CN202512607U - Novel online bank electronic password card - Google Patents
Novel online bank electronic password card Download PDFInfo
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- CN202512607U CN202512607U CN2012201585413U CN201220158541U CN202512607U CN 202512607 U CN202512607 U CN 202512607U CN 2012201585413 U CN2012201585413 U CN 2012201585413U CN 201220158541 U CN201220158541 U CN 201220158541U CN 202512607 U CN202512607 U CN 202512607U
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- password card
- password
- net silver
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Abstract
The utility model relates to a supporting device based on the online bank security certificate and particularly discloses a novel online bank electronic password card. The online bank electronic password card comprises a storage module, inquiry buttons, a liquid crystal display module and a central processing unit module. According to input rank coordinate signals of the inquiry buttons, the central processing unit module acquires corresponding transaction passwords from the storage module and transmits the corresponding transaction passwords to the liquid crystal display module for display. The electronic storage module is used, more transaction passwords are stored, and the usage frequency of the password card is increased greatly. Simultaneously, the password card reserves advantages of hard dynamic password cards, such as low usage cost, safety and reliability. Besides, rank coordinate signals in which transaction passwords are located are input through the inquiry buttons instead of numerical keyboards, the cost can be reduced further, the product volume is decreased, and the password card is easy to popularize and use.
Description
Technical field
The utility model relates to a kind of support device of Net silver safety certification, is specifically related to a kind of novel Net silver electronics password card.
Background technology
Online banking, also known as online banking, online banking, refers to the use of Internet banking technology to provide customers with accounts over the Internet, query, reconciliation, line transfer, interbank transfer, credit, online securities, investment banking and other traditional services, enabling customers can stay at home will be able to safely and easily manage demand and term deposits, checks, credit cards and personal investments.We can say that Web bank is the virtual bank's sales counter on Internet.
Bank system of web is the extension of banking service, and the client can use commercial bank's core business service easily through the internet, accomplishes various non-cash transactions.But then, the internet is the network of an opening, and the bank transaction server is online open website, and bank system of web also makes bank's in-house network open wide the gate to the internet.Therefore, how to guarantee the safety of internet bank trade system, be related to the safety of the inner whole Network and Finance Network of bank, this is the most vital problem during Web bank builds, and also is the most basic consideration that bank guarantees clients fund safety.At present, the medium that is used for the Net silver safety certification mainly comprises two kinds: U shield (mobile digital certificate) and dynamic password card.Wherein, U shield safe and easy to use be used widely, but the use cost of U shield is higher relatively.Wherein, dynamic password card has relatively lower use cost, makes it to be able to the U shield and deposits.
Present dynamic password card is a hard cards, on card, is printed with the matrix password of 8 row, 10 row, and the weak point that it exists is following:
(1) access times are limited.The matrix access times of hard dynamic password card are restricted to 80 times, and after being used to complete for 80 times, the client need go the site sales counter to buy new password card again.Under normal situation about using, just needed to change a password card in general 2-3 month; Using under the frequent situation, even just need go sales counter to buy new password card in one month.This has caused great inconvenience to the client, has also influenced client's experience simultaneously.
(2) operation is comparatively loaded down with trivial details.For matrix password card, in use, need the client at first according to the transaction information, find the corresponding ranks coordinate of matrix, manually scrape corresponding password area then off; The password that input transaction at last uses could finally be accomplished transaction.
(3) carry inconvenience.Common password card size is consistent with the bank card size, and this just means that the client needs the extra onesize password card that carries when carrying bank card, could normally accomplish transaction.Such exceptional space, the modern various for current card type, that the usefulness card is frequent can't but be an extra burden.
The utility model content
The purpose of the utility model is to provide a kind of and more Duos and use safer novel Net silver electronics password card than U shield than hard dynamic password card access times.
For realizing above-mentioned purpose, technical scheme that the utility model adopts is following:
A kind of novel Net silver electronics password card is used for storage and inquires about network bank business based password, and this novel Net silver electronics password card comprises:
Memory module is stored said transaction password;
Inquiry button is imported the ranks coordinate signal that said transaction password belongs to;
LCD MODULE, display operation prompting and Query Result;
CPU module according to the input ranks coordinate signal of said inquiry button, obtains corresponding transaction password and transfers to said LCD MODULE demonstration in said memory module.
Further, said inquiry button comprises upturning key, downturning key and definite key.
Further, said LCD MODULE comprises LCDs and the liquid crystal display drive circuit that is attached thereto.
Further, said memory module is FLASH flash chip or EEROM electrically-erasable storer.
Further, said CPU module comprise Logical processing unit, the storage reading unit that is connected with said Logical processing unit and key scan unit and the interrupt response unit that is connected with said key scan unit.
Further, said inquiry button comprises and gathers key up and down, confirms key and cancel key.
Further, gather key about said inquiry button comprises, confirm key and cancel key.
Further, said inquiry button comprises upwarding key, right key, confirms key and cancel key.
The utility model adopts the memory module of electronization can store more transaction password, and its access times can increase greatly certainly.Simultaneously, the utility model has also kept the low advantage of hard dynamic password card use cost.And the utility model selects for use the mode of inquiry button rather than numeric keypad to import the ranks coordinate signal at transaction password place, can further reduce cost and dwindles small product size, makes it to be more prone to promote the use of.Simultaneously; The transaction password of storing in the utility model is the same with the hard dynamic password card, before the use of delivering to customer, with bank's backstage binding, need not when the client uses to be connected with computer; Thereby prevented by the possibility of computer virus intercepting and capturing, further improved the safety coefficient that the client uses.
Description of drawings
The picture that this description of drawings provided is used for assisting the further understanding to the utility model, constitutes the application's a part, does not constitute the improper qualification to the utility model, in the accompanying drawings:
Fig. 1 is the schematic block circuit diagram of the utility model;
Fig. 2 is the concrete theory structure synoptic diagram of embodiment 1;
Fig. 3 is display screen and the press-key structure synoptic diagram of embodiment 1;
Fig. 4 is the operating process synoptic diagram of embodiment 1;
Fig. 5 is display screen and the press-key structure synoptic diagram of embodiment 2;
Fig. 6 is display screen and the press-key structure synoptic diagram of embodiment 3;
Fig. 7 is display screen and the press-key structure synoptic diagram of embodiment 4.
Among the figure:
1, LCD MODULE 2, CPU module
3, inquiry button 4, memory module
11, LCDs 12, liquid crystal display drive circuit
21, Logical processing unit 22, storage reading unit
23, key scan unit 24, interrupt response unit
31, upturning key 32, downturning key
33, confirm key
Embodiment
To combine accompanying drawing and practical implementation method to specify the utility model below, be used for explaining the utility model in the schematic enforcement and the explanation of the utility model, but not as the qualification to the utility model.
Embodiment 1:
Present embodiment is the most preferred embodiment of the utility model:
As shown in Figure 1, the disclosed novel Net silver electronics password card of present embodiment comprises LCD MODULE 1, CPU module 2, inquiry button 3 and memory module 4.Wherein, FLASH flash chip or EEROM electrically-erasable storer can be selected for use in the said transaction password of memory module 4 storages; Wherein, the ranks coordinate signal at the said transaction password of inquiry button 3 inputs place; Wherein, prompting of LCD MODULE 1 display operation and Query Result; Wherein, CPU module 2 according to the input ranks coordinate signal of said inquiry button 3, obtains corresponding transaction password and transfers to said LCD MODULE 1 demonstration in said memory module 4.
As shown in Figure 2, LCD MODULE 1 comprises LCDs 11 and the liquid crystal display drive circuit 12 that is attached thereto, and LED display 11 is used for showing row matrix, the columns of customer selecting input, and the final anti-corresponding transaction password of this coordinate that shows.
As shown in Figure 2; CPU module 2 is made up of 4 separate units, is respectively Logical processing unit 21, the storage reading unit 22 that is connected with said Logical processing unit 21 and key scan unit 23 and the interrupt response unit 24 that is connected with said key scan unit 23.Wherein, Logical processing unit 21 is the most important modules of this system, be responsible for the initialization of peripheral cell module and reset, the control of the control of the logical operation of ranks, timer, storage unit and read, the demonstration control of liquid crystal etc.Wherein, there are two effects key scan unit 23: button disappears to tremble with button and discerns.Wherein, the response of " on turn over " and " time turn over " two buttons is responsible in interrupt response unit 24, and then just sending into key scan list 23 by bond parameter, and " confirming " button need not use interruption, directly carries out key scan.Wherein, system memory unit 22 does not possess the logical operation function, only be responsible for to the addressing of FLASH chip with read, return the transaction password (key) of user's needs.
Shown in Fig. 2 and 3; Present embodiment is through test of many times optimization; Take all factors into consideration small product size, production cost and ease of use; The most at last inquiry button 3 simplify minimum, only by upturning key 31, downturning key 32, confirm that key 33 forms, be used for the transverse axis and the ordinate of orthogonal axes of positioning port order matrix.
As shown in Figure 4, when present embodiment used, the concrete operations step was following:
Step1: the client clicks and confirms to begin operation;
Step2: screen prompt client's horizontal ordinate of entering password;
Step3: the client clicks key up and down, selects horizontal ordinate;
Step4: the client clicks confirming button, confirms horizontal ordinate;
Step5: screen prompt client's ordinate of entering password;
Step6: the client clicks key up and down, selects ordinate;
Step7: the client clicks confirming button, confirms ordinate;
Step8: the corresponding password of screen output.
When present embodiment is specifically made; Can select for use the chip that has FLASH flash chip or EEROM electrically-erasable storer as CPU; Promptly be that memory module is integrated in the CPU module; As central processing unit, it self has attached the FLASH storage unit of 16KB, so need not extra collocation storer such as the ATMega16 that selects American ATMEL for use.
Present embodiment is based on memory module (like FLASH) and preserves and read.Before dispatching from the factory, bank uses own security algorithm to generate enough keys, and writes in the memory module (like FLASH) through the programming instrument, then memory module (like FLASH) is latched.
The trading instruction that present embodiment is stored in memory module (like FLASH) is 128 row *, 128 row (total access times can reach 16384 times), can also store more trading instructions certainly, fully satisfies client's various user demands.
Present embodiment will all peripheral hardware and the internal registers of initialization after starting.Just wait for the triggering of hardware interrupts then.When the user presses upturning key 31 or downturning key 32 will trigger interrupt response, the expression user has begun to have selected.CPU will close hardware interrupts, catch button to obtain quicker response through program.When waiting for user key-press, the overtime timer of system will be worked, if the user does not have button within a certain period of time, then system is resetted, and waits for again and interrupts button.After capturing user key-press, can disappear to tremble and discern with scan code.Just be sent to button in the logic processing module then, " on turn over " just increases 1, and " turning over down " just subtracts 1, if same direction bond distance presses, then is adjusted into 10 to step-length, remakes plus-minus method.If what press is to confirm key 33, then judge the current selection of whether having accomplished ranks, if, the key of the corresponding ranks of addressing and showing in the FLASH then, and then wait for that next organizes button.If ranks have not been selected, then directly wait for next group button.
Why the utility model does not select numeric keypad for use, and adopts the mode that several inquiry button are set, and reason is following:
1, numeric keypad is bulky, and is not portable.Since numeric keypad need by 0-9 totally 10 digital keys and confirm, cancel key forms, then whole numeric keypad layout is that 4 row 3 are listed as.Add LED display, cause the volume of entire product bigger, carry inconvenience, comparatively unfavorable to product promotion.
If 2 numeric keypads are less, be awkward.In order to control small product size, certainly will need the size of control knob, cause the product button less like this, inconvenient user's practical operation.
3, the wayward cost of products of numeric keypad.
Compare with original password matrix card, present embodiment electronics password card has the following advantages:
Safe and reliable.Through with traditional password matrix, be recorded in the mode of electronic chip, can guarantee the security of password matrix fully, make the hacker can't steal, usurp client's dynamic password, thereby fundamentally guaranteed the security of password matrix through the fishing website mode.
Elegant in appearance, be easy to carry.Through certain industrial design, can the ten minutes that the electronics password card is done is attractive in appearance, and be easy to carry, can same key, wallet etc. deposits together, this point is extremely important to the popularization of electronics password card.
The scope of application is extensive.This electronics password card be because in use need not be connected with computer, so on portable terminals such as mobile phone, panel computer, also can accomplish payment safely, a series of financial transaction such as transfer accounts.
Customer experience has a distinct increment than the conventional password card.For traditional password matrix card, need the client to find corresponding horizontal ordinate according to indication, manually scrape password card then off, experience relatively poor; And the novel electron password card is easy to use, only needs to be familiar with 3 basal keystrokes, can disposable complete operation.
Cheap.The cost of making the electronics password card is comparatively cheap; Its prime cost is made up of 8 low-power scms and LED display, produces the market cost in batches and is about in 20 yuan, under the prerequisite that guarantees security; Price is significantly less than Net silver U shield, has commercial value preferably.
Manufacturing process is comparatively simple, is fit to produce in enormous quantities.According to electronics password card design proposal, the password matrix that only need when producing, solidify in the Flash chip gets final product, and industrial flow is comparatively simple, the convenient batch process in batches.
Electronics password matrix capacity is bigger, makes things convenient for the client to use for a long time.Owing to guaranteed the security and the confidentiality of password matrix technically, therefore can suitably enlarge the capacity of electronics password matrix.Present design proposal has reached 128*128, and total access times can reach (reaching the password quantity of 32*32 matrix in the prototype model, totally 1024 passwords) 16384 times, can fully satisfy client's various user demands.
Embodiment 2:
As shown in Figure 5, present embodiment and embodiment 1 are different only to be: inquiry button 3 comprises to be gathered key up and down, confirms key and cancel key.Relatively and embodiment 1, complicacy is a bit a little in its use.
Embodiment 3:
As shown in Figure 6, present embodiment and embodiment 1 are different only to be: gather key about inquiry button 3 comprises, confirm key and cancel key.Equally, relatively and embodiment 1, complicacy is a bit a little in its use.
Embodiment 4:
As shown in Figure 7, present embodiment and embodiment 1 are different only to be: inquiry button 3 comprises upwarding key, right key, confirms key and cancel key.Equally, relatively and embodiment 1, complicacy is a bit a little in its use.
The utility model adopts the memory module of electronization can store more transaction password, and its access times can increase greatly certainly.Simultaneously, the utility model has also kept the low and safe and reliable advantage of hard dynamic password card use cost.And the utility model selects for use the mode of inquiry button rather than numeric keypad to import the ranks coordinate signal at transaction password place, can further reduce cost and dwindles small product size, makes it to be more prone to promote the use of.
More than technical scheme that the utility model embodiment is provided carried out detailed introduction; Used concrete example among this paper principle and the embodiment of the utility model embodiment are set forth, the explanation of above embodiment only is applicable to the principle that helps to understand the utility model embodiment; Simultaneously, for one of ordinary skill in the art, according to the utility model embodiment, the part that on embodiment and range of application, all can change, in sum, this description should not be construed as the restriction to the utility model.
Claims (8)
1. a novel Net silver electronics password card is used for storage and inquires about network bank business based password, it is characterized in that comprising:
Memory module is stored said transaction password;
Inquiry button is imported the ranks coordinate signal that said transaction password belongs to;
LCD MODULE, display operation prompting and Query Result;
CPU module according to the input ranks coordinate signal of said inquiry button, obtains corresponding transaction password and transfers to said LCD MODULE demonstration in said memory module.
2. novel Net silver electronics password card according to claim 1 is characterised in that:
Said inquiry button comprises upturning key, downturning key and definite key.
3. novel Net silver electronics password card according to claim 1 is characterized in that:
Said LCD MODULE comprises LCDs and the liquid crystal display drive circuit that is attached thereto.
4. novel Net silver electronics password card according to claim 1 is characterized in that:
Said memory module is FLASH flash chip or EEROM electrically-erasable storer.
5. novel Net silver electronics password card according to claim 1 is characterized in that:
The storage reading unit that said CPU module comprises Logical processing unit, be connected with said Logical processing unit and key scan unit and the interrupt response unit that is connected with said key scan unit.
6. novel Net silver electronics password card according to claim 1 is characterized in that:
Said inquiry button comprises to be gathered key up and down, confirms key and cancel key.
7. novel Net silver electronics password card according to claim 1, its spy is:
Gather key about said inquiry button comprises, confirm key and cancel key.
8. novel Net silver electronics password card according to claim 1 is characterized in that:
Said inquiry button comprises upwarding key, right key, confirms key and cancel key.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2012201585413U CN202512607U (en) | 2012-04-13 | 2012-04-13 | Novel online bank electronic password card |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2012201585413U CN202512607U (en) | 2012-04-13 | 2012-04-13 | Novel online bank electronic password card |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN202512607U true CN202512607U (en) | 2012-10-31 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN2012201585413U Expired - Fee Related CN202512607U (en) | 2012-04-13 | 2012-04-13 | Novel online bank electronic password card |
Country Status (1)
| Country | Link |
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| CN (1) | CN202512607U (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108269091A (en) * | 2018-01-25 | 2018-07-10 | 北京明华联盟科技有限公司 | standby processing method, device, system and computer readable storage medium |
-
2012
- 2012-04-13 CN CN2012201585413U patent/CN202512607U/en not_active Expired - Fee Related
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108269091A (en) * | 2018-01-25 | 2018-07-10 | 北京明华联盟科技有限公司 | standby processing method, device, system and computer readable storage medium |
| CN108269091B (en) * | 2018-01-25 | 2022-03-29 | 北京明华联盟科技有限公司 | Standby processing method, device and system and computer readable storage medium |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| CF01 | Termination of patent right due to non-payment of annual fee |
Granted publication date: 20121031 Termination date: 20150413 |
|
| EXPY | Termination of patent right or utility model |