CN214335513U - Internet of vehicles UBI car insurance wisdom terminal system - Google Patents
Internet of vehicles UBI car insurance wisdom terminal system Download PDFInfo
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- CN214335513U CN214335513U CN202120468610.XU CN202120468610U CN214335513U CN 214335513 U CN214335513 U CN 214335513U CN 202120468610 U CN202120468610 U CN 202120468610U CN 214335513 U CN214335513 U CN 214335513U
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Abstract
The utility model discloses a car networking UBI car insurance wisdom terminal system relates to the UBI car insurance field based on the car networking, the utility model discloses an on-vehicle device that sets up, detection device, MCU microprocessor, communication module, remote server, mutually supporting of mobile terminal and voice broadcast module, can carry out real-time collection to driving data among the vehicle driving process, and judge whether driver has driver fatigue, and show driving behavior analysis structure and voice broadcast module through mobile terminal and report the warning to the driver fatigue behavior that exists, remind the driver to pay attention to and avoid driver fatigue operation, thereby can further improve vehicle driving's security and guarantee driver's personal safety.
Description
Technical Field
The utility model relates to a UBI car insurance field based on the car networking, especially a car networking UBI car insurance wisdom end system.
Background
The premium of the vehicle insurance business in the property insurance company is more than 70 percent; but the insurance company has generally reduced insurance profit margin at present, and even faces the situation of industry-wide insurance loss, which is mainly caused by unreasonable determined insurance premium of car insurance.
In the last century, a new automobile Insurance product-UBI (user Based Insurance) appears in the united states, namely a Use Based Insurance (UBI) Based automobile Insurance, and the key point is that according to the use conditions of the vehicle, the use conditions specifically comprise the driving speed, the driving area, the driving time, the driving distance and the like of the vehicle, and the driving information of each vehicle owner is summarized and sorted by using a sensing technology and an information platform, and the driving information is processed to obtain a driving behavior analysis result. The driving behavior analysis result is developed by means of the internet of vehicles technology, so that the utilization rate of traffic resources can be greatly improved, traffic pressure can be effectively relieved, and traffic accidents are reduced. At present, the traffic safety problem is increasingly highlighted, a driver cannot obtain a driving behavior analysis result in time, and no intelligent feedback prompt exists, so that how to realize real-time remote monitoring on vehicles, accurately master the safety state of specific vehicles, and implement effective and safe management and control feedback becomes a problem which is urgently needed to be solved at present.
SUMMERY OF THE UTILITY MODEL
In order to realize the real-time remote monitoring to the vehicle, the safety condition of concrete vehicle is mastered to the accuracy, solves present problem that does not implement effective safe ground management and control feedback, the utility model provides a car networking UBI car insurance wisdom end system, concrete technical scheme is as follows:
an internet of vehicles UBI car insurance intelligent terminal system comprises a vehicle-mounted device, a detection device, an MCU microprocessor, a communication module, a remote server, a mobile terminal and a voice broadcast module;
the vehicle-mounted device, the detection device, the MCU microprocessor, the communication module and the voice broadcasting module are all arranged on a vehicle; the remote server is installed in a vehicle remote monitoring room; the mobile terminal is deployed on a driver driving site;
the vehicle-mounted device, the detection device, the communication module and the voice broadcasting module are respectively and electrically connected with the MCU; the communication module and the mobile terminal are respectively in wireless connection with the remote server;
the vehicle-mounted device is used for acquiring driving data of a vehicle in real time and transmitting the driving data to the MCU; the detection device is used for detecting whether the driver is in fatigue driving or not and transmitting the information of whether the detected driver is in fatigue driving or not to the MCU microprocessor;
the MCU microprocessor receives and processes driving data acquired by the vehicle-mounted device in real time and information of whether a driver is tired to drive detected by the detection device, and controls the start and stop of the voice broadcast module; the communication module sends the driving data to the remote server; the remote server processes the driving data to obtain a driving behavior analysis result and sends the driving behavior analysis result to the mobile terminal; the mobile terminal is used for displaying a driving behavior analysis result, and the voice broadcasting device is used for broadcasting warning words.
Preferably, the vehicle-mounted device comprises a positioning module, a gyroscope module and a timer;
the positioning module and the timer are both arranged on a vehicle instrument board, the gyroscope module is arranged on a vehicle, and the positioning module, the gyroscope module and the timer are respectively and electrically connected with the MCU;
the positioning module is used for acquiring the position information of the vehicle in real time and transmitting the position information to the MCU;
the gyroscope module is used for acquiring driving direction data of the vehicle, the posture, the collision force and the violent driving information of the vehicle in real time and transmitting the data to the MCU;
the timer is used for recording the running duration information of the vehicle in real time and transmitting the running duration information to the MCU.
Preferably, the detection device comprises an image acquisition module, a CPU module and a memory module;
the image acquisition module is arranged on an instrument panel of the vehicle;
the output end of the image acquisition module is electrically connected with the input end of the CPU module, and the output end of the CPU module is respectively electrically connected with the input end of the memory module and the input end of the MCU microprocessor;
the image acquisition module is used for acquiring a facial image of a driver in the driving process and transmitting the acquired facial image to the CPU module; the CPU module is used for identifying face information and eye positioning information from the face image and judging fatigue driving; the memory module is used for storing the face information, the eye positioning information and the judged fatigue driving information which are identified by the CPU module.
Preferably, the communication module comprises a GPRS communication module.
Preferably, the mobile terminal includes a portable smart phone.
The utility model has the advantages that:
the utility model discloses an on-vehicle device who sets up, detection device, MCU microprocessor, communication module, remote server, mutually supporting of mobile terminal and voice broadcast module, can carry out real-time collection to vehicle driving in-process driving data, and judge whether driver has driver fatigue, and the demonstration driving behavior analysis result through mobile terminal, voice broadcast module reports the warning to the driver fatigue behavior that exists, remind the navigating mate to pay attention to and avoid the driver fatigue operation, thereby can improve vehicle driving's security and guarantee driver's personal safety.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the drawings used in the description of the embodiments will be briefly described below.
Fig. 1 is a schematic structural diagram of the present invention.
Fig. 2 is a schematic view of the structural principle of the present invention.
Fig. 3 is a schematic structural diagram of the detecting device of the present invention.
Fig. 4 is a schematic structural diagram of the DSP chip of the present invention.
Fig. 5 is the utility model discloses a voice broadcast device's circuit schematic diagram.
Fig. 6 is a schematic structural diagram of the remote server of the present invention.
Detailed Description
The technical solution in the embodiments of the present invention will be clearly and completely described below with reference to the accompanying drawings in the embodiments of the present invention. It is to be understood that the embodiments described are only some embodiments of the invention, and not all embodiments. Based on the embodiments in the present invention, all other embodiments obtained by a person skilled in the art without creative efforts belong to the protection scope of the present invention.
The preferred embodiment provides a vehicle networking UBI car insurance intelligent terminal system, as shown in fig. 1 and fig. 2, comprising a vehicle-mounted device, a detection device, an MCU microprocessor, a communication module, a remote server, a mobile terminal, and a voice broadcast module;
the vehicle-mounted device, the detection device, the MCU microprocessor, the communication module and the voice broadcasting module are all arranged on a vehicle; the remote server is installed in a vehicle remote monitoring room; the mobile terminal is deployed on a driver driving site;
the vehicle-mounted device, the detection device, the communication module and the voice broadcasting module are respectively and electrically connected with the MCU; the communication module and the mobile terminal are respectively in wireless connection with the remote server;
the vehicle-mounted device is used for acquiring the driving data of the vehicle in real time, wherein the driving data comprises the position information of the vehicle, the driving direction data of the vehicle, the posture, the collision force, the violent driving information and the driving time length of the vehicle, and the driving data is transmitted to the MCU microprocessor; the detection device is used for detecting whether the driver is in fatigue driving or not and transmitting the detected information of whether the driver is in fatigue driving or not to the MCU microprocessor;
the MCU microprocessor receives and processes driving data acquired by the vehicle-mounted device in real time and information of whether a driver is tired to drive detected by the detection device, and controls the start and stop of the voice broadcast module; the communication module sends driving data to a remote server; the remote server processes the driving data to obtain a driving behavior analysis result and sends the driving behavior analysis result to the mobile terminal; the mobile terminal is used for displaying the driving behavior analysis result, and the voice broadcasting device is used for broadcasting the warning words.
In a preferred embodiment, the vehicle-mounted device comprises a positioning module, a gyroscope module and a timer; the positioning module and the timer are installed on a vehicle instrument panel, the gyroscope module is installed on a vehicle, and the positioning module, the gyroscope module and the timer are respectively and electrically connected with the MCU;
the positioning module adopts a Beidou positioning module which is used for acquiring the position information of the vehicle in real time and transmitting the position information to the MCU; the gyroscope module is used for acquiring driving direction data of the vehicle, the posture, the collision force and the violent driving information of the vehicle in real time and transmitting the data to the MCU; the timer is used for recording the running duration information of the vehicle in real time and transmitting the running duration information to the MCU.
In a preferred embodiment, as shown in fig. 3, the detection device comprises an image acquisition module, a CPU module and a memory module;
the image acquisition module is arranged on an instrument panel of the vehicle; the output end of the image acquisition module is electrically connected with the input end of the CPU module, and the output end of the CPU module is respectively electrically connected with the input end of the memory module and the input end of the MCU microprocessor;
the image acquisition module is used for acquiring a facial image of a driver in the driving process and transmitting the acquired facial image to the CPU module; the CPU module is used for identifying face information and eye positioning information from the face image and judging fatigue driving; the memory module is used for storing the face information, the eye positioning information and the judged fatigue driving information which are identified by the CPU module.
In a preferred embodiment, as shown in fig. 4, the CPU module uses a DSP chip with a model number of TMS320C6748, and the DSP chip belongs to a digital signal processor.
In a preferred embodiment, the image acquisition module adopts a CMOS camera with the model number of MT9V034, acquires a facial image of a driver in the driving process by using the CMOS camera, obtains digital image data after A/D conversion, processes the digital image data in a CPU module through a VPIF interface in a DSP chip, and stores the processed digital image data in a memory module.
In the preferred embodiment, the communication module adopts a GPRS communication module, the GPRS communication network is wide in coverage, signals are stable, and stability of data transmission is facilitated.
In a preferred embodiment, as shown in fig. 6, the remote server includes a data receiving gateway, a data unloading gateway, a database server, and an application server, where the data receiving gateway is wirelessly connected to the GPRS communication module, the data receiving gateway is connected to the data unloading gateway, and the data unloading gateway is respectively in communication connection with the database server and the application server;
and the GPRS communication module transmits data information to the data receiving gateway, and the data receiving gateway analyzes and processes the data information and transmits a processing result to the data unloading gateway according to a specified format. The data unloading gateway analyzes and assembles the received data, stores the assembled data into the database server, and the data receiving gateway periodically processes the analyzed and assembled data in batch or in real time to form various analysis results. Various formed analysis results are sent to an application server, the application server processes the analysis results and then forwards the analysis results to a data unloading gateway, the data unloading gateway performs primary packaging on the analysis results and sends the analysis results to a data receiving gateway, and the data receiving gateway feeds back the analysis results to the MCU microprocessor and the mobile terminal through the GPRS communication module again; the mobile terminal displays the driving behavior analysis result after acquiring the driving behavior analysis result, so that a driver can acquire the driving behavior analysis result in real time and standardize the driving behavior in time.
In a preferred embodiment, the mobile terminal comprises a portable smartphone.
In a preferred embodiment, the voice broadcasting module comprises a TLV320AIC3106RGZ audio chip, as shown in fig. 5, a required alarm voice file is transmitted to the TLV320AIC3106RGZ audio chip through an audio analog input interface J8, the TLV320AIC3106RGZ audio chip converts a sound signal of the alarm voice file into an electric signal and stores the electric signal into a memory, when the remote server judges that the driver has fatigue driving, the signal is transmitted to the MCU microprocessor through the wireless communication module, the microprocessor controls an audio analog output interface of the TLV320AIC3106RGZ audio chip to work, the TLV320AIC3106RGZ audio chip converts the electric signal into the sound signal, and performs voice warning on the driver through an external speaker to remind the driver of parking nearby and resting.
The utility model discloses a theory of operation does:
the utility model discloses when using, the driving data of vehicle-mounted device real-time collection vehicle specifically is: the positioning device collects the position information of the vehicle in real time; the gyroscope module collects the driving direction data of the vehicle, the posture, the collision force and the violent driving information of the vehicle in real time; the timer is used for recording the running duration information of the vehicle in real time; and transmitting the data to the MCU microprocessor for processing; the CMOS camera of the image acquisition module of the detection device acquires a face image of a driver in the driving process, digital image data are obtained after A/D conversion, the digital image data are processed in the digital image data CPU module through a VPIF interface in the DSP chip, and the processed digital image data are transmitted to the MCU microprocessor and are stored in the memory module at the same time;
the MCU microprocessor transmits the processed position information, driving direction data, vehicle posture, collision force, violent driving information, driving duration information and processed digital image data to a data receiving gateway of a remote server through a GPRS communication module, and the data receiving gateway transmits a processing result to a data unloading gateway according to a specified format after analyzing and processing. The data unloading gateway analyzes and assembles the received data, stores the analyzed and assembled data into the database server, and the data receiving gateway periodically processes the analyzed and assembled data in batch or in real time to form various analysis results. And various formed analysis results are sent to the application server, the application server processes the analysis results and forwards the analysis results to the data unloading gateway, the data unloading gateway performs primary packaging on the analysis results and sends the analysis results to the data receiving gateway, and the data receiving gateway feeds back the analysis results to the MCU microprocessor and the mobile terminal through the GPRS communication module again.
The MCU microprocessor controls the voice broadcasting device to start and stop according to the judged and obtained driving behavior analysis result, and when the remote server judges that the driver has fatigue driving, the MCU microprocessor controls the voice broadcasting device to send out voice alarm to remind the driver to stop and rest nearby; when the remote server judges that the driver is in a safe driving state, the MCU microprocessor controls the voice broadcasting device to be out of work. The mobile terminal displays the driving behavior analysis result after acquiring the driving behavior analysis result, so that a driver can acquire the driving behavior analysis result in real time and standardize the driving behavior in time.
The present invention is not limited to the above-described embodiments, but only to the preferred embodiments of the present invention, and the present invention is not limited thereto, and any modifications, equivalent replacements, and improvements made within the spirit and principle of the present invention should be included within the protection scope of the present invention.
Claims (5)
1. An Internet of vehicles UBI car insurance intelligent terminal system is characterized by comprising a vehicle-mounted device, a detection device, an MCU microprocessor, a communication module, a remote server, a mobile terminal and a voice broadcasting module;
the vehicle-mounted device, the detection device, the MCU microprocessor, the communication module and the voice broadcasting module are all arranged on a vehicle; the remote server is installed in a vehicle remote monitoring room; the mobile terminal is deployed on a driver driving site;
the vehicle-mounted device, the detection device, the communication module and the voice broadcasting module are respectively and electrically connected with the MCU; the communication module and the mobile terminal are respectively in wireless connection with the remote server;
the vehicle-mounted device is used for acquiring driving data of a vehicle in real time and transmitting the driving data to the MCU; the detection device is used for detecting whether the driver is in fatigue driving or not and transmitting the information of whether the detected driver is in fatigue driving or not to the MCU microprocessor;
the MCU microprocessor receives and processes driving data acquired by the vehicle-mounted device in real time and information of whether a driver is tired to drive detected by the detection device, and controls the start and stop of the voice broadcast module; the communication module sends the driving data to the remote server; the remote server processes the driving data to obtain a driving behavior analysis result and sends the driving behavior analysis result to the mobile terminal; the mobile terminal is used for displaying a driving behavior analysis result, and the voice broadcasting device is used for broadcasting warning words.
2. The intelligent terminal system for UBI (Internet of vehicles) insurance of claim 1, wherein the vehicle-mounted device comprises a positioning module, a gyroscope module and a timer;
the positioning module and the timer are both arranged on a vehicle instrument board, the gyroscope module is arranged on a vehicle, and the positioning module, the gyroscope module and the timer are respectively and electrically connected with the MCU;
the positioning module is used for acquiring the position information of the vehicle in real time and transmitting the position information to the MCU;
the gyroscope module is used for acquiring driving direction data of the vehicle, the posture, the collision force and the violent driving information of the vehicle in real time and transmitting the data to the MCU;
the timer is used for recording the running duration information of the vehicle in real time and transmitting the running duration information to the MCU.
3. The intelligent terminal system for UBI (Internet of vehicles) insurance of claim 1, wherein the detection device comprises an image acquisition module, a CPU (Central processing Unit) module and a memory module;
the image acquisition module is arranged on an instrument panel of the vehicle;
the output end of the image acquisition module is electrically connected with the input end of the CPU module, and the output end of the CPU module is respectively electrically connected with the input end of the memory module and the input end of the MCU microprocessor;
the image acquisition module is used for acquiring a facial image of a driver in the driving process and transmitting the acquired facial image to the CPU module; the CPU module is used for identifying face information and eye positioning information from the face image and judging fatigue driving; the memory module is used for storing the face information, the eye positioning information and the judged fatigue driving information which are identified by the CPU module.
4. The vehicle networking UBI automobile insurance smart terminal system of claim 1, wherein said communication module comprises a GPRS communication module.
5. The Internet of vehicles UBI intelligent terminal system of claim 1, wherein the mobile terminal comprises a portable smart phone.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202120468610.XU CN214335513U (en) | 2021-03-04 | 2021-03-04 | Internet of vehicles UBI car insurance wisdom terminal system |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202120468610.XU CN214335513U (en) | 2021-03-04 | 2021-03-04 | Internet of vehicles UBI car insurance wisdom terminal system |
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| CN214335513U true CN214335513U (en) | 2021-10-01 |
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| CN202120468610.XU Active CN214335513U (en) | 2021-03-04 | 2021-03-04 | Internet of vehicles UBI car insurance wisdom terminal system |
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- 2021-03-04 CN CN202120468610.XU patent/CN214335513U/en active Active
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