CN202854836U - High-security finance transaction self-service acceptance device - Google Patents

High-security finance transaction self-service acceptance device Download PDF

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Publication number
CN202854836U
CN202854836U CN 201220474261 CN201220474261U CN202854836U CN 202854836 U CN202854836 U CN 202854836U CN 201220474261 CN201220474261 CN 201220474261 CN 201220474261 U CN201220474261 U CN 201220474261U CN 202854836 U CN202854836 U CN 202854836U
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Prior art keywords
self
light
service acceptance
emitting device
operator
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Expired - Fee Related
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CN 201220474261
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Chinese (zh)
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朱烨东
杜江
邱峰
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BEIJING SINODATA TECHNOLOGY Co Ltd
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BEIJING SINODATA TECHNOLOGY Co Ltd
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Abstract

The utility model provides a high-security finance transaction self-service acceptance device. The high-security finance transaction self-service acceptance device comprises a control host machine, a face identification device, an infrared temperature measuring device, a card reader, an image sensor, a lens, at least one infrared luminescence device and at least one visible light luminescence device, wherein the control host machine is respectively connected with the face identification device, the at least one infrared luminescence device, the at least one visible light luminescence device, the infrared temperature measuring device, the card reader and the image sensor, and the lens is mounted in front of the image sensor. According to the high-security finance transaction self-service acceptance device, information whether a face of an operator is covered can be precisely identified; only when the face of the operator is not covered, finance transaction is allowed to carry out by the operator through the self-service acceptance device, and a real face image of the operator is stored to enable an observer to conveniently identify identity of the operator by querying the face image; security of finance transaction can be effectively improved by utilizing the self-service acceptance device.

Description

The self-service acceptance apparatus of the financial transaction of high security
Technical field
The utility model relates to a kind of self-service acceptance apparatus, is specifically related to a kind of self-service acceptance apparatus of financial transaction of high security.
Background technology
Along with the development of society, all kinds of self-service acceptance apparatus are more and more universal because it is portable, such as: bank ATM automatic teller machine, bill self-help are accepted machine etc.
All kinds of self-service acceptance apparatus are bringing convenience for people efficiently simultaneously, and the relevant crime case of all kinds of and self-service acceptance apparatus is also emerged in large numbers gradually.The crime one's share of expenses for a joint undertaking constantly utilizes all kinds of means of crime to carry out criminal activity, for example: use the credit card of forging to take out a large amount of cashes from the ATM automatic teller machine, perhaps, the illegal deposit card that utilizes other people, the deposit with other people from the ATM automatic teller machine changes account of oneself etc. over to.Bring massive losses for legal depositor thus.
For improving self-service acceptance apparatus to the deterrent effect of crime one's share of expenses for a joint undertaking, and make things convenient for after the incident the police to track down crime case, existing self-service acceptance apparatus is equipped with camera usually, the image information of the operator by the self-service acceptance apparatus of camera record operation.
But, existing crime one's share of expenses for a joint undertaking is when being engaged in criminal activity by self-service acceptance apparatus, usually face is blocked or pretend, such as: wear masks, be branded as or wear high human simulation surface tool etc., therefore, by analyzing the image under the camera shooting, usually also be difficult to accurately identify criminal's identity, the police tracks down relevant case after being unfavorable for crime, has also reduced the deterrent effect of camera to the offender.
The utility model content
For the defective that prior art exists, the utility model provides a kind of financial transaction of high security self-service acceptance apparatus, can carry out E-Security by self-service acceptance apparatus by Effective Raise.
The technical solution adopted in the utility model is as follows:
The utility model provides a kind of financial transaction of high security self-service acceptance apparatus, comprising: main control system, face identification device, infrared temperature measurement apparatus, card reader, imageing sensor, camera lens, at least one infrared light-emitting device and at least one visible light light-emitting device; Described main control system is connected with described face identification device, described infrared light-emitting device, described visible light light-emitting device, described infrared temperature measurement apparatus, described card reader and the imageing sensor of being connected respectively, and described camera lens is installed in the front of described imageing sensor.
Preferably, each described infrared light-emitting device and each described visible light light-emitting device alternately be evenly distributed on described imageing sensor around.
Preferably, also comprise the infrared filtering eyeglass; Described infrared filtering eyeglass is installed in the front of described camera lens; And/or also comprise the ambient light pick-up unit; Described ambient light pick-up unit is connected with described main control system; And/or also comprise storer; Described storer is connected with described main control system.
Preferably, described card reader is contact card reader and/or Non-contact Media Reader.
Preferably, described main control system is dsp controller; Described infrared filtering eyeglass is band flow-through infrared filtering eyeglass or cut-off type infrared filtering eyeglass; Described infrared light-emitting device is infrarede emitting diode; Described storer is EEPROM (Electrically Erasable Programmable Read Only Memo) EEPROM or FLASH storer.
The utility model provides a kind of self-service acceptance method of financial transaction of high security of the self-service acceptance apparatus of financial transaction of using above-mentioned high security, may further comprise the steps:
S1, when described main control system was got operator's smart card by described card reader initial read, described main control system sent enabling signal and light intensity control signal to described infrared light-emitting device and described visible light light-emitting device;
S2, described infrared light-emitting device sends infrared light to described operator, and described infrared light is received by described camera lens after described operator's reflection, and is imaged onto described imageing sensor; Simultaneously, described visible light light-emitting device sends visible light to described operator, and described visible light is received by described camera lens after described operator's reflection, and is imaged onto described imageing sensor;
S3, described imageing sensor sends to described main control system with infrared light image and the visible images that receives;
S4, described main control system sends to described face identification device with described infrared light image and described visible images;
S5, described face identification device carries out comprehensive analysis processing to described infrared light image and described visible images, judges whether the principal character zone of described operator's face is covered; If judged result is yes, then carry out S6; If the determination result is NO, then carry out S9;
S6, described face identification device sends the facial notification message of covering that exists to described main control system;
S7, described main control system send the facial alerting signal of covering that exists to described operator behind the notification message that receives for the first time described facial existence coverage;
S8, described main control system is behind the alerting signal that sends facial existence coverage, and through the setting-up time interval, described main control system is controlled described face identification device and is judged again by the method for S2-S5 whether the principal character zone of described operator's face is covered; If the determination result is NO, then carry out S9; If judged result is yes, then carry out S10;
S9, described face identification device send the facial notification message that does not have coverage to described main control system immediately, and described main control system is carried out this transaction operation of described operator after receiving described face and not having the notification message of coverage;
S10, described face identification device send face to described main control system immediately and have the notification message of covering, and described main control system is forbidden this transaction operation of described operator behind the notification message that receives described facial existence coverage.
Preferably, among the S1, described main control system is to described infrared light-emitting device and described visible light light-emitting device sends enabling signal and the light intensity control signal is specially:
Described main control system at first starts described ambient light pick-up unit, determines the described light intensity control signal of described infrared light-emitting device and described visible light light-emitting device according to the current environment light intensity value of described ambient light pick-up unit feedback.
Preferably, among the S5, described face identification device carries out comprehensive analysis processing to described infrared light image and described visible images, judges whether the principal character zone of described operator's face is specially by coverage:
S51, with described infrared light image and the overlapping placement of described visible images, described infrared light image is background image, described visible images is foreground image;
S52 take described infrared light image as reference, adjusts the transparency of described visible images, until described visible images meets default sharpness requirement;
S53 carries out described principal character extracted region to the described visible images after processing through S52; Wherein, described principal character zone comprises that described operator's eyebrow zone, eye zone, nose region, port area, left face zone and right face are regional;
S54 judges whether the described principal character zone that S53 extracts is covered.
Preferably, among the S5, whether the principal character zone of judging described operator's face is covered also comprises:
S5-1, with described infrared light image and the overlapping placement of described visible images, described infrared light image is foreground image, described visible images is background image;
S5-2 take described infrared light image as reference, adjusts the transparency of described visible images, until described visible images meets default sharpness requirement;
S5-3, the facial zone that shows according to described visible images navigates to the facial zone of described infrared light image;
S5-4 adjusts the thermometric angle of described infrared temperature measurement apparatus, makes described infrared temperature measurement apparatus be registered to the facial zone that described infrared light image navigates to;
S5-5, described infrared temperature measurement apparatus measure the temperature of the facial zone that described infrared light image navigates to;
S5-6 judges that described temperature that S5-5 records whether in setting range, if judged result is yes, then draws the conclusion that described operator's face is covered.
Preferably, after the S10, also comprise: the smart card that uses as described operator is during as contact intelligent card, and described main control system sends to described contact card reader and gulps down card signal, and described contact intelligent card is transferred to depositing in the card case of described self-service acceptance apparatus.
The beneficial effects of the utility model are as follows:
In sum, the self-service acceptance apparatus of the financial transaction of the high security that the utility model provides and method, can accurately identify the information whether operator's face is covered, only have when operator's face is not covered, just allow the operator to carry out financial transaction by self-service acceptance apparatus, and the real face-image of storage operation person, make things convenient for the scouting personnel to identify operator's identity by checking face-image; Effective Raise carries out E-Security by self-service acceptance apparatus.
Description of drawings
The structural representation of the self-service acceptance apparatus of financial transaction of the high security that Fig. 1 provides for the utility model;
The schematic flow sheet of the self-service acceptance method of financial transaction of the high security that Fig. 2 provides for the utility model.
Embodiment
Below in conjunction with accompanying drawing the utility model is elaborated:
As shown in Figure 1, the self-service acceptance apparatus of the financial transaction of the high security that the utility model provides comprises: main control system, face identification device, infrared temperature measurement apparatus, card reader, imageing sensor, camera lens, at least one infrared light-emitting device and at least one visible light light-emitting device; Described main control system is connected with described face identification device, described infrared light-emitting device, described visible light light-emitting device, described infrared temperature measurement apparatus, described card reader and the imageing sensor of being connected respectively, and described camera lens is installed in the front of described imageing sensor.
Wherein, be to improve the acquisition precision of infrared light image and visible images, each infrared light-emitting device and each visible light light-emitting device can alternately be evenly distributed on imageing sensor around; And the quantity of the quantity of the infrared light-emitting device that adopts and visible light light-emitting device is adjusted according to actual needs.By the mounting means of this kind light source, the uniformity of light of can the Effective Raise light source sending improves image quality.And, infrared light-emitting device and visible light light-emitting device are alternately arranged, be conducive in the subsequent step to carry out in conjunction with infrared light image and visible images the overall treatment of recognition of face, overcome the analytical error of bringing owing to the relative position difference between light-emitting device and the operator people's face.
In addition, also comprise infrared filtering eyeglass, ambient light pick-up unit and storer; The infrared filtering eyeglass can be band flow-through infrared filtering eyeglass or cut-off type infrared filtering eyeglass, and it is installed in the front of described camera lens; Described ambient light pick-up unit is connected with described main control system; Storer is connected with described main control system.In the utility model, card reader can be contact card reader and/or Non-contact Media Reader.Main control system can be dsp controller; Infrared light-emitting device can be infrarede emitting diode; Storer can be EEPROM (Electrically Erasable Programmable Read Only Memo) EEPROM or FLASH storer.
Use the self-service acceptance apparatus of financial transaction of above-mentioned high security, as shown in Figure 2, the self-service acceptance method of the financial transaction of the high security that the utility model provides may further comprise the steps:
S1, when described main control system was got operator's smart card by described card reader initial read, described main control system sent enabling signal and light intensity control signal to described infrared light-emitting device and described visible light light-emitting device.
On specific implementation, when card reader reads operator's smart card, whether do not need to trigger immediately decision operation person's face by steps such as coverages, can at first take conventional prompting operation person to input the step of password, only have after self-service acceptance apparatus receives correct cryptographic smart cards, whether restart decision operation person's face provided by the utility model by steps such as coverages, thereby improve the security by self-service acceptance apparatus transaction.Because if self-service acceptance apparatus receives wrong cryptographic smart cards, just there is not the financial transaction risk in the then financial transaction that can't be correlated with of operator yet.
In this step, main control system can obtain in the following manner to enabling signal and the light intensity control signal that infrared light-emitting device and visible light light-emitting device send: described main control system at first starts described ambient light pick-up unit, determines the described light intensity control signal of described infrared light-emitting device and described visible light light-emitting device according to the current environment light intensity value of described ambient light pick-up unit feedback.If the current environment light intensity is stronger, then only needs control visible light light-emitting device to send low intensive light signal and can satisfy the image acquisition demand, thereby have the effect of energy savings.
S2, described infrared light-emitting device sends infrared light to described operator, and described infrared light is received by described camera lens after described operator's reflection, and is imaged onto described imageing sensor; Simultaneously, described visible light light-emitting device sends visible light to described operator, and described visible light is received by described camera lens after described operator's reflection, and is imaged onto described imageing sensor;
S3, described imageing sensor sends to described main control system with infrared light image and the visible images that receives;
S4, described main control system sends to described face identification device with described infrared light image and described visible images;
S5, described face identification device carries out comprehensive analysis processing to described infrared light image and described visible images, judges whether the principal character zone of described operator's face is covered; If judged result is yes, then carry out S6; If the determination result is NO, then carry out S9;
Concrete, whether the principal character zone of decision operation person's face is covered can be realized by following dual mode:
(1) first kind of way:
S51, with described infrared light image and the overlapping placement of described visible images, described infrared light image is background image, described visible images is foreground image;
S52 take described infrared light image as reference, adjusts the transparency of described visible images, until described visible images meets default sharpness requirement;
S53 carries out described principal character extracted region to the described visible images after processing through S52; Wherein, described principal character zone comprises that described operator's eyebrow zone, eye zone, nose region, port area, left face zone and right face are regional;
S54 judges whether the described principal character zone that S53 extracts is covered.
In this step, adopt infrared light image and visible images overall treatment analytical approach, thereby improve the facial resolution of whether being covered.Because visible images comprises more face detail information, but be difficult for face and background image differentiation on every side; On the contrary, infrared light image is easily ignored face detail information, but is easier to distinguish facial and background image on every side.Therefore, the utility model gets up two kinds of image synthesises, take infrared light image as reference, adjusts the transparency of visible images, thereby the face in the raising visible images and the difference degree of background image on every side, and then more conveniently judge whether facial principal character zone is covered.In addition, because infrared light-emitting device and visible light light-emitting device alternately are evenly arranged in around the camera lens, guaranteed from infrared light image and the visible images of same angle acquisition operator face, thus the precision of raising infrared light image and visible images comprehensive analysis processing.
(2) second way:
S5-1, with described infrared light image and the overlapping placement of described visible images, described infrared light image is foreground image, described visible images is background image;
S5-2 take described infrared light image as reference, adjusts the transparency of described visible images, until described visible images meets default sharpness requirement;
S5-3, the facial zone that shows according to described visible images navigates to the facial zone of described infrared light image;
S5-4 adjusts the thermometric angle of described infrared temperature measurement apparatus, makes described infrared temperature measurement apparatus be registered to the facial zone that described infrared light image navigates to;
S5-5, described infrared temperature measurement apparatus measure the temperature of the facial zone that described infrared light image navigates to;
S5-6 judges that described temperature that S5-5 records whether in setting range, if judged result is yes, then draws the conclusion that described operator's face is covered.
In this step, adopt infrared light image and visible images overall treatment analytical approach accurately to navigate to operator's facial zone, then identify face and whether covered by measuring facial temperature.For example: if the operator wears sunglasses, the facial temperature that then measures can be lower than setting value, and then draws the facial conclusion of being covered; Again for example: if the operator wears mask, the facial temperature that then measures can be lower than setting value equally, and then draws the facial conclusion of being covered.
S6, described face identification device sends the facial notification message of covering that exists to described main control system;
S7, described main control system send the facial alerting signal of covering that exists to described operator behind the notification message that receives for the first time described facial existence coverage; Send the mode that alerting signal can take voice reminder or literal to remind.
S8, described main control system is behind the alerting signal that sends facial existence coverage, and through the setting-up time interval, described main control system is controlled described face identification device and is judged again by the method for S2-S5 whether the principal character zone of described operator's face is covered; If the determination result is NO, then carry out S9; If judged result is yes, then carry out S10;
In the utility model, when face identification device at first identifies the conclusion that operator's face covered, not immediately quiescing person's current transaction, but send the facial notification message of covering that exists to the operator; Once show the chance of true complete facial zone for the operator; To same operator, only have when successively all recognizing the conclusion that operator's face covered for twice, just take to forbid the measures such as transaction.
S9, described face identification device send the facial notification message that does not have coverage to described main control system immediately, and described main control system is carried out this transaction operation of described operator after receiving described face and not having the notification message of coverage;
S10, described face identification device send face to described main control system immediately and have the notification message of covering, and described main control system is forbidden this transaction operation of described operator behind the notification message that receives described facial existence coverage.
After the S10, also comprise: the smart card that uses as described operator is during as contact intelligent card, and described main control system sends to described contact card reader and gulps down card signal, and described contact intelligent card is transferred to depositing in the card case of described self-service acceptance apparatus.
In sum, the self-service acceptance apparatus of the financial transaction of the high security that the utility model provides and method, can accurately identify the information whether operator's face is covered, only have when operator's face is not covered, just allow the operator to carry out financial transaction by self-service acceptance apparatus, and the real face-image of storage operation person, make things convenient for the scouting personnel to identify operator's identity by checking face-image; And if the operator covers facial the existence, then after reminding the operator to show true complete face, can again carry out the identifying whether operator's face is covered, if draw equally the facial conclusion of covering that exists, then quiescing person's financial transaction of being correlated with, Effective Raise carries out E-Security by self-service acceptance apparatus.
The above only is preferred implementation of the present utility model; should be pointed out that for those skilled in the art, under the prerequisite that does not break away from the utility model principle; can also make some improvements and modifications, these improvements and modifications also should be looked protection domain of the present utility model.

Claims (5)

1. the self-service acceptance apparatus of the financial transaction of a high security, it is characterized in that, comprising: main control system, face identification device, infrared temperature measurement apparatus, card reader, imageing sensor, camera lens, at least one infrared light-emitting device and at least one visible light light-emitting device; Described main control system is connected with described face identification device, described infrared light-emitting device, described visible light light-emitting device, described infrared temperature measurement apparatus, described card reader and the imageing sensor of being connected respectively, and described camera lens is installed in the front of described imageing sensor.
2. the self-service acceptance apparatus of the financial transaction of high security according to claim 1 is characterized in that, each described infrared light-emitting device and each described visible light light-emitting device alternately be evenly distributed on described imageing sensor around.
3. the self-service acceptance apparatus of the financial transaction of high security according to claim 1 is characterized in that, also comprises the infrared filtering eyeglass; Described infrared filtering eyeglass is installed in the front of described camera lens; And/or also comprise the ambient light pick-up unit; Described ambient light pick-up unit is connected with described main control system; And/or also comprise storer; Described storer is connected with described main control system.
4. the self-service acceptance apparatus of the financial transaction of high security according to claim 1 is characterized in that, described card reader is contact card reader and/or Non-contact Media Reader.
5. the self-service acceptance apparatus of the financial transaction of each described high security is characterized in that according to claim 1-4, and described main control system is dsp controller; Described infrared filtering eyeglass is band flow-through infrared filtering eyeglass or cut-off type infrared filtering eyeglass; Described infrared light-emitting device is infrarede emitting diode; Described storer is EEPROM (Electrically Erasable Programmable Read Only Memo) EEPROM or FLASH storer.
CN 201220474261 2012-09-17 2012-09-17 High-security finance transaction self-service acceptance device Expired - Fee Related CN202854836U (en)

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Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102855474A (en) * 2012-09-17 2013-01-02 北京中科金财科技股份有限公司 High-safety device and high-safety method for self-service financial transaction acceptance
CN105164612A (en) * 2013-04-12 2015-12-16 微软技术许可有限责任公司 Near-plane segmentation using pulsed light source
CN107403370A (en) * 2016-08-31 2017-11-28 彭梅 Finance debt-credit risk control system and operation method

Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102855474A (en) * 2012-09-17 2013-01-02 北京中科金财科技股份有限公司 High-safety device and high-safety method for self-service financial transaction acceptance
CN102855474B (en) * 2012-09-17 2015-05-20 北京中科金财科技股份有限公司 High-safety device and high-safety method for self-service financial transaction acceptance
CN105164612A (en) * 2013-04-12 2015-12-16 微软技术许可有限责任公司 Near-plane segmentation using pulsed light source
CN107403370A (en) * 2016-08-31 2017-11-28 彭梅 Finance debt-credit risk control system and operation method
CN107403370B (en) * 2016-08-31 2018-06-29 浙江易网科技股份有限公司 Finance debt-credit risk control system and operation method

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