DE10039572A1 - Verfahren zur Überprüfung von Zahlungsvorgängen mit Kreditkarten - Google Patents

Verfahren zur Überprüfung von Zahlungsvorgängen mit Kreditkarten

Info

Publication number
DE10039572A1
DE10039572A1 DE10039572A DE10039572A DE10039572A1 DE 10039572 A1 DE10039572 A1 DE 10039572A1 DE 10039572 A DE10039572 A DE 10039572A DE 10039572 A DE10039572 A DE 10039572A DE 10039572 A1 DE10039572 A1 DE 10039572A1
Authority
DE
Germany
Prior art keywords
credit card
data
payment transactions
payment
sms
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
DE10039572A
Other languages
German (de)
English (en)
Inventor
Michael Rinschen
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Deutsche Telekom AG
Original Assignee
Deutsche Telekom AG
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Deutsche Telekom AG filed Critical Deutsche Telekom AG
Priority to DE10039572A priority Critical patent/DE10039572A1/de
Priority to PCT/EP2001/007698 priority patent/WO2002013147A2/fr
Publication of DE10039572A1 publication Critical patent/DE10039572A1/de
Withdrawn legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
DE10039572A 2000-08-09 2000-08-09 Verfahren zur Überprüfung von Zahlungsvorgängen mit Kreditkarten Withdrawn DE10039572A1 (de)

Priority Applications (2)

Application Number Priority Date Filing Date Title
DE10039572A DE10039572A1 (de) 2000-08-09 2000-08-09 Verfahren zur Überprüfung von Zahlungsvorgängen mit Kreditkarten
PCT/EP2001/007698 WO2002013147A2 (fr) 2000-08-09 2001-07-05 Procede de controle de processus de paiement par carte de credit

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
DE10039572A DE10039572A1 (de) 2000-08-09 2000-08-09 Verfahren zur Überprüfung von Zahlungsvorgängen mit Kreditkarten

Publications (1)

Publication Number Publication Date
DE10039572A1 true DE10039572A1 (de) 2002-03-28

Family

ID=7652306

Family Applications (1)

Application Number Title Priority Date Filing Date
DE10039572A Withdrawn DE10039572A1 (de) 2000-08-09 2000-08-09 Verfahren zur Überprüfung von Zahlungsvorgängen mit Kreditkarten

Country Status (2)

Country Link
DE (1) DE10039572A1 (fr)
WO (1) WO2002013147A2 (fr)

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE10304265A1 (de) * 2003-02-03 2004-08-26 Mega-Tel Ag Kontrolle von Kreditkarten-Transaktionen
DE10331733A1 (de) * 2003-07-11 2005-01-27 Rene Lehmann Bezahlsystem

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2009157003A1 (fr) * 2008-06-26 2009-12-30 Suresh Babubhai Kapadia Système et procédé pour empêcher le détournement d'une carte de crédit/carte de débit volée, perdue, reproduite, falsifiée ou contrefaite
WO2014146227A1 (fr) * 2013-03-18 2014-09-25 深圳市银信网银科技有限公司 Procédé et système de paiement au moyen d'un réseau
RU2013116643A (ru) * 2013-04-12 2014-10-20 Гуров Александр Ефимович Знак оплаты со способом, применением и системой платежей

Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE4426428A1 (de) * 1994-05-19 1995-11-23 Wong Kam Fu Sicherheitssystem
US5530438A (en) * 1995-01-09 1996-06-25 Motorola, Inc. Method of providing an alert of a financial transaction
US6868391B1 (en) * 1997-04-15 2005-03-15 Telefonaktiebolaget Lm Ericsson (Publ) Tele/datacommunications payment method and apparatus
SE507381C2 (sv) * 1997-08-12 1998-05-25 Rolf Rising System för debitering, insamling och fördelning av parkeringsavgifter
WO1999014711A2 (fr) * 1997-09-17 1999-03-25 Andrasev Akos Procede de controle de l'utilisation legitime d'une carte de debit ou d'un moyen similaire donnant droit a disposer d'un compte bancaire
FR2771875B1 (fr) * 1997-11-04 2000-04-14 Gilles Jean Antoine Kremer Procede de transmission d'information et serveur informatique le mettant en oeuvre
US6064990A (en) * 1998-03-31 2000-05-16 International Business Machines Corporation System for electronic notification of account activity

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE10304265A1 (de) * 2003-02-03 2004-08-26 Mega-Tel Ag Kontrolle von Kreditkarten-Transaktionen
DE10331733A1 (de) * 2003-07-11 2005-01-27 Rene Lehmann Bezahlsystem

Also Published As

Publication number Publication date
WO2002013147A2 (fr) 2002-02-14
WO2002013147A3 (fr) 2003-07-31

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Legal Events

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8105 Search report available
8139 Disposal/non-payment of the annual fee