CN204731896U - A kind of safety of payment module designed based on financial PCI - Google Patents
A kind of safety of payment module designed based on financial PCI Download PDFInfo
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- CN204731896U CN204731896U CN201520346749.1U CN201520346749U CN204731896U CN 204731896 U CN204731896 U CN 204731896U CN 201520346749 U CN201520346749 U CN 201520346749U CN 204731896 U CN204731896 U CN 204731896U
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Abstract
The utility model relates to a kind of safety of payment module designed based on financial PCI, it is characterized in that: comprise core board, core board is at least integrated with safe processor, code keypad sweep trace interface, card reader interface and external communication interface, code keypad sweep trace interface, card reader interface and external communication interface are all connected with safe processor, and code keypad sweep trace interface, card reader interface and external communication interface are formed with the pin of stamp plaster mode in the one side of core board.The utility model realizes the connection universal with different model intelligent terminal mainboard, and ensure that the compatibility to paying application by mails, drops into, achieve the function diversification of product with lower hardware cost.This modularity product design, compensate for industry product vacancy.
Description
Technical field
The utility model relates to a kind of according to financial PCI safety standard design, be applicable to the high integrated security module of all kinds of financial payment terminal, particularly relate to the safe handling field needing to process multiple type of card (magnetic stripe card, IC-card, non-contact card), the input of password and encryption, transaction data.
Background technology
Electronic Finance payment terminal is again POS (Point of sale) terminal, refer to and can accept magnetic stripe card/IC card information, there is communication function, and accept the instruction of teller and the equipment (China UnionPay Co., Ltd company standard Q/CUP007-2006) completing financial transaction information and exchange for information about.From the nineties pay POS terminal from external introduce China since, the change of embedded 32 ARM platforms that the hardware of POS terminal experienced by 8 single-chip microcomputer machines---16 machines---, but study carefully its form of expression, in fact always without larger change.According to statistics, the market clusters of a POS terminal can up to more than 5 years, and this is as good as in the robot calculator industry of high development is a special case, and in the middle of this, maximum reason may ascribe the singularity of payment technical field for safety requirements to certainly.
PCI Valuation Standard, full name Payment Card Industry certification, release is combined by five international credit card tissues such as VISA, American Express Co., discovery financial service subsidiary, JCB and Master international organizations, strictly careful detection is carried out from six aspects such as equipment safety management, the preflood equipment safety management of initial key of the physical security of financial machine and tool, logical security, online security, security off-line, production period, guaranteeing payment the device security of card, is the current whole world the strictest, highest-ranking financial machine and tool safety certification standard.
Along with various intelligent terminal is introduced to the market successively, numerous industry faces " change ".Third-party payment and internet, applications also with the development of intelligent terminal at rapid fusion, the E-Payment system of China is just entering a quick rising passway.Current, there is the huge market demand to intelligentized E-Payment POS terminal in logistics, ecommerce, insurance, direct selling, numerous industry such as wholesale.
Traditional POS terminal is when carrying out paying under line, POS terminal is by reading card (magnetic stripe, IC or the RFID) information of holder, password is inputted by holder after input payment, POS terminal and merchant bank's communication, transaction slip is printed after confirming Transaction Success, signed on transaction slip by holder again, thus complete a bank card payment transaction.
Because POS terminal is as the special electronic information equipment in financial payment, there is strict safety requirements, security stipulation and encryption measures.In product physical security, need by technology application such as tight industrial design, structural design, electronic switch, data oneself destructions, can the bank card information that stores of auto-destruct when ensureing that POS terminal hardware meets with illegal dismounting, avoid transaction data to leak; At Product Logic secure context, require that manufacturer avoids illegal software to implant by algorithm for encryption and multi-level key code system and uploads, thus realize software security, data security, transaction security.
Under this use situation, the design of existing POS terminal substantially all presents with independently product form, and common classification is as desk-type integrated computer, mobile handset, embedded card reader etc., and this Terminal Type mostly can only realize basic payment application.
Because the function singleness of POS terminal, core system treatment effeciency are not high, only can process single payment function, make the degrees of fusion of payment system and operation system always not high, can not realize as docked with operation system (as catering system, retail trade system, logistics system etc.), therefore, existing POS terminal has been out of step with the times development.
Summary of the invention
The technical problems to be solved in the utility model is: the diversification realizing POS terminal, and shortens the R&D cycle of POS terminal.
In order to solve the problems of the technologies described above, the technical solution of the utility model there is provided a kind of safety of payment module designed based on financial PCI, it is characterized in that: comprise core board, core board is at least integrated with safe processor, code keypad sweep trace interface, card reader interface and external communication interface, code keypad sweep trace interface, card reader interface and external communication interface are all connected with safe processor, and code keypad sweep trace interface, card reader interface and external communication interface are formed with the pin of stamp plaster mode in the one side of core board.
Preferably, described card reader interface comprises Contact Type Ic Card card reader interface, card reader for magnetic strip cards interface and non-contact card reader interface.
The beneficial effects of the utility model are: the utility model considers more emphatically the safety problem of card process, Password Input and transmission, each link of electronic data transfer, encrypts by hardware encipher and software algorithm the security that the mode combined guarantees electric payment transaction.Because card process most crucial for financial payment terminal and Password Input encryption part are carried out highly integrated by the utility model, and provide complete financial terminal transaction security design guidance and application system, utilize the utility model to greatly simplifie the cycle of exploitation POS terminal.The high integrated modularity design of the utility model, also can realize the connection universal with different model intelligent terminal mainboard, and ensure that the compatibility to paying application by mails.Utilize this utility model, make use of the hardware resource that intelligent terminal has possessed very fully, as large scale touch display screen, digital camera head, GPS etc., save hardware terminal cost payout.In addition, intelligent terminal core processor at a high speed can adapt to the intelligent use system of multitask, can drop into, achieve the function diversification of product with lower hardware cost.This modularity product design, compensate for industry product vacancy.
Accompanying drawing explanation
The structural representation of a kind of safety of payment module designed based on financial PCI that Fig. 1 provides for the utility model.
Embodiment
For making the utility model become apparent, hereby with preferred embodiment, and accompanying drawing is coordinated to be described in detail below.
As shown in Figure 1, the utility model provides a kind of safety of payment module designed based on financial PCI, comprise core board 1, core board 1 is at least integrated with safe processor 2, code keypad sweep trace interface 3, Contact Type Ic Card card reader interface 4, card reader for magnetic strip cards interface 5, non-contact card reader interface 6 and external communication interface 7.Code keypad sweep trace interface 3, Contact Type Ic Card card reader interface 4, card reader for magnetic strip cards interface 5, non-contact card reader interface 6 and external communication interface 7 are all connected with safe processor 2, and code keypad sweep trace interface 3, Contact Type Ic Card card reader interface 4, card reader for magnetic strip cards interface 5, non-contact card reader interface 6 externally communication interface 7 are formed with the pin of stamp plaster mode in the one side of core board 1.
The utility model is by carrying out Integrated design by card process most crucial for financial payment terminal and Password Input and encryption section, form the pin of stamp plaster mode, developer only needs to utilize this module and according to specification document, design surface structure just can be rapidly formed a POS terminal.Equally, in today of intelligent terminal high speed development, design by this module and intelligent terminal mainboard are carried out docking, just can form a intelligent POS terminal possessing multiple utility function.On application safety, the utility model can read the numerical information on magnetic stripe card, IC-card, non-contact card fast, and accept the encrypted message of holder's input, hardware encipher mode is adopted to be encrypted these information, then paying industry standard logarithmic according to packing according to Electronic Finance, sending intelligent terminal mainboard after process to, the communication function of combined with intelligent terminal and application system, carry out data interaction with background server, thus complete the process of E-Payment.
Claims (2)
1. the safety of payment module designed based on financial PCI, it is characterized in that: comprise core board (1), core board (1) is at least integrated with safe processor (2), code keypad sweep trace interface (3), card reader interface and externally communication interface (7), code keypad sweep trace interface (3), card reader interface and externally communication interface (7) are all connected with safe processor (2), code keypad sweep trace interface (3), card reader interface and externally communication interface (7) are formed with the pin of stamp plaster mode in the one side of core board (1).
2. a kind of safety of payment module designed based on financial PCI as claimed in claim 1, is characterized in that: described card reader interface comprises Contact Type Ic Card card reader interface (4), card reader for magnetic strip cards interface (5) and non-contact card reader interface (6).
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201520346749.1U CN204731896U (en) | 2015-05-26 | 2015-05-26 | A kind of safety of payment module designed based on financial PCI |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201520346749.1U CN204731896U (en) | 2015-05-26 | 2015-05-26 | A kind of safety of payment module designed based on financial PCI |
Publications (1)
| Publication Number | Publication Date |
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| CN204731896U true CN204731896U (en) | 2015-10-28 |
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| CN201520346749.1U Active CN204731896U (en) | 2015-05-26 | 2015-05-26 | A kind of safety of payment module designed based on financial PCI |
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| Country | Link |
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| CN (1) | CN204731896U (en) |
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2015
- 2015-05-26 CN CN201520346749.1U patent/CN204731896U/en active Active
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