CN205722214U - A kind of community convenience financial service terminal - Google Patents
A kind of community convenience financial service terminal Download PDFInfo
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- CN205722214U CN205722214U CN201620124847.5U CN201620124847U CN205722214U CN 205722214 U CN205722214 U CN 205722214U CN 201620124847 U CN201620124847 U CN 201620124847U CN 205722214 U CN205722214 U CN 205722214U
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- service terminal
- financial service
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- platform
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Abstract
This utility model provides a kind of community convenience financial service terminal, relates to the Internet financial services technology field.This community convenience financial service terminal includes main control platform and shoots with video-corder platform, and described main control platform and described platform of shooting with video-corder electrically connect, and described main control platform electrically connects with banking system；Described platform of shooting with video-corder includes camera head, scanning means and identity card identification device, for the identity information acquisition comparison of typing user；The identity information of user is interacted by described main control platform with banking system, it is possible to be quickly completed bank individual bank card, opening an account of bankbook business is handled from row.Community convenience financial service terminal of the present utility model, by camera head, scanning means and identity card identification device typing subscriber identity information, the information that recycling main control platform completes banking system is mutual, can remotely, round-the-clockly for community resident provide and open an account the service applied for card, it is to avoid client queues up and the long service on duty of business personnel for a long time.
Description
Technical field
This utility model relates to the Internet financial services technology field, particularly relates to a kind of community
Convenience-for-people financial service terminal.
Background technology
At present, the residential neighborhoods such as community, street, the particularly masses of remote districts are being enjoyed
During by bank service business, there is inconvenience:
1, bank's cabinet face service: owing to the permanent staff of bank one line is limited, cause service network
Point is arranged not in place, situation about standing in a long queue, service time is insufficient often occurs；And,
Different bank is difficult to the unification of cabinet veil point, causes one or two silver undertaking financial service
Row workload is huge, and working index is difficult to reach.
2, self-service terminal: the self-service terminal equipment of current all banks includes certainly
Dynamic automatic teller machine, self-inquiry terminal machine, Self-help card-distributing terminating machine, Self-printing terminal machine,
Self-service queue machine and self-help tax service terminal machine etc..Above-mentioned terminal unit or cannot complete out
Family hair fastener function, or need after bank service Room employee processes registration typing, can
Realize automatically opening an account the function of hair fastener.
Owing to being limited by the service of bank's cabinet face and self-service terminal, vast rural area is special
It is that the masses of remote districts can not advantageously enjoy the opening an account of bank, apply for card, change the services such as card,
And generally require and go to the business hall of specific bank and need to arrange in the work hours of regulation
Team waits.
Meanwhile, along with Internet technology and the fast development of ecommerce, people are gradually accustomed to
Pay buying in utilizing the Internet to carry out, and a lot of masses in vast rural area are due to traditional knowledge
Structure and the restriction of technical merit, can not expertly operate computer or use Alipay
Online transaction is carried out Deng the instrument of network virtual.
Utility model content
The purpose of this utility model is to provide a kind of community convenience financial service terminal, to solve
The certainly problem of bank's front-end business time-consuming and inefficient rate of prior art, and bank self-help service
The incomplete problem of self-service function of terminal.
To achieve these goals, this utility model is by the following technical solutions:
A kind of community convenience financial service terminal that this utility model provides, including main control platform
With shoot with video-corder platform, described main control platform and described shoot with video-corder platform electrical connection, described main control platform
Electrically connect with banking system；Described platform of shooting with video-corder includes camera head, scanning means and identity
Card identifies device, for the identity information acquisition comparison of typing user；Described main control platform will
The identity information of user interacts with banking system, it is possible to be quickly completed bank individual bank
Card, opening an account of bankbook business are handled from row.
Further, described main control platform includes processor, module for reading and writing and control module；Institute
State camera head, described scanning means, described identity card identification device, described module for reading and writing,
Described control module all electrically connects with described processor；Described processor is electrically connected with banking system
Connect；Described module for reading and writing is for reading bank card or the information of bankbook and being transported to described process
Device；Described control module can be to described processor input bank card or the operation information of bankbook
Complete to supplement with money, pay the fees, transfer accounts, purchase business.Having the technical effect that of this technical scheme
The subscriber identity information shooting with video-corder platform typing can be transported to banking system by processor, carries out
Long-range, the round-the-clock service of opening an account；Control module facilitate user carry out service selection,
Row control, password, the input operation such as password are set；Module for reading and writing is used for reading and writing
The bank card of user or the information of bankbook.
Further, described control module includes master control screen and keyboard.The technology of this technical scheme
Effect is: master control screen compared with computer full keyboard, be convenient for people to select more intuitively,
Click on and operation；And keyboard is directly used in input and the change of password；Preferably, keyboard is adopted
With wireless or wired movable keyboard, more it is of value to the password peace of user's bank card/bankbook
Full property and privacy.
Preferably, described master control screen is touch-sensitive display screen.The technique effect of this technical scheme
It is: touch-sensitive display screen is convenient for people to click directly on screen and is controlled operation, improves
The operating efficiency of control module.
Further, described master control screen is LED display.The technique effect of this technical scheme exists
Have that brightness is high, energy consumption is low in: LED display, length in service life, visible visual angle are big,
Convenient with the advantage such as computer is connected, it is possible to realize the manipulation effect of long-acting high-quality.
Further, described module for reading and writing includes IC-card reader.The technology effect of this technical scheme
Fruit is: IC-card reader for the IC bank card of user is written and read, by with control
Molding block one works, and adds for community convenience financial service terminal and supplements with money, pays the fees, turns
The function of the business such as account, purchase.
Further, described module for reading and writing also includes the first printer, is used for printing IC bank card
Bill of exchange.This technical scheme have the technical effect that community convenience financial service terminal
It is arranged on community, it is difficult to retain electronic bill for all users.And the first printer can be remembered
Employing family uses IC bank card carry out the operation that pays and provide transaction voucher.
Further, described module for reading and writing also includes magnetic stripe reader.The technology of this technical scheme
Effect is: owing to IC-card bank card is the most universal, and remote districts people's many also makes
Carry out banking operation with bankbook, magnetic card bank card, therefore magnetic stripe reader is for user
Magnetic stripe bank card or bankbook be written and read, by working with control module one, for society
The convenience-for-people financial service terminal in district add supplement with money, pay the fees, transfer accounts, the function of the business such as purchase.
Further, described module for reading and writing also includes the second printer, be used for printing bankbook or
The bill of exchange of magnetic stripe bank card.This technical scheme have the technical effect that community convenience gold
Melt service terminal and be arranged on community, it is difficult to retain electronic bill for all users.And second dozen
Print machine is able to record that operation that user uses bankbook or magnetic stripe bank card to carry out paying and carries
For transaction voucher.
Further, also including multimedia screen, described multimedia screen connects described processor, uses
Advertisement in displaying Internet commodity.This technical scheme have the technical effect that multimedia screen
It is beneficial to trade company and is carried out the exploitation of products & services by banking system, promote that user utilizes
Bank card or bankbook carry out online transaction.
The beneficial effects of the utility model are: by camera head, scanning means and identity card
Identify that device typing subscriber identity information, recycling main control platform complete the information of banking system
Alternately, it is possible to remotely, round-the-clockly for community resident provide the service applied for card of opening an account, keep away
Exempt from client to queue up for a long time and the long service on duty of business personnel.
Accompanying drawing explanation
In order to be illustrated more clearly that the technical scheme of this utility model detailed description of the invention, below
In describing detailed description of the invention, the required accompanying drawing used is briefly described.Aobvious and easy
Insight, the accompanying drawing in describing below is embodiments more of the present utility model, for ability
From the point of view of the those of ordinary skill of territory, on the premise of not paying creative work, it is also possible to according to
These accompanying drawings obtain other accompanying drawing.
The structural representation of the community convenience financial service terminal that Fig. 1 provides for this utility model
Figure.
Reference:
1-camera head；2-scanning means；3-identity card identification device；
4-master control screen；5-keyboard；6-IC card reader；
7-the first printer；8-magnetic stripe reader；9-the second printer；
10-multimedia screen.
Detailed description of the invention
Below in conjunction with accompanying drawing, the technical solution of the utility model is clearly and completely retouched
State, it is clear that described embodiment is a part of embodiment of this utility model rather than complete
The embodiment in portion.Based on the embodiment in this utility model, those of ordinary skill in the art exist
Do not make the every other embodiment obtained under creative work premise, broadly fall into this reality
By novel protected scope.
In description of the present utility model, it should be noted that term " " center ", " on ",
The orientation of the instruction such as D score, "left", "right", " vertically ", " level ", " interior ", " outward "
Or position relationship is based on orientation shown in the drawings or position relationship, it is for only for ease of description
This utility model and simplification describe rather than indicate or imply that the device of indication or element are necessary
There is specific orientation, with specific azimuth configuration and operation, therefore it is not intended that to this
The restriction of utility model.Additionally, term " first ", " second ", " the 3rd " are only used for retouching
State purpose, and it is not intended that indicate or hint relative importance.
In description of the present utility model, it should be noted that unless otherwise clear and definite regulation
And restriction, term " is installed ", " being connected ", " connection " should be interpreted broadly, for example, it is possible to
It it is fixing connection, it is also possible to be to removably connect, or be integrally connected；Can be that machinery connects
Connect, it is also possible to be electrical connection；Can be to be joined directly together, it is also possible to indirect by intermediary
It is connected, can be the connection of two element internals.For those of ordinary skill in the art
Speech, can understand above-mentioned term concrete meaning in this utility model with concrete condition.
Present embodiments provide a kind of community convenience financial service terminal, wherein: Fig. 1 is this
The structural representation of the community convenience financial service terminal that utility model provides.As it is shown in figure 1,
Community convenience financial service terminal primary structure includes main control platform and shoots with video-corder platform.Specifically,
Main control platform electrically connects with shooting with video-corder platform, and main control platform electrically connects with banking system.Wherein,
Shoot with video-corder platform and include camera head 1, scanning means 2 and identity card identification device 3, be used for recording
The identity information of access customer is acquired comparison: camera head 1 can shoot head portrait for user
The user profile of papery version can be scanned into electronics files, body by photo, scanning means 2
Part card identifies that device 3 is capable of identify that the ID card information of user.Meanwhile, main control platform is by upper
The identity information stating user interacts with banking system, it is possible to be quickly completed bank individual silver
Row card, opening an account of bankbook business are handled from row.In prior art, the resident such as community, street
Residential quarter, particularly the masses of remote districts are when enjoying bank service business, exist many
Inconvenience: 1, bank's cabinet face service: owing to the permanent staff of bank one line is limited, causes service
Site is arranged not in place, situation about standing in a long queue, service time is insufficient often occurs；And,
Different bank is difficult to the unification of cabinet veil point, causes one or two silver undertaking financial service
Row workload is huge, and working index is difficult to reach.2, self-service terminal: current all silver
Row self-service terminal equipment include automatic teller machine, self-inquiry terminal machine, from
Help card dispensing terminal machine, Self-printing terminal machine, self-service queue machine and self-help tax service terminal machine etc..
These terminal units or hair fastener function of opening an account cannot be completed, or need in the bank service Room
After employee processes registration typing, the function of the hair fastener that can realize automatically opening an account.Owing to being subject to
The service of bank's cabinet face and the restriction of self-service terminal, particularly remote districts, vast rural area
The masses can not advantageously enjoy the opening an account of bank, apply for card, change the services such as card, and generally require
Go to the business hall of specific bank and need to wait in line in the work hours of regulation.
The community convenience financial service terminal of the present embodiment, by camera head 1, scanning dress
Putting 2 and identity card identification device 3 typing subscriber identity information, recycling main control platform completes
The information of banking system is mutual, it is possible to remotely, round-the-clockly for community resident provides and opens an account
The service applied for card, it is to avoid client queues up and business personnel long service on duty for a long time.
In the alternative of the present embodiment, as it is shown in figure 1, further, main control platform
Including processor, module for reading and writing and control module.Specifically, camera head 1, scanning dress
Put 2, identity card identification device 3, module for reading and writing, control module all electrically connect with processor,
And processor electrically connects with banking system.Wherein, module for reading and writing is used for reading bank card or depositing
The information of folding is also transported to processor, and or can deposit to bank card according to the instruction of processor
The operation information such as folding input amendment, recognition；Control module can input bank card to processor
Or the business such as the operation information of bankbook completes to supplement with money, pays the fees, transfers accounts, purchase.In this enforcement
In example, community convenience financial service terminal completes the business operation of bank by processor.One,
The subscriber identity information shooting with video-corder platform typing is transported to banking system by processor, carries out remotely
, the round-the-clock service of opening an account；Two, user operation control module carries out service selection, stream
Process control, password, the input operation such as password are set, complete eventually through processor and bank
System information mutual；Three, the bank card of user, bankbook are processed by module for reading and writing typing
Device, then carry out bank transfer by banking system, social security is paid, passbook update, remaining sum are looked into
Inquiry, telephone charging, the payment on behalf expenses of taxation, loan application, fund apply to purchase etc. the process of business.
In the alternative of the present embodiment, as it is shown in figure 1, further, control module
Including master control screen 4 and keyboard 5.Wherein, control module can also only arrange master control screen 4
Or keyboard 5 is only set.In the present embodiment, master control screen 4 and computer full keyboard 5 phase
Ratio, is convenient for people to select more intuitively, click on and operate；And keyboard 5 is used only for close
The input of code and change.Preferably, master control screen 4 is arranged on the housing of main control platform, and
Keyboard 5 uses wireless or wired movable keyboard 5 to electrically connect with main control platform, is of value to
The cipher safety of user's bank card/bankbook and privacy.
In the alternative of the present embodiment, as illustrated in fig. 1, it is preferred that master control screen 4 makes
Use touch-sensitive display screen.Wherein, master control screen 4 can also use non-touch display screen.?
In the present embodiment, touch-sensitive display screen is convenient for people to click directly on screen and is controlled operation,
Improve the operating efficiency of control module.
In the alternative of the present embodiment, as it is shown in figure 1, further, master control screen 4
For LED display.Wherein, master control screen 4 can also select CRT type or LCD class
The display screen of type.In the present embodiment, LED display has that brightness is high, energy consumption is low, makes
Big, convenient with the advantage such as computer is connected with life-span length, visible visual angle, it is possible to realize long-acting
The manipulation effect of high-quality.
In the alternative of the present embodiment, as it is shown in figure 1, further, module for reading and writing
Including IC-card reader 6, IC-card reader 6 is arranged on the housing of main control platform.At this
In embodiment, IC-card reader 6, for being written and read the IC bank card of user, passes through
Work with control module one, add for community convenience financial service terminal supplement with money, pay the fees,
Transfer accounts, the function of the business such as purchase.
In the alternative of the present embodiment, as it is shown in figure 1, further, module for reading and writing
Also include that the first printer 7, the first printer 7 are arranged on the housing of main control platform, use
In the bill of exchange printing IC bank card.In the present embodiment, take due to community convenience finance
Business terminal is arranged on community, it is difficult to retain electronic bill for all users, and the first printer
7 are able to record that operation that user uses IC bank card to carry out paying and provide transaction voucher.
In the alternative of the present embodiment, as it is shown in figure 1, further, module for reading and writing
Also include that magnetic stripe reader 8, magnetic stripe reader 8 are arranged on the housing of main control platform.?
In the present embodiment, owing to IC-card bank card is the most universal, remote districts people's many is also
Use bankbook, magnetic card bank card to carry out banking operation, therefore magnetic stripe reader 8 is for right
The magnetic stripe bank card of user or bankbook are written and read, by working with control module one,
Add for community convenience financial service terminal supplement with money, pay the fees, transfer accounts, the business such as purchase
Function.
In the alternative of the present embodiment, as it is shown in figure 1, further, module for reading and writing
Also include that the second printer 9, the second printer 9 are arranged on the housing of main control platform, use
In printing bankbook or the bill of exchange of magnetic stripe bank card.In the present embodiment, due to community
Convenience-for-people financial service terminal is arranged on community, it is difficult to retain electronic bill for all users, and
Second printer 9 is able to record that people use bankbook or magnetic stripe bank card to carry out the behaviour paid
Make and transaction voucher is provided.
In the alternative of the present embodiment, as it is shown in figure 1, further, community convenience
Financial service terminal also includes multimedia screen 10.Specifically, multimedia screen 10 connection processes
Device, for the advertisement of displaying Internet commodity.In the present embodiment, multimedia screen 10 is beneficial to
Trade company carries out the exploitation of products & services by banking system, promotes that user utilizes bank
Card or bankbook carry out online transaction.
It should be noted that the community convenience financial service terminal of the present embodiment, based on Android
System is developed and is used.Owing to Android system is compared with other computer operating systems,
Belong to more open platform, system upgrade, Embedded subsequent development are all had relatively
Big advantage.
It is last it is noted that various embodiments above is only in order to illustrate technology of the present utility model
Scheme, is not intended to limit；Although this utility model being carried out with reference to foregoing embodiments
Detailed description, it will be understood by those within the art that: it still can be to aforementioned
Technical scheme described in each embodiment is modified, or to the most some or all of skill
Art feature carries out equivalent；And these amendments or replacement, do not make appropriate technical solution
Essence depart from this utility model each embodiment technical scheme scope.
Claims (10)
1. a community convenience financial service terminal, it is characterised in that include main control platform and shoot with video-corder platform, described main control platform and described platform of shooting with video-corder electrically connect, and described main control platform electrically connects with banking system；
Described platform of shooting with video-corder includes camera head, scanning means and identity card identification device, for the identity information acquisition comparison of typing user；The identity information of user is interacted by described main control platform with banking system, it is possible to be quickly completed bank individual bank card, opening an account of bankbook business is handled from row.
Community convenience financial service terminal the most according to claim 1, it is characterised in that described main control platform includes processor, module for reading and writing and control module；
Described camera head, described scanning means, described identity card identification device, described module for reading and writing, described control module all electrically connect with described processor；Described processor electrically connects with banking system；
Described module for reading and writing is for reading bank card or the information of bankbook and being transported to described processor；Described control module can complete to supplement with money to described processor input bank card or the operation information of bankbook, pays the fees, transfers accounts, purchase business.
Community convenience financial service terminal the most according to claim 2, it is characterised in that described control module includes master control screen and keyboard.
Community convenience financial service terminal the most according to claim 3, it is characterised in that described master control screen is touch-sensitive display screen.
Community convenience financial service terminal the most according to claim 4, it is characterised in that described master control screen is LED display.
6. according to the community convenience financial service terminal described in any one of claim 2～5, it is characterised in that described module for reading and writing includes IC-card reader.
Community convenience financial service terminal the most according to claim 6, it is characterised in that described module for reading and writing also includes the first printer, for printing the bill of exchange of IC bank card.
8. according to the community convenience financial service terminal described in any one of claim 2～5, it is characterised in that described module for reading and writing also includes magnetic stripe reader.
Community convenience financial service terminal the most according to claim 8, it is characterised in that described module for reading and writing also includes the second printer, for printing bankbook or the bill of exchange of magnetic stripe bank card.
Community convenience financial service terminal the most according to claim 4, it is characterised in that also include multimedia screen, described multimedia screen connects described processor, for the advertisement of displaying Internet commodity.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201620124847.5U CN205722214U (en) | 2016-02-17 | 2016-02-17 | A kind of community convenience financial service terminal |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201620124847.5U CN205722214U (en) | 2016-02-17 | 2016-02-17 | A kind of community convenience financial service terminal |
Publications (1)
| Publication Number | Publication Date |
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| CN205722214U true CN205722214U (en) | 2016-11-23 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201620124847.5U Expired - Fee Related CN205722214U (en) | 2016-02-17 | 2016-02-17 | A kind of community convenience financial service terminal |
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Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107134079A (en) * | 2017-04-25 | 2017-09-05 | 中国工商银行股份有限公司 | A kind of self-help charging devices, systems, and methods |
| CN107798601A (en) * | 2017-12-08 | 2018-03-13 | 四川安亮科技有限公司 | A kind of financial information inquiry terminating machine |
| CN108171598A (en) * | 2017-12-27 | 2018-06-15 | 青岛农村商业银行股份有限公司 | A kind of small micro- financial services system in the Internet community |
-
2016
- 2016-02-17 CN CN201620124847.5U patent/CN205722214U/en not_active Expired - Fee Related
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107134079A (en) * | 2017-04-25 | 2017-09-05 | 中国工商银行股份有限公司 | A kind of self-help charging devices, systems, and methods |
| CN107798601A (en) * | 2017-12-08 | 2018-03-13 | 四川安亮科技有限公司 | A kind of financial information inquiry terminating machine |
| CN108171598A (en) * | 2017-12-27 | 2018-06-15 | 青岛农村商业银行股份有限公司 | A kind of small micro- financial services system in the Internet community |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| CF01 | Termination of patent right due to non-payment of annual fee | ||
| CF01 | Termination of patent right due to non-payment of annual fee |
Granted publication date: 20161123 Termination date: 20210217 |