CN206193914U - Member applies for device by oneself based on chip card - Google Patents

Abstract

The utility model provides a member applies for device by oneself based on chip card relates to financial technical field. The device includes: input device for gather the application information of user's input, master control set, with input device is connected, is used for the basis application information from with trade company's information that the trade company that acquires among the storage device that master control set is connected and will apply for corresponds, trade company's information includes trade company's name, application conditional sum member's grade and requirement, the chip readwrite device, with master control set is connected for read the card information that the chip card corresponds, member processing apparatus, with master control set is connected, is used for the basis the information formation member of trade company information, according to card information will member's information and trade company's information is passed through the chip readwrite device is write in into the chip card. The utility model discloses an in writing in member's information of trade company and trade company's information into user's chip card.

Description

A kind of self-service application device of member based on chip card

Technical field

The utility model, on financial technology field, is concretely a kind of base especially with regard to the equipment of financial field In the self-service application device of the member of chip card.

Background technology

This part is it is intended that the implementation method of the present utility model stated in claims provides background or context.This The description at place in being included in this part because just do not recognize it is prior art.

Multi-purpose market, large-scale sales field, hotels or brand-name integration shop can all issue the member card of oneself, by member card The preferential policies such as client's discount offered, integration, gift are attracted clients.The meeting of hand-held Duo Jia trade companies for many consumers Member's card, carries and stores very inconvenient, and so consumption ratio such as some similar large supermarkets is usually compared with the market concentrated will be first Identification member card carries out preferential activity or score accumulation again, brush consumption is then carried out again or is paid in cash, and causes whole transaction flow Cheng Bianchang, will necessarily extend the queue time of consumer, reduce service quality.For trade company, member card is largely issued, Cost can not only be increased and cause to waste, and to set up a good member management system be also required to consume a large amount of manpowers into This, reduces the quantity of this member card, can greatly reduce the cost of trade company.

As the transformation and chip card of people's consumption habit are increasingly popularized, using and consuming for chip card has turned into a kind of Trend, consumer will such as enjoy the double prime that credit card and member card bring, and credit card and member's card media separation potential must give Consumer brings many inconvenience, and in addition for trade company and bank, the medium of credit card and member card is separated, it is impossible to higher Effect management member and and the efficiency and quality for analyzing consumer behavior to improve trade marketing that becomes more meticulous.

In sum, a kind of device of active demand, it can integrate trade company's membership information to existing chip card, to solve Above-mentioned problem.

Utility model content

In view of this, the utility model provides a kind of self-service application device of member based on chip card, by by member Self-service application is integrated into the device, realizes the self-service application of trade company member, and can believe the membership information of trade company and trade company In the chip card of breath write-in user.

The purpose of this utility model has been to provide a kind of self-service application device of member based on chip card, described based on core The self-service application device of member of piece card includes：Input unit, the application information for gathering user input；Master control set, with institute State input unit to be connected, for being obtained from the storage device being connected with the master control set according to the application information Merchant information corresponding with the trade company that will apply, the merchant information include name of firm, application condition and member's grade and It is required that；Chip reading wrighting apparatus, are connected with the master control set, for reading the corresponding card information of chip card；Member's treatment dress Put, be connected with the master control set, for generating membership information according to the merchant information, according to the card information by described in Membership information and the merchant information write the chip card by the chip reading wrighting apparatus.

In preferred embodiment of the present utility model, the input unit is keyboard, and the chip reading wrighting apparatus are to connect Touch deck or contactless deck.

In preferred embodiment of the present utility model, the self-service application device of the member based on chip card also includes： Display device, is connected with the master control set, for showing the merchant information.

In preferred embodiment of the present utility model, the self-service application device of the member based on chip card also includes： Electronic scanning device, is connected with the master control set, the Transaction Information for scanning user's offer.

In preferred embodiment of the present utility model, the self-service application device of the member based on chip card also includes： Intelligent and safe chip, is connected with the master control set.

In preferred embodiment of the present utility model, the self-service application device of the member based on chip card also includes： Communicator, is connected with the master control set, for realizing self-service application device and the bank of the member based on chip card The communication of background system.

In preferred embodiment of the present utility model, the self-service application device of the member based on chip card also includes： Electric supply installation, is connected with the master control set, for providing electric power to the self-service application device of the member based on chip card Supply.

The self-service application device of the member based on chip card also includes：Output device, is connected with the master control set, For the transaction slip of printing user.

In preferred embodiment of the present utility model, the display device is display screen, and the output device is printing Machine.

The beneficial effects of the utility model are, there is provided a kind of self-service application device of member based on chip card, utilize Safe, the powerful autgmentability of chip card and many applications, the self-service application device provided by the utility model can be obtained To a kind of chip card that can integrate trade company's membership information, realize chip card can be carried out off line or online safety certification, The self-service application process to trade company member is completed, and the membership information of trade company and merchant information can be write the chip card of user In.

It is that above and other objects, features and advantages of the present utility model can be become apparent, preferable reality cited below particularly Example is applied, and coordinates institute's accompanying drawings, be described in detail below.

Brief description of the drawings

In order to illustrate more clearly of the utility model embodiment or technical scheme of the prior art, below will be to embodiment Or the accompanying drawing to be used needed for description of the prior art is briefly described, it should be apparent that, drawings in the following description are only It is some embodiments of the present utility model, for those of ordinary skill in the art, is not paying the premise of creative work Under, other accompanying drawings can also be obtained according to these accompanying drawings.

Fig. 1 is a kind of implementation method of the self-service application device of member based on chip card that the utility model embodiment is provided One structural representation；

Fig. 2 is a kind of implementation method of the self-service application device of member based on chip card that the utility model embodiment is provided Two structural representation；

Fig. 3 is a kind of implementation method of the self-service application device of member based on chip card that the utility model embodiment is provided Three structural representation；

Fig. 4 is a kind of implementation method of the self-service application device of member based on chip card that the utility model embodiment is provided Four structural representation；

Fig. 5 is a kind of implementation method of the self-service application device of member based on chip card that the utility model embodiment is provided Five structural representation；

Fig. 6 is a kind of implementation method of the self-service application device of member based on chip card that the utility model embodiment is provided Six structural representation；

Fig. 7 is a kind of implementation method of the self-service application device of member based on chip card that the utility model embodiment is provided Seven structural representation；

Fig. 8 binds the friendship of trade company for a kind of self-service application device of the member based on chip card provided using the utility model Mutual schematic diagram；

Fig. 9 is preferential for a kind of self-service application device customization trade company of the member based on chip card provided using the utility model The interactive schematic diagram of sales promotion information；

Figure 10 has bound the interactive schematic diagram of the chip card of trade company member for POS terminal accepts；

Figure 11 shows for a kind of material object of the self-service application device of member based on chip card that the utility model embodiment is provided It is intended to.

Specific embodiment

Below in conjunction with the accompanying drawing in the utility model embodiment, the technical scheme in the utility model embodiment is carried out Clearly and completely describe, it is clear that described embodiment is only a part of embodiment of the utility model, rather than whole Embodiment.Based on the embodiment in the utility model, those of ordinary skill in the art are not under the premise of creative work is made The every other embodiment for being obtained, belongs to the scope of the utility model protection.

Below with reference to some representative embodiments of the present utility model, principle of the present utility model and essence are explained in detail God.

The utility model provides a kind of self-service application device of member based on chip card, and it can integrate trade company's membership information Chip card, realizing can carry out off line or online safety certification, completion to chip card the self-service of trade company member was applied Journey, and can be by the chip card of the membership information of trade company and merchant information write-in user.

Fig. 1 is a kind of implementation method of the self-service application device of member based on chip card that the utility model embodiment is provided One structural representation, refers to Fig. 1, includes in implementation method one：

Input unit 30, the application information for gathering user input.

In a particular embodiment, as user wants to apply to become the member of A trade companies, then application information is input into, the Shen Please information include the name of firm of A trade companies.In other embodiment of the present utility model, can be prestored in storage device The name of firm of each trade company, when user input A trade companies, correspondence shows the corresponding merchant information of A trade companies, and user clicks on Shen Please i.e. it is believed that input application information.

Figure 11 shows for a kind of material object of the self-service application device of member based on chip card that the utility model embodiment is provided It is intended to, the device that input unit 30 is directly inputted for holder provides, can be by keyboard come real in embodiment as shown in figure 11 Existing, holder can be by input unit 30 directly to the initiation operational order of master control set 10.Input unit 30 can be by Keyed, touch screen type or the mode that both are combined.

Master control set 10, is connected with the input unit, for according to the application information from the storage device Merchant information corresponding with the trade company that will apply is obtained, the merchant information is including name of firm, application condition and member etc. Level and requirement.

Master control set is responsible for coordinating to be communicated between each device by integrated circuit, completes data calculating, data conversion etc. The execution of all kinds of inside and outside portions instructions, is realized between all parts by using the communication protocol of similar single-wire-protocol etc Full-duplex communication, assists to complete the correct treatment in various operating process.In a particular embodiment, master control set is by logical With processor, or digital signal processor, or application-specific integrated circuit ASIC, or on-site programmable gate array FPGA is realized, Can be realized using the known chip that can realize above-mentioned functions in the prior art.

Chip reading wrighting apparatus 20, are connected with the master control set, for reading the corresponding card information of chip card.Chip is read Write device 20 can be contact deck or contactless deck, be the data communication bridge of holder's chip card and device, lead to Crossing chip reading wrighting apparatus 20 can read credit card issuer public key index, credit card issuer public key card of the credit card issuer storage inside chip card The information such as the data elements related to offline data certification such as book, credit card issuer public key certificate remainder item, IC-card public key certificate.Chip is read Write device 20 obtains after storage authentication data in the chips and authentication data is transmitted into master control set carries out follow-up off line Authentication processing.In addition, chip reading wrighting apparatus 20 can receive order and request from master control set, can be to holder's core Piece card carries out read-write operation.

Member's processing unit, is connected with the master control set, membership information is generated according to the merchant information, according to institute State card information and the membership information and the merchant information are write into the chip card by the chip reading wrighting apparatus.In tool In the implementation method of body, member's processing unit is by general processor, or digital signal processor, or application specific integrated circuit ASIC, or on-site programmable gate array FPGA realizes, also can be using the known chip that in the prior art can realize above-mentioned functions To realize.

Member's processing unit 50 is one of core apparatus of the present utility model, realizes holder's chip card and trade company's binding work( Merchant information and corresponding member's integration information have been bound in energy, the unbinding function of holder's chip card and trade company, inquiry, customize The preferential sales promotion information prompting function of trade company is bound.

The self-service application device of the member based on chip card in implementation method one described in Fig. 1, can complete to trade company member The treatment of self-service application, and can by membership information and merchant information write-in user chip card in, in this embodiment, trade company Application condition requirement it is relatively low, provide new Transaction Information without user.

Fig. 2 is a kind of implementation method of the self-service application device of member based on chip card that the utility model embodiment is provided Two structural representation, refers to Fig. 2, and in implementation method two, the device also includes：

Display device 60, is connected by integrated circuit with master control set, and display device 60 is provided intuitively for holder Check and check the object information that input unit input information or master control set are returned.Display device can be common display The input unit with touch-sensitive display such as screen, or touch screens or capacitance plate.

Fig. 3 is a kind of implementation method of the self-service application device of member based on chip card that the utility model embodiment is provided Three structural representation, refers to Fig. 3, and in implementation method three, the device also includes：

Electronic scanning device 70, is connected with the master control set, the Transaction Information for scanning user's offer.Electronics is swept Imaging apparatus 70 primarily as holder's typing application trade company member certificates channel, configuration on device scannable barcode or The label bar code such as Quick Response Code, master control set to scanning result can decode and identifying processing.

In this embodiment, the application information requirement of trade company is higher, and such as trade company requires that the consumption of user reaches necessarily Data volume simultaneously provides transaction slip and can just apply, or needs the user to have invitation code, is now accomplished by scanning the friendship that user provides Easy information, then proceeds by the process of certification again.

Fig. 4 is a kind of implementation method of the self-service application device of member based on chip card that the utility model embodiment is provided Four structural representation, refers to Fig. 4, and in implementation method four, the device also includes：

Intelligent and safe chip 80, off line or online data authentication for completing the chip card.Intelligent and safe chip 80 are connected by integrated circuit with master control set, and intelligent and safe chip 80 is to realize off line or on line data certification based on chip card Core component, it is ensured that holder's chip card is normally communicated with device, and assist complete communication process in safe place Reason.Intelligent and safe chip 80 is made up of the hardware configuration of support card operating system.Carrying out offline data certification if desired needs CA public keys (can be downloaded from receiving bank, and stored in the smart card security chip) checking for obtaining intelligent and safe chip holds Credit card issuer certificate in people's chip card simultaneously recovers the credit card issuer public key in certificate；Using credit card issuer public key and verify the IC in card Card public key certificate simultaneously recovers the IC-card public key in certificate；The static application data of signature are verified, after receiving internal authentication order, eventually End performs the related step of off line certification such as checking dynamic signature；Online certification is carried out if desired, then device meeting and credit card issuer Background system carries out network on-line, and credit card issuer system completes the authentication and mandate to holder's chip.

Fig. 5 is a kind of implementation method of the self-service application device of member based on chip card that the utility model embodiment is provided Five structural representation, refers to Fig. 5, and in implementation method five, the device also includes：

Communicator 90, is connected with the master control set, the communication for realizing described device and bank's background system. Communicator is the external communication interface of device, can realize being closed between device and bank's background system by communication unit 90 The point-to- point communication of formula, can be with the driver of online updating or update device, operating system and trade company by communicator 90 Member's resource table information, it is also possible to update off line or the online authentication datas such as newest chip CA public keys.To ensure that data are passed Safe and secret data are not intercepted or distort in other communications or transmission link during defeated, and there is the device independent key to deposit Storage function and the software and hardware encryption, decryption and the authentication function that provide, algorithm covering is symmetrical, unsymmetrical key system.

Fig. 6 is a kind of implementation method of the self-service application device of member based on chip card that the utility model embodiment is provided Six structural representation, refers to Fig. 6, and in implementation method six, the device also includes：

Electric supply installation 11, is connected with the master control set, for providing supply of electric power to described device.Electric supply installation is For device provides supply of electric power, electric supply installation 11 can use the charging modes that USB interface charges or solar recharging be combined, Power battery power supply mode can also be used.

Fig. 7 is a kind of implementation method of the self-service application device of member based on chip card that the utility model embodiment is provided Seven structural representation, refers to Fig. 7, and in implementation method seven, the device also includes：

Output device 12, is connected with the master control set, for the transaction slip of printing user.Output device 12 is assembled On the self-service application device of member, such as the printer of client trading strip can be printed.

Member based on chip card of the present utility model it is self-service application device with chip card carry out off line certification success after, The trade company member that can be selected with self-service application holder, it is possible to customize the preferential sales promotion information prompting function of trade company and to letter Breath reminds channel to be modified, so that newest preferential sales promotion information is notified to holder into the device is also supported self-service in time The binding of trade company member is released, holder can flexibly adjust existing trade company member on demand, so that holder preferably manages Reason trade company membership information.The device supports the multiple members of chip card binding, and can support that trade company integrates inquiry and integration disappears Take function, the management for facilitating holder to concentrate trade company member.Holder holds the chip card for having bound trade company member in business When being consumed on the terminals such as the POS at family, the terminal such as POS can read trade company membership information of the storage in chip card, and energy This trade company member is carried out to consume preferential treatment, consumption carries out the integration collection of trade company and acquired integrated is write into chip card simultaneously In, and can support to exchange the integration for having added up or consumption treatment.

Below in conjunction with the accompanying drawings, the technical solution of the utility model is described in detail with specific embodiment.Fig. 8 is using this practicality A kind of self-service application device of member based on chip card of new offer binds the interactive schematic diagram of trade company, Fig. 8 is referred to, at this In embodiment, binding trade company specifically includes：

Step 1, holder is on the device of the self-service application of member based on chip card by operating display device or input The trade company of binding is wanted in device inquiry；

Step 2, master control set is searched for after holder's query statement is obtained from the trade company member resource table in storage device Corresponding merchant information；

Step 3, master control set will search out the merchant information for coming and be presented in display device, and the merchant information for representing is at least Comprising name of firm, trade company member grade and requirement, trade company's member subscription condition etc.；

Step 4, holder decides whether the member for proceeding to apply for this trade company according to the Query Result of display device, such as Fruit does not apply for that then transaction flow terminates, and otherwise performs step 5；

Step 5, after display device or input unit confirm the member to apply for this trade company, display device is carried holder Show that client's insertion chip card carries out binding member；

Step 6, chip reading wrighting apparatus have read credit card issuer public key certificate in holder's chip card, IC-card public key certificate, Signature static application data and IC-card private key, further according to CA public key certificate of the storage in the self-service application device of trade company member, enter The offline data certification of row chip card, the legitimacy of calibrating chip card；

Step 7, if the chip card offline data authentification failure of holder, points out to be unable to identification intelligent card, will refuse Transaction Information is anti-aobvious on the display apparatus, otherwise performs step 8；

Step 8, chip reading wrighting apparatus read binding trade company and trade company member letter of the storage in the chip card of holder Breath, and read the customer data information of holder；

Step 9, if holder has bound this trade company, in display unit, prompting holder has been this trade company Member；Holder is pointed out to confirm whether customer data information is correct if unbound；

Step 10, if to apply for that the trade company of member requires application condition requirement and (consumed in trade company and reach certain data Measure and provide transaction slip, or invitation code etc.) and point out holder to provide application voucher, holder can be by input unit Input requirements code scans Quick Response Code or bar code etc. by electronic scanning device；Directly carried out at 13 if not requiring Reason；

Step 11, master control set obtains the logging data of holder from electronic scanning device or input unit, and by typing Data and trade company's member's condition checked；

If step 12, holder's typing condition meet application member's condition, perform step 13 and process, otherwise point out Shen Please fail；

Step 13, master control set generate unique trade company membership number according to trade company member resource table；

Step 14, member's processing unit assemble trade company's membership number and merchant information of generation, and are read by chip Write device is written in the chip card of holder；

Step 15, display device prompting binding member succeed and show trade company's membership information.

Fig. 9 is preferential for a kind of self-service application device customization trade company of the member based on chip card provided using the utility model The interactive schematic diagram of sales promotion information, refers to Fig. 9, and the preferential sales promotion information of customization trade company includes：

Step 01, holder is on the self-service application device of the member based on chip card by operating display device or input dress Put the trade company that inquiry has been bound；

Step 02, chip reading wrighting apparatus have read hair fastener card row public key certificate, IC-card public key card in holder's chip card Book, signature static application data and IC-card private key, in the CA public key certificate according to storage in the self-service application device of trade company member, Carry out the offline data certification of chip card, the validity of calibrating chip card；

Step 03, if the chip card offline data authentification failure of holder, points out to be unable to identification chip card, will refuse Transaction Information feeds back to display device, otherwise performs 04 step；

Step 04, chip reading wrighting apparatus read binding trade company member data of the storage in holder's chip card and hold Block the customer information data of people；

Step 05, if the customized preferential prompting function of this trade company of holder, holds in display unit prompting People has customized preferential prompting and has serviced, and otherwise performs step 06；

Step 06, holder is customized service according to display unit prompting selection to having bound trade company；

Step 07, master control set carry out the preferential sales promotion information customized treatment of trade company according to the customization service of holder；

Be written to for the membership number information of trade company and hold by step 08, member's processing unit after trade company's binding requirement is received Block trade company's member's storage region of the new product card of people；

Step 09, display unit prompting binding member succeed and show membership information.

Figure 10 has bound the interactive schematic diagram of the chip card of trade company member for POS terminal accepts, and refers to Figure 10, POS ends End accepts has bound the chip card of trade company member and has specifically included：

Step 001, the chip card that trade company member has been bound in holder's offer is consumed in the POS terminal of trade company；

Step 002, POS terminal machine by online connection bank background system the chip card of holder is carried out online certification or Off line certification is directly directly carried out on POS terminal machine, certification performs step 003, otherwise points out holder's card certification after passing through Do not pass through, conclude the business unsuccessful；

Step 003, POS terminal reads trade company and trade company membership information of the storage in holder's chip card, and POS terminal is sentenced Whether there is this trade company in the trade company of disconnected chip card binding；Step 004 is performed if this chip card is one's own profession trade company member, it is no Then perform step 005；

Step 004, POS terminal directly carries out discount treatment to commodity according to the trade company member grade of chip card, and Accumulative integration is write direct holder's chip card；

Step 005, POS terminal machine detain the amount of money treatment of holder's chip card；

Step 006, POS terminal machine printing transaction slip, after holder completes signature, transaction is completed.

In sum, the utility model provides a kind of self-service application device of member based on chip card, by by member Self-service application is integrated into the device, and realizing can carry out off line or online safety certification to chip card, complete to trade company's meeting The self-service application process of member, and can be by the chip card of the membership information of trade company and merchant information write-in user.For complete Into binding trade company member chip card during consumption, the business bound in the consumption terminal function automatic identification chip card such as POS Family information and trade company's membership information, can be integrated accumulative or discount etc. to the trade company member of this trade company preferential in process of consumption Treatment.Using the big storage of chip card, a chip card can be supported to bind the member of Duo Jia trade companies.

The device can effectively improve the popularization of chip card and use, while also arrived to trade company and holder facilitating.

1. effectively improve the popularization of chip card and use：By the self-service binding Duo Jia trade companies member of chip card, hold staff Hold a card and possess Duo Jia trade companies member, can it is preferential also can also scores accumulated, can improve holder consumption enthusiasm and active Property；

2. offered convenience to holder and trade company：Many members are integrated on a single die, be easy to client carrying and Preserve, additionally by integration, holder effectively improves payment efficiency in trade company's process of consumption；

3. environmental protection：Reducing card amount in kind, trade company's membership information of binding can change and delete, and all be effective environmental protection side Method.

Can clearly be distinguished for the improvement of a technology is improvement on hardware (for example, to diode, crystal Pipe, switch etc. circuit structure improvement) or software on improvement (for the improvement of method flow).However, with technology Development, the improvement of current many method flows can be considered as directly improving for hardware circuit.Designer is almost All corresponding hardware circuit is obtained by the way that improved method flow is programmed into hardware circuit.Therefore, it cannot be said that one The improvement of individual method flow cannot be realized with hardware entities module.For example, PLD (Programmable Logic Device, PLD) (such as field programmable gate array (Field Programmable Gate Array, FPGA)) just It is such a integrated circuit, its logic function is determined by user to device programming.Voluntarily program to come one by designer Individual digital display circuit " integrated " on a piece of PLD, without asking chip maker to design and make special integrated circuit Chip.And, nowadays, substitution manually makes IC chip, and " logic compiler (logic is also used in this programming instead mostly Compiler) " software realizes that when it writes with program development software compiler used is similar, and before compiling Also handy specific programming language is write for source code, and this is referred to as hardware description language (Hardware Description Language, HDL), and HDL is also not only a kind of, but have many kinds, such as ABEL (Advanced Boolean Expression Language)、AHDL(Altera Hardware Description Language)、Confluence、 CUPL(Cornell University Programming Language)、HDCal、JHDL(Java Hardware Description Language)、Lava、Lola、MyHDL、PALASM、RHDL(Ruby Hardware Description Language) etc., that most commonly use at present is VHDL (Very-High-Speed Integrated Circuit Hardware Description Language) and Verilog2.Those skilled in the art also will be apparent to the skilled artisan that and only need to side The above-mentioned several hardware description languages of method flow slightly programming in logic and are programmed into integrated circuit, it is possible to be readily available reality The existing hardware circuit of the logical method flow.

Controller can be implemented in any suitable manner, for example, controller can take such as microprocessor or treatment Device and storage can by the computer of the computer readable program code (such as software or firmware) of (micro-) computing device Read medium, gate, switch, application specific integrated circuit (Application Specific Integrated Circuit, ASIC), the form of programmable logic controller (PLC) and embedded microcontroller, the example of controller includes but is not limited to following microcontroller Device：ARC625D, Atmel AT91SAM, Microchip PIC18F26K20 and Silicone Labs C8051F320, deposit Memory controller is also implemented as a part for the control logic of memory.

It is also known in the art that in addition to realizing controller in pure computer readable program code mode, it is complete Entirely can by by method and step carry out programming in logic come cause controller with gate, switch, application specific integrated circuit, may be programmed Logic controller realizes identical function with the form of embedded microcontroller etc..Therefore this controller is considered one kind Hardware component, and the device for realizing various functions to including in it can also be considered as the structure in hardware component.Or Even, can be used to realizing that the device of various functions is considered as not only being the software module of implementation method but also can be Hardware Subdivision Structure in part.

System, device, module or unit that above-described embodiment is illustrated, can specifically be realized by computer chip or entity, Or realized by the product with certain function.

For convenience of description, it is divided into various units with function during description apparatus above to describe respectively.Certainly, this is being implemented The function of each unit can be realized in same or multiple softwares and/or hardware during application.

As seen through the above description of the embodiments, those skilled in the art can be understood that the application can Realized by the mode of software plus required general hardware platform.Based on such understanding, the technical scheme essence of the application On the part that is contributed to prior art in other words can be embodied in the form of software product, the computer software product Can store in storage medium, such as ROM/RAM, magnetic disc, CD, including some instructions are used to so that a computer installation (can be personal computer, server, or network equipment etc.) performs some of each embodiment of the application or embodiment Method described in part.

Each embodiment in this specification is described by the way of progressive, identical similar portion between each embodiment Divide mutually referring to what each embodiment was stressed is the difference with other embodiment.Especially for system reality Apply for example, because it is substantially similar to embodiment of the method, so description is fairly simple, related part is referring to embodiment of the method Part explanation.

The application can be used in numerous general or special purpose computing system environments or configuration.For example：Personal computer, clothes Business device computer, hand-held device or mancarried device, table-type device, multicomputer system, the system based on microprocessor, put Top box, programmable consumer electronics device, network PC, minicom, mainframe computer, including any of the above system or device DCE etc..

Although depicting the application by embodiment, it will be appreciated by the skilled addressee that the application have it is many deformation and Change is without deviating from spirit herein, it is desirable to which appended claim includes these deformations and changes without deviating from the application's Spirit.

Claims (9)

1. the self-service application device of a kind of member based on chip card, it is characterized in that, the self-service application of the member based on chip card Device includes：

Input unit, the application information for gathering user input；

Master control set, is connected with the input unit, for being connected from the master control set according to the application information A storage device in obtain corresponding with the trade company that will apply merchant information, the merchant information includes name of firm, Shen Please condition and member's grade and requirement；

Chip reading wrighting apparatus, are connected with the master control set, for reading the corresponding card information of chip card；

Member's processing unit, is connected with the master control set, for generating membership information according to the merchant information, according to institute State card information and the membership information and the merchant information are write into the chip card by the chip reading wrighting apparatus.

2. the self-service application device of the member based on chip card according to claim 1, it is characterized in that, the input unit is Keyboard, the chip reading wrighting apparatus are contact deck or contactless deck.

3. the self-service application device of the member based on chip card according to claim 1 and 2, it is characterized in that, it is described based on core The self-service application device of member of piece card also includes：

Display device, is connected with the master control set, for showing the merchant information.

4. the self-service application device of the member based on chip card according to claim 3, it is characterized in that, it is described based on chip card Member it is self-service application device also include：

Electronic scanning device, is connected with the master control set, the Transaction Information for scanning user's offer.

5. the self-service application device of the member based on chip card according to claim 4, it is characterized in that, it is described based on chip card Member it is self-service application device also include：

Intelligent and safe chip, is connected with the master control set.

6. the self-service application device of the member based on chip card according to claim 5, it is characterized in that, it is described based on chip card Member it is self-service application device also include：

Communicator, is connected with the master control set, for realize the self-service application device of the member based on chip card with The communication of bank's background system.

7. the self-service application device of the member based on chip card according to claim 6, it is characterized in that, it is described based on chip card Member it is self-service application device also include：

Electric supply installation, is connected with the master control set, for being provided to the self-service application device of the member based on chip card Supply of electric power.

8. the self-service application device of the member based on chip card according to claim 7, it is characterized in that, it is described based on chip card Member it is self-service application device also include：

Output device, is connected with the master control set, for the transaction slip of printing user.

9. the self-service application device of the member based on chip card according to claim 8, it is characterized in that, the display device is Display screen, the output device is printer.