CN201707734U - Self-service insurance sale real-name electronic issuing terminal unit - Google Patents
Self-service insurance sale real-name electronic issuing terminal unit Download PDFInfo
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- CN201707734U CN201707734U CN2010201593158U CN201020159315U CN201707734U CN 201707734 U CN201707734 U CN 201707734U CN 2010201593158 U CN2010201593158 U CN 2010201593158U CN 201020159315 U CN201020159315 U CN 201020159315U CN 201707734 U CN201707734 U CN 201707734U
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Abstract
A self-service insurance sale real-name electronic issuing terminal unit applied to insurance industry belongs to the application field of electronic information technique, and is provided with a cabinet. A host, an automatic certificate identification input device connected with the host, a POS card payment system, a card password input keyboard, a touch screen, an insurance policy printer and a charge bill printer are installed inside the cabinet. The terminal unit further comprises a power circuit, a memory and a hardware encrypting circuit between a communication module circuit and the host. A liquid crystal video player connected with the host is further installed on the top of the cabinet, consumers can purchase relevant insurance products on the self-service terminal in a self-service interactive manner, and insurance policy information data can be transmitted to a core business system of an insurance company in real time through network. The terminal unit has the advantages of simple operation, quickness, high efficiency, convenience and practicality.
Description
Technical field
The utility model relates to a kind of self-service insurance sales real name electronics and goes out the unit/terminal device, belongs to the electronic information technology application.
Background technology
The sale of the insurance product of China at present mainly is to sell modes such as website and online sales system and sell by outlet of insurance company, insurance agency, insurance agent, insurance company, these marketing methods exist the single and selling cost problem of higher of marketing method concerning insurance company, and buy for consumers and to understand these insurance products also convenient and swift inadequately.
On February 4th, 2009, the Chinese patent No. 200820063022.2 disclosed the utility model patent that a kind of name is called " the self-service service that satisfies the needs of consumers is sold and purchased end device ", self-service the purchasing of product that this device main application fields is an insurance industry sold, the consumer on this end device by the typing identity information with select insurance products, behind the defrayment, this end device is printable to go out declaration form and charge bill, thereby finishes the purchase overall process of insurance products.For requiring insurance products, standard market operation Chinese Protecting and Supervising Association to satisfy following condition in print in the recent period, the one, it is system of real name that consumer's identity information will be arranged in the declaration form, the 2nd, declaration form will be carried out electronics and dissolve list, and the 3rd, the policy information data will enter insurance company's core business system in real time.Though this technical scheme provides a kind of new marketing method, but still there is following deficiency:
1, consumer's identity information input system of this technology end device, except that China second-generation identity card can be realized the identification typing automatically by card reader, the typing of other certificate identity informations such as driver's license, the identification of driving license and typing mode are then not open, and the kind of this technical scheme certificate has only related to above-mentioned three kinds of certificates, the fingerprint recognition typing is owing to can't show that real name information does not then have practical significance, at present, part consumer's perfect instrument that the consumer held especially external and the area, Hong Kong, Macao and Taiwan both at home and abroad all is passports, because this system and device does not have passport to discern the typing parts automatically, thereby make this part consumer who only holds a passport just can't on this self-aid system, buy insurance products, therefore, this system exists the certificate kind complete and can't discern deficiency such as typing automatically.
2, this technical scheme end device is after selling insurance products and printing declaration form, and the policy information data can not enter insurance company's core business system in real time, do not meet the supervision requirement of state supervision department.
The utility model content
The purpose of this utility model is exactly for solving the above-mentioned problems in the prior art, a kind of insurance industry of being applied to is provided, the consumer can take self-service alternant way to select to buy relevant insurance products on self-aided terminal, on self-aided terminal, can use multiple certificate commonly used quick, easily by the automatic typing identity information of OCR recognition technology system on the self-aided terminal, swipe the card behind the defrayment by the POS on the terminal, the self-aided terminal application can generate and typing declaration form number and declaration form relevant information automatically, and can print system of real name declaration form and charge bill automatically, the policy information data go out the unit/terminal device by the self-service insurance sales real name electronics that network can be sent to insurance company's core business system in real time.
The technical solution of the utility model is: a kind of self-service insurance sales real name electronics goes out single device, it is characterized in that, this self-aided terminal has a rack (8), the certificate that main frame (9) is installed in the rack (8) and is attached thereto is discerned input device (3) automatically, with the integrated touch-screen (2) of display screen, the cipher inputting keyboard (4) of swiping the card, the POS payment system (5) of swiping the card, declaration form printer (6), charge bill printer (7), power circuit (10), storer (11), hardware encryption circuit (12) between communication module circuit (13) and the main frame (9) also is installed in the rack, and rack (8) top is equipped with the liquid crystal video play device (1) that is connected with main frame (9).
Described self-aided terminal hardware encryption circuit (12) is connected with communication module circuit (13), and communication module circuit (13) can carry out wired or wireless communication with insurance company's business management system by ICP/IP protocol.
The liquid crystal video play device (1) that install at described self-aided terminal rack (8) top is connected with main frame (9), and broadcast, replacing, setting and the switching on and shutting down of liquid crystal video play device (1) video content are directly controlled by main frame (9) or are carried out Long-distance Control by network, and liquid crystal video play device (1) also can be that unique host carries out Play Control.
Described certificate is discerned automatically and is comprised OCR certificate identification circuit, certificate automatic trigger switch circuit, camera circuitry in the input device (3), circuit of light sources, also comprise successively simultaneously and be connected with certificate and insert mouth, transparent panel, light source, triggering induction switch device, certificate video camera and lens assembly, certificate is discerned automatically in the input device (3) and also is integrated with the China second-generation identity card card reader.Described certificate video camera switch is connected in and triggers induction switch device and control circuit device.
The consumer discerns input device (3) typing identity information automatically automatically by the certificate that is integrated in self-aided terminal, comprise one, China second-generation identity card, reach Hong Kong, Macao and Taiwan passport, motor vehicle driving license, officer's identity card, soldier's indentity card both at home and abroad, the consumer can import the self-aided terminal system with identity information by a kind of perfect instrument wherein automatically, and certificate is discerned input device (3) automatically and passed through the OCR recognition technology automatically with in additional clause name and passport NO. extraction and input system and the declaration form.
Described self-aided terminal can carry out communication with the network encryption transmission manner by wireless or cable network from the swipe the card communication modes of payment system (5) and Unionpay of trend insurance company business management system real-time Transmission policy information data and POS.
Described self-aided terminal comprises automatically typing declaration form number and declaration form relevant information and consumer's real name identity information and can automatically perform the declaration form printer (6) of printing and the bill printing (7) of charging.
Compared with prior art, the utility model is by having used the automaticity height at self-aided terminal, the more full certificate of identification kind is discerned input device automatically, fingerprint recognition typing parts, handwriting input parts, driving license identification component in the prior art have been omitted, thereby further facilitated the consumer, widened target consumer crowd and system's practical application area; The utility model consumer POS swipe the card pay successfully after, the self-aided terminal application can generate the declaration form number automatically, can finish the typing of insurance and real name relevant information automatically, and automatically perform declaration form and the printing of the bill of charging, thereby simplified self-aided terminal system operation program and step, saved the time of waiting in the self-help operation.
By above-mentioned measure and improvement, compared with prior art the utility model has not only been saved the running time, but also effectively reduced the cost of self-aided terminal, and improved automaticity, make the consumer become simpler, convenient and swift in the process of self-service purchase insurance.By the intelligentized foreground of the utility model self-aided terminal, support wireless communication mode and the POS payment of swiping the card, support by intelligent backstage insurance management system, policy information and insurance company's business management system be real-time, interactive automatically, realized the function of " going out list in real time; real-time management ", met electronics fully and dissolve the supervision requirement that list and declaration form enter insurance company's core business system in real time.The utility model has also omitted cash payment system in the prior art, and uses the POS payment function of swiping the card, and has realized the sales mode of zero money transaction, and the electronics that more meets in the insurance industry dissolves single, " seeing that expense goes out list ", zero money transaction management system.The utlity model has compared with prior art that cost is low, simple to operate, quickness and high efficiency, convenient and practical characteristics.
Description of drawings
Fig. 1 is an inner structure synoptic diagram of the present utility model.
Fig. 2 is an external structure synoptic diagram of the present utility model.
Embodiment
Self-service insurance sales real name electronics goes out single device, this self-aided terminal has a rack (8), the certificate that main frame (9) is installed in the rack (8) and is attached thereto is discerned input device (3) automatically, with the integrated touch-screen (2) of display screen, the cipher inputting keyboard (4) of swiping the card, the POS payment system (5) of swiping the card, declaration form printer (6), charge bill printer (7), power circuit (10), storer (11), hardware encryption circuit (12) between communication module circuit (13) and the main frame (9) also is installed in the rack, and rack (8) top is equipped with the liquid crystal video play device (1) that is connected with main frame (9).
Hardware encryption circuit (12) is connected with communication module circuit (13), and communication module circuit (13) can carry out wired or wireless communication with insurance company's business management system by ICP/IP protocol.
Described self-aided terminal main frame (9) and the storer (11) that stores the information contents such as insurance kind, rate, the time limit that is attached thereto, and can store the information that the consumer imports, these information can regular update.
The interior certificate of described self-aided terminal rack (8) is discerned triggering inductive switch circuit, certificate camera circuitry, the circuit of light sources that input device (3) is connected with main frame (9) automatically, and comprise successively and be connected with certificate and insert mouth, transparent panel, light source, triggering induction switch device, certificate video camera and camera lens, also be integrated with the China second-generation identity card card reader.Described certificate video camera switch is connected in and triggers induction switch device and control circuit device.
Principle of work of the present utility model can be illustrated in conjunction with Fig. 1 and Fig. 2, the customer insured selects to be stored in insurance products in the storer (11) by touch-screen (2) on described self-aided terminal, and certificate is inserted certificate discern automatically in input device (3) socket, trigger infrared switch simultaneously, and give an order to video camera by main frame (9) control system, the certificate video camera promptly starts the picked-up certificate information, control circuit device is promptly carried out OCR identification and is extracted the certificate relevant information of setting (name and passport NO.) automatically the certificate image of taking, import engine control system simultaneously into and the consumer's identity information that extracts is filled in the declaration form interface that self-aided terminal sets automatically by related software, pay by swipe the card payment system (5) and the cipher inputting keyboard of swiping the card (4) of POS then, print real name declaration form and charge bill respectively by declaration form printer (6) and charge bill printer (7) at last.Going out single the time self-aided terminal can be by wireless or cable network with the network encryption transmission manner, automatically to backstage insurance company business management system real-time Transmission policy information data.
Claims (5)
1. a self-service insurance sales real name electronics goes out single device, it is characterized in that, this self-aided terminal has a rack (8), the certificate that main frame (9) is installed in the rack (8) and is attached thereto is discerned input device (3) automatically, with the integrated touch-screen (2) of display screen, the cipher inputting keyboard (4) of swiping the card, the POS payment system (5) of swiping the card, declaration form printer (6), charge bill printer (7), power circuit (10), storer (11), hardware encryption circuit (12) between communication module circuit (13) and the main frame (9) also is installed in the rack, and rack (8) top is equipped with the liquid crystal video play device (1) that is connected with main frame (9).
2. self-service according to claim 1 insurance sales real name electronics goes out single device, it is characterized in that, the liquid crystal video play device (1) that install at described self-aided terminal rack (8) top is connected with main frame (9).
3. self-service according to claim 1 insurance sales real name electronics goes out single device, it is characterized in that, self-aided terminal hardware encryption circuit (12) is connected with communication module circuit (13), and communication module circuit (13) can carry out wired or wireless communication with insurance company's business management system by ICP/IP protocol.
4. self-service according to claim 1 insurance sales real name electronics goes out single device, it is characterized in that, described certificate is discerned automatically and is comprised OCR certificate identification circuit, certificate automatic trigger switch circuit, camera circuitry in the input device (3), circuit of light sources, also comprise successively simultaneously and be connected with certificate and insert mouth, transparent panel, light source, triggering induction switch device, certificate video camera and lens assembly, certificate is discerned automatically in the input device (3) and also is integrated with the China second-generation identity card card reader.
5. go out single device as self-service insurance sales real name electronics as described in claim 1 or 4, it is characterized in that, described certificate video camera switch is connected in and triggers induction switch device and control circuit device.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2010201593158U CN201707734U (en) | 2009-08-24 | 2010-03-15 | Self-service insurance sale real-name electronic issuing terminal unit |
Applications Claiming Priority (3)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN200920175529.1 | 2009-08-24 | ||
| CN200920175529 | 2009-08-24 | ||
| CN2010201593158U CN201707734U (en) | 2009-08-24 | 2010-03-15 | Self-service insurance sale real-name electronic issuing terminal unit |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN201707734U true CN201707734U (en) | 2011-01-12 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN2010201593158U Expired - Fee Related CN201707734U (en) | 2009-08-24 | 2010-03-15 | Self-service insurance sale real-name electronic issuing terminal unit |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN201707734U (en) |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103426253A (en) * | 2013-08-13 | 2013-12-04 | 成都卫士通信息产业股份有限公司 | Secure remote teller system and working method thereof |
| CN104965643A (en) * | 2015-06-19 | 2015-10-07 | 腾讯科技（深圳）有限公司 | Information processing method and apparatus |
| CN105264554A (en) * | 2011-04-06 | 2016-01-20 | 微软技术许可有限责任公司 | Mobile expense capture and reporting |
| CN107516277A (en) * | 2016-06-15 | 2017-12-26 | 平安科技（深圳）有限公司 | Control single method and apparatus of insuring out |
-
2010
- 2010-03-15 CN CN2010201593158U patent/CN201707734U/en not_active Expired - Fee Related
Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105264554A (en) * | 2011-04-06 | 2016-01-20 | 微软技术许可有限责任公司 | Mobile expense capture and reporting |
| CN103426253A (en) * | 2013-08-13 | 2013-12-04 | 成都卫士通信息产业股份有限公司 | Secure remote teller system and working method thereof |
| CN104965643A (en) * | 2015-06-19 | 2015-10-07 | 腾讯科技（深圳）有限公司 | Information processing method and apparatus |
| CN104965643B (en) * | 2015-06-19 | 2019-05-03 | 腾讯科技（深圳）有限公司 | Information processing method and device |
| CN107516277A (en) * | 2016-06-15 | 2017-12-26 | 平安科技（深圳）有限公司 | Control single method and apparatus of insuring out |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| C17 | Cessation of patent right | ||
| CF01 | Termination of patent right due to non-payment of annual fee |
Granted publication date: 20110112 Termination date: 20120315 |