CN203166952U - Bank IC card type dynamic password security code token device - Google Patents

Bank IC card type dynamic password security code token device Download PDF

Info

Publication number
CN203166952U
CN203166952U CN 201320181350 CN201320181350U CN203166952U CN 203166952 U CN203166952 U CN 203166952U CN 201320181350 CN201320181350 CN 201320181350 CN 201320181350 U CN201320181350 U CN 201320181350U CN 203166952 U CN203166952 U CN 203166952U
Authority
CN
China
Prior art keywords
film key
bank
dynamic password
token device
intelligent
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
CN 201320181350
Other languages
Chinese (zh)
Inventor
张师祝
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
BEIJING PASSWORD TECHNOLOGY Co Ltd
Original Assignee
BEIJING PASSWORD TECHNOLOGY Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by BEIJING PASSWORD TECHNOLOGY Co Ltd filed Critical BEIJING PASSWORD TECHNOLOGY Co Ltd
Priority to CN 201320181350 priority Critical patent/CN203166952U/en
Application granted granted Critical
Publication of CN203166952U publication Critical patent/CN203166952U/en
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

Links

Images

Landscapes

  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The utility model relates to a bank IC card type dynamic password security code token device which is an electronic product and is a password security product. A main body of the bank IC card type dynamic password security code token device comprises an intelligent IC chip, a non-contact RFID antenna, an electronic paper display screen, regular film keys and the like. As a safety code is calculated by operating the regular film keys and a dynamic password, the defect that the algorithm of the token device may be deciphered or leaked during card making is overcome, and the device supports non-repudiation of user-server mutual authentication and traceability of transaction responsibility. The bank IC card type dynamic password security code token device, the most convenient and safest electronic product, is provided for users. The bank IC card type dynamic password security code token device is simple in structure, convenient in operation, and safe and reliable, can be applied to identity authentication of intelligent bank IC cards and is especially suitable for identity authentication of bank counters, ATMs, POSs and telephone banking.

Description

A kind of bank IC-card formula dynamic password safe cipher token device
Technical field
The utility model relates to electronic product, particularly a kind of bank IC-card formula dynamic password safe cipher token device.
Background technology
Traditional bank's IC-card formula dynamic password token device is by the card main body, compositions such as intelligent IC chip, display screen and button.Press the button switch, will produce new one-time password on the display screen of card, the user imports this password as authentication password in the time of transaction authentication, thereby obtains transactional services.Because the time synchronized algorithm of bank's IC-card formula dynamic password token device and system server OATH issue; the algorithm of bank's IC-card formula dynamic password token device can not be got rid of the possibility of being decoded or divulging a secret by other people when fabrication; the user can not authenticate digital signature to bank's IC-card formula dynamic password information; bank's IC-card formula dynamic password token device is provided with PIN code and can only can not protects system the protection of card.In case dynamic password is revealed or is stolen, will bring great risk.Do not support the non-repudiation of user and server mutual authentication, the transaction authentication responsibility can not be reviewed.So someone proposes to use " a kind of dynamic password input rule " (patent No.: 200910177255.4).With design a kind of simple in structure by having of dynamic password input rule film key, be easy to carry about with one, bank's IC-card formula dynamic password safe cipher token device easy to use, safe and reliable.Become security password by operation bank IC-card formula dynamic password safe cipher token device rule film key with real-time dynamic password computational transformation, the algorithm that has solved bank's IC-card formula dynamic password safe cipher token device when fabrication, decoded by other people or divulge a secret may, by rule calculating dynamic password is authenticated digital signature, the against all risks that defence dynamic password system produces, support the non-repudiation of user and server mutual authentication, and the trackability of transaction authentication responsibility.For the user provides a kind of most convenient the safest bank's IC-card formula dynamic password safe cipher token device electronic product that is easy to carry about with one most.
Summary of the invention
For solving prior art problems, the utility model proposes a kind of bank IC-card formula dynamic password safe cipher token device, described bank IC-card formula dynamic password safe cipher token device is the bank's IC-card formula dynamic password safe cipher token device by the dynamic password input rule film key, have simple in structure, be easy to carry about with one, bank's IC-card formula dynamic password safe cipher token device easy to use, safe and reliable.Become security password by operation bank IC-card formula dynamic password safe cipher token device rule film key with real-time dynamic password computational transformation, the algorithm that has solved bank's IC-card formula dynamic password safe cipher token device when fabrication, decoded by other people or divulge a secret may, by rule calculating dynamic password is authenticated digital signature, the against all risks that defence dynamic password system produces, support the non-repudiation of user and server mutual authentication, and the trackability of transaction authentication responsibility.For the user provides a kind of most convenient the safest bank's IC-card formula dynamic password safe cipher token device electronic product that is easy to carry about with one most.
The purpose of this utility model is achieved in that a kind of bank IC-card formula dynamic password safe cipher token device, and described bank IC-card formula dynamic password safe cipher token device is made up of card main body, intelligent IC chip, non-contact RF ID antenna, electronic-paper display screen, regular film key etc.; It is characterized in that: described bank IC-card formula dynamic password safe cipher token device comprises the card main body; Be provided with the intelligent IC chip in the described card main body, described intelligent IC chip comprises that the intelligent IC chip is provided with OATH time synchronized algorithm and regular application programs, is provided with the non-contact RF ID antenna in the described card main body; Described non-contact RF ID antenna comprises that the non-contact RF ID antenna is connected with the intelligent IC chip, and described card surface is embedded with electronic-paper display screen; Described electronic-paper display screen comprises that electronic-paper display screen is connected with intelligent IC chip serial ports, described card surface is provided with regular film key, described regular film key comprises the film key that regular film key is provided with+adds,-the film key that subtracts, * the film key taken advantage of,=fixing film key, the film key of~dislocation, and 1 digital film key, 2 digital film key, 3 digital film key, 4 digital film key, 5 digital film key, 6 digital film key, 7 digital film key, 8 digital film key, 9 digital film key and affirmation film key and removing film key are formed, and described regular film key is connected with described intelligent IC chip serial ports; Described operation rules film key is calculated to be security password by the dynamic password that regular application programs and OATH time synchronized algorithm produce, and for example the dynamic password that produces of OATH time synchronized algorithm is 268836, rule is 1~3; Use 1 digital film key ,~film key of dislocation, 3 digital film key, confirm that film key is calculated to be security password 862836 with dynamic password 268836; For example the dynamic password of OATH time synchronized algorithm generation is 268836 again, and rule is 1+5,2-6,6=9; Use 1 digital film key ,+film key that adds, 5 digital film key, 2 digital film key ,-film key that subtracts, 6 digital film key, 6 digital film key ,=fixing film key, 9 digital film key, confirm that film key is calculated to be security password 708839 with dynamic password 268836; Reached a kind of bank IC-card formula dynamic password safe cipher token device purpose.
The beneficial effect that the utility model produces is: will design a kind of bank IC-card formula dynamic password safe cipher token device and be the bank's IC-card formula dynamic password safe cipher token device by the dynamic password input rule film key, the algorithm that has overcome bank's IC-card formula dynamic password safe cipher token device when fabrication, decoded by other people or divulge a secret may, by rule calculating dynamic password is authenticated digital signature, the against all risks that defence dynamic password system produces, support the non-repudiation of user and server mutual authentication, and the trackability of transaction authentication responsibility.For the user provides a kind of most convenient the safest bank's IC-card formula dynamic password safe cipher token device electronic product that is easy to carry about with one most, have simple in structure, be easy to carry about with one, bank's IC-card formula dynamic password safe cipher token device easy to use, safe and reliable.Be widely used in bank's intellective IC card authentication and use, be specially adapted to bank's intellective IC card and use in ATM automatic teller machine, the mechanical, electrical words of POS bank, bank's clerk counter authentication.
The utility model is described in further detail below in conjunction with drawings and Examples.
Description of drawings
Fig. 1 is structural representation of the present utility model.
Embodiment
Referring to Fig. 1, a kind of bank IC-card formula dynamic password safe cipher token device, described bank IC-card formula dynamic password safe cipher token device is made up of card main body, intelligent IC chip 1, non-contact RF ID antenna 2, electronic-paper display screen 3, regular film key 4 etc.; It is characterized in that: described bank IC-card formula dynamic password safe cipher token device comprises the card main body; Be provided with the intelligent IC chip in the described card main body, described intelligent IC chip comprises that the intelligent IC chip is provided with OATH time synchronized algorithm and regular application programs, is provided with the non-contact RF ID antenna in the described card main body; Described non-contact RF ID antenna comprises that the non-contact RF ID antenna is connected with the intelligent IC chip, and described card surface is embedded with electronic-paper display screen; Described electronic-paper display screen comprises that electronic-paper display screen is connected with intelligent IC chip serial ports, described card surface is provided with regular film key, described regular film key comprises the film key that regular film key is provided with+adds,-the film key that subtracts, * the film key taken advantage of,=fixing film key, the film key of~dislocation, and 1 digital film key, 2 digital film key, 3 digital film key, 4 digital film key, 5 digital film key, 6 digital film key, 7 digital film key, 8 digital film key, 9 digital film key and affirmation film key and removing film key are formed, and described regular film key is connected with described intelligent IC chip serial ports; Described operation rules film key is calculated to be security password by the dynamic password that regular application programs and OATH time synchronized algorithm produce, and for example the dynamic password that produces of OATH time synchronized algorithm is 268836, rule is 1~3; Use 1 digital film key ,~film key of dislocation, 3 digital film key, confirm that film key is calculated to be security password 862836 with dynamic password 268836; For example the dynamic password of OATH time synchronized algorithm generation is 268836 again, and rule is 1+5,2-6,6=9; Use 1 digital film key ,+film key that adds, 5 digital film key, 2 digital film key ,-film key that subtracts, 6 digital film key, 6 digital film key ,=fixing film key, 9 digital film key, confirm that film key is calculated to be security password 708839 with dynamic password 268836; Reached a kind of bank IC-card formula dynamic password safe cipher token device purpose.
Bank of the present utility model IC-card formula dynamic password safe cipher token device, easy to use, safe and reliable, practical, be easy to promote.

Claims (1)

1. bank's IC-card formula dynamic password safe cipher token device, it is characterized in that: described bank IC-card formula dynamic password safe cipher token device comprises the card main body; Be provided with the intelligent IC chip in the described card main body, described intelligent IC chip comprises that the intelligent IC chip is provided with 0ATH time synchronized algorithm and regular application programs, is provided with the non-contact RF ID antenna in the described card main body; Described non-contact RF ID antenna comprises that the non-contact RF ID antenna is connected with the intelligent IC chip, and described card surface is embedded with electronic-paper display screen; Described electronic-paper display screen comprises that electronic-paper display screen is connected with intelligent IC chip serial ports, described card surface is provided with regular film key, described regular film key comprises the film key that regular film key is provided with+adds,-the film key that subtracts, * the film key taken advantage of,=fixing film key, the film key of~dislocation, and 1 digital film key, 2 digital film key, 3 digital film key, 4 digital film key, 5 digital film key, 6 digital film key, 7 digital film key, 8 digital film key, 9 digital film key and affirmation film key and removing film key are formed, and described regular film key is connected with described intelligent IC chip serial ports.
CN 201320181350 2013-04-12 2013-04-12 Bank IC card type dynamic password security code token device Expired - Fee Related CN203166952U (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN 201320181350 CN203166952U (en) 2013-04-12 2013-04-12 Bank IC card type dynamic password security code token device

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN 201320181350 CN203166952U (en) 2013-04-12 2013-04-12 Bank IC card type dynamic password security code token device

Publications (1)

Publication Number Publication Date
CN203166952U true CN203166952U (en) 2013-08-28

Family

ID=49028104

Family Applications (1)

Application Number Title Priority Date Filing Date
CN 201320181350 Expired - Fee Related CN203166952U (en) 2013-04-12 2013-04-12 Bank IC card type dynamic password security code token device

Country Status (1)

Country Link
CN (1) CN203166952U (en)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2017020895A1 (en) 2015-08-05 2017-02-09 Steffen Norbert Apparatus and method for securely storing, managing, and providing authentication information

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2017020895A1 (en) 2015-08-05 2017-02-09 Steffen Norbert Apparatus and method for securely storing, managing, and providing authentication information
DE102015112891A1 (en) 2015-08-05 2017-02-09 Iseconsult Device and method for secure storage, management and provision of authentication information

Similar Documents

Publication Publication Date Title
CN103729948A (en) Electronic payment method of mobile terminal with NFC (near field communication) and fingerprint functions
CN104182871A (en) Mobile payment system and smart wristband
EP2415004A4 (en) Privacy protected anti-identity theft and payment network
KR20080008373A (en) One-time password credit/debit card
CN203812271U (en) A mobile payment system and an intelligent bracelet
CN202041965U (en) Swiping card magnetic head special for peripheral component interconnect (PCI) 3.0
CN103761806B (en) Financial security system used for mobile terminal
CN104484942A (en) Client interaction terminal and counter transaction method thereof
Yang et al. Biometrics for securing mobile payments: benefits, challenges and solutions
CN102034307A (en) Electronic wallet-based dynamic password authentication system and method
CN105279547A (en) Biological recognition IC card and control method thereof
CN203166952U (en) Bank IC card type dynamic password security code token device
WO2007072450A3 (en) Puf protocol with improved backward security
KR20110051003A (en) System for certificating one time virtual certification number, smart card having the display and method therefor
EP2908262B1 (en) Security Token, Transaction Execution Method, and Computer Program Product
CN103281186B (en) A kind of dynamic token based on Android system, transaction system and method
WO2014186559A3 (en) Advanced data security solutions
US20190034909A1 (en) Smart bracelet with electronic circuit for multifunction activity with smartphone nfc, and activities for authentication combined data (cda) for payments in safety and contactless
CN101933315B (en) The keyboard for encrypting and authenticating against trojan horse with one time key
EP3369059A1 (en) Multi-dimensional authentication system and method for cardless banking transactions and other transactions involving high-level security
CN203746179U (en) Mobile safe financial terminal
CN205230051U (en) Password input device is bound to biology
Singh Multi-factor authentication and their approaches
CN104933461A (en) Financial IC card with visual Key function, trading system and trading method
Kim et al. Biometric authentication technology trends in smart device environment

Legal Events

Date Code Title Description
C14 Grant of patent or utility model
GR01 Patent grant
DD01 Delivery of document by public notice

Addressee: Beijing Password Technology Co., Ltd.

Document name: Notification to Pay the Fees

DD01 Delivery of document by public notice

Addressee: Beijing Password Technology Co., Ltd.

Document name: Notification of Termination of Patent Right

CF01 Termination of patent right due to non-payment of annual fee

Granted publication date: 20130828

Termination date: 20150412

EXPY Termination of patent right or utility model