CN212873534U

CN212873534U - Intelligent card

Info

Publication number: CN212873534U
Application number: CN201922237191.4U
Authority: CN
Inventors: 徐禄勇; 陈源; 李泳锋
Original assignee: Alibaba Group Holding Ltd
Current assignee: Alibaba Group Holding Ltd
Priority date: 2019-12-13
Filing date: 2019-12-13
Publication date: 2021-04-02
Anticipated expiration: 2029-12-13

Abstract

The embodiment of the application provides a smart card, wherein, smart card includes: the card type body, inlay the display module in the surface of said card type body, and control circuit and energy conversion circuit placed in said card type body; the energy conversion circuit is connected with the control circuit and provides a power supply obtained by converting external energy for the control circuit and the display assembly; the control circuit provides display content of the display component and outputs the display content to the display component, and the display content comprises at least one graphic code; the display component is connected with the control circuit and displays the display content. The technical scheme provided by the embodiment of the application improves the portability of content display.

Description

Intelligent card

Technical Field

The embodiment of the application relates to the technical field of electronics, especially, relate to a smart card.

Background

With the development of computer technology, some applications installed through an intelligent terminal can display graphic codes such as two-dimensional codes and bar codes, and a scanning end obtains corresponding information through scanning the graphic codes so as to realize functions such as mobile payment or identity recognition.

However, at present, the display of these functional graphic codes needs to be realized by depending on an intelligent terminal such as a mobile phone, and the corresponding application needs to be opened, the internet is accessed, and the display can be performed only by finding the corresponding display page, so that the operation is complex.

Disclosure of Invention

The embodiment of the application provides an intelligent card for solving the technical problem that content display is complex in the prior art.

In a first aspect, an embodiment of the present application provides a smart card, including: the card type body, inlay the display module in the surface of said card type body, control circuit and energy conversion circuit placed in said card type body;

the energy conversion circuit is connected with the control circuit and provides a power supply obtained by converting external energy for the control circuit and the display assembly;

the control circuit provides the display content of the display component and outputs the display content to the display component; the display content comprises at least one graphic code;

the display component is connected with the control circuit and displays the display content.

Optionally, the control circuit includes a microprocessor MCU and an encryption component, and the encryption component is connected to the MCU;

the MCU detects a first user operation, sends a first calculation instruction to the encryption component, the encryption component generates first code value information according to first user information, time and a secret key and returns the first code value information to the MCU, and the MCU encodes the first code value information into a first graphic code and outputs the first graphic code to the display component; the first graphic code is used for a first scanning end to obtain first code value information, the first code value information is used for decoding to obtain first user information, and resource data in a payment account corresponding to the first user information are processed;

the MCU detects a second user operation, sends a second calculation instruction to the encryption component, the encryption component generates second code value information according to second user information, time and a secret key and returns the second code value information to the MCU, and the MCU encodes the second code value information into a second graphic code and outputs the second graphic code to the display component; the display component switches and displays the first graphic code into the second graphic code; the second graphic code is used for a second scanning end to obtain second code value information, the second code value information is used for decoding to obtain second user information, and resource data in a payment account corresponding to the second user information are processed.

Optionally, the control circuit comprises a microprocessor MCU;

the MCU detects a first user operation, generates first code value information according to first user information, time and a secret key, encodes the first code value information into a first graphic code and outputs the first graphic code to the display component; the first graphic code is used for a first scanning end to obtain the first code value information; the first code value information is used for decoding to obtain the first user information and processing resource data in a payment account corresponding to the first user information;

the MCU detects a second user operation, generates second code value information according to second user information, time and a secret key, codes the second code value information into a second graphic code and outputs the second graphic code to the display component; the display component switches and displays the first graphic code into the second graphic code; the second graphic code is used for a second scanning end to obtain the second code value information; the second code value information is used for decoding to obtain the second user information and processing resource data in a payment account corresponding to the second user information.

Optionally, the control circuit further comprises a control key connected with the MCU;

the MCU detects a first user operation as a first trigger operation aiming at the control key, and detects a second user operation as a second trigger operation aiming at the control key.

Optionally, the display component is a touch display screen;

the MCU detects a first user operation as a first touch operation triggered aiming at the display component, and detects a second user operation as a second touch operation triggered aiming at the display component.

Optionally, the control circuit further comprises a wireless communication component connected with the MCU;

the wireless communication component establishes wireless communication connection with the first application, receives at least one type of user information sent by the first application and provides the user information to the MCU; and the MCU stores the at least one type of user information.

Optionally, the wireless communication component comprises a short-range wireless communication component connected with the MCU;

the MCU encodes the equipment identification of the short-distance wireless communication component into an equipment graphic code and transmits the equipment graphic code to the display component; the display component displays the device graphic code;

the device graphic code is used for the first application to scan to obtain the device identification and establish wireless communication connection with the short-distance wireless communication component based on the device identification.

Optionally, the wireless communication component comprises a radio frequency communication component;

the radio frequency communication assembly senses a radio frequency communication signal sent by the first application and establishes wireless communication connection with the first application based on the radio frequency communication signal.

Optionally, the control circuit further includes a first visible light communication component connected to the MCU;

the first visible light communication assembly senses a visible light signal which is generated by the first application through modulation based on at least one user information and sent by the second visible light communication assembly, converts the visible light signal into the at least one user information and sends the at least one user information to the MCU; and the MCU stores the at least one type of user information.

Optionally, the control circuit further includes a radio frequency communication component connected to the MCU;

the MCU detects a third user operation and starts the radio frequency communication assembly; sending a third calculation instruction to the encryption component, generating third code value information by the encryption component according to third user information, time and a secret key, returning the third code value information to the MCU, and coding the third code value information into a third graphic code by the MCU and sending the third graphic code to the radio frequency communication component; and the radio frequency communication component establishes radio frequency communication connection with radio frequency communication equipment and sends the third graphic code to the radio frequency communication equipment.

the first visible light communication assembly senses a visible light signal which is sent by the first scanning end or the second scanning end and is generated based on the modulation of the payment processing result, analyzes the visible light signal to obtain the payment processing result, and sends the payment processing result to the MCU; the MCU sends the payment processing result to the display component; the display component displays the payment processing result.

Optionally, the energy conversion circuit includes an energy conversion component, an energy collection component, and an energy storage component;

the energy conversion component converts external energy to obtain a power supply; the energy collecting component collects the power supply, provides the power supply for the control circuit and the display component, and stores the rest power supply to the energy storage component; the energy storage component provides stored power to the control circuit and the display component.

Optionally, the energy conversion assembly comprises one or more of a photovoltaic conversion assembly, a thermoelectric conversion assembly, and a radio frequency power generation assembly.

Optionally, the energy storage assembly is an ultra-thin battery.

Optionally, the control circuit, energy conversion circuit and the display assembly are disposed in a circuit board;

the circuit board, the display component and the card type body are made of flexible materials.

Optionally, the method further comprises: and the strain assembly is used for detecting and recording the bending degree of the smart card.

Optionally, the control circuit further includes a storage component connected to the MCU;

the storage component stores one or more computer program instructions for the MCU to call and execute.

Optionally, the display assembly is embedded in the first surface of the card-type body; the second surface of the card-type body is provided with an adhesive member for adhering to a specific object.

Optionally, a first fitting is disposed on the card-type body, the first fitting forming a suspension structure after coupling with a second fitting.

In a second aspect, an embodiment of the present application provides a smart card, including: the display module comprises a card-shaped body, a display component embedded in the surface of the card-shaped body and a control circuit arranged in the card-shaped body;

In the embodiment of the application, the intelligent card comprises a card-shaped body, a display component embedded in the surface of the card-shaped body, and a control circuit and an energy conversion circuit which are arranged in the card-shaped body; the energy conversion circuit is connected with the control circuit and provides a power supply obtained by converting external energy for the control circuit and the display assembly; the control circuit provides display content of the display component and outputs the display content to the display component, and the display content comprises at least one graphic code; the display component is connected with the control circuit and displays the display content. The embodiment of the application provides a smart card that can directly demonstrate graphic code, need not complicated operation, can be in order to accomplish graphic code show, and also need not to insert the internet, has improved content display portability, and smart card adopts passive technique to realize, conveniently carries the use.

These and other aspects of the present application will be more readily apparent from the following description of the embodiments.

Drawings

In order to more clearly illustrate the embodiments of the present application or the technical solutions in the prior art, the drawings needed to be used in the description of the embodiments or the prior art will be briefly described below, and it is obvious that the drawings in the following description are some embodiments of the present application, and other drawings can be obtained by those skilled in the art without creative efforts.

FIG. 1 is a schematic diagram illustrating an embodiment of a smart card provided herein;

FIG. 2 is a schematic diagram illustrating a structure of another embodiment of a smart card provided by the present application;

FIG. 3 is a schematic diagram illustrating a structure of another embodiment of a smart card provided by the present application;

FIG. 4 is a schematic diagram illustrating a structure of another embodiment of a smart card provided by the present application;

FIG. 5 is a schematic diagram illustrating a structure of another embodiment of a smart card provided by the present application;

FIG. 6 is a schematic diagram illustrating the construction of one embodiment of an energy harvesting assembly according to an embodiment of the present application;

FIG. 7 is a schematic structural diagram of a smart card in a practical application according to an embodiment of the present application;

8 a-8 d respectively show the structure diagrams of the smart card in a practical application according to the embodiment of the present application;

FIG. 9a is a diagram illustrating a smart card binding process in one practical application according to an embodiment of the present application;

FIG. 9b is a diagram illustrating a smart card payment process in one practical application according to the embodiment of the present application;

FIG. 10 is a flow chart diagram illustrating one embodiment of a data processing method provided herein;

FIG. 11 is a flow chart illustrating a further embodiment of a data processing method provided herein;

FIG. 12 is a flow chart diagram illustrating yet another embodiment of a data processing method provided herein;

FIG. 13 is a flow chart diagram illustrating yet another embodiment of a data processing method provided herein;

FIG. 14 is a schematic diagram illustrating an embodiment of a scanning terminal provided in the present application;

FIG. 15 is a schematic diagram illustrating an embodiment of a terminal provided by the present application;

fig. 16 is a schematic structural diagram illustrating an embodiment of a server provided in the present application.

Detailed Description

In order to make the technical solutions better understood by those skilled in the art, the technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application.

In some of the flows described in the specification and claims of this application and in the above-described figures, a number of operations are included that occur in a particular order, but it should be clearly understood that these operations may be performed out of order or in parallel as they occur herein, the number of operations, e.g., 101, 102, etc., merely being used to distinguish between various operations, and the number itself does not represent any order of performance. Additionally, the flows may include more or fewer operations, and the operations may be performed sequentially or in parallel. It should be noted that, the descriptions of "first", "second", etc. in this document are used for distinguishing different messages, devices, modules, etc., and do not represent a sequential order, nor limit the types of "first" and "second" to be different.

The technical scheme of the embodiment of the application is mainly applied to graphic code display scenes. At present, some applications (english: application, abbreviation: app) can provide graphic code display, the graphic codes can be used for mobile payment, identity recognition and the like, for example, mobile payment is realized by a terminal such as a smart phone, a mobile internet is required to be connected by the terminal, a payment client is installed in the terminal, a user account is registered, fund storage or other payment accounts can be carried out in the user account, a two-dimensional code payment mode can be adopted during mobile payment, a two-dimensional code is generated based on the user account, an interactive party scans the code to obtain the user account, payment activities are completed through interaction with a payment mechanism, the operation is complex, skilled operation is required to be carried out on the mobile terminal, and the mobile payment is not portable enough for children, old people and other groups. And under the condition that the mobile terminal is not carried or the Internet is not accessed, mobile payment is realized wirelessly.

In order to improve the portability of content display, the inventor provides the technical scheme of the application through a series of researches, and the embodiment of the application provides a smart card which comprises a card-type body, a display component embedded in the surface of the card-type body and a control circuit arranged in the card-type body; the control circuit provides display content of the display component and outputs the display content to the display component, and the display content comprises at least one graphic code; the display component is connected with the control circuit and displays the display content. The embodiment of the application provides a smart card that can directly demonstrate graphic code, need not complicated operation, can be in order to accomplish graphic code show, and also need not to insert the internet, has improved graphic code show portability, and in addition, this smart card can also include energy conversion circuit, with control circuit is connected, does control circuit with the display module provides the power that utilizes external energy conversion to obtain, and also smart card adopts passive technique to realize, conveniently carries the use.

The technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are only a part of the embodiments of the present application, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.

Fig. 1 is a schematic structural diagram of an embodiment of a smart card provided in an embodiment of the present application, where the smart card may include a card-type body 101, a display assembly 102 embedded in a surface of the card-type body, and a control circuit 103 disposed in the card-type body 101;

the control circuit 103 provides display contents of the display component 102 and outputs the display contents to the display component 102, wherein the display contents comprise at least one graphic code;

the display module 102 is connected to the control circuit 103, and displays the display content.

As an alternative, the smart card may further include: a battery module disposed in the card-shaped body;

the battery component is connected with the control circuit and provides a storage power supply for the control circuit and the display component.

Optionally, in order to reduce the volume of the smart card, the battery assembly may select an ultra thin battery (ultra thin battery), where the ultra thin battery refers to a battery with a thickness less than a predetermined thickness, for example, the predetermined thickness may be less than or equal to 0.3mm (millimeter), and may even reach a thickness of 0.2 mm. Alternatively, in order not to increase the volume of the smart card, the ultra-thin battery may be a paper battery, which is a battery using paper as a carrier. The paper battery is made of special ink made of silver and carbon nano materials, is coated on paper, brings expected light for novel light and efficient energy storage, and can be folded and bent.

In addition, as another alternative, the smart card may also use a passive technology to obtain power, as shown in fig. 2, the smart card may further include an energy conversion circuit 104;

the energy conversion circuit 104 is connected to the control circuit 103, and provides a power supply obtained by converting external energy to the control circuit 103 and the display module 102.

In addition, the power conversion circuit 104 may also be connected to the display module 102, and may directly provide power for the display module 102, or may provide power for the display module 102 by the control circuit 103.

The display module 102 may select an electrophoretic display implemented by an electrophoretic display technology, such as an electronic ink screen, and the electrophoretic display has the advantages of low power consumption, and no disappearance of display contents after power failure.

The smart card of this embodiment can directly show the graphic code at the display image, need not complicated operation, and also need not to insert the internet, has improved graphic code show portability, and the smart card can adopt passive technique to realize, conveniently carries the use.

Wherein the at least one graphic code may be associated with and provided by the first application. The first application may correspond to a payment client for a third party payment system.

As an optional manner, the graphic code may be generated based on user information, so that the scanning end determines the user information through the graphic code, and correspondingly processes resource data in a payment account corresponding to the user information.

The smart card can provide at least one type of user information, and each type of user information can correspondingly generate a graphic code.

In addition, the user information also corresponds to a payment type, so that the scanning end can obtain the user information by scanning the graphic code, and the corresponding payment account and the payment type can be determined based on the user information, so that the resource data in the payment account can be processed according to the payment type.

The scanning end can scan the obtained user information and send the user information to the server end, the server end determines a payment account and a payment type corresponding to the user information, and resource data in the payment account are processed according to the payment type.

The scanning end can be a payment client corresponding to the third-party payment system, scanning is achieved through the payment client, and payment processing is finished through interaction with a server of the third-party payment system.

The graphic code can be a bar code or a graphic code at least including user information, so as to achieve the purpose of code scanning payment.

The payment types may refer to different consumption types, and since there are many consumption scenarios applying mobile payment at present, such as collection, payment, taking a bus or a subway, and other consumption scenarios, such as dining room meal, campus consumption, hospital visit, etc., the payment types may refer to different message types of collection, payment, taking a bus or a subway, dining room meal, campus consumption, hospital visit, etc.

The payment account may refer to a resource account corresponding to a third party payment system, or may refer to a bank card account, etc. Therefore, the server can interact with the bank system to complete the processing of the resource data in the payment account. Resource data may refer to data that virtual funds, etc. may be used to pay.

Wherein, the at least one graphic code can be switched and displayed in the display component according to the user operation.

In order to facilitate the user to know the payment type so as to determine the graphic code for payment, when the display component displays each graphic code, the display component can also display the payment type prompt information corresponding to the graphic code.

Optionally, the user information may include the payment account and payment type;

or the payment account includes a user account and a payment type, and the user account is bound with the payment account, wherein the user account can be bound with at least one payment account, and different payment types can correspond to different payment accounts, so that the corresponding payment account can be determined by combining the user account and the payment type in the user information. The user accounts in different user information may be the same or different. So that the smart card can support consumption of multiple user accounts, etc.

Alternatively, as shown in fig. 3, the control circuit 103 may include an MCU (micro controller Unit) 31 and an encryption component 32, wherein the encryption component 32 is connected to the MCU 31;

the MCU31 detects a first user operation, sends a first calculation instruction to the encryption component 32, the encryption component 32 generates first code value information according to first user information, time and a key, and returns the first code value information to the MCU31, and the MCU31 encodes the first code value information into a first graphic code and outputs the first graphic code to the display component 102. The display component 102 can display the first graphical code.

The first graphic code can be used for a first scanning end to scan to obtain the first code value information, the first code value information is used for decoding to obtain first user information, and corresponding processing is performed on resource data in a payment account corresponding to the first user information.

The first user information may refer to any one of the user information, or at least one of the user information provided by the smart card may have an arrangement order, and the first user information may refer to one of the user information arranged after the display component previously displays the user information corresponding to the graphic code.

Of course, the first user information may also refer to a certain specific user information preset in the at least one type of user information.

The graphic code is generated by adding time and a secret key, so that the graphic code is dynamically changed, and the safety of the graphic code can be improved.

The encryption component 32 may generate the first code value information according to the first user information, the time and the key, and may encode the first code value information by using an encryption Algorithm, for example, an Algorithm such as MD5(Message-Digest Algorithm).

After the first scanning end scans and obtains the first code value information, the first code value information can be sent to the server end, the server end combines the key and the current time to decode and obtain the first user information, and therefore resource data in a payment account corresponding to the first user information can be processed according to the payment type corresponding to the first user information.

In some embodiments, the graphic code may further include an equipment identifier, that is, the first graphic code may be generated based on the first code value information and the equipment identifier. Therefore, the first scanning end can send the first code value information and the equipment identifier to the server, after the server obtains the first code value information and the equipment identifier, the user information corresponding to the equipment identifier can be searched, a key can be combined according to the user information corresponding to the equipment identifier, and a plurality of time values in the range of the current time are calculated to obtain a plurality of code value information.

In addition, in some embodiments, the MCU31 can be further configured to detect a second user operation, send a second calculation instruction to the encryption component 32, the encryption component 32 generates second code value information according to second user information, time and a key, and return the second code value information to the MCU31, the MCU31 encodes the second code value information into a second graphic code, and outputs the second graphic code to the display component 102; the display component 102 switches and displays the first graphic code into the second graphic code.

That is, different graphic codes can be switched and displayed in the display assembly, and the second graphic code is different from the first graphic code.

The second graphic code may be used by a second scanning end to scan to obtain second code value information, where the second code value information is used to decode to obtain second user information, and perform corresponding processing on resource data in a payment account corresponding to the second user information.

After the second scanning end scans and obtains the second code value information, the second code value information can be sent to the server end, and the server end combines the key and the current time to decode and obtain the second user information, so that the resource data in the payment account corresponding to the second user information can be processed according to the payment type corresponding to the second user information.

In some embodiments, the second graphical code may be generated based on the second code value information and the device identification. The second scanning end can send the second code value information and the equipment identifier to the server end, after the server end obtains the second code value information and the equipment identifier, the user information corresponding to the equipment identifier can be searched, and therefore, a plurality of code value information can be obtained through calculation according to the user information corresponding to the equipment identifier, the secret key and a plurality of time values in the range of the current time.

The generation of the second graphic code is similar to the first graphic code, and the decoding mode of the second code value information is similar to that of the first code value information, which is not repeated here. It should be noted that, in the embodiment of the present application, the first user information is mainly taken as an example for description, and for other user information, the manner of generating the graphic code and the like may be the same as the first user information, and are not described herein again.

In addition, as another optional mode, the MCU may integrate an encryption function of the encryption component, that is, the control circuit may include an MCU, the MCU detects a first user operation, generates first code value information according to first user information, time and a key, encodes the first code value information into a first graphic code, and outputs the first graphic code to the display component, and the display component displays the first graphic code.

The MCU detects a second user operation, generates second code value information according to second user information, time and a secret key, codes the second code value information into a second graphic code and outputs the second graphic code to the display component, and the display component switches and displays the first graphic code into the second graphic code.

In some embodiments, as shown in fig. 3, the control circuit 103 may further include a control key 33 connected to the MCU 31;

the MCU31 detects a first user operation as a first trigger operation on the control key 33 and a second user operation as a second trigger operation on the control key 33.

In some embodiments, the display component may be a touch display screen;

The first touch operation and the second touch operation may refer to, for example, a click operation on a display device.

In addition, as another embodiment, the first user operation detected by the MCU may be a trigger operation for the control key, and the second user operation detected may be a touch operation for the display component.

That is, in practical applications, the touch display screen may be lit and the first graphic code may be displayed simultaneously by detecting the trigger operation for the control key, and the second graphic code may be displayed by switching when the touch operation for the display module is detected. Under the condition that the second graphic code is displayed, touch operation aiming at the display component can be continuously detected, and switching of the graphic code and the like is realized. The touch operation for the display component may refer to a click operation or a slide operation for the display component, or the like.

Furthermore, in some embodiments, as shown in FIG. 3, the MCU may have wireless communication capabilities.

The MCU may establish a wireless communication connection with a first application and acquire at least one type of user information transmitted by the first application based on the wireless communication connection.

As an alternative, the MCU may be an integrated short-range wireless communication function, such as a BLE (Bluetooth Low Energy) function, and thus, as shown in fig. 3, the MCU may be specifically a BLE MCU. The device identifier mentioned above may specifically refer to a Media Access Control (MAC) address of the short-range wireless communication function.

Therefore, the MCU can encode the MAC address into an equipment graphic code and transmit the equipment graphic code to the display component; the display component displays the device graphic code; the device graphic code is used for the first application to scan to obtain the device identification and establish wireless communication connection with the short-distance wireless communication component based on the device identification.

In addition, the wireless communication function may also be a radio frequency communication function, and the MCU may sense a radio frequency communication signal sent by the first application, and establish a wireless communication connection with the first application based on the radio frequency communication signal.

In practical application, the smart card may be suitable for a specific scenario, for example, a campus consumption scenario, and may be used as a campus card, so that the smart card may correspond to a use area, for example, a geographic area where the campus is located, and a wireless communication base station, for example, a BLE base station, may be deployed in the use area, so that the MCU may send a wireless communication signal to the wireless communication base station, and the wireless communication base station may locate the location information of the smart card based on the wireless communication signal and send the location information to a server.

Through the position information of the positioning intelligent card, the position information of the user can be determined, and the safety of students can be guaranteed in a campus scene.

Alternatively, the position of the wireless communication base station receiving the wireless communication signal of the smart card may be used as the current position information of the smart card.

The server side can generate recommendation information based on the position information of the smart card and send the recommendation information to the wireless communication base station.

Therefore, optionally, the MCU may further receive recommendation information sent by the wireless communication base station, and send the recommendation information to the display module, where the display module outputs the recommendation information;

optionally, recommendation information may be generated based on the location information of the smart card and the current time, for example, in a campus scenario, in combination with the location information of the smart card and the current time, an intention of the user may be determined, so that a recommendation may be made to the user, for example, the current time is 12 pm, the current location information is a dining hall, the recommendation information may be used to prompt the user to eat lunch cheer, and the like, and the recommendation information may also include a dining hall menu, and the like.

Furthermore, in some embodiments, as shown in fig. 4, the difference from fig. 3 is that the control circuit 103 may further include a wireless communication component 34 connected to the MCU 31;

the wireless communication component 34 establishes a wireless communication connection with the first application, receives at least one user information sent by the first application, and provides the at least one user information to the MCU 31; the MCU31 stores the at least one user information.

As an alternative, the wireless communication component comprises a short-range wireless communication component connected with the MCU;

The device identification may refer to the MAC address of the short-range wireless communication component.

As yet another alternative, the wireless communication component comprises a radio frequency communication component;

The Radio Frequency Communication component may be, for example, an NFC (Near Field Communication) component or an RFID (Radio Frequency Identification) component.

As can be seen from the above description, the smart card may establish a wireless communication connection with the first application by using the wireless communication component, so as to establish a binding relationship with at least one user information provided by the first application.

Alternatively, the wireless communication signal sent by the MCU to the wireless communication base station may be sent through a wireless communication component.

In some embodiments, the control circuit may further include a first visible light communication component connected with the MCU;

the first visible light communication assembly can sense a visible light signal which is generated by the first application through modulation of the second visible light communication assembly based on at least one type of user information, convert the visible light signal into the at least one type of user information, and send the at least one type of user information to the MCU.

In addition, the smart card can also unbind the at least one user, so in some embodiments, the MCU is further configured to detect an unbinding operation and delete the at least one user information.

In some embodiments, the smart card may utilize the near field communication function to enable near field communication payment in addition to the code scanning payment.

As can be seen from the above description, the control circuit may include a wireless communication component, which may be a radio frequency communication component;

the MCU detects a third user operation and starts the radio frequency communication assembly; sending a third calculation instruction to the encryption component, generating third code value information by the encryption component according to third user information, time and a secret key, returning the third code value information to the MCU, and sending the third code value information to the radio frequency communication component by the MCU; and the radio frequency communication assembly establishes radio frequency communication connection with radio frequency communication equipment and sends the third code value information to the radio frequency communication equipment.

And the third code value information is used for determining the third user information and processing the resource data in the payment account corresponding to the third user information according to the payment type corresponding to the third user information.

The third user operation may be a specific trigger operation for the control key, such as a long press, or a specific touch operation for the display component, such as a double-click, to trigger execution of the near field communication payment.

Optionally, in order to further improve payment security, after the radio frequency communication component establishes a radio frequency communication connection with the radio frequency communication device, the radio frequency communication device may first obtain verification information sent by the radio frequency communication device, and the MCU may send the third code value information to the radio frequency communication device through the radio frequency communication component if it is determined that the radio frequency communication device is successfully verified based on the verification information.

The verification information may include, for example, a payment credential corresponding to the radio frequency communication device, or an identifier of the radio frequency communication device, so that the verification information is the same as the stored payment credential or the stored identifier of the radio frequency communication device, that is, the radio frequency communication device has the payment authority, and then the third code value information is sent to the radio frequency communication device.

In some embodiments, since the control circuit may include a wireless communication component, optionally, the wireless communication component may further establish a wireless communication connection with the first scanning end, receive a payment processing result transmitted by the first scanning end, and send the payment processing result to the MCU, the MCU may send the payment processing result to the display component, and the display component displays the payment processing result.

Optionally, the wireless communication component may further establish a wireless communication connection with the second scanning end, receive a payment processing result transmitted by the second scanning end, and send the payment processing result to the MCU, the MCU may send the payment processing result to the display component, and the display component displays the payment processing result.

Certainly, when the MCU integrates a wireless communication function, the MCU may directly establish a wireless communication connection with the first scanning end or the second scanning end, acquire the payment processing result transmitted by the first scanning end or the second scanning end, and transmit the payment processing result to the display module, where the payment processing result is displayed by the display module.

When the wireless communication component can be a short-range wireless communication component, the MCU encodes the first code value information into a first graphic code, which can be encoded to obtain the first graphic code based on the first code value information and the device identifier of the short-range wireless communication component;

the first scanning terminal can also obtain the equipment identification from the first graphic code, and request to establish short-distance wireless communication connection with the first scanning terminal based on the equipment identification.

The MCU can establish short-distance wireless communication connection with the first scanning end or the second scanning end through the wireless communication component after receiving the communication request of the first scanning end.

Furthermore, in some embodiments, the control circuit may include a first visible light communication component connected to the MCU.

The first visible light communication component can sense a first visible light signal which is sent by the first scanning end or the second scanning end and is generated based on the modulation of the payment processing result, analyze the first visible light signal to obtain a second payment processing result, and send the payment processing result to the MCU; the MCU sends the payment processing result to the display component; the display component displays the payment processing result.

That is, the first scanning end or the second scanning end can simultaneously modulate the payment processing result into a visible light signal in the process of scanning the graphic code, so that the first visible light communication component senses the visible light signal, and the payment processing result can be obtained through analysis.

The payment processing result may include information such as a payment amount, whether the payment is successful, and a payment success time, and the scanning end may obtain the payment processing result from the service end and send the payment processing result to the smart card, so that the user can know the payment situation.

In some embodiments, the MCU may further provide user identity information, detect a fourth user operation, generate a graphic code for identity recognition based on the user identity information, and send the graphic code for identity recognition to a display module, where the graphic code for identity recognition is displayed by the display module; the identification pattern code is used for scanning by identification equipment to obtain user identity information, and identity verification is carried out based on the user identity information.

Optionally, the identification device may also perform corresponding control processing based on the verification result, for example, controlling the entrance guard to open, and the like.

Identity recognition, authentication and the like can also be realized through the intelligent card.

The fourth user operation may be specific operation for a control key or a display component, and in practical application, a user may continuously operate the control key or click a touch display screen to realize switching of different graphic codes.

Of course, the smart card may further be configured with an identification key, and the fourth user operation may be a trigger operation for the identification key, and the like.

In some embodiments, as shown in fig. 5, the difference from fig. 2 is that the energy conversion circuit may include an energy conversion component 51, an energy collection component 52, and an energy storage component 53;

the energy conversion component 51 converts external energy to obtain power; the energy collecting component 52 collects the power and provides the power to the control circuit 103 and the display component 102, and stores the rest power to the energy storage component 53; the energy storage component 53 provides stored power to the control circuit 102 and the display component 103.

The specific structure of the control circuit 102 can be seen in fig. 3 or fig. 4.

The energy collecting assembly can be specifically connected with the MCU and used for providing power for the MCU, and then the MCU provides corresponding power for other assemblies connected with the MCU.

As an alternative, the energy conversion assembly may include a photoelectric conversion assembly; the photoelectric conversion assembly is used for converting solar energy into a power supply.

The photoelectric conversion assembly can be a solar thin film assembly, so that good energy conversion efficiency can be obtained under indoor soft light.

Alternatively, the energy conversion assembly may include a thermoelectric conversion assembly; the thermoelectric conversion assembly is used for converting thermal energy into an electrical power source.

The Thermoelectric conversion module may be, for example, a TEG (semiconductor Thermoelectric Generator) module, which is a semiconductor Thermoelectric Generator capable of generating electric energy by using temperature difference and has the advantages of no moving parts, high stability, greenness, no pollution, etc.

As yet another alternative, the energy conversion assembly may include a radio frequency power generation assembly; in a near field communication payment scenario, electrical energy may be extracted from radio frequency energy emitted by the radio frequency communication device.

Optionally, the energy conversion component may include one or more of a photoelectric conversion component, a thermoelectric conversion component, and a radio frequency power generation component.

The energy storage assembly may be an ultra thin battery (ultra thin battery), wherein the ultra thin battery refers to a battery with a thickness less than a predetermined thickness, for example, the predetermined thickness may be less than or equal to 0.3mm, and the thickness may even reach 0.2 mm. Alternatively, in order not to increase the volume of the smart card, the ultra-thin battery may be a paper battery, which is a battery using paper as a carrier. The paper battery is made of special ink made of silver and carbon nano materials, is coated on paper, brings expected light for novel light and efficient energy storage, and can be folded and bent.

In some embodiments, as shown in fig. 6, the energy collecting assembly may include a weak energy collecting unit 61 connected to the energy conversion assembly 51, a conversion unit 62 connected to the weak energy collecting unit 61, and a management unit 63 connected to the conversion unit 62; the management unit 63 is specifically connected to the control circuit and the energy storage component.

The conversion unit may be a DC-DC (Direct current-Direct current) unit.

The weak energy collection unit is responsible for collecting the power that the energy conversion subassembly produced, and the DC-DC unit is responsible for stepping up the power of collecting to smart card operating voltage, and the management unit can supply each subassembly with the power that steps up to store the surplus power and carry out energy storage to the energy storage subassembly.

When the weak energy collecting unit does not collect the power generated by the energy assembly, the management unit can obtain the power from the energy storage assembly and supply the power to each assembly for use.

In some embodiments, the control circuit may further include a storage component connected to the MCU;

Of course, the one or more computer program instructions may also be stored in the MCU, i.e., the MCU is integrated with the storage function.

At least one kind of user information provided by the MCU may also be stored in the storage component, and of course, may also be stored in the MCU.

In some embodiments, in order to further improve the payment security, in some embodiments, the smart card may further include a biometric acquisition component embedded in the surface of the card-type body and connected with the MCU;

the MCU is also used for acquiring the biological characteristics of the user through the biological characteristic acquisition component; saving the user biometric;

the MCU encoding the first code value information into the first graphic code may include: collecting the biological characteristics to be detected through the biological characteristic collecting assembly; and based on the stored biological characteristics of the user, if the comparison of the biological characteristics to be detected is successful, encoding the first code value information into a first graphic code.

The MCU encoding the second user information into the second graphic code may include: collecting the biological characteristics to be detected through the biological characteristic collecting assembly; and based on the stored biological characteristics of the user, if the comparison of the biological characteristics to be detected is successful, encoding the second code value information into a second graphic code.

The biometric acquisition component may include, for example, a fingerprint, a human face, or an iris acquisition component. The user feature biometric may thus comprise a fingerprint, a face or an iris, etc.

In some embodiments, the MCU may be further configured to terminate displaying any one of the graphic codes in the display component if the display duration of the graphic code is longer than the first duration.

Furthermore, in some embodiments, the MCU may also be configured to:

and after a second time length is passed after the payment processing result corresponding to any graphic code is received, the display of any graphic code in the display component can be stopped.

In addition, after the MCU terminates displaying any graphic code in the display component, the current system time can be displayed in the display component.

In addition, a motion sensor and/or a heart rate sensor and the like can be further included in the smart card, so that after the MCU terminates displaying the graphic code in the display component, the current statistical step number and/or the heart rate and the like can be displayed in the display component.

In addition, in some embodiments, the smart card may further include a lighting component, such as an LED (light emitting Diode) component, and the MCU may control the lighting component to flash or change colors, etc. based on the payment processing result, so as to prompt the user to view the payment processing result, etc.

Of course, the smart card may also include components for implementing some necessary operations, which will not be described repeatedly herein.

In some embodiments, the control circuitry, energy conversion circuitry, and the display assembly may be disposed in a circuit board;

in order to improve the flexibility of the smart card, the circuit board, the display assembly and the card-shaped body may be made of a flexible material.

The Circuit board may be specifically a Flexible Circuit board (FPC for short).

Each component arranged in the card type body can be arranged in the flexible circuit board, and the components cannot be made of flexible materials, such as a bending prohibition area which can be arranged in the flexible circuit board by the MCU, so that the formed intelligent card can be bent to a certain degree, the safety and flexibility of the device are improved, and the user experience is improved.

Wherein, under the circumstances that the smart card can be crooked, owing to have corresponding regulation to the degree of buckling, in order to avoid artificial pernicious buckling smart card, in some embodiments, this smart card can also include:

the strain assembly is arranged in the card type body and used for detecting and recording the bending degree of the intelligent card.

The degree of buckling of smart card can be taken notes to the subassembly that should meet an emergency to in the after-sales condition, whether the smart card is because surpassing the damage that the degree of buckling caused etc. can be confirmed according to the record of subassembly that meets an emergency.

In addition, the subassembly that meets an emergency can also be connected with MCU, can send the degree of buckling at every turn to MCU, and MCU can judge whether the degree of buckling surpasss the threshold value of buckling, if, can output warning information etc.. Such as displaying alarm information in a display assembly.

For easy understanding, as shown in fig. 7, the embodiment of the present application provides a schematic structural diagram of a smart card in a practical application, and the smart card may include a card-type body 101, a flexible circuit board 71 built in the card-type body 101, and various components disposed in the flexible circuit board.

Wherein the components disposed on the flexible circuit board may comprise, for example, at least an MCU or the like.

The smart card may further include a display assembly 102, and a display screen of the display assembly 102 is embedded in a surface of the card-type body 101, the display assembly 101 may employ a flexible electronic ink screen,

in addition, the smart card may further include a strain component 72 for detecting the degree of bending of the smart card, etc.; and a control key 33 for detecting a user operation or the like.

In addition, an energy conversion circuit may be further included, and the energy conversion circuit may include an energy conversion component, an energy collection component, and an energy storage component, the energy conversion component may be, for example, a photoelectric conversion component, such as a solar component 73, and the like, the power generated by the solar component 73 may be stored in the energy storage component, and the energy storage component may be, for example, a paper battery 74 and the like.

Fig. 7 is a conceptual diagram illustrating the structures in the smart card, and the connection relationship of the structures may be detailed as described above, and of course, the smart card may also include other components, such as a storage component, a wireless communication component, and the like, which are not shown in fig. 7, and may be detailed as described in the embodiments above.

The graphic code related to the embodiment of the application has a payment function and can be applied to a plurality of scenes, and in an optional mode, the at least one graphic code can comprise a payment code and a collection code. Therefore, the embodiment of the present application further provides an intelligent payment card, including: the card type body, inlay the display module in the surface of said card type body, control circuit and energy conversion circuit placed in said card type body;

the control circuit provides the display content of the display component and outputs the display content to the display component; the display content comprises at least one graphic code; the graphic code is generated based on user information, so that a scanning end determines the user information through the graphic code and correspondingly processes resource data in a payment account corresponding to the user information; the at least one graphic code comprises a payment code and a collection code;

The smart card can realize a portable mobile payment scene of payment or collection, the first application is a payment client of the third-party payment system and is bound with the smart card through the payment client, so that a collection graphic code or a payment graphic code and the like can be presented through the smart card, and collection or payment operation can be realized through code scanning. The mobile payment can be conveniently carried out for the group such as children or the old who are not familiar with the operation of the intelligent terminal such as a mobile phone. The payment graphic code can be generated based on a user account and a payment type, the collection graphic code can be generated based on the user account and a collection type, the user account can be obtained by registering a guardian such as a child or an old man through a payment client, the user account and the payment type are written into the smart card only by binding the user account and the smart card, so that the smart card can present the collection graphic code or the payment graphic code, and collection or payment operation in mobile payment can be realized.

As another alternative, the at least one graphic code may include consumption codes corresponding to different campus consumption types.

Therefore, an embodiment of the present application further provides a smart campus card, including: the card type body, inlay the display module in the surface of said card type body, control circuit and energy conversion circuit placed in said card type body;

the control circuit provides the display content of the display component and outputs the display content to the display component; the display content comprises at least one graphic code; the at least one graphic code comprises consumption codes corresponding to different campus consumption types;

The smart card can be used for campus consumption such as meal taking, water taking, entrance guard identification and the like, graphic codes for different campus consumption types can be generated respectively for various campus consumption scenes, the consumption codes can be generated based on student account numbers and the campus consumption types, and the student account numbers can store resource data in advance or be bound with payment account numbers of corresponding payment clients, so that payment is realized. The student account number can be written into the smart card through the first application or a student management system.

As a further alternative, the at least one graphic code includes payment codes corresponding to different life payment types; the life payment types comprise water fees, electric fees, parking fees, gas fees and communication fees.

Therefore, an embodiment of the present application further provides an intelligent citizen card, including: the card type body, inlay the display module in the surface of said card type body, control circuit and energy conversion circuit placed in said card type body;

the control circuit provides the display content of the display component and outputs the display content to the display component; the display content comprises at least one graphic code; the at least one graphic code comprises payment codes corresponding to different life payment types; the life payment types comprise water fees, electric fees, parking fees, gas fees and communication fees;

That is, the smart card can be used as an intelligent citizen card for life payment, different payment codes can be generated based on user account numbers (such as water meter numbers, electric meter numbers, house number numbers, communication numbers or license plate numbers) and different life payment types, and resource data can be stored in the user account numbers in advance or bound with corresponding payment account numbers, so that life payment is realized. The user account can be written into the smart card through the first application.

As yet another alternative, the at least one graphic code includes a riding code corresponding to different types of trips; the travel types include buses, subways, and high-speed rails.

Therefore, an embodiment of the present application further provides an intelligent transportation card, including: the card type body, inlay the display module in the surface of said card type body, control circuit and energy conversion circuit placed in said card type body;

the control circuit provides the display content of the display component and outputs the display content to the display component; the display content comprises at least one graphic code; the at least one graphic code comprises riding codes corresponding to different traffic travel types; the travel types comprise buses, subways and high-speed rails;

That is, the smart card can be suitable for use in a travel consumption scene as an intelligent transportation card. The riding code can be produced based on a user account, different riding types and the like, and the user account can store resource data in advance or be bound with a corresponding payment account, so that riding payment is realized.

As another alternative, the at least one graphic code may include a settlement code corresponding to different visit settlement types, and therefore, an embodiment of the present application further provides an intelligent visit card, including: the card type body, inlay the display module in the surface of said card type body, control circuit and energy conversion circuit placed in said card type body;

the control circuit provides the display content of the display component and outputs the display content to the display component; the display content comprises at least one graphic code; the at least one graphic code comprises settlement codes corresponding to different treatment settlement types; the display component is connected with the control circuit and displays the display content.

That is, the smart card can be used as an intelligent visiting card and is suitable for hospital consumption scenes. The settlement code can be generated based on the user identity account and different clinic settlement types (such as registration, outpatient settlement and hospitalization settlement), and the resource data can be stored in the user identity account in advance or bound with the corresponding payment account so as to realize payment.

As another alternative, different graphic codes may be generated based on a bank account, that is, the smart card may also be used as an "intelligent bank card" issued by a bank system, and used in various consumption scenarios, where the user information in the graphic code may be the bank account allocated by the bank system.

Of course, the at least one graphical code generated by the smart card may include different types of graphical codes provided in one or more of the alternatives described above.

The smart card is used for presenting at least one graphic code to support payment scene consumption of different payment types, the graphic code can be generated based on user information, a user account in the user information can be a registered account of a third-party payment system, the graphic code is written into the smart card through a payment client, and the activation of the smart card can be realized only by installing the payment client or the graphic code can be distributed and written into the smart card through a unified management system. The user account can be a payment account or bound with the payment account, so that the resource data in the payment account can be processed only by scanning the graphic code by the consumption terminal, and the payment operation is completed. In addition, each graphic code can be dynamically changed to improve the payment security and the like.

Fig. 8a shows an external structure diagram of a smart card in a practical application, which includes a card-type body 101 and a display assembly 102 embedded in the card-type body 101. The individual components built into the card-shaped body can be seen from the above, not shown.

Wherein, card type body and display module can adopt flexible material preparation to form, and card type body is flexible shell promptly, and display module can choose for use realization such as flexible screen. Thereby make the smart card can carry out the bending to a certain extent, as shown in fig. 8b, show the external structure sketch map of the smart card of this application embodiment in a practical application, including card type body 101 and the display module 102 of embedding in card type body 101, card type body and display module etc. can select for use flexible material to make for the smart card can be crooked to a certain extent.

Wherein, optionally, the display assembly may be embedded in the first surface of the card-type body; the second surface of the card-type body is provided with an adhesive member for adhering to a specific object.

In addition, as yet another possible way, the card-type body may be provided with a first fitting part that forms a suspension structure after being coupled with a second fitting part.

The formed suspension structure can be hung on a specific object.

For example, the first accessory may be a key fob, the second configuration may be a key ring, the key fob may be mounted on the key ring, the key ring may have a hook or the like to facilitate hanging on a particular object or the like, such as the smart card shown in fig. 8 c.

Furthermore, as yet another possibility, the card-type body may be provided with perforations so that a key ring or other string-like object can be passed through the perforations, by means of which a smart card can be hung on a specific object or the like, such as the smart card shown in fig. 8 d.

For convenience of understanding, fig. 9a and 9b respectively show schematic diagrams of a usage process of the smart card in practical application.

Wherein, according to the processing technology difference of the card type body of smart card, the card type body can be behind card type body, the equipment lid body or protective sheath body. Fig. 9a and 9b illustrate only a few different configurations of smart cards.

As illustrated in fig. 9a for smart card 901, display assembly 102 is included in smart card 901. The display component 102 may be a touch display screen, the touch display screen may be embodied as an electronic ink display screen, and the like.

For an inactivated smart card, a user can establish communication connection with the smart card by using the first application 902, and the first application 902 interacts with the server 903 to determine user information written in the smart card, so that the user information can be written in the smart card, and the binding between the smart card and the first application, that is, the binding between the device identifier of the smart card and the user account in the first application, is realized. The user information may include information such as the user account and payment type.

When the smart card is used for mobile payment, as shown in fig. 9b, the smart card 901 may detect a trigger operation for a control key thereof or a touch operation for the display component 102, so that graphic codes corresponding to different payment types may be displayed in the display component 102 in a switching manner, so as to facilitate a user to search for a graphic code that needs to be used at this time.

The graphic code may be generated based on user information, and may be an information carrier such as a two-dimensional code or a barcode, and of course, each graphic code may be composed of information carriers of multiple code types expressing the same user information, that is, based on user information, at least one information carrier may be obtained by encoding, and the graphic code corresponding to the user information is formed by combining the at least one information carrier, for example, the graphic code corresponding to a certain user information may include both a two-dimensional code and a barcode, so as to meet the scanning requirements of different scanning ends.

For the scanning end 904 performing the payment interaction, the graphic code may be scanned to obtain a scanning message. The scanning end 904 can be provided with a scanning component such as a scanning gun or a camera to realize scanning identification of the graphic code.

The scanning peer 904 may initiate a payment processing request to the server 903 based on the scanning message. Of course, the scanning terminal 904 may also accept the payment amount inputted by the user, etc., and carry the payment amount in the payment processing request.

The server 903 may determine a payment type and a payment account corresponding to the user information in response to the payment processing request. Therefore, the resource data in the payment account can be processed according to the payment type.

Specifically, the server may determine the corresponding resource account according to the payment type or the terminal identifier, and may determine the payment amount or determine the payment amount included in the payment processing request according to the payment type, so that processing of the resource data of the payment amount may be performed between the resource account and the payment account, for example, if the resource data of the payment amount is determined to be a payment receiving mode according to the payment type, the resource data of the payment amount is transferred from the resource account to the payment account, or if the resource data of the payment amount is transferred from the payment account to the resource account in a payment mode, and so on.

The server 903 may also feed back the payment processing result to the scanning end 904, the scanning end 904 may establish a communication connection with the smart card 901, and feed back the payment processing result to the smart card 901, and the smart card 901 may display the payment processing result in the display component 102.

In addition, the user can also set the total payment amount of the smart card in the first application, so that the server can correspondingly store the total payment amount for the smart card, and when processing the resource data in the payment account based on the payment processing request of the scanning end, firstly, whether the accumulated amount corresponding to the smart card exceeds the total payment amount is counted based on the payment amount in the first payment request; if not, processing the resource data in the payment account according to the payment amount; if so, a payment failure notification may be generated.

The payment failure notification may be fed back to the scanning end as a payment processing result.

In addition, in order to avoid the situation that malicious payment occurs due to the loss of the smart card, the server can count the number of received payment processing requests corresponding to the smart card within a preset time length when processing the resource data in the payment account; and if the number of the payment processing requests is smaller than the preset number, processing the resource data in the payment account, and otherwise, outputting alarm prompt information.

The server side outputs the alarm prompt information, wherein the alarm prompt information can be sent to the communication account number based on the communication account number corresponding to the smart card. The communication account can be, for example, a mail account, a mobile communication account, or an instant communication account.

In addition, the alarm prompt information can be sent to the first application, and the first application outputs the alarm prompt information so as to achieve the purpose of prompting the user.

The following explains the technical solution of the embodiment of the present application from a method perspective, corresponding to the smart card described in each of the above embodiments.

An embodiment of the present application further provides a data processing method, as shown in fig. 10, where the method may be executed by a smart card, and may include the following steps:

1001: at least one type of user information is provided.

The smart card can pre-store the at least one type of user information.

As an optional mode, the user information may include a payment account and a payment type. The payment account numbers in different user information are the same or different, and the payment types in different user information are different.

As another optional mode, the user information may include a user account and may also include a payment type, where the user account is pre-bound to a payment account; the payment types in different user information are different, and the user accounts in different user information may be the same or different.

The user account may refer to a registered account of a third-party payment system, and the payment account may include a registered account of the third-party payment system or an account storing resource data, such as a bank card account.

1002: and detecting a first user operation, and generating a first graphic code based on the first user information coding.

1003: and displaying the first graphic code.

The first graphic code is used for a first scanning end to determine the first user information and correspondingly process resource data in a payment account corresponding to the first user information;

the first scanning end scans the first graphic code to obtain first scanning information, and the first scanning information is used for determining the first user information.

To improve security, in some embodiments, the generating the first graphic code based on the first user information encoding comprises:

generating first code value information based on the first user information, the time and the key;

and encoding the first code value information to generate a first graphic code.

In some embodiments, after the displaying the first graphical code, the method may further include:

detecting a second user operation, and generating a second graphic code based on a second user information code;

switching and displaying the first graphic code into the second graphic code; the second graphic code is used for a second scanning end to determine the second user information and correspondingly process resource data in a payment account corresponding to the second user information.

The second scanning end scans the first graphic code to obtain second scanning information, and second user information can be obtained from the second scanning information.

In some embodiments, the method may further comprise:

establishing a wireless communication connection with a first application;

acquiring the at least one type of user information sent by the first application;

and saving the at least one user information.

As an alternative, the smart card comprises a short-range wireless communication component; the establishing a wireless communication connection with a first application may include:

encoding the device identification of the short-range wireless communication component into a device graphic code;

displaying the equipment graphic code;

receiving wireless communication connection initiated by the first application based on the device identification obtained by scanning the device graphic code;

establishing a wireless communication connection with the first application.

As yet another alternative, the smart card includes a radio frequency communication component, and establishing the wireless communication connection with the first application may include:

a near field communication connection is established with the first application based on the radio frequency communication signal emitted by the first application.

In some embodiments, the smart card may include a first visible light communication component therein, and the method may further include:

sensing a visible light signal generated based on at least one user information modulation and emitted by the first application by utilizing the first visible light communication component;

analyzing and obtaining the at least one user information from the visible light signal;

and saving the at least one user information.

In some embodiments, the method may further comprise:

and detecting the unbinding operation and deleting the at least one type of user information.

In some embodiments, the smart card may include a radio frequency communication component, and the method may further include:

detecting a third user operation, and starting a radio frequency communication assembly;

establishing a near field communication connection with a radio frequency communication device;

generating third code value information according to the third user information, the time and the secret key;

encoding the third code value information into a third graphic code;

and sending the third graphic code to the radio frequency communication equipment through the near field communication connection.

In some embodiments, the method may further comprise:

establishing wireless communication connection with the first scanning end;

obtaining a payment processing result transmitted by the first scanning end;

and displaying the payment processing result.

In some embodiments, the method may further comprise:

establishing wireless communication connection with the second scanning end;

obtaining a payment processing result transmitted by the second scanning end;

and displaying the payment processing result.

In certain embodiments, the method may further comprise:

acquiring a visible light signal which is sent by the first scanning end and is generated based on the payment processing result modulation;

analyzing and obtaining the payment processing result from the visible light signal;

and displaying the payment processing result.

In certain embodiments, the method may further comprise:

acquiring a visible light signal which is sent by the second scanning end and is generated based on the payment processing result modulation;

and displaying the payment processing result.

In some embodiments, the method may further comprise:

and if the display duration of the first graphic code is longer than the first duration, terminating the display of the first graphic code.

In certain embodiments, the method may further comprise:

and after a second time length is passed after the payment processing result is received, stopping displaying the first graphic code.

In addition, after the first graphic code is displayed in the display component, the current system time can be displayed in the display component.

In addition, the smart card can also comprise a motion sensor and/or a heart rate sensor, and the like, so that after the first graphic code is displayed in the display component, the current statistical step number and/or the heart rate and the like can also be displayed in the display component.

In some embodiments, the smart card may further include a biometric acquisition component embedded in a surface of the card-type body;

the method may further comprise:

a user biometric collected by the biometric collection component;

saving the user biometric;

the generating of the first graphic code based on the first user information encoding may include:

collecting the biological characteristics to be detected through the biological characteristic collecting assembly;

and based on the user biological characteristics, if the comparison of the biological characteristics to be detected is successful, generating a first graphic code based on a first user information code.

In certain embodiments, the method may further comprise:

providing user identity information;

detecting a fourth user operation, and generating an identification graphic code based on the user identity information;

displaying the identification graphic code; the identification pattern code is used for scanning by identification equipment to obtain user identity information, and identity verification is carried out based on the user identity information.

In some embodiments, since the smart card may include a wireless communication component therein, such as a short-range wireless communication component, the method may further include:

sending a wireless communication signal to a wireless communication base station, positioning the position information of the smart card by the wireless communication base station based on the wireless communication signal, and sending the position information to a server;

receiving recommendation information sent by the wireless communication base station;

displaying the recommendation information; and the recommendation information is generated by the server based on the position information of the smart card and is sent to the wireless communication base station.

The data processing method according to the embodiment shown in fig. 10 has been described in detail in the embodiment of the related apparatus, and will not be described in detail here.

Fig. 11 is a flowchart of another embodiment of a data processing method provided by an embodiment of the present application, where the method is executed by a scanning end, and the method may include the following steps:

1101: and scanning the graphic code displayed by the smart card to obtain scanning information.

1102: and sending a payment processing request to a server based on the scanning information so that the server can determine the user information in the scanning information and process the resource data in the payment account corresponding to the user information.

Wherein, the scanning information may include user information identified and obtained from the graphic code.

When the graphic code is generated based on the code value information, the scanning information includes the code value information, and the service end can decode from the code value information to obtain the user information.

In addition, the scanning end may also decode the scanning information to obtain the user information, and therefore, in some embodiments, sending the payment processing request to the service end based on the scanning information may include:

decoding to obtain user information in the scanning information;

and sending a payment processing request comprising the user information to the server.

In some embodiments, the method may further comprise:

establishing communication connection with the smart card;

obtaining a payment processing result;

and sending the payment processing result to the intelligent card based on the communication connection so that the intelligent card can display the payment processing result.

Wherein the payment processing result can be obtained from the server.

The graphic code may include a device identifier, so that the scanning information may include the device identifier.

The establishing of the communication connection with the smart card may include:

acquiring a device identifier in the scanning information;

and establishing short-distance wireless communication connection with the smart card based on the equipment identification.

In some embodiments, the method may further comprise: obtaining a payment processing result;

modulating the payment processing result into a generated visible light signal;

and sending the visible light signal to the smart card.

Therefore, the intelligent card can analyze and obtain the payment processing result from the visible light signal and display the result.

In certain embodiments, the method may further comprise:

receiving a payment amount input by a user;

and sending a payment processing request to the server side based on the scanning information and the payment amount. Therefore, the server side can process the resource data in the payment account corresponding to the user information according to the payment amount.

In addition, the payment processing request may further include a terminal identifier of the scanning end, so that the server determines the resource account corresponding to the terminal identifier, and thus the processing of the resource data in the payment account may include: and transferring the resource data corresponding to the payment amount to the payment account from the resource account, or transferring the resource data corresponding to the payment amount to the resource account from the payment account.

In addition, the payment amount can also be determined by the service end based on the payment type, and the like, for example, when the payment type is bus payment, the corresponding payment amount can be determined because the bus taking is usually fixed in cost.

Fig. 12 is a flowchart of another embodiment of a data processing method according to an embodiment of the present application, where the embodiment is executed by a first application, and the method may include the following steps:

1201: and establishing wireless communication connection with the smart card.

1202: and responding to a binding operation, and sending a binding request to a server based on the equipment identifier of the smart card so that the server can determine at least one type of user information corresponding to the equipment identifier.

1203: and sending the at least one piece of user information to the smart card.

In some embodiments, the method may further comprise:

the sending, in response to the user binding operation, the binding request to the server based on the device identifier of the smart card may include:

and responding to the user binding operation aiming at any binding prompt message, and sending a binding request to a server based on the equipment identification of the smart card.

The binding prompt message may be generated by the server and sent to the first application for display.

In some embodiments, the establishing a communication connection with the smart card may include:

scanning the equipment graphic code displayed by the intelligent card; the device graphic code is generated based on the device identification of the smart card;

acquiring the equipment identifier in the equipment graphic code;

The short-range wireless communication connection may refer to, for example, a bluetooth connection, and the device identifier may be a MAC address of a bluetooth component of the smart card.

and sending a radio frequency communication signal to the smart card, and establishing near field communication connection with the smart card.

The radio frequency signal may be, for example, an RFID signal or an NFC signal, etc.

The binding request can also include a total payment amount used for limiting the consumption amount of the resource data of the payment account, and when the server performs payment processing, whether the accumulated amount corresponding to the smart card exceeds the payment amount or not can be judged firstly.

Fig. 13 is a flowchart of another embodiment of a data processing method according to an embodiment of the present application, where the technical solution of the embodiment is executed by a server, and the method may include the following steps:

1301: and receiving a first payment processing request initiated by the first scanning terminal based on the first scanning information.

The first user information is obtained by scanning a first graphic code displayed on the smart card; the first graphic code is generated based on first user information;

1302: and determining a payment account corresponding to the first user information, and processing resource data in the payment account.

In certain embodiments, the method may further comprise:

receiving a second payment processing request initiated by a second scanning end based on second scanning information; the second user information is obtained by scanning a second graphic code displayed on the smart card; the first graphic code is generated based on second user information;

and determining a payment account corresponding to the second user information, and processing resource data in the payment account.

In certain embodiments, the method may further comprise:

receiving a third payment processing request sent by the radio frequency communication equipment;

determining third user information in the third payment processing request;

and determining a payment account corresponding to the third user information, and processing resource data in the payment account.

In certain embodiments, the method may further comprise:

receiving a binding request sent by a first application; wherein the binding request comprises the equipment identification of the smart card;

determining that the equipment identification corresponds to at least one type of user information;

and sending the at least one piece of user information to the first application so that the first application can send the at least one piece of user information to the smart card.

In some embodiments, the binding request further includes a payment total; the method may further comprise:

saving the payment sum for the smart card; wherein, the payment sum can be stored corresponding to the device identification of the smart card;

the processing of the resource data in the payment account includes:

counting whether the accumulated amount corresponding to the intelligent card exceeds the payment total amount or not based on the payment amount in the first payment request;

if not, processing the resource data in the payment account according to the payment amount;

and if so, generating a payment failure notice.

In some embodiments, the processing resource data in the payment account may include:

counting the number of received payment processing requests corresponding to the intelligent card within a preset time;

and if the number of the payment processing requests is less than the preset number, processing the resource data in the payment account, otherwise, outputting alarm prompt information.

In some embodiments, the outputting the alarm prompt message may include:

and sending alarm prompt information to the communication account number based on the communication account number corresponding to the smart card.

It should be noted that, in the data processing method described in each of the above embodiments, the corresponding operations executed in the foregoing description of the smart card have been described in detail, and therefore, the description is not repeated.

In one possible design, the present application further provides a scanning terminal, as shown in fig. 14, which may include a storage component 1401, a scanning component 1402, and a processing component 1403;

the storage component 1401 stores one or more computer instructions, wherein the one or more computer instructions are invoked for execution by the processing component 1403.

The processing component 1403 is configured to:

scanning the graphic code displayed by the smart card by using the scanning component 1402 to obtain the user information in the graphic code;

and sending a payment processing request to a server based on the user information so that the server can process the resource data in the payment account corresponding to the user information.

Furthermore, the swipe terminal can necessarily also include other components, such as input/output interfaces, communication components, and the like.

The input/output interface provides an interface between the processing components and peripheral interface modules, which may be output devices, input devices, etc.

The communication component is configured to facilitate wired or wireless communication between the scanning terminal and other devices, and the like.

An embodiment of the present application further provides a computer-readable storage medium, which stores a computer program, and when the computer program is executed by a computer, the data processing method of the embodiment shown in fig. 11 may be implemented.

Embodiments of the present application also provide a terminal, as shown in fig. 15, which may include a storage component 1501, a communication component 1502, and a processing component 1503;

the storage component 1501 stores one or more computer instructions for the processing component 1503 to invoke for execution.

The processing component 1503 is configured to:

establishing wireless communication connection with the intelligent card;

responding to a binding operation, and sending a binding request to a server based on the equipment identifier of the smart card so that the server can determine at least one type of user information corresponding to the equipment identifier;

and sending the at least one piece of user information to the smart card.

Furthermore, the terminal may of course also comprise other components, such as input/output interfaces and the like.

An embodiment of the present application further provides a computer-readable storage medium, which stores a computer program, and when the computer program is executed by a computer, the data processing method of the embodiment shown in fig. 12 may be implemented.

Embodiments of the present application also provide a server, as shown in fig. 16, which may include a storage component 1601, and a processing component 1602;

the processing component 1602 is configured to:

receiving a first payment processing request initiated by a first scanning end based on first scanning information; the first user information is obtained by scanning a first graphic code displayed on the smart card; the first graphic code is generated based on first user information;

and determining a payment account corresponding to the first user information, and processing resource data in the payment account.

Further, the server may of course also comprise other components, such as input/output interfaces, communication components, etc.

The communication component is configured to facilitate wired or wireless communication between the terminal and other devices, and the like.

An embodiment of the present application further provides a computer-readable storage medium, which stores a computer program, and when the computer program is executed by a computer, the data processing method of the embodiment shown in fig. 13 may be implemented.

In various embodiments described above, the processing components may include one or more processors executing computer instructions to perform all or part of the steps of the methods described above. Of course, the processing elements may also be implemented as one or more Application Specific Integrated Circuits (ASICs), Digital Signal Processors (DSPs), Digital Signal Processing Devices (DSPDs), Programmable Logic Devices (PLDs), Field Programmable Gate Arrays (FPGAs), controllers, micro-controllers, microprocessors or other electronic components configured to perform the above-described methods.

The storage component is configured to store various types of data to support operations in the device. The memory components may be implemented by any type or combination of volatile or non-volatile memory devices such as Static Random Access Memory (SRAM), electrically erasable programmable read-only memory (EEPROM), erasable programmable read-only memory (EPROM), programmable read-only memory (PROM), read-only memory (ROM), magnetic memory, flash memory, magnetic or optical disks.

It is clear to those skilled in the art that, for convenience and brevity of description, the specific working processes of the above-described systems, apparatuses and units may refer to the corresponding processes in the foregoing method embodiments, and are not described herein again.

The above-described embodiments of the apparatus are merely illustrative, and the units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the modules may be selected according to actual needs to achieve the purpose of the solution of the present embodiment. One of ordinary skill in the art can understand and implement it without inventive effort.

Through the above description of the embodiments, those skilled in the art will clearly understand that each embodiment can be implemented by software plus a necessary general hardware platform, and certainly can also be implemented by hardware. With this understanding in mind, the above-described technical solutions may be embodied in the form of a software product, which can be stored in a computer-readable storage medium such as ROM/RAM, magnetic disk, optical disk, etc., and includes instructions for causing a computer device (which may be a personal computer, a server, or a network device, etc.) to execute the methods described in the embodiments or some parts of the embodiments.

Finally, it should be noted that: the above embodiments are only used to illustrate the technical solutions of the present application, and not to limit the same; although the present application has been described in detail with reference to the foregoing embodiments, it should be understood by those of ordinary skill in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some technical features may be equivalently replaced; and such modifications or substitutions do not depart from the spirit and scope of the corresponding technical solutions in the embodiments of the present application.

Claims

1. A smart card, comprising: the card type body, inlay the display module in the surface of said card type body, control circuit and energy conversion circuit placed in said card type body;

2. The smart card of claim 1, wherein said control circuit comprises a microprocessor MCU and an encryption component, said encryption component being connected to said MCU;

the MCU is used for detecting a first user operation and sending a first calculation instruction to the encryption component, the encryption component is used for returning first code value information to the MCU, and the first code value information is generated by the encryption component according to first user information, time and a secret key; the MCU is used for outputting a first graphic code to the display component, and the first graphic code is obtained by encoding the MCU according to the first code value information; the first graphic code is used for a first scanning end to obtain first code value information, the first code value information is used for decoding to obtain first user information, and resource data in a payment account corresponding to the first user information are processed;

the MCU is used for detecting a second user operation and sending a second calculation instruction to the encryption component, the encryption component is used for returning second code value information to the MCU, and the second code value information is generated by the encryption component according to second user information, time and a secret key; the MCU is used for outputting a second graphic code to the display component, and the second graphic code is obtained by the MCU according to the second code value information; the display component is used for switching and displaying the first graphic code into the second graphic code; the second graphic code is used for a second scanning end to obtain second code value information, the second code value information is used for decoding to obtain second user information, and resource data in a payment account corresponding to the second user information are processed.

3. A smart card according to claim 1, wherein the control circuit comprises a microprocessor MCU;

the MCU is used for detecting a first user operation and outputting a first graphic code to the display component, the first graphic code is obtained by encoding the MCU according to first code value information, and the first code value information is generated by the MCU according to first user information, time and a secret key; the first graphic code is used for a first scanning end to obtain the first code value information; the first code value information is used for decoding to obtain the first user information and processing resource data in a payment account corresponding to the first user information;

the MCU is used for detecting a second user operation and outputting a second graphic code to the display component, the second graphic code is obtained by the MCU according to second code value information, and the second code value information is generated by the MCU according to second user information, time and a secret key; the display component is used for switching and displaying the first graphic code into the second graphic code; the second graphic code is used for a second scanning end to obtain the second code value information; the second code value information is used for decoding to obtain the second user information and processing resource data in a payment account corresponding to the second user information.

4. The smart card of claim 2 or 3, wherein the control circuit further comprises a control key connected to the MCU;

5. The smart card of claim 2 or 3, wherein the display component is a touch display screen;

6. A smart card according to claim 2 or 3, wherein the control circuit further comprises a wireless communication component connected to the MCU;

7. The smart card of claim 6, wherein the wireless communication component comprises a short-range wireless communication component connected to the MCU;

8. The smart card of claim 6, wherein the wireless communication component comprises a radio frequency communication component;

9. A smart card according to claim 2 or 3, wherein the control circuit further comprises a first visible light communication component connected to the MCU;

the first visible light communication assembly senses a visible light signal which is generated by a first application through modulation based on at least one user information and sent by a second visible light communication assembly, converts the visible light signal into the at least one user information and sends the at least one user information to the MCU; and the MCU stores the at least one type of user information.

10. The smart card of claim 2, wherein the control circuit further comprises a radio frequency communication component connected to the MCU;

the MCU is used for detecting a third user operation and starting the radio frequency communication assembly; sending a third calculation instruction to the encryption component, wherein the encryption component is used for returning third code value information to the MCU, and the third code value information is generated by the encryption component according to third user information, time and a secret key; the MCU is used for sending a third graphic code to the radio frequency communication assembly, and the third graphic code is obtained by the MCU through coding according to the third code value information; the radio frequency communication assembly is used for establishing radio frequency communication connection with radio frequency communication equipment and sending the third graphic code to the radio frequency communication equipment.

11. A smart card according to claim 2 or 3, wherein the control circuit further comprises a first visible light communication component connected to the MCU;

12. The smart card of claim 1 wherein the energy conversion circuit comprises an energy conversion component, an energy collection component, and an energy storage component;

13. The smart card of claim 12, wherein the energy conversion component comprises one or more of a photoelectric conversion component, a thermoelectric conversion component, and a radio frequency power generation component.

14. The smart card of claim 12, wherein the energy storage component is an ultra-thin battery having a thickness less than a predetermined thickness.

15. The smart card of claim 1, wherein the control circuitry, energy conversion circuitry, and the display assembly are disposed in a circuit board;

16. The smart card of claim 15, further comprising: and the strain assembly is used for detecting and recording the bending degree of the smart card.

17. A smart card according to claim 2 or 3, wherein the control circuit further comprises a memory component connected to the MCU;

18. The smart card of claim 1, wherein the display assembly is embedded in the first surface of the card-type body; the second surface of the card-type body is provided with an adhesive member for adhering to a specific object.

19. A smart card according to claim 1, characterized in that the card-type body is provided with a first fitting, which first fitting, after coupling with a second fitting, forms a suspension structure.

20. A smart card, comprising: the display module comprises a card-shaped body, a display component embedded in the surface of the card-shaped body and a control circuit arranged in the card-shaped body;

the display component is connected with the control circuit and displays the display content;

wherein the at least one graphic code is used for switching display in the display component according to user operation; the user operation is detected by a microprocessor MCU in the control circuit.

21. The smart card of claim 20, further comprising: a battery module disposed in the card-shaped body;

22. The smart card of claim 21, wherein the battery assembly is an ultra-thin battery having a thickness less than a predetermined thickness.