CN202150136U - Mobile device displaying barcode image and supplied for electronic transaction and integrated circuit paster - Google Patents
Mobile device displaying barcode image and supplied for electronic transaction and integrated circuit paster Download PDFInfo
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- CN202150136U CN202150136U CN201020657158U CN201020657158U CN202150136U CN 202150136 U CN202150136 U CN 202150136U CN 201020657158 U CN201020657158 U CN 201020657158U CN 201020657158 U CN201020657158 U CN 201020657158U CN 202150136 U CN202150136 U CN 202150136U
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Abstract
The utility model provides a mobile device and an integrated circuit paster, wherein, the mobile phone is supplied for users to carry out an electronic transaction via a barcode reading device, and the barcode reading device is further connected with a transaction platform. The mobile device comprises an identification module, a memorizer, a processing circuit and a display screen. The identification module provides an identification code, the memorizer stores an application program, (e.g. a memory card), and the processing circuit executes the application program to enable users to input a transaction instruction and a personal password( or other similar user identification information); according to the transaction instruction, the processing circuit executes the application program to compute and generate an onetime password, and generates barcode image data according to the onetime password, the personal password and the identification code, the display screen displays a barcode image to the barcode reading device according to the barcode image data, so that the barcode reading device reads the onetime password to authenticate, and sends the personal password and the identification code to the transaction platform to finish a transaction.
Description
Technical field
The utility model relates to mobile device and the integrated circuit paster that shows the transaction of barcode image power supply; Relate to particularly and can show that barcode image is to carry out the mobile device of mobile electron transaction or paperless trading; Especially, relate to can show barcode image with carry out stored value card, small amount payment, face that cabinet is value added, the mobile device of member's identification or membership service.
Background technology
About utilizing digital barcode image to replace the prior art of entity printed bar-code, can be with reference to following patent documentation: U.S. Pat 5939699, US6082620, US 6877661; U.S. Patent Publication US Pub.20010051915, US Pub.2002/0023027, US Pub.20030230630, US Pub.20060218627, US Pub.2009294539; Korean Patent Publication No. KR20060132763; Japanese patent application publication No. JP2009023013.
Above-mentioned prior art can be applicable in the electronic transaction with mentioning; But focus on the part of authentication more; And the practice that above-mentioned prior art proposed; Differ very big with general habit of transaction, can't integrate, relatively can need extra huge building to be set to this with general now electronic trade platform (particularly hand-held transaction platform).
The utility model content
Present many credits card or debit card (debit card) are for including the smart card (Smart Card) of chip (chip); And EMV especially the international finance industry for smart card with can use the POS terminating machine of chip card, and the specialty transaction of being formulated such as the ATM that extensively is provided with of institute of banking institution and the standard criterion of authentication.In addition; For example EasyCard in Taiwan (Easy Card) or the Octopus card in Hong Kong (Octopus Card); Except electronic bill as mass transportation systems, the function that also has stored value card or small amount payment (micro payment) or face cabinet value added (add value).Therefore utilize these " fiscards " or " transaction smart card " to carry out electronic transaction or become people's habits and customs as the electronic ticket volume.The transaction platform of these existing entity smart cards, like above-mentioned EMV, law and the standard that usually all must strictly follow government or international organization and formulated, this also is the one of the main reasons that above-mentioned prior art expands and is difficult for.
On the other hand; Existing " fiscard " or " transaction smart card " all can't with combine as the hand-held mobile device of " last mile (1ast mile) ", cause prior art can't further develop all the time in the expansion that the entity passageway of Mobile business combines with Virtual Path.
The utility model embodiment shows that about mobile device barcode image is to carry out the mobile electron transaction; Particularly cooperate the use of barcode image with mobile device; Replace now and conclude the business with smart card (fiscard); Therefore can use existing electronic transaction based on smart card, binding entity and Virtual Path resource effectively promote the application of Mobile business fast.
Especially; The utility model embodiment is the existing bar-code reading device of popularizing of mobile device collocation that can show barcode image capable of using; The smart card (fiscard) and the intelligent card reader that replace entity are concluded the business, and then do not need to change for other back-end transaction system.
More particularly, the smart card (fiscard) and the back-end transaction platform that correspond to entity must have data interactive when transaction, and the utility model embodiment utilizes the wireless receiving module of barcode image and mobile device to reach corresponding data interactive.After " data interactive " also was included in the transaction completion here, transaction platform offered smart card holder's trade confirmation information.
Through the utility model embodiment, the user can remove shortcoming and the risk of using general entity smart card (fiscard) to conclude the business from.In addition; Storage space and processing power that existing smart card offers the transaction use also all have restriction; Conclude the business and utilize mobile device to replace the entity smart card, then can break through the limitation of above-mentioned storer and processing power, for example can only replace the transaction smart card of many entities with single mobile device; Or with mobile device receives, storage, transmitted transaction platform are provided electronic transaction confirmation; To replace existing entity transaction details (the for example receipt of signing a bill of credit card), reach the electronic transaction of " with no paper at all " fully, and implement the purpose of authentication.
Particularly, according to an embodiment of the utility model, it provides a kind of mobile device; Supply the user to carry out electronic transaction through a bar-code reading device, said bar-code reading device further is connected with a transaction platform, wherein; Said mobile device comprises: an identification module provides an identification code; One storer is deposited an application program; One treatment circuit; Carry out said application program; And according to a trading instruction of user input; Said treatment circuit is carried out said application program to produce a disposal password; And according to a personal identification number of said disposal password, user input, produce barcode image data with said identification code: a display screen, give said bar-code reading device according to said barcode image data presentation one barcode image, said whereby bar-code reading device reads said disposal password and accomplishes transaction to verify and to send said personal identification number and said identification code to said transaction platform; One wireless receiving module is directed against the trade confirmation information that said mobile device sends in order to receive said transaction platform according to said identification code.
According to another embodiment of the utility model, it provides a kind of mobile device, supplies the user to carry out electronic transaction through a bar-code reading device; Said bar-code reading device further is connected with a transaction platform; Wherein, said mobile device comprises: an identification module provides an identification code; One account data module is safeguarded account balance data; One storer is deposited an application program; One treatment circuit; Carry out said application program; And according to a trading instruction of user input, said treatment circuit is carried out said application program producing a disposal password, and according to said disposal password, said account balance data, produce barcode image data with said identification code; One display screen; Give said bar-code reading device according to said barcode image data presentation one barcode image, said whereby bar-code reading device reads said disposal password to verify and to send said account balance data and said identification code to said transaction platform completion transaction; One wireless receiving module is directed against the information that said mobile device sends in order to receive said transaction platform according to said identification code, and said information comprises trade confirmation instruction; Wherein, according to said trade confirmation instruction, said account data module is upgraded said account balance data.
According to another embodiment of the utility model, it provides a kind of mobile device, supplies the user to carry out electronic transaction through a bar-code reading device; Said bar-code reading device further is connected with a transaction platform; Wherein, said mobile device comprises: an identification module provides an identification code; One wireless receiving module be directed against the information that said mobile device sends in order to receive said transaction platform according to said identification code, and said information comprises a transaction code; One storer is deposited an application program; One treatment circuit; Carry out said application program; And according to a trading instruction of user input; Said treatment circuit is carried out said application program to produce a disposal password; And produce barcode image data according to said disposal password and said transaction code: a display screen, give said bar-code reading device according to said barcode image data presentation one barcode image, said whereby bar-code reading device reads said disposal password and accomplishes transaction to verify and to send said transaction code to said transaction platform.
According to another embodiment of the utility model, it provides a kind of mobile device, supplies the user to carry out electronic transaction through a bar-code reading device; Said bar-code reading device further is connected with a transaction platform; Wherein, said mobile device comprises: an identification module provides an identification code; One account data module is safeguarded account balance data; One storer is deposited an application program; One treatment circuit; Carry out said application program; And according to a trading instruction of user input; Said treatment circuit is carried out said application program producing a disposal password, and imports a dealing money, produces barcode image data with said identification code according to said disposal password, user; One display screen; Give said bar-code reading device according to said barcode image data presentation one barcode image, said whereby bar-code reading device reads said disposal password to verify and to send said dealing money and said identification code to said transaction platform completion transaction; One wireless receiving module is directed against the information that said mobile device sends in order to receive said transaction platform according to said identification code, and said information comprises trade confirmation instruction; Wherein, according to said trade confirmation instruction, said account data module is upgraded said account balance data.
According to the further improved technical scheme of previous embodiment, aforementioned wireless receiving module is a SMS (Short Message Service, a SMS (Short Message Service)) information module, and said whereby transaction platform utilizes SMS information and said mobile device to carry out communication.
Another embodiment according to the utility model provides a kind of mobile device, supplies the user to carry out electronic transaction through a bar-code reading device; Said bar-code reading device further is connected with a transaction platform; Wherein, said mobile device comprises: an identification module provides an identification code; One account data module is safeguarded account balance data; One storer is deposited an application program; One treatment circuit; Carry out said application program; And according to a trading instruction of user input; Said treatment circuit is carried out said application program to produce a disposal password; And according to a dealing money of said disposal password, user input, produce barcode image data with said identification code: a display screen, give said bar-code reading device according to said barcode image data presentation one barcode image, said whereby bar-code reading device reads said disposal password to verify and to send said dealing money and said identification code to said transaction platform to produce a transaction code; Wherein, said application program is upgraded said account balance data according to the said transaction code of user's input.
According to the further improved technical scheme of the utility model, said identification module is selected from group that following project forms as said identification code: IMSI sign indicating number, IMEI sign indicating number, the general sequence number of SIM, Mobile Directory Number.
According to the further improved technical scheme of the utility model, also comprise a SIM, wherein said storer is arranged on the said SIM.
According to the further improved technical scheme of the utility model, also comprise a SIM and an integrated circuit paster, said integrated circuit paster is attached on the said SIM, and said storer is arranged on the said integrated circuit paster.
According to another embodiment of the utility model, it provides a kind of integrated circuit paster, is arranged in the mobile device according to claim 9, and in order to be attached on the said SIM, wherein, said integrated circuit paster comprises: a flexible PCB; And an IC chip, be arranged on the said flexible PCB, and said storer is arranged on the IC chip to deposit an application program, supply said treatment circuit access to carry out said application program.
The utlity model has following technique effect:
The utility model embodiment is the use that cooperates barcode image with mobile device; Replace now and conclude the business with smart card (fiscard); Therefore can use existing electronic transaction based on smart card, binding entity and Virtual Path resource effectively promote the application of Mobile business fast.
Further; The utility model embodiment existing bar-code reading device of popularizing of mobile device collocation that can show bar sign indicating number image capable of using; The smart card (fiscard) and the intelligent card reader that replace entity are concluded the business, and then do not need to change for other back-end transaction system.
In addition, through the utility model embodiment, the user can remove shortcoming and the risk of using general entity smart card (fiscard) to conclude the business from.
With reference to following explanation and appended claims or utilize the embodiment of the utility model of carrying like hereinafter, can understand these characteristics and the advantage of the utility model more.
Description of drawings
In order to understand the advantage of the utility model immediately, please refer to like certain specific embodiments shown in the drawings, specify the utility model of the brief narration of preceding text.Therefore the typical specific embodiment of only describing the utility model in these diagrams of understanding also is not regarded as it limiting under the situation of the utility model category, with extra definition and details the utility model is described with reference to accompanying drawing, in the accompanying drawing:
Fig. 1 is a kind of electronic trading system synoptic diagram according to the utility model one specific embodiment;
Fig. 2 A is a kind of mobile device according to the utility model one specific embodiment;
Fig. 2 B is a kind of mobile device according to another specific embodiment of the utility model;
Fig. 2 C is a kind of SIM and integrated circuit paster according to the utility model one specific embodiment; And
Fig. 3-7 is the mobile electron transaction flow according to the utility model embodiment.
The main element symbol description
100 electronic trading systems, 102 servers
200 mobile devices, 202 identification modules
204 storeies, 206 treatment circuits
208 wireless receiving modules, 210 display screens
212 account data modules, 213 password authentication module
290 integrated circuit pasters, 292 flexible PCBs
294 IC chips, 296 electric contact mats
AP application program ID identification code
Embodiment
< electronic trading system >
Fig. 1 shows the electronic trading system (or electronic ticket volume system) 100 among the embodiment.Electronic trading system 100 comprises server 102 and the POS terminating machine 104 that includes bar-code reading device 106; Wherein server 102 can be described as electronic trade platform with POS terminating machine 104; In certain embodiments; Server 102 is with POS terminating machine 104 even can combine, and the utility model is not desired to limit.In this embodiment, server 102 is to be erected on the existing P OS network with POS terminating machine 104, so server 102 can be proprietary online with POS terminating machine 104; To guarantee transaction security; But also can pass through disclosed the Internet, but the transmission of data therebetween preferably needs extra encryption, this part can be with reference to existing POS transaction system; Or existing entity smart card transaction system, the utility model is not desired to limit.In addition; Though Fig. 1 only shows a server 102; But those skilled in the art can know that the utility model embodiment can comprise a plurality of servers 102, wherein can adhere to different ISP (for example bank, financial and monetary company or telecommunications company) separately; Can connect through network each other, go out complete electronic trade platform and telecommunication platform with framework.
The other demonstration of Fig. 1 can be carried out the mobile device 200 (for example mobile phone or personal digital assistant) of communication with server 102, and server 102 can carry out communication via mobile telephone network or other wireless network with mobile device 200.What need explanation is; Even server 102 can pass through mobile telephone network or other wireless network to bidirectionally communication with mobile device 200; But in the process of concluding the business shown in following examples; All only need server 102 to get final product to the one-way communication of mobile device 200, reduce the chance that communication is tackled in through mobile telephone network or other wireless network whereby, also can reduce the power consumption and the communication cost of mobile device 200 through mobile telephone network or other wireless network.
< mobile device >
Shown in Fig. 2 A; Mobile device 200 has identification module 202, storer 204, treatment circuit 206, wireless receiving module 208, display screen 210, account data module 212; And other input-output unit (for example keyboard, microphone, loudspeaker etc. are not shown) etc.Mobile device 200 can carry out wireless telecommunications through mobile telephone network or other wireless network and server 102; And identification module 202 provides identification code ID; In order in mobile telephone network or wireless network in order to identification mobile device 200, give specific mobile device 200 and let server 102 can send proprietary information whereby.With the mobile phone is example; Identification module 202 can be with the general sequence number and/or the Mobile Directory Number of IMSI sign indicating number, IMEI sign indicating number, SIM; Or its combination is as identification code ID, and in other wireless network, identification module 202 can be with MAC Address or given IP address etc. as identification code ID.
What need explanation is; If mobile device 200 (the for example mobile phone of gsm system) needs to insert SIM to use mobile telephone network or any wireless network services; Then above-mentioned storer 204 and/or treatment circuit 206 can be arranged on the SIM (SIM 250 shown in Fig. 2 B); Or be arranged on the integrated circuit paster that is attached on the SIM (shown in Fig. 2 B be attached to the integrated circuit paster 290 on the SIM 250), and the mode that above-mentioned application A P can STK (SIMApplication Toolkit) offers mobile device 200.Fig. 2 C further demonstration can be used to be attached to the integrated circuit paster 290 on the SIM 250, and it has flexible PCB 292 and IC chip 294.IC chip 294 is arranged on the flexible PCB 292, and aforementioned memory 204 is arranged on the IC chip 294 to deposit application A P and to supply treatment circuit 206 accesses with executive utility AP.Optionally, treatment circuit 206 can also be arranged on the IC chip 294.In addition, shown in Fig. 2 C, integrated circuit paster 290 electrically contacts to transmit signal with the electric contact mat 256 of SIM 250 through electric contact mat 296.About this type of integrated circuit paster, can with reference in United States Patent (USP) 7198199,7303137 or the Taiwan number of patent application 98144154,99121068 about the explanation of this adhesive integrated circuit paster.
< first embodiment >
Fig. 3 shows the embodiment that utilizes mobile device 200 replacement entity credits card or debit card to conclude the business; In this embodiment; As general entity credit card or debit card; User's trading account data (comprising account balance (account balance) data) are by 102 maintenances of remote server, and remote server 102 also corresponding these users' trading account preestablishes a guy's password (or other similar user's identifying information).
In step 300, the user representes that at POS terminating machine 104 places desire uses mobile device 200 to pay, 200 executive utility AP of mobile device, and require the user to import trading instruction and personal identification number (or other similar user's identifying information).
In step 302; Treatment circuit 206 produces disposal password (to call OTP in the following text) according to trading instruction; And the identification code ID that is safeguarded according to personal identification number that this OTP, user imported and identification module 202 at least produces barcode image data; What need explanation is, treatment circuit 206 also can add other data in the barcode image data, and the utility model is not desired to limit; For example can add the account number that stores in advance by application program; But this account number is also nonessential, and for example the server 102 identification code ID that can in advance identification module 202 be safeguarded is associated to account number, so server 102 can be judged corresponding account number according to identification code ID.Perhaps also can add the data that can be used as the electronic transaction voucher.
In step 304, display screen 210 is given bar-code reading device 106 according to barcode image data presentation barcode image.
In step 306; Bar-code reading device 106 reads out OTP and supplies POS terminating machine 104 to verify from barcode image; And personal identification number and the identification code ID that the user imported be sent to server 102, wherein server 102 can be according to personal identification number that the user imported with further checking.The above-mentioned practice to the OTP checking can be with reference to above-mentioned U.S. Patent Publication US Pub.2009294539.
In step 308, if judging, server 102 verifies successfully and judges that enough remaining sums are arranged on the account, then can carry out transaction according to the dealing money that POS terminating machine end 104 is imported.
In step 310; Server 102 is again according to identification code ID; Transaction details is sent to mobile device 200 through mobile telephone network or other wireless network and received by wireless receiving module 208; Inform that the user concludes the business and accomplish and transaction details, and no longer need as the existing practice is printed transaction details by POS terminating machine end 104.
What deserves to be mentioned is that in this embodiment, identification code ID, OTP, account number cipher are to transmit through barcode image, rather than utilize and transmit that security greatly improves like the mode of utilizing OTA (Over The Air) in the prior art.Though server 102 uses the OTA mode to send transaction details to mobile device 200, wherein do not have confidential data, do not have the doubt of security.
< second embodiment >
Fig. 4 demonstration utilizes mobile device 200 to replace the embodiment that electronic purse cards carry out online (on-line) formula small amount payment (micro payment); In this embodiment; Mobile device 200 has account data module 212; Maintenance has user's stored value card account balance data, and server 102 can be in real time and mobile device 200 online to upgrade the account balance data.
In step 400, the user representes that at POS terminating machine 104 places desire uses mobile device 200 to pay, and 200 executive utility AP of mobile device require the user to import or select one of which from some preset trading instructions.In addition, can utilize one group of extra password to carry out application program and login checking.
In step 402; Treatment circuit 206 produces OTP according to trading instruction; And produce barcode image data according to this OTP, account balance data that account data module 212 is provided and the identification code ID of identification module 202 at least; What need explanation is, treatment circuit 206 also can add other data in the barcode image data, and the utility model is not desired to limit.Perhaps also can add the data that can be used as the electronic transaction voucher.
In step 404, display screen 210 is given bar-code reading device 106 according to barcode image data presentation barcode image.
In step 406; Bar-code reading device 106 reads out OTP, account balance data and identification code ID from barcode image; And be sent to server 102 in real time; Wherein POS terminating machine 104 can be verified OTP at once, and to the practice of OTP checking, can be with reference to above-mentioned U.S. Patent Publication US Pub.2009294539.
In step 408, if 104 judgements of POS terminating machine are verified successfully and judged that account balance allows transaction this time, then can carry out transaction according to the dealing money that POS terminating machine end 104 is imported.
In step 410; Server 102 is again according to identification code ID; Trade confirmation instruction is sent to mobile device 200 through mobile telephone network or other wireless network and received by wireless receiving module 208; And account data module 212 will be upgraded the account balance data according to trade confirmation instruction again, if payment transaction is then reduced account balance.
What deserves to be mentioned is that in this embodiment, identification code ID and OTP transmit through barcode image, rather than utilize and transmit that security greatly improves like the mode of utilizing OTA in the prior art.Though server 102 uses the OTA mode to send trade confirmation and instructs to mobile device 200, wherein do not have confidential data, do not have the doubt of security.
< the 3rd embodiment >
Fig. 5 shows that utilizing mobile device 200 to replace electronic purse card carries out the off-line (embodiment of (off-line) formula small amount payment; In this embodiment; Mobile device 200 has account data module 212; Maintenance has user's stored value card account balance data; But POS terminating machine 104 be not can be in real time and server 102 online upgrading the account balance data, but wait for just can be online to upgrade the account balance data with mobile device 200 with server 102 to special time, therefore the mechanism (Double Spending Check) of avoiding repeating flower usefulness must be arranged.
In step 500, the user representes that at POS terminating machine 104 places desire uses mobile device 200 to pay or value added, 200 executive utility AP of mobile device, and require the user to import trading instruction and dealing money.In addition, can utilize one group of extra password to carry out application program and login checking.
In step 502; Treatment circuit 206 produces OTP according to trading instruction; And the identification code ID that is safeguarded according to this OTP, dealing money and identification module 202 at least produces barcode image data; What need explanation is, treatment circuit 206 also can add other data in the barcode image data, and the utility model is not desired to limit.Perhaps also can add the data that can be used as the electronic transaction voucher.
In step 504, display screen 210 is given bar-code reading device 106 according to barcode image data presentation barcode image.
In step 506, bar-code reading device 106 reads out OTP and supplies POS terminating machine 104 to verify from barcode image, and for the practice of OTP checking, can be with reference to above-mentioned U.S. Patent Publication US Pub.2009294539.
In step 508, if judging, POS terminating machine 104 verifies successfully, then can carry out transaction according to dealing money.What deserves to be mentioned is,, must judge then whether account balance can allow dealing money if the user selects to pay.This part can be judged that just application program is only accepted the dealing money less than account balance of user's input by application program.Judge but also can transfer to POS terminating machine 104, for this then treatment circuit 206 must the account balance data also be added to the barcode image data, send server 102 to and in step 508, judge.
In step 510; At a special time (and non real-time), POS terminating machine 104 is delivered to server 102 with the All Activity data, and server 102 is again according to identification code ID; Trade confirmation instruction is sent to mobile device 200 through mobile telephone network or other wireless network and received by wireless receiving module 208; And account data module 212 will be upgraded the account balance data according to trade confirmation instruction again, if pay, then reduce account balance.
Optionally; When step 500, application program can require the user to import one group of account number cipher in addition, and account data module 212 can comprise a password authentication module 213; Be used for verifying the account number cipher that the user is imported when step 500; And when step 510, account data module 212 needs to judge that the checking of account number cipher is correct, and the account balance data are upgraded in instruction according to trade confirmation again.
In addition; Before step 510 is accomplished; Account data module 212 takes place for fear of the situation that repeats flower usefulness; Can temporarily from account balance, pin corresponding amount earlier according to the dealing money that the user imported, let application program only can accept the dealing money less than " reality " account balance of user's input afterwards again.On the other hand, after waiting to receive the trade confirmation instruction of server 102, account data module 212 can formally be upgraded account balance again.In addition also can be with reference to the practice of avoiding repeating flower usefulness in other prior art, for example U.S. Pat 5839119, do not add at this and give unnecessary details.
< the 4th embodiment >
Fig. 6 shows and to utilize mobile device 200 as stored value card, at long-range stored value card service or the long-range embodiment that pays after value added of opening.
In this embodiment; User's trading account data are by 102 maintenances of remote server; The identification code ID that server 102 can be safeguarded identification module 202 in advance is registered to user's trading account, so server 102 can be found out corresponding identification code ID according to account number.
In step 600, trading function or the login that server 102 is opened this account adds Value Data to user's account (for example user in advance through network from the value added trading account to the server 102 of other account account transfer).Server 102 also according to identification code ID with a transaction code and open electrical information (or adding value information) and send to mobile device 200 through mobile telephone network or other wireless network and receive by wireless receiving module 208.
In step 602, the user representes that at POS terminating machine 104 places desire uses mobile device 200 to pay, and mobile device 200 is executive utility AP then, and requires the user to import trading instruction.
In step 604; Treatment circuit 206 produces OTP according to trading instruction, and the transaction data that transaction code produced that is sent according to server 102 according to this OTP, application A P at least, the identification code ID that identification module 202 is safeguarded produce barcode image data.In other embodiments, because server 102 has been known identification code ID in advance, therefore also can save identification code ID is added to the barcode image data, the utility model is not desired to limit.Perhaps also can add the data that can be used as the electronic transaction voucher.
In step 606, display screen 210 is given bar-code reading device 106 according to barcode image data presentation barcode image.
In step 608; Bar-code reading device 106 reads out OTP and transaction code (perhaps also having identification code ID) from barcode image; On POS terminating machine 104, carry out OTP checking, and to the practice of OTP checking, can be with reference to above-mentioned U.S. Patent Publication US Pub.2009294539.
In step 610, after 104 checkings of POS terminating machine are legal, carry out its transaction, and result is sent to server 102, then can carry out transaction according to the dealing money that POS terminating machine end 104 is imported.
Optionally; In step 612; Server 102 is again according to identification code ID; Transaction details is sent to mobile device 200 through mobile telephone network or other wireless network and received by wireless receiving module 208, inform that the user concludes the business to accomplish and transaction details, and no longer need as the existing practice is printed transaction details by POS terminating machine end 104.
< the 5th embodiment >
Fig. 7 demonstration utilizes mobile device 200 as stored value card, is facing the value added embodiment of cabinet.In this embodiment, mobile device 200 has account data module 212, safeguards the stored value card account balance data that the user is arranged.
In step 700, it is value added that the user representes that at POS terminating machine 104 places desire uses mobile device 200 to carry out, 200 executive utility AP of mobile device, and require the user to import trading instruction and dealing money.In addition, can utilize one group of extra password to carry out application program and login checking.
In step 702; Treatment circuit 206 produces OTP according to trading instruction; And the identification code ID that is safeguarded according to this OTP, dealing money and identification module 202 at least produces barcode image data; What need explanation is, treatment circuit 206 also can add other data in the barcode image data, and the utility model is not desired to limit.Perhaps also can add the data that can be used as the electronic transaction voucher.
In step 704, display screen 210 is given bar-code reading device 106 according to barcode image data presentation barcode image.
In step 706, bar-code reading device 106 reads out OTP and supplies POS terminating machine 104 to verify from barcode image, and for the practice of OTP checking, can be with reference to above-mentioned U.S. Patent Publication US Pub.2009294539.
In step 708, if judging, POS terminating machine 104 verifies successfully, then can carry out transaction, and then produce a transaction code according to dealing money and this identification code.In facing the value added embodiment of cabinet, can directly print this transaction code by POS terminating machine 104, and consign to the user.Perhaps also can directly transaction code be sent to the wireless receiving module 208 of mobile device 200 via the mode of wireless telecommunications.
In step 710, user's input resulting transaction code in step 708, and application program is upgraded the account balance data of account data module 212 according to the transaction code of being imported.
What need explain in addition is; Though more than five embodiment do explanation with the electronic transaction of money; But those skilled in the art Ying Kezhi; The utility model also can be applicable in the electronic transaction (payment or value added) of other economically valuable target, for example the flight mileage of airline, member's bonus that credit card company provided or the volume at a discount in shop.
Under the situation that does not break away from the utility model spirit or necessary characteristic, can other particular form embody the utility model.Should said specific embodiment each side only be regarded as illustrative and non-limiting.Therefore, the category of the utility model is shown in appended claims but not shown in above stated specification.All drop on the equivalent meaning of claim and the change in the scope should be regarded as dropping in the category of claim.
Claims (9)
1. a mobile device supplies the user to carry out electronic transaction through a bar-code reading device, and said bar-code reading device further is connected with a transaction platform, it is characterized in that, said mobile device comprises:
One identification module provides an identification code;
One storer is deposited an application program;
One treatment circuit provides a disposal password, and is connected with said identification module, said storer, receives the trading instruction of user's input, and executive utility produces barcode image data;
One display screen; Be connected with said treatment circuit; Receive said barcode image data presentation one barcode image and give said bar-code reading device, personal identification number and said identification code that said bar-code reading device is verified and the user is imported send said transaction platform to;
One wireless receiving module receives said transaction platform and is directed against the trade confirmation information that said mobile device sent.
2. a mobile device supplies the user to carry out electronic transaction through a bar-code reading device, and said bar-code reading device further is connected with a transaction platform, it is characterized in that, said mobile device comprises:
One identification module provides an identification code;
One account data module is safeguarded account balance data;
One storer is deposited an application program;
One treatment circuit provides a disposal password, and is connected with said identification module, said account data module, said storer, receives the trading instruction of user's input, and executive utility produces barcode image data;
One display screen; Be connected with said treatment circuit; Receive said barcode image data presentation one barcode image and give said bar-code reading device, said bar-code reading device is verified and is sent said account balance data and said identification code to said transaction platform;
One wireless receiving module receive said transaction platform to the information that said mobile device sent, and said information comprises trade confirmation instruction;
Wherein, according to said trade confirmation instruction, said account data module is upgraded said account balance data.
3. a mobile device supplies the user to carry out electronic transaction through a bar-code reading device, and said bar-code reading device further is connected with a transaction platform, it is characterized in that, said mobile device comprises:
One identification module provides an identification code;
One wireless receiving module receive said transaction platform to the information that said mobile device sent, and said information comprises a transaction code;
One storer is deposited an application program;
One treatment circuit provides a disposal password, and is connected with said identification module, said wireless receiving module, said storer, receives the trading instruction of user's input, and executive utility produces barcode image data;
One display screen is connected with said treatment circuit, receives said barcode image data presentation one barcode image and gives said bar-code reading device, and said bar-code reading device is verified and sent said transaction code to said transaction platform.
4. a mobile device supplies the user to carry out electronic transaction through a bar-code reading device, and said bar-code reading device further is connected with a transaction platform, it is characterized in that, said mobile device comprises:
One identification module provides an identification code;
One account data module is safeguarded account balance data;
One storer is deposited an application program;
One treatment circuit provides a disposal password, and is connected with said identification module, said account data module, said storer, receives the trading instruction of user's input, and executive utility produces barcode image data;
One display screen is connected with said treatment circuit, receives said barcode image data presentation one barcode image and gives said bar-code reading device, and said bar-code reading device is verified and sent dealing money and said identification code to said transaction platform;
One wireless receiving module receive said transaction platform to the information that said mobile device sent, and said information comprises trade confirmation instruction;
Wherein, according to said trade confirmation instruction, said account data module is upgraded said account balance data.
5. according to each described mobile device in the claim 1 to 4, it is characterized in that said wireless receiving module is a SMS information module, said whereby transaction platform utilizes SMS information and said mobile device to carry out communication.
6. a mobile device supplies the user to carry out electronic transaction through a bar-code reading device, and said bar-code reading device further is connected with a transaction platform, it is characterized in that, said mobile device comprises:
One identification module provides an identification code;
One account data module is safeguarded account balance data;
One storer is deposited an application program;
One treatment circuit provides a disposal password, and is connected with said identification module, said account data module, said storer, receives the trading instruction of user's input, and executive utility is to produce barcode image data:
One display screen; Be connected with said treatment circuit; Receive said barcode image data presentation one barcode image and give said bar-code reading device, said bar-code reading device is verified and is sent dealing money and said identification code to said transaction platform to produce a transaction code;
Wherein, said application program is upgraded said account balance data according to the said transaction code of user's input.
7. according to each the described mobile device in claim 1 to 4 and the claim 6, it is characterized in that also comprise a SIM, wherein said storer is arranged on the said SIM.
8. according to each the described mobile device in claim 1 to 4 and the claim 6; It is characterized in that; Also comprise a SIM and an integrated circuit paster, said integrated circuit paster is attached on the said SIM, and said storer is arranged on the said integrated circuit paster.
9. an integrated circuit paster is arranged in the mobile device according to claim 8, in order to be attached on the said SIM, it is characterized in that, said integrated circuit paster comprises:
One flexible PCB; And
One IC chip is arranged on the said flexible PCB, and said storer is arranged on the IC chip to deposit an application program, supplies said treatment circuit access to carry out said application program.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201020657158U CN202150136U (en) | 2010-12-13 | 2010-12-13 | Mobile device displaying barcode image and supplied for electronic transaction and integrated circuit paster |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201020657158U CN202150136U (en) | 2010-12-13 | 2010-12-13 | Mobile device displaying barcode image and supplied for electronic transaction and integrated circuit paster |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN202150136U true CN202150136U (en) | 2012-02-22 |
Family
ID=45591189
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201020657158U Expired - Fee Related CN202150136U (en) | 2010-12-13 | 2010-12-13 | Mobile device displaying barcode image and supplied for electronic transaction and integrated circuit paster |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN202150136U (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103020574A (en) * | 2012-11-22 | 2013-04-03 | 北京握奇数据系统有限公司 | OTP (One Time Password) equipment and method combining photographing and bar code indentifying technologies |
| CN105405010A (en) * | 2014-09-01 | 2016-03-16 | 全宏科技股份有限公司 | Transaction device, transaction system employing same, and transaction method |
| CN106462848A (en) * | 2014-04-16 | 2017-02-22 | 核软件出口有限公司 | Device, system and method for efficiently servicing high volume electronic transactions |
-
2010
- 2010-12-13 CN CN201020657158U patent/CN202150136U/en not_active Expired - Fee Related
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103020574A (en) * | 2012-11-22 | 2013-04-03 | 北京握奇数据系统有限公司 | OTP (One Time Password) equipment and method combining photographing and bar code indentifying technologies |
| CN106462848A (en) * | 2014-04-16 | 2017-02-22 | 核软件出口有限公司 | Device, system and method for efficiently servicing high volume electronic transactions |
| CN105405010A (en) * | 2014-09-01 | 2016-03-16 | 全宏科技股份有限公司 | Transaction device, transaction system employing same, and transaction method |
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| Date | Code | Title | Description |
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| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| CF01 | Termination of patent right due to non-payment of annual fee | ||
| CF01 | Termination of patent right due to non-payment of annual fee |
Granted publication date: 20120222 Termination date: 20191213 |