CN204667463U - A kind of payment system based on Quick Response Code - Google Patents
A kind of payment system based on Quick Response Code Download PDFInfo
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- CN204667463U CN204667463U CN201520437193.7U CN201520437193U CN204667463U CN 204667463 U CN204667463 U CN 204667463U CN 201520437193 U CN201520437193 U CN 201520437193U CN 204667463 U CN204667463 U CN 204667463U
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Abstract
The utility model discloses a kind of payment system based on Quick Response Code, comprise bank server end, charge client and client with charge end, charge client and the wireless connections of bank server end, client with charge end and the wireless connections of bank server end, the scanner that charge client comprises display and is connected with display, client with charge end comprises display part and scanner section.The utility model, by the payment Quick Response Code on scanner section type scanner, completes money transfer transactions, quick and easy, user is not needed to input too many information, only need consumer to sweep with mobile phone to sweep, improve the consumption experience degree of consumer, also save businessman's chargeable time simultaneously.
Description
Technical field
The utility model relates to electronic fare payment system, particularly a kind of payment system based on Quick Response Code.
Background technology
At present due to the emergence of internet finance, mobile Internet is paid by mails has become inalienable part in people's life, and client is more and more higher to the requirement paid by mails, traditional means of payment have seemed that some is weak, although existing E-Payment brings good experience compared to traditional means of payment to ordinary consumer, but simultaneously because its complicated operation needs consumer and trade company to spend the more time to check bulk information, bring great puzzlement also to consumer and trade company, thus need badly one conveniently payment system solve the problems referred to above.
Summary of the invention
Fundamental purpose of the present utility model solves the existing problem paying the complicated operation existed by mails, improves the payment Experience Degree of consumer.For achieving the above object, the utility model provides a kind of payment system based on Quick Response Code, comprising:
Bank server end, charge client and client with charge end; Bank server end comprises processor, respectively with charge client and the wireless connections of client with charge end, for sending gathering Quick Response Code, to client with charge end Sending Payments Quick Response Code to charge client; The scanner that charge client comprises display and is connected with display, display is for showing described gathering Quick Response Code, and described gathering Quick Response Code comprises the charging account of charge client; The scanner section that client with charge end comprises display part and is connected with display part, display part is for showing described payment Quick Response Code; The scanner of charge client is for scanning the payment Quick Response Code of the display part display of client with charge end, and send to the processor of bank server end, the scanner section of client with charge end is for scanning the gathering Quick Response Code of the display display of charge client, obtain charging account, and send to the processor of bank server end; The processor of bank server end is for proofreading the payment Quick Response Code and gathering Quick Response Code that receive, rear paying client to be withholdd check and correction is qualified, and send payment information to client with charge end, when client of charging receives payment information, bank server end is by described charge client of transferring accounts of withholing.
Preferably, the display part of client with charge end is also for showing described payment information.
Preferably, described payment system also comprises: the monitoring portion be connected with bank server end, repeats delivery operation and/or strange land delivery operation N time for monitoring in the preset time T after transferring accounts 1 whether to have.
Preferably, bank server end also comprises test section, and after scanning described payment Quick Response Code at client with charge end, whether the charging account detected in described payment Quick Response Code is consistent with the charging account of charge client.
Preferably, bank server end also comprises Quick Response Code generating unit, and when client of charging connects bank server end for the first time, test section detects the qualification of charge client, and Quick Response Code generating unit generates the gathering Quick Response Code corresponding with the charging account of charge client.
Preferably, bank server end also comprises trading channel and to prescribe a time limit close portion, if do not complete transfer of payment in preset time T 2, trading channel close portion of prescribing a time limit then closes the transaction of bank server end.
Payment system based on Quick Response Code of the present utility model, comprise bank server end, charge client and client with charge end, charge client and the wireless connections of bank server end, client with charge end and the wireless connections of bank server end, the scanner that charge client comprises display and is connected with display, client with charge end comprises display part and scanner section.By the payment Quick Response Code on scanner section type scanner, complete money transfer transactions, quick and easy, do not need user to input too many information, only need consumer to sweep with mobile phone and sweep, improve the consumption experience degree of consumer, also save businessman's chargeable time simultaneously.
Accompanying drawing explanation
Fig. 1 is the structural drawing of the utility model based on payment system one embodiment of Quick Response Code;
Fig. 2 is the structural drawing of the utility model based on another embodiment of payment system of Quick Response Code.
embodiment:
The realization of the utility model object, functional characteristics and advantage will in conjunction with the embodiments, are described further with reference to accompanying drawing.
As shown in Figure 1, the payment system based on Quick Response Code of the present utility model comprises bank server end 10, charge client 20 and client with charge end 30;
Wherein, charge client 20 is connected with bank server end 10, client with charge end 30 is connected with bank server end 20, and concrete can realize connecting by wireless network.
Wherein, one side of the charges such as place that charge client can be supermarket, charges for water and electricity administrative office, hospital pay dues, charge client 20 is generally the electronic equipments such as computer, mobile phone, PAD, POS, and for convenience of description, client of charging in the present embodiment 20 adopts computer to describe;
Client with charge is the side that common consumer or purchase article need defrayment, and client with charge end 30 is generally the mobile portable such as mobile phone, PAD electronic equipment, and for convenience of description, in the present embodiment, client with charge end 30 adopts mobile phone to describe.
Bank server end 10 comprises processor 11, the scanner 22 that charge client 20 comprises display 21 and is connected with display 21, and client with charge end 30 comprises display part 31 and scanner section 32;
After consumer one side and charge person one side have confirmed Transaction Information, bank server end 10 can send to charge client 10 client 20 of charging that comprises associated with Transaction Information by network and to charge the payment Quick Response Code of account, the display 21 of charge client 10 shows described payment Quick Response Code, and the scanner section 31 of client with charge end 30 scans the toll account number that described payment Quick Response Code obtains payment collector;
After client with charge end 30 scans described payment Quick Response Code, bank server end 10 sends Quick Response Code respectively to charge client 20 and client with charge end 30, concrete, gathering Quick Response Code is sent to charge client 20, to client with charge end 30 Sending Payments Quick Response Code, described display 21 shows gathering Quick Response Code, and described display part 31 shows payment Quick Response Code;
The scanner 22 payment Quick Response Code scanned on client with charge end 30 display part 31 of charge client 20 sends to the processor 11 of bank server end 10, the scanner section 31 gathering Quick Response Code scanned on charge client 20 display 21 of client with charge end 30 sends to the processor 11 of bank server end 10, processor 11 proofreads the payment Quick Response Code and gathering Quick Response Code that receive, and after check and correction is qualified, completes according to charging account and transfer accounts.
Further, for the ease of consumer and businessman's check and correction consumption information, the display part 31 of client with charge end 30 shows bank server end 10 and send to client with charge end 30 authorization information of transferring accounts after having transferred accounts, and is convenient to consumer and reads and examine consumption information, improve the security of consumption.
As Fig. 2, when consumer adopts small amount consumption fast to pay, client with charge end 30 also comprises input part 33, proofreads by rear at bank server end 10, client with charge end 30 fills in dealing money by input part 33, and bank server end 10 realizes transferring accounts according to charging account and dealing money.In person write dealing money by consumer, improve the security of consumption.Preferably, can arrange the upper limit to dealing money, and dealing money must be less than preset cost, if preset cost can be 100 yuan or 200 yuan etc., concrete number can be determined according to actual conditions.
As shown in Figure 2, in order to improve the security of consumption, this system also comprises monitoring portion 40, and monitoring portion 40 is connected with bank server end 10, and concrete can pass through wireless connections.Whether monitoring portion 40 monitors in the preset time T after transferring accounts 1 to have and repeats operation of transferring accounts for N time, or in preset time T 1, there is strange land to transfer accounts operation, if had, then this system can be identified as suspicious transaction, Frozen Account at once, described preset time T 1 can design according to actual conditions, such as, be 10 minutes or 30 minutes, described N is positive integer, and concrete numerical value can set according to actual conditions.
As shown in Figure 2, bank server end 10 also comprises test section 12, test section 12 is for after scanning described payment Quick Response Code at client with charge end 30, whether the accounts information detected in described payment Quick Response Code is consistent with charge client 20 accounts information, concrete, detect the identity information and gathering qualification that pay account in Quick Response Code, after guaranteeing to strive brave information authenticity, bank server end 10 sends gathering Quick Response Code, to client with charge end 30 Sending Payments Quick Response Code respectively to charge client 20.Improve the security of transaction.
As shown in Figure 2, bank server end 10 also comprises Quick Response Code generating unit 13, when client 20 of charging uses for the first time, the qualification that the test section 12 of bank server end 10 detects client 20 of charging is qualified, and Quick Response Code generating unit 12 generates the payment Quick Response Code corresponding with charge client 20 account.
As shown in Figure 2, bank server end 10 also comprises trading channel and to prescribe a time limit close portion 14, transfers accounts for not completing in preset time T 2, closes this transaction of bank server end 10, described preset time T 2 can design according to actual conditions, such as, be 20 minutes or 30 minutes.
The payment system based on Quick Response Code in the utility model, by planar bar code technology and existing E-Payment combine with technique, is transferred accounts for consumer and businessman provide transaction payment efficiently, be can be used for the industry such as retail and wholesale industry, public transport, urban service.
The foregoing is only preferred embodiment of the present utility model; not thereby the scope of the claims of the present utility model is limited; every utilize the utility model instructions and accompanying drawing content to do equivalent structure or equivalent flow process conversion; or be directly or indirectly used in other relevant technical fields, be all in like manner included in scope of patent protection of the present utility model.
Claims (6)
1. based on a payment system for Quick Response Code, it is characterized in that: comprise bank server end, charge client and client with charge end; Bank server end comprises processor, respectively with charge client and the wireless connections of client with charge end, for sending gathering Quick Response Code, to client with charge end Sending Payments Quick Response Code to charge client; The scanner that charge client comprises display and is connected with display, display is for showing described gathering Quick Response Code, and described gathering Quick Response Code comprises the charging account of charge client; The scanner section that client with charge end comprises display part and is connected with display part, display part is for showing described payment Quick Response Code; The scanner of charge client is for scanning the payment Quick Response Code of the display part display of client with charge end, and send to the processor of bank server end, the scanner section of client with charge end is for scanning the gathering Quick Response Code of the display display of charge client, obtain charging account, and send to the processor of bank server end; The processor of bank server end is for proofreading the payment Quick Response Code and gathering Quick Response Code that receive, rear paying client to be withholdd check and correction is qualified, and send payment information to client with charge end, when client of charging receives payment information, bank server end is by described charge client of transferring accounts of withholing.
2. the payment system based on Quick Response Code according to claim 1, is characterized in that, the display part of client with charge end is also for showing described payment information.
3. the payment system based on Quick Response Code according to claim 1, is characterized in that, also comprise: the monitoring portion be connected with bank server end, repeats delivery operation and/or strange land delivery operation N time for monitoring in the preset time T after transferring accounts 1 whether to have.
4. the payment system based on Quick Response Code according to claim 1, it is characterized in that, bank server end also comprises test section, and after scanning described payment Quick Response Code at client with charge end, whether the charging account detected in described payment Quick Response Code is consistent with the charging account of charge client.
5. the payment system based on Quick Response Code according to claim 4, it is characterized in that, bank server end also comprises Quick Response Code generating unit, when client of charging connects bank server end for the first time, test section detects the qualification of charge client, and Quick Response Code generating unit generates the gathering Quick Response Code corresponding with the charging account of charge client.
6. the payment system based on Quick Response Code according to claim 1, it is characterized in that, bank server end also comprises trading channel and to prescribe a time limit close portion, if do not complete transfer of payment in preset time T 2, trading channel close portion of prescribing a time limit then closes the transaction of bank server end.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201520437193.7U CN204667463U (en) | 2015-06-24 | 2015-06-24 | A kind of payment system based on Quick Response Code |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201520437193.7U CN204667463U (en) | 2015-06-24 | 2015-06-24 | A kind of payment system based on Quick Response Code |
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| CN204667463U true CN204667463U (en) | 2015-09-23 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201520437193.7U Expired - Fee Related CN204667463U (en) | 2015-06-24 | 2015-06-24 | A kind of payment system based on Quick Response Code |
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Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105512869A (en) * | 2015-11-26 | 2016-04-20 | 中国建设银行股份有限公司 | Repeated payment-prevention payment system, method and E-commerce system |
| CN107067240A (en) * | 2016-12-12 | 2017-08-18 | 阿里巴巴集团控股有限公司 | Resource allocation method and device and electric paying method |
| CN109299935A (en) * | 2018-08-20 | 2019-02-01 | 武汉百荣同辉网络科技有限公司 | A kind of method of payment and system based on mobile payment platform |
| CN109409859A (en) * | 2018-09-27 | 2019-03-01 | 长威信息科技发展股份有限公司 | A kind of offline payment method and system based on safe tracing code or transaction code |
| CN111445224A (en) * | 2020-04-21 | 2020-07-24 | 江苏昆交物流股份有限公司 | Intelligent payment system |
-
2015
- 2015-06-24 CN CN201520437193.7U patent/CN204667463U/en not_active Expired - Fee Related
Cited By (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105512869A (en) * | 2015-11-26 | 2016-04-20 | 中国建设银行股份有限公司 | Repeated payment-prevention payment system, method and E-commerce system |
| CN107067240A (en) * | 2016-12-12 | 2017-08-18 | 阿里巴巴集团控股有限公司 | Resource allocation method and device and electric paying method |
| WO2018107990A1 (en) * | 2016-12-12 | 2018-06-21 | 阿里巴巴集团控股有限公司 | Resource allocation method and device, and electronic payment method |
| CN107067240B (en) * | 2016-12-12 | 2020-09-08 | 创新先进技术有限公司 | Resource allocation method and device and electronic payment method |
| US11222327B2 (en) | 2016-12-12 | 2022-01-11 | Advanced New Technologies Co., Ltd. | Resource allocation method and device, and electronic payment method |
| US11734667B2 (en) | 2016-12-12 | 2023-08-22 | Advanced New Technologies Co., Ltd. | Resource allocation method and device, and electronic payment method |
| CN109299935A (en) * | 2018-08-20 | 2019-02-01 | 武汉百荣同辉网络科技有限公司 | A kind of method of payment and system based on mobile payment platform |
| CN109409859A (en) * | 2018-09-27 | 2019-03-01 | 长威信息科技发展股份有限公司 | A kind of offline payment method and system based on safe tracing code or transaction code |
| CN111445224A (en) * | 2020-04-21 | 2020-07-24 | 江苏昆交物流股份有限公司 | Intelligent payment system |
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| C14 | Grant of patent or utility model | ||
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| CF01 | Termination of patent right due to non-payment of annual fee | ||
| CF01 | Termination of patent right due to non-payment of annual fee |
Granted publication date: 20150923 Termination date: 20160624 |