CO5601053A2 - Sistema y metodo de tarjetas de debito recargables - Google Patents

Sistema y metodo de tarjetas de debito recargables

Info

Publication number
CO5601053A2
CO5601053A2 CO04081691A CO04081691A CO5601053A2 CO 5601053 A2 CO5601053 A2 CO 5601053A2 CO 04081691 A CO04081691 A CO 04081691A CO 04081691 A CO04081691 A CO 04081691A CO 5601053 A2 CO5601053 A2 CO 5601053A2
Authority
CO
Colombia
Prior art keywords
rechargeable
account
activation
debit card
rechargeable debit
Prior art date
Application number
CO04081691A
Other languages
English (en)
Inventor
L Willard Rick
Original Assignee
Wow Technologies Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Wow Technologies Inc filed Critical Wow Technologies Inc
Publication of CO5601053A2 publication Critical patent/CO5601053A2/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K17/00—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)

Abstract

1.- Un método implementado por computadora para una recarga anónima en tiempo real y activación de una cuenta de tarjeta de débito recargable, y el método comprende: obtener una solicitud de recarga de tarjeta que comprende información de seguridad de comerciante, un identificador de cuenta de tarjeta de débito recargable y una cantidad de recarga desde un dispositivo de punto de venta; verificar dicha información de seguridad de comerciante en un servidor administrador de tarjeta; si se verifica dicha información de seguridad de comerciante, actualizar la cuenta de tarjeta de débito recargable con dicha cantidad de recarga; después de actualizar la cuenta de tarjeta de débito recargable con dicha cantidad de recarga; después de actualizar la cuenta de tarjeta de débito recargable, obtener una solicitud de activación que comprende información de activación y un nuevo NIP de tarjeta; verificar dicha información de activación; y si se verifica dicha información de activación, activar la cuenta de débito recargable.2.- El método de conformidad con la reivindicación 1, caracterizado además porque dicha información de seguridad de comerciante comprende un identificador de dispositivo de punto de venta.
CO04081691A 2002-02-23 2004-08-20 Sistema y metodo de tarjetas de debito recargables CO5601053A2 (es)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US35932002P 2002-02-23 2002-02-23
US36762402P 2002-03-25 2002-03-25
US37549302P 2002-04-25 2002-04-25

Publications (1)

Publication Number Publication Date
CO5601053A2 true CO5601053A2 (es) 2006-01-31

Family

ID=27767844

Family Applications (1)

Application Number Title Priority Date Filing Date
CO04081691A CO5601053A2 (es) 2002-02-23 2004-08-20 Sistema y metodo de tarjetas de debito recargables

Country Status (14)

Country Link
US (1) US20030212796A1 (es)
EP (1) EP1476825A4 (es)
JP (1) JP2005518596A (es)
KR (1) KR20040084917A (es)
CN (1) CN1639708A (es)
AU (1) AU2003213560A1 (es)
CA (1) CA2475599A1 (es)
CO (1) CO5601053A2 (es)
CR (1) CR9770A (es)
IL (1) IL163634A0 (es)
MA (1) MA27231A1 (es)
MX (1) MXPA04008138A (es)
NZ (1) NZ534895A (es)
WO (1) WO2003073226A2 (es)

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Also Published As

Publication number Publication date
KR20040084917A (ko) 2004-10-06
EP1476825A4 (en) 2005-04-13
MA27231A1 (fr) 2005-02-01
CN1639708A (zh) 2005-07-13
US20030212796A1 (en) 2003-11-13
WO2003073226A3 (en) 2004-06-10
WO2003073226A2 (en) 2003-09-04
MXPA04008138A (es) 2004-11-26
IL163634A0 (en) 2005-12-18
AU2003213560A1 (en) 2003-09-09
CR9770A (es) 2008-06-09
NZ534895A (en) 2006-10-27
JP2005518596A (ja) 2005-06-23
EP1476825A2 (en) 2004-11-17
CA2475599A1 (en) 2003-09-04

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