CN210052199U - Insurance quotation system - Google Patents
Insurance quotation system Download PDFInfo
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- CN210052199U CN210052199U CN201920139039.XU CN201920139039U CN210052199U CN 210052199 U CN210052199 U CN 210052199U CN 201920139039 U CN201920139039 U CN 201920139039U CN 210052199 U CN210052199 U CN 210052199U
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Abstract
The utility model relates to an insurance quotation system, which comprises a demand terminal, a server and a plurality of quotation terminals, wherein the demand terminal and the quotation terminals are respectively in communication connection with the server; the demand terminal is used for sending demand information to the server side, the quotation side is used for sending quotation information and/or additional service information to the server side, and the server side is used for sending the demand information to the quotation side and sending the quotation information and/or the additional service information to the demand terminal. The utility model discloses insurance quotation system has established the relation of connection between demand terminal and each quotation end for the demander can acquire more service resources, and the service side also can obtain more demand information.
Description
Technical Field
The utility model relates to an insurance technical field, in particular to insurance quotation system.
Background
Insuring a vehicle is almost a matter that every owner must do, such as a strong deal, a third party liability deal, a theft deal, etc. At present, the insurance purchasing modes of car owners generally include the following modes: 1) purchase from a 4S store (an insurance company cooperating with the 4S store); 2) insurance company purchases recommended by friends; 3) the insurance sales force purchases. In either case, there is a problem in that the resources are single, resulting in a high price or poor service experience for the owner, and even if the owner actively knows a plurality of insurance companies, much effort and time are required.
SUMMERY OF THE UTILITY MODEL
An object of the utility model is to improve the above-mentioned not enough that exists among the prior art, provide an insurance quotation system, provide technical support for realizing that the car owner initiatively selects insurance company.
In order to realize the purpose of the utility model, the embodiment of the utility model provides a following technical scheme:
an insurance quotation system comprises a demand terminal, a server and a plurality of quotation terminals, wherein the demand terminal and the quotation terminals are respectively in communication connection with the server;
the demand terminal comprises a first input unit, a first processing unit and a first communication unit, wherein the first input unit is used for inputting demand information, the first processing unit is used for sending the demand information to the server, and the demand information comprises any one or more of insurance application items, insurance amount and insurance reimbursement history records;
the service end comprises a second processing unit and a second communication unit, the second processing unit forwards the demand information sent by the demand terminal to the plurality of quotation ends, and forwards the quotation information and/or the additional service information sent by each quotation end to the demand terminal;
the quotation end comprises a third input unit, a third processing unit and a third communication unit, wherein the third input unit is used for inputting the quotation information and/or the additional service information, and the third processing unit is used for sending the quotation information and/or the additional service information to the service end.
The insurance quotation system can be applied to not only purchasing vehicle insurance, but also purchasing disease insurance, travel insurance and the like, namely the insurance quotation system is applied to various insurance types and only has different contents possibly contained in the demand information of different insurance types.
In a further optimized scheme, the quotation terminal further comprises a fourth processing unit, and the fourth processing unit is configured to generate a policy according to the demand information and the quotation information and/or the additional service information, and send the policy to the server terminal.
In another scheme, the server further includes a fifth processing unit, and the fifth processing unit is configured to generate a policy according to the demand information and the offer information and/or the additional service information, and send the policy to the demand terminal.
On the other hand, the utility model also provides a server, including second processing unit and second communication unit, the second processing unit sends demand information to a plurality of quotation ends to and receive quotation information and/or additional service information that each quotation end sent; the demand information comprises any one or more of insurance application items, insurance amounts and insurance reimbursement historical records.
On the other hand, the utility model also provides a quotation end, including third input unit, third processing unit and third communication unit, third input unit is used for inputing quotation information and/or additional service information, third processing unit be used for with quotation information and/or additional service information send away.
Compared with the prior art, the insurance quotation system of the utility model establishes the connection relationship between the demand terminal and each quotation terminal, so that the demand side can acquire more service resources, and further can select a proper service side; the service side can also obtain more demand information, and the service quality is improved.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the drawings that are required to be used in the embodiments will be briefly described below, it should be understood that the following drawings only illustrate some embodiments of the present invention, and therefore should not be considered as limiting the scope, and for those skilled in the art, other related drawings can be obtained according to the drawings without inventive efforts.
Fig. 1 is a block diagram of an insurance quotation system provided in an embodiment of the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be described clearly and completely with reference to the accompanying drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only some embodiments of the present invention, not all embodiments. The components of embodiments of the present invention, as generally described and illustrated in the figures herein, may be arranged and designed in a wide variety of different configurations. Thus, the following detailed description of the embodiments of the present invention, presented in the accompanying drawings, is not intended to limit the scope of the invention, as claimed, but is merely representative of selected embodiments of the invention. Based on the embodiment of the present invention, all other embodiments obtained by the person skilled in the art without creative work belong to the protection scope of the present invention.
Referring to fig. 1, the insurance quotation system provided by this embodiment includes a demand terminal, a server and a plurality of quotation terminals, where the demand terminal and the quotation terminals are respectively in communication connection with the server.
Specifically, the demand terminal comprises a first input unit, a first processing unit and a first communication unit, wherein the first input unit is used for inputting demand information, and the first processing unit is used for sending the demand information to the server. The content of the demand information may be different for different insurance types, for example, only the vehicle insurance is taken as an example, and the demand information includes vehicle model (including brand), age, insurance item and amount, insurance reimbursement history, and the like. Generally, the demand information includes at least one or more of insurance items and insurance amounts and insurance reimbursement history records for various insurance types.
Specifically, the service end comprises a second processing unit and a second communication unit, the second processing unit forwards the demand information sent by the demand terminal to the plurality of quotation ends, and forwards the quotation information and/or the additional service information sent by each quotation end to the demand terminal.
Specifically, the quotation end comprises a third input unit, a third processing unit and a third communication unit, wherein the third input unit is used for inputting the quotation information and/or the additional service information, and the third processing unit is used for sending the quotation information and/or the additional service information to the service end. After receiving the demand information sent by the server, the quotation end gives the quotation information according to the demand information, and can also give additional service information for striving for bargaining so as to reflect the difference with other insurance companies except price.
As will be readily understood, both the demand terminal and the quotation terminal further comprise a display unit for displaying quotation information and demand information, respectively. After the vehicle owner passes the quotation information and/or the additional service information given by each quotation end displayed by the display unit of the demand terminal, one insurance company can be selected, if the quotation information and/or the additional service information contain the contact way of the insurance company, the vehicle owner can directly contact with the insurance company through the contact way to determine the purchase affair, and the vehicle owner can also select one insurance company through the input unit of the demand terminal.
When the vehicle owner selects one insurance company through the input unit of the demand terminal, the demand terminal sends confirmation information to the server, and at the moment, the server can have two implementation modes, wherein one mode is that the confirmation information sent by the demand terminal is sent to the corresponding quotation terminal, the quotation terminal generates a policy according to the demand information and the quotation information and/or the additional service information, and the other mode is that the server generates the policy according to the demand information and the quotation information and/or the additional service information.
If the server generates the policy according to the demand information and the quotation information and/or the additional service information, as an implementation manner, the server may further include a fifth processing unit, configured to generate the policy according to the demand information and the quotation information and/or the additional service information, and send the policy to the demand terminal.
If the price end generates the insurance policy according to the demand information and the quotation information and/or the additional service information, as an implementation manner, the quotation end may further include a fourth processing unit, which is configured to generate the insurance policy according to the demand information and the quotation information and/or the additional service information, and send the insurance policy to the service end, and the service end forwards the insurance policy to the demand terminal.
It will be readily understood that the first/second/third/fourth/fifth are for distinction only and do not explicitly or implicitly indicate precedence or priority levels. The third processing unit and the fourth processing unit can be respectively independent modules (single core) or can be modules integrated together (double cores); similarly, the second processing unit and the fifth processing unit may be separate modules or modules integrated together. Since the fourth processing unit and the fifth processing unit are not necessarily provided components, they are indicated by dotted lines in the figure, and when the quoting end includes the fourth processing unit, the server end may not include the fifth processing unit, and when the server end includes the fifth processing unit, the quoting end may not include the fourth processing unit.
The server and the quotation end can be servers or terminal equipment (such as PC machines).
It is easily understood that the demand terminal, the service terminal and the quotation terminal further include a power management unit to provide power required for operation. The input unit may be a keyboard or a touch screen, or even a voice module (microphone).
The above description is only for the specific embodiments of the present invention, but the protection scope of the present invention is not limited thereto, and any person skilled in the art can easily think of the changes or substitutions within the technical scope of the present invention, and all should be covered within the protection scope of the present invention.
Claims (3)
1. An insurance quotation system is characterized by comprising a demand terminal, a server and a plurality of quotation terminals, wherein the demand terminal and the quotation terminals are respectively in communication connection with the server;
the demand terminal comprises a first input unit, a first processing unit and a first communication unit, wherein the first input unit is used for inputting demand information, the first processing unit is used for sending the demand information to the server, and the demand information comprises any one or more of insurance application items, insurance amount and insurance reimbursement history records;
the service end comprises a second processing unit and a second communication unit, the second processing unit forwards the demand information sent by the demand terminal to the plurality of quotation ends, and forwards the quotation information and/or the additional service information sent by each quotation end to the demand terminal;
the quotation end comprises a third input unit, a third processing unit and a third communication unit, wherein the third input unit is used for inputting the quotation information and/or the additional service information, and the third processing unit is used for sending the quotation information and/or the additional service information to the service end.
2. The insurance quotation system according to claim 1, wherein the quotation terminal further comprises a fourth processing unit, and the fourth processing unit is configured to generate a policy according to the demand information and quotation information and/or additional service information, and send the policy to the service terminal.
3. The insurance quotation system according to claim 1, wherein the server-side further comprises a fifth processing unit, and the fifth processing unit is configured to generate a policy according to the demand information and quotation information and/or additional service information, and send the policy to the demand terminal.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201920139039.XU CN210052199U (en) | 2019-01-28 | 2019-01-28 | Insurance quotation system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201920139039.XU CN210052199U (en) | 2019-01-28 | 2019-01-28 | Insurance quotation system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN210052199U true CN210052199U (en) | 2020-02-11 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201920139039.XU Active CN210052199U (en) | 2019-01-28 | 2019-01-28 | Insurance quotation system |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN112001767A (en) * | 2020-07-03 | 2020-11-27 | 杭州摸象大数据科技有限公司 | Automatic car insurance quotation method and device, computer equipment and storage medium |
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2019
- 2019-01-28 CN CN201920139039.XU patent/CN210052199U/en active Active
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN112001767A (en) * | 2020-07-03 | 2020-11-27 | 杭州摸象大数据科技有限公司 | Automatic car insurance quotation method and device, computer equipment and storage medium |
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