Utility model content
In order to overcome above-mentioned defect, the utility model aims to provide the one payment terminal easily of concluding the business.
According to one side of the present utility model, a kind of multifunctional payment terminal is provided, comprise payment terminal body, Password Input terminal and receiving circuit, described payment terminal body comprises at least one in radiofrequency signal reader, contact card reader and the bar-code reader being arranged on described payment terminal body, described Password Input terminal is connected with described payment terminal body, described receiving circuit is connected with described payment terminal body or Password Input terminal, and described receiving circuit comprises optical receiving circuit or sound wave receiving circuit.
In one example, described receiving circuit is connected with described payment terminal body or Password Input terminal by data line; Or described receiving circuit is integrated in described payment terminal body or Password Input terminal; Or described receiving circuit comprises the splicing ear that is arranged at one end, be plugged in the data-interface of described payment terminal body or Password Input terminal by splicing ear; Or described payment terminal also comprises the first radio receiving transmitting module that is connected in described receiving circuit, described payment terminal body or Password Input terminal comprise the second radio receiving transmitting module, between described receiving circuit and described payment terminal body or Password Input terminal by described the first radio receiving transmitting module and the second radio receiving transmitting module wireless connections.
In one example, described receiving circuit is integrated in described payment terminal body or Password Input terminal, and described receiving circuit comprises acceptance division, and described acceptance division is placed in outside the housing of described payment terminal body or Password Input terminal.
In one example, described payment terminal body or Password Input terminal are outside equipped with data-interface, described optical receiving circuit comprises the photoelectric conversion part being connected with splicing ear, and described splicing ear is plugged in described data-interface so that photoelectric conversion part is electrically connected on described payment terminal body or Password Input terminal.
In one example, the housing of described payment terminal body or Password Input terminal is outside equipped with data-interface, described sound wave receiving circuit comprises the acoustic-electric converter section being connected with splicing ear, and described splicing ear is plugged in described data-interface so that acoustic-electric converter section is electrically connected on described terminal body or Password Input terminal.
In one example, described data-interface is differential signal FPDP, audio signal data interface or serial port connector.
In one example, described radiofrequency signal reader comprises at least one in non-contact IC card reader, RFID reader and NFC reader, and described bar-code reader comprises at least one in one-dimensional barcode reader and two-dimensional bar code reader.
In one example, described radiofrequency signal reader comprises non-contact IC card reader, and described contact card reader comprises at least one in magnetic stripe card reader and Contact Type Ic Card reader.
In one example, described multifunctional payment terminal also comprises wireless signal transmission parts, is arranged in described payment terminal body or Password Input terminal.
In one example, described wireless signal transmission parts comprise at least one in light emitting members, acoustic emission parts, infrared emission parts, bluetooth module and wifi module.
In one example, described Password Input terminal and the described payment terminal body structure that forms as one, or described Password Input terminal is separated from each other with described payment terminal body and passes through data line or wireless mode is connected.
In one example, described optical receiving circuit comprises at least one in photodiode, phototriode, photoresistance and photomultiplier.
In one example, this Password Input terminal comprise keyboard, button, touch-screen, sign board, fingerprint recording device, iris recording device or and voice recording device at least one.
According on the other hand of the present utility model, a kind of multifunctional payment terminal is provided, comprise payment terminal body, Password Input terminal and receiving circuit, described payment terminal body comprises at least one in radiofrequency signal reader, contact card reader and the bar-code reader being arranged on described payment terminal body, described receiving circuit is connected with described payment terminal body, and described receiving circuit comprises optical receiving circuit or sound wave receiving circuit.
In the time using multifunctional payment terminal of the present utility model, can adopt the receiving-member of receiving circuit as Send only Account information, consumer is without carrying bank card or consumer, only need consumer to use electronic apparatus, because the thing that electronic apparatus is carried for consumer, can not bring extra burden to consumer, very easy to use.
Embodiment
Below in conjunction with the drawings and specific embodiments, the utility model is described in detail.Note, the aspects of describing below in conjunction with the drawings and specific embodiments is only exemplary, and should not be understood to protection domain of the present utility model to carry out any restriction.
As illustrated in fig. 1 and 2, be the schematic diagram of the utility model multifunctional payment terminal 100 on the one hand.Multifunctional payment terminal 100 comprises payment terminal body 10, supporting seat 12 and receiving circuit 16.Supporting seat 12 is connected in payment terminal body 10, in order to support payment terminal body 10.Receiving circuit 16 is connected in payment terminal body 10.
In present embodiment, payment terminal body 10 is rectangular-shaped, has relative surface 101 and bottom surface 102, and the first side 103, the second side 104, the 3rd side 105 and the 4th side 106 that are connected successively of connecting surface 101 and bottom surface 102.The first side 103 and the 3rd side 105 are oppositely arranged, and the second side 104 and the 4th side 106 are oppositely arranged.Surface 101 arranges display screen 14.Display screen 14 is for display of commodity information, cost information and transaction process situation etc.Surface 101 is provided with non-contact IC reader 109, keyboard 110 and data-interface 111 near the position of display screen 14.Non-contact IC reader 109 is for the information of reading non-contact type IC card; In present embodiment, keyboard 110 comprises 10 numeric keys/letter key and three function keys (cancel, eliminate, confirm), input consumption total price, and consumer inputs password for cashier.Data-interface 111 is for being electrically connected receiving circuit 16.The first side 103 of payment terminal body 10 is also provided with magnetic stripe card reader 112, for reading the magnetic strip information of magnetic stripe card.The 3rd side 105 of payment terminal body 10 is also provided with Contact Type Ic Card reader (not shown), for the IC-card draw-in groove of the Contact Type Ic Card of pegging graft, to read the information of Contact Type Ic Card.
Payment terminal body 10 can further comprise the receipt printer (not shown) that is arranged at payment terminal body 10 inside, and the ticket outlet 113 of receipt printer is exposed to surface 101, and receipt printer is used for printing bank's receipt.
In present embodiment, the position of display screen 14, non-contact IC reader 109, keyboard 110, data-interface 111, magnetic stripe card reader 112, Contact Type Ic Card reader and receipt printer also can appropriately adjust according to actual needs, is not limited with present embodiment.Be understandable that, it is a kind of for paying the Payment Card reader of cost that non-contact IC reader 109, magnetic stripe card reader 112 and Contact Type Ic Card reader respectively belong to.
Receiving circuit 16 can comprise optical receiving circuit or sound wave receiving circuit.Described optical receiving circuit is infrared light receiving circuit, visible ray receiving circuit or ultraviolet light receiving circuit, as at least one in photodiode, phototriode, photoresistance and photomultiplier etc.; Described sound wave receiving circuit is ultrasound wave receiving circuit, can listens ripple receiving circuit or ultrasound wave receiving circuit.In present embodiment, receiving circuit 16 is visible ray receiving circuit, the optical information splicing ear 162 that comprises light receiver 161 and be connected with light receiver 161 one end, and optical information splicing ear 162 is plugged in data-interface 111.The light signal that has comprised payment account information that receiving circuit 16 sends for the luminescence unit of the electronic apparatus such as mobile phone, panel computer that receives consumer and carry, the light signal that receiving circuit 16 receives transfers to panel computer 14 by the connection line of payment terminal body 10 inside.Optical information splicing ear 162 can be differential signal connectors, as USB, connector that also can other form, as the audio frequency splicing ear of the 3.5mm of transmission of analogue signal, or serial port connector etc., data-interface 111 is the interface matching with splicing ear 162; The luminescence unit of electronic apparatus can be flashlamp, as LED lamp.Described payment account can be used for for consumer's Bank Account Number or other account information of payment.Be understandable that, in the time that receiving circuit 16 is sound wave receiving circuit, what consumer's electronic apparatus sent is acoustic signals.
In use, consumer can receive by receiving circuit 16 signal of the payment account information that has comprised consumer, and described signal is transferred to payment terminal body 10 by data splicing ear and data connecting interface 143, payment terminal body 10 is sent to the POS of Unionpay center by cable network or wireless network by payment information, payment information is further sent to corresponding bank network by the POS of Unionpay center, bank confirm payment account and withhold after the information of withholing finally feed back to payment terminal body 10, payment terminal body 10 generates bank's receipt information of successful payment according to feedback information, and print bank's receipt by receipt printer.
As shown in Figure 3, in other embodiment, receiving circuit 16a can also be formed as the organic component of payment terminal body 10a, in present embodiment, the acceptance division of receiving circuit 16a is placed in outside payment terminal body 10a, is placed in outside surperficial 101a, but not as plug connector.
Be understandable that, Password Input terminal can be also the structure being separated with payment terminal body, Password Input terminal can facilitate consumer's use like this, Password Input terminal is connected in payment terminal body by data line, or in Password Input terminal and payment terminal body, all have radio receiving transmitting module, Password Input terminal and payment terminal body are realized interconnection by radio receiving transmitting module.Now, receiving circuit can be arranged in Password Input terminal, and set-up mode can be identical with the set-up mode of Password Input terminal in above-mentioned embodiment and payment terminal body.Be appreciated that equally Password Input terminal also can for keyboard, touch-screen, sign board, fingerprint recording device, iris recording device or and voice recording device at least one.
The mode that receiving circuit can also connect by data line is connected with payment terminal body or Password Input terminal.Certainly, the multifunctional payment terminal of the present embodiment can also comprise wireless signal transmission parts (not shown), be arranged in described payment terminal body or Password Input terminal, described wireless signal transmission parts are light emitting members, acoustic emission parts, infrared emission parts, bluetooth module or wifi module.Described wireless signal transmission parts are the electronic apparatus to consumer for wireless signal emission, thereby realizes two-way communication.
In embodiments of the present invention, described multifunctional payment terminal has comprised the non-contact IC reader 109 in radiofrequency signal reader, and magnetic stripe card reader and Contact Type Ic Card in contact card reader read device, is understandable that.The radiofrequency signal reader of described multifunctional payment terminal can also comprise other embodiment, as RFID reader or NFC reader; Contact card reader also can comprise other embodiment, is not limited with the present embodiment; Certainly, multifunctional payment terminal also can comprise reader for two-dimension code.
Multifunctional payment terminal of the present utility model both can be applied to financial transaction field, as the situation of consumption that the account of bank and other financial mechanism is withholdd.Also can be applied to non financial transaction field, as the consumption etc. of withholing of the account of advances to market or supermarket or VIP account etc.
Multifunctional payment terminal of the present utility model also can omit Password Input terminal, dodges while paying function account or prepayment account and can not input password, so also without Password Input terminal as utilized.
In the time using the multifunctional payment terminal 100 of the present embodiment, can adopt receiving circuit 16 or the 16a receiving-member as Send only Account information, consumer is without carrying bank card or consumer, only need consumer to use electronic apparatus, because the thing that electronic apparatus is carried for consumer, can not bring extra burden to consumer, very easy to use.In addition, the multifunctional payment terminal 100 of the present embodiment is also integrated non-contact IC reader 109, magnetic stripe card reader 112 and Contact Type Ic Card reader, makes payment terminal 100 ranges of application more extensive.
Description before providing is in order to make any technician in this area all can put into practice various aspects described herein.But answer described understanding, protection domain of the present utility model should be as the criterion with claims, and should not be defined to concrete structure and the assembly of above explained orally embodiment.Those skilled in the art, in spirit and scope of the present utility model, can carry out various variations and amendment to each embodiment, within these variations and amendment also drop on protection domain of the present utility model.