CN205139988U - POS machine card swiping system and POS machine thereof - Google Patents
POS machine card swiping system and POS machine thereof Download PDFInfo
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- CN205139988U CN205139988U CN201520771302.9U CN201520771302U CN205139988U CN 205139988 U CN205139988 U CN 205139988U CN 201520771302 U CN201520771302 U CN 201520771302U CN 205139988 U CN205139988 U CN 205139988U
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Abstract
The utility model relates to an electronic payment field especially relates to a POS machine card swiping system and POS machine thereof. The POS machine card swiping system include at least: intelligent terminal, POS machine and professional processing terminal, intelligent terminal includes bank account the control unit and communication module at least, at least, preserve the account information as the first collection of money savings card of appointed collection of money among the bank account the control unit, POS machine at least including the host processing ware, with a radio communication unit, the 2nd radio communication unit, memory cell that the host processing ware links to each other respectively and read the card unit, a radio communication unit with communication module establishs wireless connection, the 2nd radio communication unit be used for with professional processing terminal establishs wireless connection.
Description
Technical field
The utility model relates to E-Payment field, particularly relates to a kind of POS card-punching system and POS.
Background technology
Along with expanding economy, the form of business progressively changes and becomes increasingly prosperous, and has increasing specialized wholesale market and sales field to occur, has also occurred large quantities of self-employed businessman.These self-employed businessman, in the business management activity of every day, need a large amount of money transactions, therefore, for can carry with, the POS terminal device of convenient transaction whenever and wherever possible can have demand more widely.
POS is a kind of multi-functional terminal end, and it can realize electronic funds automatic account transfer and the clearing of account, and concludes the business to commodity and media and provide data, services and management function, uses safe and efficient, the dark favor by Ge great trade company.
But there is various disadvantages in current POS.On the one hand, the POS that trade company has can only bind a bank card account, if bank card is lost, or when needing to change other bank card bindings, all need to sell to return home to appointed bank or POS to nullify or change bank card account, bring a lot of inconvenience to businessman; On the other hand, trade company, when buying POS, needs to submit multiple personal information to POS seller or bank, such as I.D., bank card copy etc., is easy to like this cause individual privacy reveal or there is fund security hidden danger.
Utility model content
In view of this, the utility model provides a kind of and conveniently can switch bank card account and safe and reliable POS.
The POS card-punching system that the utility model provides at least comprises: intelligent terminal, POS and service process terminal; Described intelligent terminal at least comprises bank account control module and communication module, at least preserves the accounts information of the first gathering stored value card being used as to specify gathering in described bank account control module; The first wireless communication unit, the second wireless communication unit, storage unit and card reading unit that described POS at least comprises primary processor, is connected respectively with described primary processor, described first wireless communication unit and described communication module set up wireless connections, described storage unit is for storing the accounts information of described first gathering stored value card, described card reading unit is for reading the consumption information of consumption stored value card, and described second wireless communication unit is used for setting up wireless connections with described service process terminal.
The utility model provide based in the POS of bank client, described first wireless communication unit and the radio connection of described communication module are that bluetooth is connected or WIFI connects, and described first wireless communication unit and communication module are bluetooth module or WIFI module accordingly; Described second wireless communication unit is GSM, CDMA, 3G or 4G network element.
The utility model provide based in the POS of bank client, described bank account control module also for preserve the second gathering stored value card, the 3rd gathering stored value card accounts information.
The utility model provide based in the POS of bank client, described service process terminal comprises the first settlement center and the second settlement center, described first settlement center and described second wireless communication unit wireless connections, and receiving the information of withholing that described second wireless communication unit sends, described first settlement center also carries out withholing and processes and the fund of withholing is handed to the second settlement center; Described second settlement center carries out gathering process to the described fund of withholing, and Receiving information is sent to the second wireless communication unit.
The utility model provide based in the POS of bank client, described service process terminal comprises the first settlement center and the second settlement center, described first settlement center and described second wireless communication unit wireless connections, described first settlement center receives the consumption information that described second wireless communication unit is sent, and described first settlement center carries out withholing according to described consumption information and processes and the fund of withholing is handed to the second settlement center; Described second settlement center carries out gathering process to the described fund of withholing, and the information accepting process is sent to the second wireless communication unit.
The utility model provide based in the POS of bank client, state the second settlement center also for by described fund of withholing stored in described first stored value card account.
The utility model provide based in the POS of bank client, described intelligent terminal is mobile phone or panel computer, and described bank account control module is application program of mobile phone or panel computer application program.
The utility model provide based in the POS of bank client, described POS also comprises bio-identification unit, and described bio-identification unit is connected with described primary processor, for read consumption stored value card consumption information after client identity is confirmed.
The utility model additionally provides a kind of POS, it is for setting up wireless connections with mobile terminal and service process terminal, described POS at least comprises primary processor, the first wireless communication unit be connected respectively with described primary processor, second wireless communication unit, storage unit and card reading unit, described first wireless communication unit is used for setting up wireless connections with the communication module of intelligent terminal, described storage unit is for storing the accounts information of gathering stored value card, described card reading unit is for reading the consumption information of consumption stored value card, described second wireless communication unit is used for setting up wireless connections with described service process terminal.
The described POS that the utility model provides also comprises the man-machine interaction unit, display unit and the bio-identification unit that are connected with described primary processor respectively, described man-machine interaction unit is at least for receiving the deducted amount of input, described display unit for showing described deducted amount, described bio-identification unit for read consumption stored value card consumption information after client identity is confirmed.
In the information processing method of the POS card-punching system in present embodiment, because the first wireless communication unit of described POS and the communication module of described intelligent terminal set up wireless connections, described bank account control module and described first wireless communication module set up data channel, thus, after POS main separation collects money stored value card surely, described POS directly can obtain selected gathering stored value card account information from described intelligent terminal.And due to described bank account control module can bind multiple gathering stored value cards, if POS master want switch stored value card, other gathering stored value card can be selected and the accounts information of this gathering stored value card is retransferred to described first wireless communication unit.Therefore the described POS card-punching system that the utility model provides has broken the limitation that current POS can only bind a gathering stored value card.In addition, due to described POS be direct wireless receiving and store the stored value card account information selected, thus without the need to need provide the step of personal information in prior art when buying POS, therefore, the POS card-punching system that the utility model provides and POS thereof can not cause the leakage of personal information, safe and reliable.
Accompanying drawing explanation
Below in conjunction with drawings and Examples, the utility model is described in further detail, in accompanying drawing:
The structural representation of the POS card-punching system of the better embodiment that Fig. 1 provides for the utility model;
The structural representation of the POS 101 of the better embodiment that Fig. 2 provides for the utility model;
The concrete structure schematic diagram of the better embodiment that Fig. 3 is service process terminal 103 shown in Fig. 1.
Embodiment
For the POS based on bank client that the utility model provides is described, be described in detail below in conjunction with Figure of description and explanatory note.
In description of the present utility model, it should be noted that, unless otherwise clearly defined and limited, term " is connected ", " connection " should be interpreted broadly, can be the electric connection of two element internals; Can be directly be connected, also indirectly can be connected by intermediary, for the ordinary skill in the art, the concrete meaning of above-mentioned term can be understood as the case may be.In addition, term " first ", " second " only for describing object, and can not be interpreted as instruction or hint relative importance or imply the quantity indicating indicated technical characteristic.Thus, be limited with " first ", the feature of " second " can express or impliedly comprise one or more these features.
As shown in Figure 1, the structural representation of the POS card-punching system of its better embodiment provided for the utility model, it at least comprises: POS 101, intelligent terminal 102 and service process terminal 103.
Described intelligent terminal 102 at least comprises bank account control module and communication module, at least preserves the accounts information of the first gathering stored value card being used as to specify gathering in described bank account control module.Described intelligent terminal is generally the hand-held intelligent terminal of described POS master, such as mobile phone or panel computer, can also be the intelligent terminal of other classifications certainly.Corresponding described bank account control module is application program of mobile phone (app) or panel computer application program (app).Described bank account control module can also be used for the accounts information preserving multiple stored value card such as the second gathering stored value card, the 3rd gathering stored value card.Namely described bank account control module can be the application program of mobile phone only managing bank card in a bank, such as Mobile banking of Bank of China application program etc., also can for managing the application program of mobile phone of multiple bank card simultaneously.Described first gathering stored value card, the second gathering stored value card, the 3rd stored value card such as gathering stored value card etc. are generally receiving bank's card of POS master or credit card etc.Described card is magnetic stripe card or IC-card.
As shown in Figure 2, the structural representation of the POS 101 of its better embodiment provided for the utility model, the first wireless communication unit 1011, second wireless communication unit 1012, storage unit 1013 and card reading unit 1014. that described POS 101 at least comprises primary processor 1010, is connected respectively with described primary processor 1010
Described first wireless communication unit 1011 sets up wireless connections with described communication module, and preferably, described radio connection is that bluetooth connects or WIFI connects, and described first wireless communication unit and communication module are bluetooth module or WIFI module accordingly.Described first wireless communication unit 1011 is for receiving the accounts information of described first gathering stored value card.Second wireless communication unit 1012 sets up wireless connections with described service process terminal, and described second wireless communication unit is GSM, CDMA, 3G or 4G network element.Described storage unit 1013 is for storing the accounts information of described first gathering stored value card, after wireless connections set up by POS 101 and described intelligent terminal 102, described storage unit 1013 receives the accounts information of the first gathering stored value card that described intelligent terminal 102 sends, and after swiping the card in order to subsequent clients, gathering is used.Described card reading unit 1014 is for reading the consumption information of consumption stored value card.What described consumption stored value card was held for client is used for payment to the stored value card of POS master.Described consumption stored value card is bank card or credit card etc.Described card is magnetic stripe card or IC-card.
Described POS card-punching system also comprises the man-machine interaction unit 1015 and display unit 1016 that are connected with described primary processor 1010 respectively, described man-machine interaction unit 1015 is at least for receiving the deducted amount of input, and described man-machine interaction unit 1015 is key-press input, touch-control input or voice-input unit etc.; Described display unit 1016 is for showing described deducted amount.Described POS also comprises bio-identification unit 1017, and described bio-identification unit 1017 is connected with described primary processor 1010, for confirming client identity after the consumption information reading consumption stored value card.Described bio-identification unit can be fingerprint identification unit.
As shown in Figure 3, the concrete structure schematic diagram of its better embodiment being service process terminal 103 shown in Fig. 1.Described service process terminal 103 is bank settlement system, it at least comprises the first settlement center 1031 and the second settlement center 1032, described first settlement center 1031 and described second wireless communication unit 1012 wireless connections, and receiving the consumption information that described second wireless communication unit 1012 sends, described first settlement center 1031 also carries out withholing according to described consumption information and processes and the fund of withholing is handed to the second settlement center 1032; Described second settlement center 1032 carries out gathering process to the described fund of withholing, and the information accepting process is sent to the second wireless communication unit 1012.Preferably, described first settlement center is bank center or the Unionpay center at described consumption stored value card place; Described second settlement center is bank center or the Mobile banking center at the first gathering stored value card place.
Present embodiment provides the workflow of described POS system to be: described bank account control module at least preserves the accounts information of a gathering stored value card; Described bank account control module receives the account selection instruction triggered, and described account selection instruction is used for sign and selects the first gathering stored value card account as collecting account; Described first wireless communication unit receives the accounts information of described first gathering stored value card, and the accounts information of described first gathering stored value card is stored in described storage unit; Described card reading unit reads the consumption information of consumption stored value card, and described consumption information is sent to described service process terminal by described second wireless communication unit; Described service process terminal carries out gathering process to described consumption information, and Receiving information is returned to described second wireless communication unit; Described Receiving information is sent to described bank account control module by described first wireless communication unit, and described send mode is send in real time, to inform that spending amount has been squeezed into described first gathering stored value card by POS host and guest family in real time.Due to described service process terminal withhold process and gathering process need the regular hour, first gathering stored value card collection amount may be deferred to account.
In above-mentioned workflow, described service process terminal carries out gathering process to described consumption information, and step Receiving information being returned to described second wireless communication unit is specially: described first settlement center receives the consumption information that described second wireless communication unit is sent, and described first settlement center carries out withholing according to described consumption information and processes and the fund of withholing is handed to the second settlement center; Described second settlement center carries out gathering process to the described fund of withholing, and the information accepting process is sent to the second wireless communication unit (in real time).Finally described second settlement center by described fund of withholing stored in described first stored value card account (delay).
In the information processing method of the POS card-punching system in present embodiment, because the first wireless communication unit of described POS and the communication module of described intelligent terminal set up wireless connections, described bank account control module and described first wireless communication module set up data channel, thus, after POS main separation collects money stored value card surely, described POS directly can obtain selected gathering stored value card account information from described intelligent terminal.And due to described bank account control module can bind multiple gathering stored value cards, if POS master want switch stored value card, other gathering stored value card can be selected and the accounts information of this gathering stored value card is retransferred to described first wireless communication unit.Therefore the described POS card-punching system that the utility model provides has broken the limitation that current POS can only bind a gathering stored value card.In addition, due to described POS be direct wireless receiving and store the stored value card account information selected, thus without the need to need provide the step of personal information in prior art when buying POS, therefore, the POS card-punching system that the utility model provides and POS thereof can not cause the leakage of personal information, safe and reliable.
The POS card-punching system provided for the utility model above and the better embodiment of POS; the restriction to the utility model rights protection scope can not be interpreted as; those skilled in the art should know; without departing from the concept of the premise utility; also can do multiple improvement or replacement; these all improvement or replacement all should within the scope of rights protections of the present utility model, and namely rights protection scope of the present utility model should be as the criterion with claim.
Claims (10)
1. a POS card-punching system, it at least comprises: intelligent terminal, POS and service process terminal;
Described intelligent terminal at least comprises bank account control module and communication module, at least preserves the accounts information of the first gathering stored value card being used as to specify gathering in described bank account control module;
The first wireless communication unit, the second wireless communication unit, storage unit and card reading unit that described POS at least comprises primary processor, is connected respectively with described primary processor, described first wireless communication unit and described communication module set up wireless connections, described storage unit is for storing the accounts information of described first gathering stored value card, described card reading unit is for reading the consumption information of consumption stored value card, and described second wireless communication unit is used for setting up wireless connections with described service process terminal.
2. POS card-punching system as claimed in claim 1, it is characterized in that: described first wireless communication unit and the radio connection of described communication module are that bluetooth is connected or WIFI connects, and described first wireless communication unit and communication module are bluetooth module or WIFI module accordingly; Described second wireless communication unit is GSM, CDMA, 3G or 4G network element.
3. POS card-punching system as claimed in claim 1, is characterized in that: described bank account control module is also for preserving the accounts information of the second gathering stored value card, the 3rd gathering stored value card.
4. POS card-punching system as claimed in claim 1, it is characterized in that: described service process terminal comprises the first settlement center and the second settlement center, described first settlement center and described second wireless communication unit wireless connections, described first settlement center receives the consumption information that described second wireless communication unit is sent, and described first settlement center carries out withholing according to described consumption information and processes and the fund of withholing is handed to the second settlement center; Described second settlement center carries out gathering process to the described fund of withholing, and the information accepting process is sent to the second wireless communication unit.
5. POS card-punching system as claimed in claim 4, is characterized in that: described second settlement center also for by described fund of withholing stored in described first gathering stored value card account.
6. POS card-punching system as claimed in claim 1, it is characterized in that: described POS card-punching system also comprises the man-machine interaction unit and display unit that are connected with described primary processor respectively, described man-machine interaction unit is at least for receiving the deducted amount of input, and described display unit is for showing described deducted amount.
7. POS card-punching system as claimed in claim 3, it is characterized in that: described intelligent terminal is mobile phone or panel computer, described bank account control module is application program of mobile phone or panel computer application program.
8. POS card-punching system as claimed in claim 1, it is characterized in that: described POS also comprises bio-identification unit, described bio-identification unit is connected with described primary processor, for confirming client identity after the consumption information reading consumption stored value card.
9. a POS, it is for setting up wireless connections with mobile terminal and service process terminal, described POS at least comprises primary processor, the first wireless communication unit be connected respectively with described primary processor, second wireless communication unit, storage unit and card reading unit, described first wireless communication unit is used for setting up wireless connections with the communication module of intelligent terminal, described storage unit is for storing the accounts information of gathering stored value card, described card reading unit is for reading the consumption information of consumption stored value card, described second wireless communication unit is used for setting up wireless connections with described service process terminal.
10. POS as claimed in claim 9, it is characterized in that: described POS also comprises the man-machine interaction unit, display unit and the bio-identification unit that are connected with described primary processor respectively, described man-machine interaction unit is at least for receiving the deducted amount of input, described display unit for showing described deducted amount, described bio-identification unit for read consumption stored value card consumption information after client identity is confirmed.
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201520771302.9U CN205139988U (en) | 2015-09-30 | 2015-09-30 | POS machine card swiping system and POS machine thereof |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201520771302.9U CN205139988U (en) | 2015-09-30 | 2015-09-30 | POS machine card swiping system and POS machine thereof |
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| CN205139988U true CN205139988U (en) | 2016-04-06 |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106557918A (en) * | 2015-09-30 | 2017-04-05 | 深圳市泰金田科技有限公司 | A kind of POS card-punching system and its POS |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106557918A (en) * | 2015-09-30 | 2017-04-05 | 深圳市泰金田科技有限公司 | A kind of POS card-punching system and its POS |
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