CO5430225A1 - Un sistema para pago de cuentas de beneficiario - Google Patents

Un sistema para pago de cuentas de beneficiario

Info

Publication number
CO5430225A1
CO5430225A1 CO03008740A CO03008740A CO5430225A1 CO 5430225 A1 CO5430225 A1 CO 5430225A1 CO 03008740 A CO03008740 A CO 03008740A CO 03008740 A CO03008740 A CO 03008740A CO 5430225 A1 CO5430225 A1 CO 5430225A1
Authority
CO
Colombia
Prior art keywords
user
structured
beneficiary
transaction terminal
user account
Prior art date
Application number
CO03008740A
Other languages
English (en)
Inventor
Luis A Arias
Original Assignee
Blackstone Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Blackstone Corp filed Critical Blackstone Corp
Publication of CO5430225A1 publication Critical patent/CO5430225A1/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12—Accounting

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

Para utilizarse por un usuario que tiene al menos dos cuentas de beneficiario en conexión con las cuales deben hacerse pagos, un sistema de pago de cuenta de beneficiario comprende: a) una terminal de transacción, la terminal de transacción incluye una interfase de operador estructurada para comunicar información al menos a un operador y para recibir información en conexión con el usuario; b) una pluralidad de cuentas de usuario, cada una asociada con un usuario particular; c) un identificador de cuenta de usuario estructurado para identificar una específica de las cuentas de usuario; d) la terminal de transacción se estructura para recibir el identificador de cuenta de usuario y para identificar de manera correspondiente la cuenta de usuario; e) la cuenta de usuario asociada con las cuentas de beneficiario; f) la terminal de transacción se estructura para recibir una autorización de pago en conexión con al menos una de las cuentas de beneficiario asociadas con la cuenta de usuario identificada; y g) un procesador primario asociado en forma comunicativa con la terminal de transacción y en respuesta a la autorización de pago, el procesador primario además está estructurado para dirigir pago a la cuenta de beneficiario de acuerdo con la autorización de pago.<EMI FILE="03008740_1" ID="1" IMF=JPEG > SOLICITUDES DE PATENTES DE MODELO DE UTILIDADORDENADAS PUBLICAR EN JULIO DE 2004 IMPORTANTE:SOLICITUDES DE PATENTE DE MODELO DE UTILIDAD: A partir de la fecha de publicación de esta gaceta el solicitante cuenta con un plazo de tres (3) meses para pedir que se practique el examen de patentabilidad de la solicitud, anexando el recibo de pago de la tasa correspondiente a tal fin. De no procederse así la solicitud caerá en abandono (Arts. 85 y 44 de la Decisión 486).
CO03008740A 2002-04-26 2003-02-05 Un sistema para pago de cuentas de beneficiario CO5430225A1 (es)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
US10/133,984 US20030204457A1 (en) 2002-04-26 2002-04-26 Payee account payment system

Publications (1)

Publication Number Publication Date
CO5430225A1 true CO5430225A1 (es) 2004-06-01

Family

ID=28791034

Family Applications (1)

Application Number Title Priority Date Filing Date
CO03008740A CO5430225A1 (es) 2002-04-26 2003-02-05 Un sistema para pago de cuentas de beneficiario

Country Status (11)

Country Link
US (1) US20030204457A1 (es)
EP (1) EP1357527A3 (es)
CN (1) CN1453731A (es)
BR (1) BR0301061A (es)
CA (1) CA2417530A1 (es)
CO (1) CO5430225A1 (es)
EC (1) ECSP034461A (es)
GT (1) GT200300099A (es)
MX (1) MXPA02007038A (es)
PA (1) PA8572501A1 (es)
PE (1) PE20040025A1 (es)

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US7769689B2 (en) * 2003-10-27 2010-08-03 First Data Corporation Methods and systems for processing transactions for integrated credit and stored-value programs
US20050114217A1 (en) * 2003-10-27 2005-05-26 First Data Corporation Methods and systems for processing transactions for integrated credit and stored-value programs
US20050108130A1 (en) * 2003-10-27 2005-05-19 First Data Corporation Methods and systems for managing integrated credit and stored-value programs
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US8655309B2 (en) 2003-11-14 2014-02-18 E2Interactive, Inc. Systems and methods for electronic device point-of-sale activation
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US20070150414A1 (en) * 2004-01-07 2007-06-28 Precash, Inc. System and method for facilitating payment transactions
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US7472822B2 (en) * 2005-03-23 2009-01-06 E2Interactive, Inc. Delivery of value identifiers using short message service (SMS)
US8474694B2 (en) * 2005-03-23 2013-07-02 E2Interactive, Inc. Radio frequency identification purchase transactions
US7537152B2 (en) * 2005-03-23 2009-05-26 E2Interative, Inc. Delivery of value identifiers using short message service (SMS)
US8190472B2 (en) * 2005-12-16 2012-05-29 E2Interactive, Inc. Multiple use rebate card
US8190471B2 (en) * 2005-12-16 2012-05-29 E2Interactive, Inc. Rebate card system
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US8200579B2 (en) 2006-02-28 2012-06-12 The Invention Science Fund I, Llc Using payment mode rankings responsive to item attributes
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US20090089211A1 (en) * 2007-10-02 2009-04-02 Patricia Morse System and method for person to person fund transfer
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Also Published As

Publication number Publication date
US20030204457A1 (en) 2003-10-30
GT200300099A (es) 2004-05-27
PE20040025A1 (es) 2004-01-24
MXPA02007038A (es) 2004-08-11
CA2417530A1 (en) 2003-10-26
EP1357527A2 (en) 2003-10-29
EP1357527A3 (en) 2003-11-26
BR0301061A (pt) 2004-08-17
ECSP034461A (es) 2003-12-01
CN1453731A (zh) 2003-11-05
PA8572501A1 (es) 2003-12-10

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