CR20220522A - Emisión de una tarjeta virtual de valor asociada únicamente a datos no identificativos desde un quiosco - Google Patents

Emisión de una tarjeta virtual de valor asociada únicamente a datos no identificativos desde un quiosco

Info

Publication number
CR20220522A
CR20220522A CR20220522A CR20220522A CR20220522A CR 20220522 A CR20220522 A CR 20220522A CR 20220522 A CR20220522 A CR 20220522A CR 20220522 A CR20220522 A CR 20220522A CR 20220522 A CR20220522 A CR 20220522A
Authority
CR
Costa Rica
Prior art keywords
card
virtual
internet enabled
enabled device
virtual value
Prior art date
Application number
CR20220522A
Other languages
English (en)
Inventor
Thomas D Smith
George Anthony Hilal
Brian J Hedberg
Original Assignee
Ready Credit Corp
Reverse Atm Llc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Ready Credit Corp, Reverse Atm Llc filed Critical Ready Credit Corp
Publication of CR20220522A publication Critical patent/CR20220522A/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/351—Virtual cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

Se da a conocer un sistema y un método para emitir una tarjeta virtual de valor asociada únicamente con información que no identifica a la persona. Un dispositivo remoto habilitado para Internet, un dispositivo de entrada, un acoplamiento de red y un dispensador de tarjetas se comunican para convertir moneda física o electrónica, donde los fondos convertidos están inmediatamente disponibles para el usuario con una tarjeta virtual de valor almacenada en una aplicación alojada en un dispositivo habilitado para Internet. Los fondos convertidos están disponibles simultáneamente en una tarjeta física. El dispositivo de entrada está configurado para recibir entradas para escanear un código proporcionado gráficamente por el dispositivo habilitado para Internet. El código incluye únicamente información no identificable personalmente. El acoplamiento de red está configurado para enviar la solicitud de nueva cuenta a un procesador de adquisiciones y para recibir una respuesta de aprobación del procesador de adquisiciones. El iniciador de la tarjeta virtual está acoplado operativamente al acoplamiento de red, estando el iniciador de la tarjeta virtual configurado para vincular el número de cuenta y el valor de los activos recibidos junto con una solicitud para generar la tarjeta virtual de valor, activar la tarjeta, cargar fondos en la tarjeta y añadir la tarjeta a un dispositivo remoto habilitado para Internet, como un teléfono inteligente. La tarjeta virtual incluye únicamente información no identificable personalmente. La información no personal identificable incluye el número de cuenta.
CR20220522A 2020-04-17 2021-04-16 Emisión de una tarjeta virtual de valor asociada únicamente a datos no identificativos desde un quiosco CR20220522A (es)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US202063011559P 2020-04-17 2020-04-17
US202063065715P 2020-08-14 2020-08-14
PCT/US2021/027768 WO2021212030A1 (en) 2020-04-17 2021-04-16 Issuing a virtual value-bearing card associated with only nonpersonally identifying information from a kiosk

Publications (1)

Publication Number Publication Date
CR20220522A true CR20220522A (es) 2023-03-24

Family

ID=75905014

Family Applications (1)

Application Number Title Priority Date Filing Date
CR20220522A CR20220522A (es) 2020-04-17 2021-04-16 Emisión de una tarjeta virtual de valor asociada únicamente a datos no identificativos desde un quiosco

Country Status (9)

Country Link
US (1) US20210326840A1 (es)
EP (1) EP4136603A1 (es)
AU (1) AU2021257343A1 (es)
BR (1) BR112022020911A2 (es)
CO (1) CO2022016093A2 (es)
CR (1) CR20220522A (es)
DO (1) DOP2022000220A (es)
GB (1) GB2609170A (es)
WO (1) WO2021212030A1 (es)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
TWI813122B (zh) * 2021-12-30 2023-08-21 達城大數據科技有限公司 一種虛擬貨幣提款機的虛擬貨幣自動兌換方法

Family Cites Families (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
AU2001280835A1 (en) * 2000-07-27 2002-02-13 Eft Datalink, Incorporated Value transfer system for unbanked customers
US7865432B2 (en) * 2002-02-15 2011-01-04 Coinstar, Inc. Methods and systems for exchanging and/or transferring various forms of value
EP1481351A4 (en) * 2002-02-15 2010-04-28 Coinstar Inc METHOD AND SYSTEMS FOR THE EXCHANGE AND / OR TRANSFER OF DIFFERENT TYPES OF VALUES
MXPA04008138A (es) * 2002-02-23 2004-11-26 Wow Technologies Inc Sistema y metodo para tarjetas de debito recargables.
US7766225B2 (en) 2005-12-30 2010-08-03 Ready Credit Corporation Issuing a value-bearing card associated with only non-personally identifying information
US20070272743A1 (en) * 2006-05-22 2007-11-29 American Express Travel Related Services Company, Inc. Kiosk and Method for Vending Stored Value Cards
US20140074704A1 (en) * 2012-09-11 2014-03-13 Cashstar, Inc. Systems, methods and devices for conducting transactions with electronic passbooks
WO2016141064A1 (en) * 2015-03-02 2016-09-09 Cubic Corporation Facilitating cash payment for transit mobile applications
US20180276656A1 (en) * 2017-03-24 2018-09-27 Mastercard International Incorporated Instant issuance of virtual payment account card to digital wallet
US20200082373A1 (en) * 2018-09-06 2020-03-12 Nazar Kozak System including shopping cart, mobile device, mobile application to facilitate shopping at a store, qr-coded credit card, and mobile application to organize shopping data
US20200311715A1 (en) * 2019-03-29 2020-10-01 Giesecke+Devrient Mobile Security Canada, Inc. Methods and apparatus for payment card activation

Also Published As

Publication number Publication date
AU2021257343A1 (en) 2022-12-08
US20210326840A1 (en) 2021-10-21
GB2609170A (en) 2023-01-25
WO2021212030A1 (en) 2021-10-21
CO2022016093A2 (es) 2023-02-16
DOP2022000220A (es) 2023-09-15
EP4136603A1 (en) 2023-02-22
GB202216629D0 (en) 2022-12-21
BR112022020911A2 (pt) 2022-12-27

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