CN211115399U - Cabinet for issuing fund escrow business - Google Patents

Abstract

The utility model discloses a cabinet body for issuing fund escrow business, which comprises a main cabinet and a plurality of auxiliary cabinets, wherein the main cabinet and the plurality of auxiliary cabinets are combined to form the integral structure of the cabinet body; this cabinet body can increase storage space, and effective subregion is in order to separate the cash, can show in real time and monitor the internal cash of cabinet, has ensured the safety of RMB issuing fund, has improved the security of storage, realizes the accurate management to RMB cash.

Description

Cabinet for issuing fund escrow business

Technical Field

The utility model relates to a technical field is deposited to the cash of fund trusteeship particularly, relates to a cabinet body for issuing fund trusteeship business.

Background

The issuing fund escrow business refers to that a commercial bank reserves cash of an issuing bank of a people bank to be paid in a local bank identified by the people bank for storage, and accounts are recorded in a deposit preparation fund account of the commercial bank; when cash is required, the entity is preferentially withdrawn from the escrow issue fund and the account is deducted from its deposit fund account.

The essence of the issuing fund escrow is that the issuing bank of the RMB is arranged in front of the vault of the commercial bank, if the business needs to be developed, higher requirements are needed for equipment for storing the RMB issuing fund in the front-arranged bin, and at present, in the vault of the bank, RMB cash is directly thrown onto a goods shelf or a tray in a packaging bag mode, is randomly stacked in the vault for storage, and is manually checked when being delivered out of the vault, so that the quantity is accurate and correct. This management approach can have the following problems in hosting the business:

1. in the escrow mode, ownership of the RMB paper money stored in a commercial bank vault belongs to the RMB, the paper money is randomly stacked in the vault and exposed outside, the service risk of escrow service can be greatly increased, and further the service cannot be developed;

2. the paper money is randomly placed and taken by commercial banking personnel, so that the first-in first-out of the cash in and out of a warehouse cannot be realized, the cash out of the warehouse cannot be controlled by a people bank, and the controllability of the people bank side for carrying out escrow business on the cash is reduced;

3. when cash is scattered into a storehouse, the space in the vertical direction of the storehouse cannot be fully utilized, so that the originally small storehouse space utilization rate of a commercial bank is not high.

SUMMERY OF THE UTILITY MODEL

An object of the utility model is to provide a cabinet body for issuing fund trusteeship business, it can solve above problem, to issuing fund trusteeship business's requirement, combines the inside national treasury of present bank in to the management current situation of RMB cash, combine the thing networking technology, biological identification technique and manufacturing technology realize the accurate management to RMB cash.

The embodiment of the utility model is realized like this:

a cabinet for issuing a fund hosting service, comprising: the main cabinet and the auxiliary cabinet, main cabinet and a plurality of auxiliary cabinet combination form the cabinet body, main cabinet is provided with the camera, the electronic lock, the intercom, loudspeaker, touch display screen, the fingerprint appearance, two-dimensional code scanning rifle, the top at main cabinet is installed to the camera, the intercom, loudspeaker, touch display screen, the front at main cabinet is installed to fingerprint appearance and two-dimensional code scanning rifle, loudspeaker are located touch display screen's top, intercom and two-dimensional code scanning rifle are located touch display screen's below, the fingerprint appearance is located the front middle part of main cabinet, the cabinet door at the auxiliary cabinet is installed to the electronic lock, still install the video storage equipment that is used for storing the video information of camera and the microcomputer that is used for personnel to operate in the main cabinet, the camera electricity is connected to video storage equipment, the electronic lock, touch display screen, fingerprint appearance and two-dimensional code scanning rifle electricity are connected to microcomputer.

The utility model discloses in the embodiment of the preferred, above-mentioned main cabinet and vice cabinet adopt galvanized steel sheet to make, and main cabinet and vice cabinet are provided with baffle, riser and stand, and the baffle separates main cabinet or vice cabinet for multilayer from top to bottom, and the baffle bottom is provided with the strengthening rib that is used for gaining in strength, and the riser is installed in the both sides of main cabinet or vice cabinet, and a plurality of stands support between adjacent baffle with the interval.

In a preferred embodiment of the present invention, the main cabinet or the auxiliary cabinet has a thickness of 0.8-1.2 mm, and the main cabinet or the auxiliary cabinet has a door thickness of 1.5-2.5 mm.

In a preferred embodiment of the present invention, the sub-cabinet is provided with a plurality of cells, and each cell has a space for storing 10 packs of 100 yuan tickets.

In the preferred embodiment of the present invention, the auxiliary cabinet is provided with an observation window made of organic glass, and the auxiliary cabinet is provided with a window and the observation window is embedded into the window.

In the preferred embodiment of the present invention, the cabinet for issuing fund escrow service further comprises a weighing sensor and a digital transmitter, wherein the weighing sensor and the digital transmitter are installed at the bottom of the grid, the weighing sensor is electrically connected to the digital transmitter, and the digital transmitter is electrically connected to the microcomputer.

In the preferred embodiment of the present invention, the top of the main cabinet or the auxiliary cabinet is provided with an emergency key slot, and the emergency key slot is provided with a linked double lock.

The utility model has the advantages that:

the utility model discloses an increase the space utilization in storehouse through the cabinet body place cash, through baffle, grid, the cabinet door of main cabinet or vice cabinet, separate the space of each storage, keep apart the region, avoid cash and fund's mixing and put, open or control through the secondary authorization of electronic lock, emergency key socket, camera, intercom, fingerprint appearance, guaranteed the security, monitor the cash of storage through weighing sensor, digital transmitter in real time; this cabinet body can increase storage space, and effective subregion is in order to separate the cash, can show in real time and monitor the internal cash of cabinet, has ensured the safety of RMB issuing fund, has improved the security of storage, realizes the accurate management to RMB cash.

The utility model discloses still have following advantage:

1. the method for storing the issued funds by using the cabinet body is a physical isolation method, and the access operation of the issued funds is completed by means of controlling the electronic lock by using the computer system software, so that the safety of the RMB issued funds is guaranteed, and the business risk and the political risk of the development of the trusteeship business are reduced.

2. Through the cabinet body, the space utilization rate of the storeroom is greatly increased, so that the capacity of the storeroom with a small area originally in a bank is greatly increased;

3. the cabinet body naturally has physical isolation property, the cabinet body is beneficial to commercial banks to fully utilize the existing warehouse conditions, the escrow business can be developed by drawing an area in the business warehouse of the bank, cash and issued funds of the bank are mixed in one warehouse, and the mode greatly reduces the threshold of the commercial banks for developing escrow business considering that the commercial banks are not easy to transform the vault.

4. The cash stored in the cabinet body is monitored in real time by using the gravity sensor and other Internet of things equipment, and an alarm is given in time when the cash is abnormal, so that the remote supervision of people and banks on the real objects is facilitated.

5. Through fingerprint verification and an electronic lock technology, the safety of RMB cash storage is improved.

Drawings

To more clearly illustrate the technical solutions of the embodiments of the present invention, the drawings that are required to be used in the embodiments will be briefly described below, and it should be understood that the following drawings only illustrate some embodiments of the present invention, and therefore should not be considered as limiting the scope.

FIG. 1 is a diagram of a cabinet for issuing funds escrow services in accordance with the present invention;

FIG. 2 is a perspective view of the main cabinet of the present invention;

FIG. 3 is a diagram of the components placed in the inner space of the main cabinet of the present invention;

FIG. 4 is a perspective view of the auxiliary cabinet of the present invention;

FIG. 5 is an internal view of the lattice of the auxiliary cabinet of the present invention;

icon: 1-a main cabinet; 2-auxiliary cabinet; 3-a separator; 4-a vertical plate; 5-upright column; 6-a camera; 7-an electronic lock; 8-a tray; 9-emergency key socket; 10-touch display screen; 11-a fingerprint instrument; 12-a two-dimensional code scanning gun; 13-a video storage device; 14-a microcomputer; 15-interphone; 16-a loudspeaker; 17-a viewing window; 18-a load cell; 19-digital transmitter.

Detailed Description

In order to make the objects, technical solutions and advantages of the embodiments of the present invention clearer, the embodiments of the present invention will be clearly and completely described below with reference to the accompanying drawings in the embodiments of the present invention, and it is obvious that the described embodiments are some, but not all, embodiments of the present invention. The components of embodiments of the present invention, as generally described and illustrated in the figures herein, may be arranged and designed in a wide variety of different configurations.

Thus, the following detailed description of the embodiments of the present invention, presented in the accompanying drawings, is not intended to limit the scope of the invention, as claimed, but is merely representative of selected embodiments of the invention. Based on the embodiments in the present invention, all other embodiments obtained by a person skilled in the art without creative efforts belong to the protection scope of the present invention.

First embodiment

Referring to fig. 1, the present embodiment provides a cabinet for issuing a fund hosting service, including: the intelligent multifunctional combined cabinet comprises a main cabinet 1 and auxiliary cabinets 2, wherein the main cabinet 1 and a plurality of auxiliary cabinets 2 are combined to form an integral structure of a cabinet body, the main cabinet 1 and the two auxiliary cabinets 2 are combined to form the integral structure, the two auxiliary cabinets 2 are respectively positioned on two sides of the main cabinet 1, the main cabinet 1 is provided with a camera 6, an electronic lock 7, an interphone 15, a loudspeaker 16, a touch display screen 10, a fingerprint instrument 11, a two-dimensional code scanning gun 12 and an emergency key socket 9, the auxiliary cabinets 2 are provided with observation windows 17 and emergency key sockets 9, and the main cabinet 1 and the auxiliary cabinets 2 are respectively made of galvanized steel plates and are respectively provided with a partition plate 3, a vertical plate 4 and a stand column 5; this cabinet body greatly increased the space utilization in storehouse, adopted the mode of physics isolation, assisted by software system and electronic lock 7, emergency key socket 9, ensured the safety of RMB issuing fund, can show the internal cash of cabinet in real time and monitor, improved the security of storage, reduced potential risk.

Referring to fig. 2 and 3, among the components of the main cabinet 1, the camera 6, the electronic lock 7, the interphone 15, the speaker 16, the touch display screen 10, the fingerprint device 11, the two-dimensional code scanning gun 12 and the emergency key socket 9 are the prior art, the camera 6 is fixedly installed on the top of the main cabinet 1 through a bolt, the camera 6 is used for shooting and recording the visual field area in front of the main cabinet 1, the video is collected in real time, the work site is safe, the camera 6 is electrically connected to the video storage device 13, the video storage device 13 is used for storing the video information of the camera 6, the video storage device 13 is a storage hard disk, the video information is locally stored, the interphone 15, the speaker 16, the touch display screen 10, the fingerprint device 11 and the two-dimensional code scanning gun 12 are installed on the front of the main cabinet 1, the touch display screen 10 is electrically connected to the microcomputer 14 inside the main cabinet 1, the inside of the main cabinet 1 is provided with a space for installing a video storage device 13 and a microcomputer 14, the video storage device 13 is fixed in the main cabinet 1 through screws and is connected to the microcomputer 14 through a data line, the microcomputer 14 fixes a shell of the microcomputer 14 in the main cabinet 1 through screws, the touch display screen 10 is used for displaying various parameters of the microcomputer 14, a worker operates the main cabinet 1 or the auxiliary cabinet 2 through the touch display screen 10, a software program is deployed on the microcomputer 14 and is combined with a software business process, an electromechanical module and the like to operate all hardware, so that the cash access process is simple, tight, safe and compliant, and the operation efficiency is improved; the loudspeaker 16 is built-in, the loudspeaker 16 is positioned above the touch display screen 10 and embedded into the front surface of the main cabinet 1, the interphone 15 and the two-dimensional code scanning gun 12 are positioned below the touch display screen 10, the interphone 15 is connected to the front surface of the main cabinet 1 in an embedded manner and fixed to the main cabinet 1 through screws, the fingerprint instrument 11 is positioned in the middle of the front surface of the main cabinet 1 and positioned below the touch display screen 10 and between the two interphones 15, the fingerprint instrument 11 is used for performing fingerprint authentication on a service worker performing operation, the fingerprint instrument 11 is used for identifying whether the main cabinet 1 is operated by the worker and authorizing the use of the worker, the operation safety is ensured, the electronic lock 7 is respectively arranged on the cabinet doors of the main cabinet 1 and the auxiliary cabinet 2, the main cabinet 1 or the auxiliary cabinet 2 is opened through the electronic lock 7, the electronic lock 7 is a lock with a password and needs to be opened by inputting the password, the two-dimensional code scanning gun 12, the two-dimensional code scanning gun is located on the front face of a main cabinet 1, a two-dimensional code scanning gun 12 scans two-dimensional codes arranged in a scanning area, the two-dimensional code scanning gun 12 is used for scanning cash bags when each worker accesses cash, rechecking operation is correct, an emergency key socket 9 is arranged at the top end of the main cabinet 1, an existing linkage double lock is installed at the emergency key socket 9 to guarantee safety, the top of the main cabinet 1 is opened by inserting a related key into the worker, double-lock linkage control is used to guarantee that under emergency conditions, such as power failure of a vault, cabinet body failure and the like, a manager can open a cabinet door by using the emergency key to complete cash withdrawal, and a video storage device 13, an electronic lock 7, a touch display screen 10, a fingerprint instrument 11 and the two-dimensional code scanning gun 12 are electrically connected to a microcomputer 14 through wiring.

Referring to fig. 2 and 4, the side size and shape of the sub-cabinet 2 are matched with those of the main cabinet 1 to facilitate combination, an emergency key socket 9 is provided at the top end of the sub-cabinet 2, an existing linkage double lock is installed at the emergency key socket 9 to ensure safety, the sub-cabinet 2 is provided with an observation window 17, the observation window 17 is made of organic glass, the front side of the sub-cabinet 2 is provided with a window, the inner side edge of the window is inwardly recessed, the observation window 17 is embedded into the recessed part of the window and is tightly clamped and fixed with the window, the inside of the sub-cabinet 2 is monitored through the observation window 17 to facilitate the use of a commercial bank manager in daily access to the bank, the number of cash bags stored in the cabinet body can be checked without opening the cabinet door, the sub-cabinet 2 is provided with a plurality of grids, each grid has a space size (cash bag packaging specification specified by the people bank) for storing 10 bags and 100 yuan of tickets, the cash bags, each grid port bears no less than 300 kilograms, 10 bags of cash are stacked on the top of a special tray 8, 5 layers of single-layer 2 bags and 5 layers of single-layer cash are stacked, the cash is stored in a cabinet body from the outside through special lifting forklift equipment, the cash is taken out from the cabinet body through electric lifting forklift equipment during withdrawal, the main cabinet 1 and the auxiliary cabinet 2 are similar in part structure and are made of galvanized steel plates, the main cabinet 1 and the auxiliary cabinet 2 are provided with partition plates 3, vertical plates 4 and upright posts 5, the partition plates 3 divide the main cabinet 1 or the auxiliary cabinet 2 into an upper layer and a lower layer, the bottom of each partition plate 3 is provided with reinforcing ribs for increasing strength, the bottom of each layer of inner partition plate 3 is provided with 3 reinforcing ribs with 20mm bending thickness, the upper adjacent partition plate and the lower adjacent partition plate 3 are connected through the upright posts 5, a plurality of upright posts 5 are supported between the adjacent partition plates 3 at intervals, the two ends of the top bottom, the partition board 3 is fixed between two upright posts 5 with opposite positions by using bolts, the vertical plates 4 are arranged at two sides of the main cabinet 1 or the auxiliary cabinet 2, the vertical plates 4 at two sides are provided with 3 upright posts 5 from inside to outside to support the bearing of each partition board 3, so as to ensure the stability and durability of the structure of the whole cabinet body, the vertical plates 4 are vertical to the partition boards 3, the vertical plates 4 are positioned at the outer sides of the upright posts 5, and the two ends of the top and bottom of the vertical plates 4 are welded and fixed with the top and bottom of the main cabinet 1 or the top and bottom of the auxiliary cabinet 2 to form a frame type whole so; the thickness of the rail body of the main cabinet 1 or the auxiliary cabinet 2 is 0.8-1.2 mm, the thickness of the cabinet door of the main cabinet 1 or the auxiliary cabinet 2 is 1.5-2.5 mm, and the thickness of the cabinet door of the main cabinet 1 or the auxiliary cabinet 2 is 2 mm.

Referring to fig. 5, the cabinet for issuing a fund escrow service further includes a load cell 18 and a digital transmitter 19, the bay is used for storing cash, a tray 8 for weighing, the load cell 18 and the digital transmitter 19 are placed in the bay, the tray 8 is located at the bottom of the bay, 4 load cells 18 are installed at the bottom of the tray 8, a housing of the load cell 18 is fixed at the bottom of the tray 8 by screws, the load cell 18 is electrically connected to the digital transmitter 19 through a wire, the digital transmitter 19 is located at a side of the tray 8, the digital transmitter 19 is electrically connected to the microcomputer 14 through a wire, the weight of a cash bag placed in the tray 8 is sensed by the load cell 18, the digital transmitter 19 receives a signal of the load cell 18 and converts it into a digital signal to be transmitted to the microcomputer 14 of the main cabinet 1, at this time, the weight of cash stored in the bay is transmitted to the computer system in the main cabinet 1, the system monitors the weight of the real object in real time, and when the deviation of the expected weight of the issued fund recorded in the system is found to be overlarge, an alarm is automatically triggered to inform relevant departments of the people bank/the commercial bank.

To sum up, the utility model discloses the example increases the space utilization in storehouse through the cabinet body is placed cash, through baffle, check mouth, main cabinet or the cabinet door of vice cabinet, separates the space of each storage, keeps apart the region, avoids putting in mixture of cash and fund, opens or monitors through the secondary authorization of electronic lock, emergency key socket, camera, intercom, fingerprint appearance, has guaranteed the security, monitors the cash of storage through weighing sensor, digital transmitter in real time; this cabinet body can increase storage space, and effective subregion is in order to separate the cash, can show in real time and monitor the internal cash of cabinet, has ensured the safety of RMB issuing fund, has improved the security of storage, realizes the accurate management to RMB cash.

This description describes examples of embodiments of the invention, and is not intended to illustrate and describe all possible forms of the invention. It will be appreciated by those of ordinary skill in the art that the embodiments described herein are intended to assist the reader in understanding the principles of the invention, and it is to be understood that the scope of the invention is not limited to such specific statements and embodiments. Those skilled in the art can make various other specific modifications and combinations based on the teachings of the present invention without departing from the spirit of the invention, and such modifications and combinations are still within the scope of the invention.

Claims (7)

1. A cabinet for issuing a funding service, comprising: the main cabinet and the plurality of auxiliary cabinets are combined to form a cabinet body, the main cabinet is provided with a camera, an electronic lock, an interphone, a loudspeaker, a touch display screen, a fingerprint instrument and a two-dimensional code scanning gun, the camera is arranged at the top of the main cabinet, the interphone, the loudspeaker, the touch display screen, the fingerprint instrument and the two-dimensional code scanning gun are arranged on the front surface of the main cabinet, the loudspeaker is positioned above the touch display screen, the interphone and the two-dimensional code scanning gun are positioned below the touch display screen, the fingerprint instrument is positioned in the middle of the front surface of the main cabinet, the electronic lock is arranged on the cabinet door of the auxiliary cabinet, the main cabinet is also internally provided with a video storage device for storing video information of the camera and a microcomputer for personnel operation, the camera is electrically connected to the video storage device, and the video storage device, the electronic lock, the touch display screen, the fingerprint instrument and the two-dimensional code scanning gun are electrically connected to the microcomputer.

2. The cabinet body for issuing fund hosting business as claimed in claim 1, wherein the main cabinet and the sub cabinet are made of galvanized steel sheets, the main cabinet and the sub cabinet are provided with partitions, vertical plates and vertical columns, the partitions divide the main cabinet or the sub cabinet into an upper layer and a lower layer, reinforcing ribs for increasing strength are arranged at the bottoms of the partitions, the vertical plates are arranged at two sides of the main cabinet or the sub cabinet, and a plurality of the vertical columns are supported between the adjacent partitions at intervals.

3. The cabinet for issuing fund escrow business as claimed in claim 2, wherein the thickness of the main cabinet or the auxiliary cabinet is 0.8-1.2 mm, and the thickness of the cabinet door of the main cabinet or the auxiliary cabinet is 1.5-2.5 mm.

4. The cabinet for issuing a fund escrow service according to claim 3, wherein the sub-cabinet is provided with a plurality of bays each having a size of a space for storing 10 pockets of 100-dollar tickets.

5. The cabinet for issuing funds escrow service according to claim 2, wherein the sub-cabinet is provided with a viewing window made of organic glass, and the sub-cabinet is provided with a window and the viewing window is embedded in the window.

6. The cabinet for issuing a fund hosting service according to claim 4, wherein the cabinet for issuing a fund hosting service further comprises a load cell and a digital transmitter, the bottom of the bay is mounted with the plurality of load cells, the load cells are electrically connected to the digital transmitter, and the digital transmitter is electrically connected to the microcomputer.

7. The cabinet for issuing a fund escrow service according to claim 1, wherein an emergency key socket is provided at a top of the main cabinet or the sub cabinet, and a linked double lock is installed at the emergency key socket.

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