A kind of payment mechanism
Technical field
The utility model relates to electronic cash register POS machine technology field, is specifically related to a kind of payment mechanism.
Background technology
Day by day universal along with bank card, people start to adopt in a large number bank card to carry out bankcard consumption, after trade company's place's consumption, by carrying out consumption and payment at POS terminal brush card, carry out consumption and payment and needn't carry a large amount of cashes as in the past.
Current POS terminal is to read the holder's magnetic strip information on bank card by card reader, input dealing money by POS operating personnel, holder inputs personally identifiable information's (being password), POS crosses Unionpay center these information exchanges, Shang Song issuing bank system, complete on-line transaction, provide the information of success or not, and print corresponding bill.
On the one hand, current POS terminal brush mode card has been popular familiar, there is no attractive force and feeling of freshness; This pattern of swiping the card of being familiar with by masses is also utilized by lawless person gradually on the other hand, and risk is more and more higher.Therefore being badly in need of a kind of new pattern of swiping the card experiences with the shopping that improves consumer.
Summary of the invention
The utility model, in order to solve the problems of the technologies described above, provides a kind of novel payment mechanism, and concrete technical scheme is as follows:
A kind of payment mechanism, comprising: POS terminal; Receiving circuit and POS terminal are integrated in one; Or receiving circuit comprises splicing ear, be plugged in the data-interface of POS terminal by splicing ear; Or receiving circuit is connected with POS terminal by data line; Or receiving circuit also comprises wireless communication module, receiving circuit is connected with POS terminal wireless by wireless communication module; Wherein receiving circuit comprises optical receiving circuit or sound wave receiving circuit.
The utility model passes through to increase receiving circuit, thereby a kind of novel a kind of payment mechanism is provided.
Brief description of the drawings
Fig. 1 is the structural representation of payment terminal in a kind of embodiment of the utility model;
Fig. 2 is the structural representation of payment terminal in the another kind of embodiment of the utility model.
Embodiment
The utility model provides a kind of payment mechanism, comprises POS terminal, and receiving circuit and POS terminal are integrated in one; Or receiving circuit comprises splicing ear, be plugged in the data-interface of POS terminal by splicing ear; Or receiving circuit is connected with POS terminal by data line; Or receiving circuit also comprises wireless communication module, receiving circuit is connected with POS terminal wireless by wireless communication module.Wherein receiving circuit comprises optical receiving circuit or sound wave receiving circuit.
Payment mechanism of the present utility model can also comprise Password Input terminal, and Password Input terminal is connected with POS terminal.Password Input terminal is used for input authentication information, in some cases not necessarily, and for example quick scene paying.
Password Input terminal wherein makes consumer's input authentication information, and for example password can be connected with POS terminal by data line, or also comprises that wireless communication module is connected with POS wirelessly, is convenient to consumer and uses.In the time that Password Input terminal and POS terminal are wireless connections, in Password Input terminal, have corresponding wireless communication module, for example, in bluetooth module, infrared module, WIFI module, optical module, sound wave module and radio-frequency module at least any one.In the time adopting multiple or various wireless communication module, can strengthen reception, also can more conveniently use.Password Input terminal can be in the forms such as keyboard, button, touch-screen, sign board, fingerprint recording device, iris recording device and voice recording device at least any one.The form of password is not limited to numeral, can comprise letter, symbol, fingerprint or iris etc.Can accept multiple authentication information when Password Input terminal can more conveniently use constantly.
By reference to the accompanying drawings the application is described in further detail below by embodiment.
In prior art, POS terminal is sent to bank backstage after the consumption data of bank card is processed.Integrated being arranged in POS terminal of optical receiving circuit/sound wave receiving circuit that the utility model is newly-increased.The two unification of optical receiving circuit/sound wave receiving circuit and POS terminal, moulding is simple, unified, saves cost, and the space that occupies of saving equipment, reduces wiring.Describe as an example of optical receiving circuit example below.
Optical receiving circuit comprises photoelectric commutator and amplifier, and light signal is carried out opto-electronic conversion by photoelectric commutator, and output electrical signals amplifies rear output to amplifier.Wherein amplifier is optional parts.Photoelectric commutator can be in infrared electro converter, visible ray electric transducer, ultraviolet light photo converter and various monochromatic light electric transducer at least any one, can adopt photodiode, phototriode, photoresistance and photomultiplier etc. in realizing at least any one.In the time adopting multiple or multiple photoelectric commutator, can strengthen reception, also can more conveniently use.
The newly-increased optical receiving circuit of the utility model comprises wireless communication module, for example, in radio-frequency module, bluetooth module, Wi-Fi module, optical module, sound wave module and infrared module at least any one, in the time adopting multiple or various wireless communication module, can strengthen reception, also can more conveniently use.Be connected with Password Input terminal by wireless form, or be connected with POS terminal by wireless form; Simultaneously also can wireless signal emission, realize duplex communication, wireless communication module specifically can adopt existing techniques in realizing, and the utility model does not require the technology of protection specific implementation.
As shown in Figure 1, payment mechanism comprises POS terminal, and POS terminal comprises housing 111, is arranged at multiple buttons 112, printer 116, reader device 113, display screen 115 on housing 111.Be arranged at the optical receiving circuit 114 outside housing 111.Preferably, for the light signal in the sensitive reception external world, optical receiving circuit 114 is exposed to outside housing 111, certainly can all expose or partly expose.Optical receiving circuit 114 can be only adjacent on position with housing 111, unfixing.Or housing 111 perforates, optical receiving circuit 114 is placed in the position relative with hole (certainly do not require stricti jurise just to), thereby makes optical receiving circuit 114 see through hole receiving optical signals.Sometimes in order to protect optical receiving circuit 114 also can set up baffle plate glass etc., as long as can make enough light signals see through.Multiple buttons 112 are for trade company's input commodity and transaction data, reader device 113 is for reading bank card information, the light signal that has comprised payment account information that optical receiving circuit 114 sends for receiving the luminescence unit of the electronic apparatus such as mobile phone, panel computer.Optical receiving circuit 114 for by data transmission included these light signals to POS terminal.Display screen 115 is for showing the consumption amount of money etc., and printer 116 is for printing consumption strip.
The luminescence unit of electronic apparatus can be flashlamp, the signal that electronic apparatus sends by flashlamp will be sent to POS terminal with the bank account of its binding or the account information of accounts of consumption, then be combined in the password of inputting this bank account or accounts of consumption in Password Input terminal, thereby make consumer complete the payment to bought commodity.
In the utility model one embodiment, optical receiving circuit 114 and the POS terminal structure that forms as one, optical receiving circuit 114 is the organic component of POS terminal.Newly-increased optical receiving circuit can integratedly be arranged in POS terminal, and the position of setting can be selected flexibly, for example front of POS terminal or side or other positions that facilitates consumer to use.The two unification of optical receiving circuit and POS terminal, moulding is simple, unified, saves cost; Also make on the other hand two operations of consumer and trade company on two-in-one equipment, to carry out very fast, need on two independent equipment, not carry out, the space that so not only saving equipment occupies, reduces wiring, has also simplified operation.
In other embodiments, as shown in Figure 2, optical receiving circuit can be also independent accessory, is connected in the data-interface 11b of POS terminal by the mode of pegging graft.This optical receiving circuit comprises photoelectric conversion part 114b and is connected in the splicing ear 114c of photoelectric conversion part 114b one end, and this splicing ear 114c is plugged in data-interface 11b, thereby makes photoelectric conversion part 114b realize and being electrically connected with POS terminal.Photoelectric conversion part 114b completes the conversion of light signal to electric signal, further can amplify.
The data-interface 11b particular location of POS terminal is relevant with the POS model of each producer, and the utility model diagram is only an example, is not construed as limiting.Above-mentioned data-interface 11b can be serial ports (such as RS232 interface) or USB mouth or differential signal FPDP or audio signal data interface etc.
The data-interface splicing ear that optical receiving circuit setting in the present embodiment matches, is directly plugged on the data-interface of POS terminal.The advantage of directly pegging graft is the Password Input terminal of the existing trade company of transformation use that can be convenient, and improved Password Input terminal and optical receiving circuit are closer to an entirety, the space that saving equipment occupies, reduces wiring, and is difficult for being palmed off replacement by lawless person.
In other embodiments, the newly-increased optical receiving circuit of the utility model also can be connected with above-mentioned data-interface by data line.
In another embodiment, optical receiving circuit can also replace with sound wave receiving circuit, accordingly photoelectric commutator is replaced with to acoustical-electrical transducer, and voice signal is carried out acoustic-electric conversion, output electrical signals by acoustical-electrical transducer.Sound wave receiving circuit also comprises the amplifier being connected with acoustical-electrical transducer.Sound wave receiving circuit comprises acoustic-electric converter section and is connected in the splicing ear of acoustic-electric converter section one end, and splicing ear is plugged in the data-interface of POS terminal.Sound wave receiving circuit is arranged at outside the housing of POS terminal, or the opening in shell of POS terminal, and sound wave receiving circuit is relative with hole site specifically to be repeated no more.Described voice signal can be ultrasound wave, audible sound or infrasonic wave signal.
It is fixing POS terminal or Mobile POS Terminal or WIFI-POS terminal (being applicable to the WiFi technology radio POS terminal of refuelling station) or other forms of POS terminal that POS terminal in the utility model is not limited to.In the time that POS terminal is mobile POS, also comprise wireless communication module, for example WIFI, GPRS, CDMA, 3G module, wireless communication module specifically can adopt existing techniques in realizing, and the utility model does not require the technology of protection specific implementation.POS terminal can also possess magnetic stripe card, contact and non-contact IC card reader, the compatible reading manner of supporting existing Unionpay tag card.POS terminal can also possess bar-code reader.In view of POS terminal is prior art, the utility model seldom repeats.
Password Input terminal in the utility model also can, by increasing print module, realize printing function, and use better makes things convenient for customers.
The utility model is by increase the receiving circuit that is connected in existing POS terminal, thereby experiences for consumer provides a kind of new consumption and payment.
Description before providing is in order to make any technician in this area all can put into practice various aspects described herein.But should be appreciated that, protection domain of the present utility model should be as the criterion with claims, and should not be defined to concrete structure and the assembly of above explained orally embodiment.Those skilled in the art, in spirit and scope of the present utility model, can carry out various variations and amendment to each embodiment, within these variations and amendment also drop on protection domain of the present utility model.