CN203503003U - Multifunctional mobile payment terminal - Google Patents
Multifunctional mobile payment terminal Download PDFInfo
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- CN203503003U CN203503003U CN201320660157.8U CN201320660157U CN203503003U CN 203503003 U CN203503003 U CN 203503003U CN 201320660157 U CN201320660157 U CN 201320660157U CN 203503003 U CN203503003 U CN 203503003U
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Abstract
The embodiment of the utility model provides a multifunctional mobile payment terminal, which is characterized by comprising a main controller, an audio communication circuit, a security chip, an IC card communication circuit and a power supply, wherein the audio communication circuit and the security chip are connected with the main controller, the IC card communication circuit and the power supply are connected with the security chip, the audio communication circuit communicates with a mobile terminal, the security chip controls the security of the transaction, and the IC card communication circuit carries out mobile transaction through an IC card. The multifunctional mobile payment terminal combines a mobile payment terminal and a USB KEY, realizes the transaction functions such as recharging and paying at the mobile terminal and a computer terminal as well as USB KEY, adds the application of industry cards, achieves the purposes of module reuse and function extension, guarantees the practicability and compatibility of the terminal to the greatest extent, and solves the problems of single function and inconvenient management of the original equipment.
Description
Technical field
The utility model relates to electronic communication field, relates in particular to a kind of Multifunctional mobile payment terminal.
Background technology
Along with the development of electronic banking, modern's consumption and payment instrument has been not limited to cash, but expands to bank card, Web bank, telephone bank and Mobile banking.And day by day universal along with electronic communication equipments such as mobile phones, these modern meanss of communication have been endowed more function.For example using Mobile payment terminal is to rely on the abundant financial function of bank card, give full play to the volume urine of mobile terminal in features such as movability, and Mobile payment terminal can have multiple payment function as emerging equipment simultaneously, and can with the mobile communication equipment combinations such as mobile phone, for consumer provides personalized financial service.
Mobile payment terminal is as a kind of brand-new modes of payments, there is the advantages such as convenient, fast, safe, cheap, and Mobile payment terminal equipment has variform, need to adapt to kinds of platform, leading the development of mobile e-business and wireless financal simultaneously, and USB KEY is also Web bank's electronic signature of comparatively maturation and the instrument of digital authenticating, and USB KEY generally need to insert the USB interface of computing machine and use, Mobile payment terminal in the market and USB KEY are physical separation, function is comparatively single, and carries comparatively inconvenience.
The shortcoming of above-mentioned Mobile payment terminal of the prior art is: Mobile payment terminal in the market and USB KEY are physical separation, and compatible poor, function is comparatively single, and management can not centralization and carried comparatively inconvenience.
Utility model content
Embodiment of the present utility model provides a kind of Multifunctional mobile payment terminal, to realize, by thering is the mobile payment end of payment function, combine with the two kinds of functions of safety chip for authentication, improve compatibility, and utilize the other side's interface to expand the application of existing function.
A kind of Multifunctional mobile payment terminal, it is characterized in that, comprise: master controller, and the voice communication circuit and the safety chip that are connected with described master controller, IC-card telecommunication circuit and power supply that described safety chip connects, described voice communication circuit and mobile terminal communicate, and described safety chip is controlled the safety of transaction, and described IC-card telecommunication circuit is carried out move transaction by IC-card.
Described Multifunctional mobile payment terminal also comprises a usb communication circuit, and this usb communication circuit is connected with described safety chip.
Described Multifunctional mobile payment terminal also comprises a cipher input equipment, and this cipher input equipment is connected with described safety chip.
Described Multifunctional mobile payment terminal also comprises a contactless communication circuit, and this contactless communication circuit is connected with described safety chip.
Described Multifunctional mobile payment terminal also comprises display circuit, and this display circuit is connected with described main control.
Described voice communication modular converter comprises: AC coupling module, voltage comparator, measuring period module, decoding module, coding module, timer module, filter circuit module, described AC coupling module is connected with described voltage comparator, described voltage comparator with described measuring period module be connected, described measuring period, module was connected with decoding module, and described coding module is connected with described timer module, and described timer module is connected with described filtering circuit.
Described master controller comprises MSP430FR5969 chip.
Described safety chip comprises AC3192 chip.
Described this IC-card telecommunication circuit comprises DS8113 chip.
Described contactless communication circuit comprises TRF7963A chip.
Described display circuit comprises SH1106 chip.
The technical scheme being provided by above-mentioned embodiment of the present utility model can be found out, the utility model embodiment is by being connected voice communication circuit and safety chip with described master controller, by described voice communication circuit and mobile terminal, communicate, and the IC-card telecommunication circuit that setting is connected with described safety chip, is used IC-card in mobile terminal, conclude the business and carry out by safety chip the function that subscriber authentication is controlled the safety of move transaction thereby realized.Be provided with in addition the usb communication circuit being connected with described safety chip, realized at computer terminal and concluded the business and to network bank business based, carry out subscriber authentication by safety chip, thus the function that the safety of transaction is controlled.By mobile payment and USB KEY function are combined, reached the object of module reuse and Function Extension, farthest guaranteed practicality and the compatibility of terminal, solve existing equipment function singleness and managed inconvenient problem.
Accompanying drawing explanation
The electrical block diagram of a kind of Multifunctional mobile payment terminal that Fig. 1 provides for the utility model embodiment, in figure, master controller 11, safety chip 12, power supply 13, cipher input equipment 14, usb communication circuit 15, voice communication circuit 16, IC-card telecommunication circuit 17, contactless communication circuit 18, display circuit 19;
The theory structure schematic diagram of the voice communication circuit that Fig. 2 provides for the utility model embodiment, in figure, voice communication circuit 16, L channel 20, ac-coupled circuit 162, voltage comparator 163, measuring period, circuit 164, decoding scheme 165, coding circuit 166, timer 167, filtering circuit 168, MIC30.
Embodiment
For ease of the understanding to the utility model embodiment, below in conjunction with accompanying drawing, take specific embodiment and be further explained explanation as example, and embodiment does not form the restriction to the utility model embodiment.
The utility model embodiment provides a kind of Multifunctional mobile payment terminal, comprise: master controller 11, and the voice communication circuit 16 and the safety chip 12 that are connected with above-mentioned master controller 11, the IC-card telecommunication circuit 17 and the power supply 13 that are connected with above-mentioned safety chip 12, above-mentioned voice communication circuit 16 communicates with mobile terminal, above-mentioned Multifunctional mobile payment terminal also comprises a usb communication circuit 15, can communicate with computer terminal.Above-mentioned mobile terminal is the electronic equipment that mobile phone, ipad etc. can interconnection networks.
The safety of 12 pairs of transaction of above-mentioned safety chip is controlled, and by above-mentioned safety chip 12, master controller 11 and voice communication circuit 16 and usb communication circuit 15, realizes the function that Multifunctional mobile payment terminal is applied to mobile payment and e-Bank payment.Safety chip 12 has the function of USB Key, can carry out to user the function of authentication, this safety chip 12 has certain storage space, can store user's private key and digital certificate, utilizes the built-in public key algorithm of safety chip 12 to realize the authentication to user identity.
The utility model embodiment provides a kind of Multifunctional mobile payment terminal, its particular circuit configurations as shown in Figure 1, specifically can comprise: master controller 11, safety chip 12, power supply 13, cipher input equipment 1414, usb communication circuit 15, voice communication circuit 16, IC-card telecommunication circuit 17, contactless communication circuit 18, display circuit 19.
Diagram, master controller 11 is for be responsible for controlling voice communication and total task is processed, and controls other circuit and chip, comprises the functions such as transmitting-receiving, switching of communication data; Voice communication circuit 16 for and mobile terminal between communicate; IC-card telecommunication circuit 17 and contactless communication circuit 18 are for communicating with card; Safety chip 12, for the safety of data communication being managed and to the control of communicating by letter, utilizing the advantage that these safety chip 12 kind of interface are many, can connect usb communication circuit 15, IC-card telecommunication circuit 17, contactless communication circuit 18 and power supply 13.
Above-mentioned Multifunctional mobile payment terminal is connected with safety chip 12 with above-mentioned voice communication circuit 16 by master controller 11, and the IC-card telecommunication circuit 17 that setting is connected with above-mentioned safety chip 12, above-mentioned voice communication circuit 16 communicates with mobile terminal, and above-mentioned safety chip 12 can be controlled the safety of transaction, thereby realize user, uses IC-card in mobile terminal, to carry out move transaction or above-mentioned Multifunctional mobile payment terminal is carried out to authentication as USB key to user.
Further, above-mentioned Multifunctional mobile payment terminal also comprises: usb communication circuit 15, this usb communication circuit 15 is connected with above-mentioned safety chip 12, usb communication circuit 15 for the equipment connections such as computing machine, make above-mentioned Multifunctional mobile payment terminal can and computing machine between communicate.
Further, above-mentioned Multifunctional mobile payment terminal also comprises: cipher input equipment 14, and this cipher input equipment 14 is connected with above-mentioned safety chip 12, and above-mentioned cipher input equipment 14 is for inputting password PIN and confirming.
Further, above-mentioned Multifunctional mobile payment terminal also comprises: display circuit 19, and this display circuit 19 is connected with above-mentioned main control, and above-mentioned display circuit 19 pays and the information of transferring accounts for showing by display screen.
By voice communication circuit 16 and master controller 11, safety chip 12, display circuit 19, cipher input equipment 14, IC-card telecommunication circuit 17 combine and realize while using IC-card to carry out move transaction in mobile terminal Transaction Information and the input equipment 14 that can access to your password that can show payment, transfer accounts, supplement with money etc. and carry out Password Input and confirmation, or using above-mentioned Multifunctional mobile payment terminal as USB key, in move transaction, 12 couples of users of safety chip carry out identification verification function, and concrete function is carried out switching controls by master controller 11;
By usb communication circuit 15 and master controller 11, safety chip 12, display circuit 19, cipher input equipment 14, IC telecommunication circuit 17 combine to realize uses at computer terminal that IC-card carries out when network bank business based showing payment, Transaction Information and the input equipment 14 that can access to your password of transferring accounts, supplementing with money etc. carry out Password Input and confirmation, or above-mentioned Multifunctional mobile payment terminal is as USB key, at network bank business based middle safety chip, 12 couples of users carry out identification verification function, and concrete function is carried out switching controls by master controller 11.
Further, above-mentioned Multifunctional mobile payment terminal also comprises a contactless communication circuit 18, and this contactless communication circuit 18 is connected with above-mentioned safety chip 12.And by above-mentioned usb communication circuit 15 or voice communication circuit 16 and above-mentioned master controller 11, safety chip 12, display circuit 19, cipher input equipment 14 and this contactless communication circuit 18 combine, realization can show payment while using contactless card and trading card to conclude the business in computer terminal or mobile terminal, transfer accounts, Transaction Information and the input equipment 14 that can access to your password of supplementing with money etc. carry out Password Input and confirmation, or using above-mentioned Multifunctional mobile payment terminal as USB key, in transaction, 12 couples of users of safety chip are carried out to identification verification function, and concrete function is carried out switching controls by master controller 11.
Exemplary, above-mentioned master controller 11 can adopt MSP430FR5969 chip, above-mentioned these safety chip 12 contactless communication circuit 18 can adopt AC3192 chip, above-mentioned this IC-card telecommunication circuit 17 can adopt DS8113 chip, above-mentioned contactless communication circuit can adopt TRF7963A chip, and above-mentioned display circuit 19 can adopt SH1106 chip.
The voice communication circuit 16 that the utility model embodiment provides, its theory structure schematic diagram as shown in Figure 2, specifically can comprise: voice communication circuit 16, L channel 20, ac-coupled circuit 162, voltage comparator 163, measuring period, circuit 164, decoding scheme 165, coding circuit 166, timer 167, filtering circuit 168, MIC30.
Above-mentioned voice communication modular converter comprises: AC coupling module, voltage comparator 163, measuring period module, decoding module, coding module, timer 167 modules, filtering circuit 168 modules, above-mentioned AC coupling module is connected with above-mentioned voltage comparator 163, above-mentioned voltage comparator 163 with above-mentioned measuring period module be connected, above-mentioned measuring period, module was connected with decoding module, and above-mentioned coding module is connected with above-mentioned timer 167 modules, and above-mentioned timer 167 modules are connected with above-mentioned filtering circuit 168.
The workflow of voice communication circuit 16 is: audio-frequency information enters above-mentioned Multifunctional mobile payment terminal by L channel 20, after ac-coupled circuit 162 amplifies, with voltage comparator 163, sine wave is transformed to square wave, by continuous two risings of circuit 164 crawls measuring period or negative edge, obtain current period, then use decoding scheme 165 by simulating signal conversion digital signal; Digital signal is used timer 167 that data are converted to square wave after coding circuit 166 is processed, and then by filtering circuit 168, is converted to sine wave and finally by MIC30 mouth, exports, and realizes digital signal is converted to simulating signal.
Those skilled in the art will be understood that the above-mentioned structure that is applied to the voice communication circuit in Multifunctional mobile payment terminal is only for giving an example; other existing or structures that are applied to the voice communication circuit in Multifunctional mobile payment terminal that may occur are from now on as applicable to the utility model embodiment; also should be included in the utility model protection domain, and with way of reference, be contained in this at this.
To sum up above-mentioned, Multifunctional mobile payment terminal in the utility model embodiment is by being connected voice communication circuit and safety chip with above-mentioned master controller, by above-mentioned voice communication circuit and mobile terminal, communicate, and IC-card telecommunication circuit and power supply that setting is connected with above-mentioned safety chip, having realized use IC-card concludes the business in mobile terminal, carry out subscriber authentication with safety chip, thus the function that the safety of move transaction is controlled.
Be provided with in addition the usb communication circuit being connected with above-mentioned voice communication circuit, realized at computer terminal and having concluded the business and using above-mentioned Multifunctional mobile payment terminal as USB key, thereby carried out by safety chip the function that subscriber authentication is controlled the safety of move transaction.By mobile payment and USBKEY function are combined, reached the object of module reuse and Function Extension, farthest guaranteed practicality and the compatibility of terminal, solved the management inconvenience of existing equipment function singleness and use loaded down with trivial details, carry the problems such as inconvenience, cost is higher.
One of ordinary skill in the art will appreciate that: accompanying drawing is the schematic diagram of an embodiment, the module in accompanying drawing or flow process might not be that enforcement the utility model is necessary.
One of ordinary skill in the art will appreciate that: the parts in the device in embodiment can be described and be distributed in the device of embodiment according to embodiment, also can carry out respective change and be arranged in the one or more devices that are different from the present embodiment.The parts of above-described embodiment can be merged into parts, also can further split into a plurality of subassemblies.
Above-mentioned above; it is only preferably embodiment of the utility model; but protection domain of the present utility model is not limited to this; anyly be familiar with those skilled in the art in the technical scope that the utility model discloses; the variation that can expect easily or replacement, within all should being encompassed in protection domain of the present utility model.Therefore, protection domain of the present utility model should be as the criterion with the protection domain of claim.
Claims (11)
1. a Multifunctional mobile payment terminal, it is characterized in that, comprise: master controller, and the voice communication circuit and the safety chip that are connected with described master controller, IC-card telecommunication circuit and power supply that described safety chip connects, described voice communication circuit and mobile terminal communicate, and described safety chip is controlled the safety of transaction, and described IC-card telecommunication circuit is carried out move transaction by IC-card.
2. Multifunctional mobile payment terminal according to claim 1, is characterized in that, described Multifunctional mobile payment terminal also comprises a usb communication circuit, and this usb communication circuit is connected with described safety chip.
3. Multifunctional mobile payment terminal according to claim 1 and 2, is characterized in that, described Multifunctional mobile payment terminal also comprises a cipher input equipment, and this cipher input equipment is connected with described safety chip.
4. Multifunctional mobile payment terminal according to claim 1, is characterized in that, described Multifunctional mobile payment terminal also comprises a contactless communication circuit, and this contactless communication circuit is connected with described safety chip.
5. Multifunctional mobile payment terminal according to claim 1 and 2, is characterized in that, described Multifunctional mobile payment terminal also comprises display circuit, and this display circuit is connected with described main control.
6. Multifunctional mobile payment terminal according to claim 1, it is characterized in that, described voice communication modular converter comprises: AC coupling module, voltage comparator, measuring period module, decoding module, coding module, timer module, filter circuit module, described AC coupling module is connected with described voltage comparator, described voltage comparator with described measuring period module be connected, described measuring period, module was connected with decoding module, and described coding module is connected with described timer module, and described timer module is connected with described filtering circuit.
7. Multifunctional mobile payment terminal according to claim 1, is characterized in that, described master controller comprises MSP430FR5969 chip.
8. Multifunctional mobile payment terminal according to claim 1, is characterized in that, described safety chip comprises AC3192 chip.
9. Multifunctional mobile payment terminal according to claim 1, is characterized in that, described this IC-card telecommunication circuit comprises DS8113 chip.
10. Multifunctional mobile payment terminal according to claim 4, is characterized in that, described contactless communication circuit comprises TRF7963A chip.
11. Multifunctional mobile payment terminals according to claim 5, is characterized in that, described display circuit comprises SH1106 chip.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201320660157.8U CN203503003U (en) | 2013-10-24 | 2013-10-24 | Multifunctional mobile payment terminal |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201320660157.8U CN203503003U (en) | 2013-10-24 | 2013-10-24 | Multifunctional mobile payment terminal |
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| CN203503003U true CN203503003U (en) | 2014-03-26 |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104102863A (en) * | 2014-07-24 | 2014-10-15 | 北京握奇智能科技有限公司 | Identity authentication equipment and control method thereof |
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2013
- 2013-10-24 CN CN201320660157.8U patent/CN203503003U/en not_active Expired - Lifetime
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104102863A (en) * | 2014-07-24 | 2014-10-15 | 北京握奇智能科技有限公司 | Identity authentication equipment and control method thereof |
| CN104102863B (en) * | 2014-07-24 | 2017-07-18 | 北京握奇智能科技有限公司 | A kind of ID authentication device and the apparatus control method |
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