CN201712289U - Bankbook with double-interface read/write function - Google Patents
Bankbook with double-interface read/write function Download PDFInfo
- Publication number
- CN201712289U CN201712289U CN 201020138278 CN201020138278U CN201712289U CN 201712289 U CN201712289 U CN 201712289U CN 201020138278 CN201020138278 CN 201020138278 CN 201020138278 U CN201020138278 U CN 201020138278U CN 201712289 U CN201712289 U CN 201712289U
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- bankbook
- double
- interface card
- chip
- card
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Abstract
The utility model discloses a bankbook with a double-interface read/write function. The bankbook comprises a front cover, inner pages, a back cover and a double-interface card, and is characterized in that: the double-interface card is connected with the front cover, the inner pages or the back cover; the double-interface card comprises a carrier and a chip packaged on the carrier, and the chip is a semiconductor chip which can carry out the functions of a touch type IC card and a non-touch type electronic label. The utility model has the technical advantages that: since the double-interface card is adopted to replace a magnetic strip, various defects of the magnetic strip are avoided, the double-interface card is safe, and can be used in a touch mode and a non-touch mode, moreover, the bankbook is convenient to use, and meanwhile, the bankbook also keeps the advantage that each transaction information can be printed for check on the bankbook, and can meet the requirement of the future financial market.
Description
Technical field
The utility model relates to intelligent double-interface IC card and financial payment field, relates in particular to a kind of bankbook with two interfaces read-write capability.
Background technology
What domestic each big bank extensively issued at present is magnetic stripe card, comprises products such as debit card, credit card.But, more and more along with credit card swindle, forgery incident, also exposed magnetic stripe card anti-copy function poor, many shortcomings and unsafe factor such as crack easily.
Before a large amount of distribution of bank's magnetic stripe card, China cities and towns, the rural area is widely used is bankbook.The advantage of bankbook can gather together magnetic stripe function of keeping secret, deposit information, the information of withdrawing the money, balance amount information etc.The user can be provided with password, also password can be set.The time of at every turn depositing and withdrawing, number etc. all are printed on above the bankbook, are convenient to inquiry.But bankbook has its inconvenient part, and it can only could use at the sales counter of bank agency, and the bank that has has released automatic bankbook reserving and drawing machine in part outlet, but also is inconvenient to use, and equipment often breaks down; Because bankbook also is to adopt magnetic stripe to carry out authentication, so the life-span of bankbook is limited, demagnetization or magnetic stripe scratch easily, thereby also bring some inconvenience to people's life.Therefore, if bankbook is not improved, courageously bankbook is not carried out design improvement, bankbook has a day meeting disappear from people's life at last.
Summary of the invention
In order to solve existing bankbook because the drawback of magnetic stripe, use the greatly problem of inconvenience that goes up thereby bring for people and bank, the technical program has proposed the bankbook that the intelligent double-interface IC card of a kind of usefulness replaces magnetic stripe, this bankbook has characteristics such as general, safe, easy to use, can satisfy the growth requirement in following financial market.
The technical scheme that the technical program adopts is as follows:
A kind of bankbook with two interfaces read-write capability, described bankbook comprise front cover, interior page or leaf, back cover and a double-interface card, it is characterized in that, described double-interface card is connected with described front cover, described interior page or leaf or described back cover.
Described double-interface card comprises carrier and is encapsulated in chip on the carrier that described chip is for realizing the semiconductor chip of Contact Type Ic Card function and Lontactless electronic tag function.
Described carrier comprises patterned layer, intermediate layer and bottom, and described patterned layer surface is provided with metal contact, is connected with described chip; The intermediate layer is provided with two lead solder-joint, circuit and antennas, and antenna and circuit adopt the metal wire winding to process, and one of them lead solder-joint connects the Metal Contact contact by metal lead wire, and another lead solder-joint is connected with antenna by circuit.
Described double-interface card is located at the edge of described bankbook front cover, back cover or interior page or leaf.
Described chip is arranged on the edge in described intermediate layer, is convenient to bankbook is put into bank data read-write equipment porch, and chip can better contact with read-write equipment.
Preferably, described double-interface card can be positioned at bottom, top, left end, the right-hand member of bankbook front cover; The chip of its double-interface card can be positioned at bottom, top, left end, the right-hand member of bankbook back cover face; The chip of its double-interface card can be positioned at bottom, top, left end, the right-hand member of the civilian front cover of bankbook.Like this bankbook is inserted bank's read-write equipment, the contact chip of double-interface card can carry out exchanges data with read-write equipment.
Technique effect of the present invention is as follows: adopt double-interface card to replace the design of magnetic stripe, many drawbacks of having avoided magnetic stripe to bring, double-interface card safety can be used with contact and non-contacting mode, and easy to use, can satisfy the growth requirement in following financial market.
Description of drawings
Fig. 1 is a structural representation of the present utility model;
Fig. 2 is a double-interface card structural representation of the present utility model;
Fig. 3 is a carrier structure layer schematic diagram of the present utility model;
Fig. 4 is the structural representation in double-interface card carrier of the present utility model intermediate layer.
The specific embodiment
Consult Fig. 1, Fig. 2, Fig. 3, Fig. 4, bankbook of the present invention comprise front cover 1, interior page or leaf 3, back cover 4 and a double-interface card 2, and double-interface card 2 is connected with the front cover 1 of bankbook.The double-interface card 2 of present embodiment comprises carrier 21 and is encapsulated in chip on the carrier that chip is for realizing the semiconductor chip of Contact Type Ic Card function and Lontactless electronic tag function; Carrier 21 comprises patterned layer 210, intermediate layer 211 and bottom 212, and patterned layer 211 surfaces are provided with metal contact 5, is connected with chip, and the chip of present embodiment is an integrated chip, and the function of contact chip and contactless chip is integrated; Consult Fig. 4, intermediate layer 41 is provided with two lead solder- joint 45,46, circuit 42 and antenna 43, antenna 43 and circuit 42 adopt the metal wire winding to process, one of them lead solder-joint 45 connects Metal Contact contact 44 by metal lead wire, and another lead solder-joint 46 is connected with antenna 43 by circuit 42.
Present embodiment is arranged on metal contact of the present invention any edge all around of this double-interface card, and the double-interface card finished product is connected in the bankbook left end of page or leaf, design like this, when being convenient to adopt the mode of contact to carry out Card Reader, can carry out better data interaction with the identification equipment of bank, as long as the Card Reader of this identification equipment inlet is set to bankbook when opening, the length that the length of bankbook integral body or wide any one are equal to, just can carry out exchanges data, convenient and safety.
Double-interface card record bankbook user's bank's essential information and additional information, when shirtsleeve operations such as the user only need query the balance, only noncontact mode and the bank similar inquiry system equipment of the double-interface card on the bankbook by less radio-frequency need be carried out alternately, this user's personal information, deposit and withdraw record and current remaining sum etc. just can appear on the display screen of bank's inquiry system, do not need to carry out manually-operated, the input password, carry out a series of operation according to prompting again, make things convenient for especially old man of user, and saved the time.
And, when when the sales counter of bank uses the bankbook of the technical program, operating personnel read and write the information of bankbook upper clamp slice by contact reader or non-contact reader-writer, can put into printer afterwards, Transaction Information directly is printed on above the interior page or leaf of bankbook convenient inquiry.
In sum, more than be preferred embodiment of the present invention only, be not to be used to limit protection scope of the present invention.Within the spirit and principles in the present invention all, any modification of being done, be equal to replacement, improvement etc., all should be included within protection scope of the present invention.
Claims (5)
1. the bankbook with two interfaces read-write capability is characterized in that described bankbook comprises front cover, interior page or leaf, back cover, double-interface card, and wherein double-interface card is connected with described front cover, interior page or leaf, back cover.
2. the bankbook with two interfaces read-write capability according to claim 1, it is characterized in that, described double-interface card comprises carrier and is encapsulated in chip on the carrier that described chip is for realizing the semiconductor chip of Contact Type Ic Card function and Lontactless electronic tag function.
3. a kind of bankbook with two interfaces read-write capability according to claim 2 is characterized in that described carrier comprises patterned layer, intermediate layer and bottom, and described patterned layer surface is provided with metal contact, is connected with described chip; Described intermediate layer is provided with two lead solder-joint, circuit and antennas, and antenna and circuit adopt the metal wire winding to process, and one of them lead solder-joint connects the Metal Contact contact by metal lead wire, and another lead solder-joint is connected with antenna by lead-in wire.
4. according to claim 1 or 2 or 3 one kind of bankbook, it is characterized in that described double-interface card is arranged on the edge of described bankbook front cover, back cover or interior page or leaf with two interfaces read-write capability.
5. a kind of bankbook with two interfaces read-write capability according to claim 4 is characterized in that, does not have magnetic stripe above the described bankbook.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 201020138278 CN201712289U (en) | 2010-03-23 | 2010-03-23 | Bankbook with double-interface read/write function |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 201020138278 CN201712289U (en) | 2010-03-23 | 2010-03-23 | Bankbook with double-interface read/write function |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN201712289U true CN201712289U (en) | 2011-01-19 |
Family
ID=43458288
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN 201020138278 Expired - Fee Related CN201712289U (en) | 2010-03-23 | 2010-03-23 | Bankbook with double-interface read/write function |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN201712289U (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105751733A (en) * | 2016-03-04 | 2016-07-13 | 东方通信股份有限公司 | Bankbook supporting non-contact read-write function |
| CN106909962A (en) * | 2017-02-08 | 2017-06-30 | 珠海恒冠宇科技有限公司 | Flexible contact type IC assertive evidences, read-write implement and used equipment upgrading method |
-
2010
- 2010-03-23 CN CN 201020138278 patent/CN201712289U/en not_active Expired - Fee Related
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105751733A (en) * | 2016-03-04 | 2016-07-13 | 东方通信股份有限公司 | Bankbook supporting non-contact read-write function |
| CN105751733B (en) * | 2016-03-04 | 2018-10-12 | 东方通信股份有限公司 | A kind of bankbook for supporting non-contact read-write function |
| CN106909962A (en) * | 2017-02-08 | 2017-06-30 | 珠海恒冠宇科技有限公司 | Flexible contact type IC assertive evidences, read-write implement and used equipment upgrading method |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| C17 | Cessation of patent right | ||
| CF01 | Termination of patent right due to non-payment of annual fee |
Granted publication date: 20110119 Termination date: 20140323 |