die Erfindung ist nicht auf das dargestellte Ausführungsbeispiel beschränkt, sondern sie kann vielmehr überall dort angewendet werden, wo Personen mittels einer Chipkarte berührungslos erfassbar sind und mit der Personenerfassung eine zur Person gehörende, in einem Computer abgespeicherte Kartei, Konto etc. geöffnet werden kann. Hierbei ist die Ausführung der Chipkarte sowie die Anordnung der Einrichtung zur Durchführung des erfindungsgemäßen Verfahrens dem Fachmann freigestellt.The invention is not based on the illustrated embodiment limited, but rather can be applied anywhere there where people are contactless using a chip card can be recorded and with the person registration one person belonging file, account stored in a computer etc. can be opened. Here is the execution of the Chip card and the arrangement of the device for Implementation of the method according to the Professional exemption.
Claims (6)
Priority Applications (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
DE10048856A DE10048856A1 (en) | 2000-10-02 | 2000-10-02 | Use of customer-orientated electronic identification system evaluates personal data and produces relevant audiovisual display and accounts |
EP01123420A EP1195732A3 (en) | 2000-10-02 | 2001-09-28 | Method and apparatus for customer oriented use of identification systems |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
DE10048856A DE10048856A1 (en) | 2000-10-02 | 2000-10-02 | Use of customer-orientated electronic identification system evaluates personal data and produces relevant audiovisual display and accounts |
Publications (1)
Publication Number | Publication Date |
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DE10048856A1 true DE10048856A1 (en) | 2002-04-11 |
Family
ID=7658484
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
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DE10048856A Withdrawn DE10048856A1 (en) | 2000-10-02 | 2000-10-02 | Use of customer-orientated electronic identification system evaluates personal data and produces relevant audiovisual display and accounts |
Country Status (1)
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DE (1) | DE10048856A1 (en) |
Citations (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO1990000782A1 (en) * | 1988-07-11 | 1990-01-25 | Nixflu Ab | An electronic memory unit and a main unit adapted to be used together with the memory unit |
WO1995035546A1 (en) * | 1994-06-20 | 1995-12-28 | Satyan Pitroda | Universal electronic transaction card and system and methods of conducting electronic transactions |
DE69205425T2 (en) * | 1991-01-18 | 1996-03-21 | Gemplus Card Int | SECURED METHOD FOR LOADING MULTIPLE APPLICATIONS IN A MICROPROCESSOR MEMORY CARD. |
WO2000045346A1 (en) * | 1999-01-28 | 2000-08-03 | Werner Brauweiler | Method and arrangement for using an identification system |
-
2000
- 2000-10-02 DE DE10048856A patent/DE10048856A1/en not_active Withdrawn
Patent Citations (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO1990000782A1 (en) * | 1988-07-11 | 1990-01-25 | Nixflu Ab | An electronic memory unit and a main unit adapted to be used together with the memory unit |
DE69205425T2 (en) * | 1991-01-18 | 1996-03-21 | Gemplus Card Int | SECURED METHOD FOR LOADING MULTIPLE APPLICATIONS IN A MICROPROCESSOR MEMORY CARD. |
WO1995035546A1 (en) * | 1994-06-20 | 1995-12-28 | Satyan Pitroda | Universal electronic transaction card and system and methods of conducting electronic transactions |
WO2000045346A1 (en) * | 1999-01-28 | 2000-08-03 | Werner Brauweiler | Method and arrangement for using an identification system |
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Legal Events
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OM8 | Search report available as to paragraph 43 lit. 1 sentence 1 patent law | ||
8110 | Request for examination paragraph 44 | ||
R119 | Application deemed withdrawn, or ip right lapsed, due to non-payment of renewal fee |
Effective date: 20120501 |