CN201515408U - Smart mobile phone capable of swiping card - Google Patents

Smart mobile phone capable of swiping card Download PDF

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Publication number
CN201515408U
CN201515408U CN2009202045321U CN200920204532U CN201515408U CN 201515408 U CN201515408 U CN 201515408U CN 2009202045321 U CN2009202045321 U CN 2009202045321U CN 200920204532 U CN200920204532 U CN 200920204532U CN 201515408 U CN201515408 U CN 201515408U
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CN
China
Prior art keywords
mobile phone
smart mobile
card reader
card
magnetic card
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Expired - Fee Related
Application number
CN2009202045321U
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Chinese (zh)
Inventor
马庆斌
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Shenzhen Kinma Science And Technology Development Co Ltd
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Shenzhen Kinma Science And Technology Development Co Ltd
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Priority to CN2009202045321U priority Critical patent/CN201515408U/en
Application granted granted Critical
Publication of CN201515408U publication Critical patent/CN201515408U/en
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

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Abstract

The utility model discloses a smart mobile phone capable of swiping card, which comprises a smart mobile phone platform and a magnetic card reader, wherein the smart mobile phone platform is connected with the magnetic card reader by a RS232 interface. The utility model is characterized in that a magnetic card reader is added on the platform of the traditional smart mobile phone, and the smart mobile phone communicates with the magnetic card reader by RS232 [serial binary data exchange interface technical standards between data terminal equipment (DTE) and data communication equipment (DCE)]. The card numbers of the credit cards, the magnetic cards and the deposit books of bank systems can be directly read out by a magnetic card reading digital magnetic read and are directly transmitted to the smart mobile phone by the RS232 interface. The utility model realizes high safety as well as privacy, thereby preventing the bank cards from being embezzled by other people.

Description

A kind of smart mobile phone of swiping the card
Technical field
The utility model relates to a kind of smart mobile phone of swiping the card, and relates in particular to a kind ofly need not manually import bank card number when carrying out online transaction with mobile phone, only need brush the mobile phone that bank card just can be imported card number automatically with the card reader that mobile phone carries.
Background technology
Along with the further popularization and application of the Internet in China, shopping online become gradually people surf the net for one of.It is reported that CNNIC adopts the telephone poll mode, June in 2008 19 economically developed cities is investigated, 4 municipalities directly under the Central Government are Beijing, Shanghai, Chongqing and Tianjin, and 15 secondary provincial cities are Guangzhou, Shenzhen, Changchun etc.Access object is the netizen who went up net and bought thing on the net in half a year.16,200,000,000 yuan of net purchase in first half of the year total amounts.Report shows that in investigated 19 cities, shopping at network in the first half of the year amount of money has reached 16,200,000,000 yuan.From sex ratio, male sex's net purchase total amount is 8,400,000,000 yuan, and women's net purchase amount of money reaches 7,800,000,000 yuan a little less than the male sex.Wherein, student's net purchase half a year total amount has reached 3,100,000,000, nearly 1/4 of right and wrong student's net purchase half a year total amount.
The mobile phone shopping is meant the process of utilizing surfing Internet with cell phone, realizing net purchase, belongs to mobile e-business.Principle is the same with the online computing shopping, and only carrier has become Internet-enabled cell phone from computer.Domestic 3G business will be expected to platforms such as jointly shopping at network, network payment, realize " mobile phone shopping " by the network speed of superelevation.The mobile phone shopping of following China has a rapid growth period, as long as the user opens the surfing Internet with cell phone service, just can pass through mobile phones enquiring merchandise news, and product is bought in on-line payment.
The smart mobile phone occupation rate in market has at home obtained very fast development at nearly 3 years.China's Smart Mobile Phone Market is around theme rapid deployments such as 3G, application function and sector applications, China Mobile, China Telecom and CHINAUNICOM were at large-scale promotion 3G in 2009, for attracting high-end user and promoting data service, the smart mobile phone market development of corresponding standard has been puted forth effort to promote by three big operators, influenced by this, cell phone manufacturer has also strengthened the release dynamics based on the smart mobile phone of network formats such as TD-SCDMA, CDMA EV-DO and WCDMA.
Once created the MTK of " mountain vallage machine " agitation in Chinese market, and released its first item smart mobile phone chips solution, and estimated just can to introduce to the market in the second half year in this year, this measure means that undoubtedly the price falling tendency of smart mobile phone will significantly accelerate.Have the people in the industry to estimate, within this year, the threshold price of smart mobile phone will break 150 dollars by a fall, and smart mobile phone will replace multimedia handset becomes the absolute main product of mobile phone market.
The use of magnetic card has had very long history.Because magnetic card is with low cost, be easy to use, be convenient to management, and have certain security feature, so its development a lot of world-famous companies have been obtained, the tripartite confrontation support of department of special national governments decades, make that the application of magnetic card is very universal, spread all over the every aspect of national life.Make a phone call to use magnetic card, by air ticket checking can be used magnetic card, and magnetic card can be used in the stock market, or the like, what deserves to be mentioned is that generally promoting the use of of banking system decades makes the popularity rate of magnetic card obtain very big development.The overall safety confidentiality of smart card is better really than magnetic card, therefore but very perfect magnetic card application system (for example banking system) has remedied this existing deficiency on its safe and secret characteristic of magnetic card, can't obviously know from experience the variant and influence of the security feature of two kinds of cards and use etc. concerning the user.
The technology of mobile phone on the market, magnetic card reader, shopping online, mobile phone shopping is all quite ripe, but all is single function at present, does not all implement resource integration.
The utility model content
The purpose of this utility model is by software, hardware mobile phone, magnetic card reader, shopping online, mobile phone shopping to be combined and become the mobile phone that can swipe the card that cost performance is high, realizes convenient, the safety of mobile phone shopping.
The utility model is to solve the problems of the technologies described above the technical scheme that is adopted to be:
A kind of smart mobile phone of swiping the card, it comprises intelligent mobile phone platform and magnetic card reader, described intelligent mobile phone platform is connected with described magnetic card reader by the RS232 interface.
The utility model is to increase a magnetic card reader on the platform of existing smart mobile phone, by RS232 (serial binary data exchange interface technical standard between data terminal equipment (DTE) and the data communications equipment (DCE)) and magnetic card reader communication.Just can directly read the card number of the credit card of banking system, magnetic card and bankbook by magnetic card Card Reader digital magnetic head, and directly be transferred to smart mobile phone by the RS232 interface.
The utility model is realized high security and confidentiality, prevents to be usurped by others' bank card of oneself.
Description of drawings
The utility model comprises following accompanying drawing:
Fig. 1 is the utility model embodiment theory diagram.
Embodiment
With embodiment the utility model is described in further detail with reference to the accompanying drawings below:
As shown in the figure, present embodiment is a kind of performance of simplifying most of the present utility model, is used for principle of specification.
A kind of smart mobile phone of swiping the card, it comprises intelligent mobile phone platform and magnetic card reader, described intelligent mobile phone platform is connected with described magnetic card reader by the RS232 interface.
The utility model is to increase a magnetic card reader on the platform of existing smart mobile phone, by RS232 (serial binary data exchange interface technical standard between data terminal equipment (DTE) and the data communications equipment (DCE)) and magnetic card reader communication.Just can directly read the card number of the credit card of banking system, magnetic card and bankbook by magnetic card Card Reader digital magnetic head, and directly be transferred to smart mobile phone by the RS232 interface.
The utility model is realized high security and confidentiality, prevents to be usurped by others' bank card of oneself.
Existing in the market magnetic stripe card card reader all is made up of three parts: magnetic head, decoder module, the seat of swiping the card.So magnetic head is a fraction in card reader integral body, the collection that the electric current that finishing simply swipes the card produces changes.If use card-reading apparatus of traditional card-reading magnetic head production to have shortcoming: the cost height, the construction cycle is long, and volume is big, easily cracks.
Magnetic card Card Reader digital magnetic head in the present embodiment adopts the application number of applying for before the applicant to be: 200910106288.X, name is called the digital magnetic head of " a kind of digital magnetic head of magnetic card reader and control mode thereof ", it has solved these shortcomings of the employed magnetic head of present conventional card-reading apparatus, decoding circuit be simplified to can SMT to the pcb board of 10mm * 10mm * 0.5mm, and be embedded into magnetic head inside, form an integral body with magnetic head, use this magnetic card Card Reader digital magnetic head to add to swipe the card seat just can form card reader, do not need to add in addition decoded portion.Can save cost, shorten the construction cycle, reduced volume.Therefore this magnetic card reader is easy to be integrated on the mobile phone.
The operating system of complete machine can be Linux or or Windows Mobile, this operating system is the hinge of whole smart mobile phone; Application software is write based on selected operating system, and all functions control is all controlled by application software.This mobile phone of swiping the card has following three kinds of functions: online transaction, by Alipay transaction and mobile POS machine function, concrete workflow is as follows: 1. online transaction: the cellphone subscriber anywhere, use any time smart mobile phone, be connected to the shopping online platform by 3G or GPRS online, when own desired articles is paid the bill in elected, as long as corresponding bank icon just can be connected to Online Banking Status on user's webpage clicking, swipe the card by the magnetic card reader that mobile phone carries, magnetic card reader just can be read card number, magnetic card reader can change into digital signal to card number automatically, is transferred to mobile phone by RS232.Mobile phone sends the network insertion request in wireless environment, under the unimpeded condition of circuit, send data to network.Data are delivered to the mobile information service device through 3G or GPRS network, through operator's data network, are aggregated into the apps server of commmunication company.Apps server sends to data by special line the fire compartment wall of bank through after the data processing.After security data packet inspection and IP address transition, data are delivered to bank server.Data turn back to server through after intermediate business platform, the bank's account host process.Server is given feedback information the apps server of commmunication company.The apps server of commmunication company returns to mobile phone with reply data.Just can be by above-mentioned workflow cellphone subscriber by card reader automatic input card number on webpage, and then the input password just can enter into own account, controls business such as account transfer or payment, finishes the payment of shopping online.2. conclude the business by Alipay: when the cellphone subscriber lands Taobao when concluding the business by mobile phone, can swipe the card with the card reader that mobile phone carries, the concrete workflow of card reader is with 1, and the fund of the bank card Alipay of can transferring accounts is finished transaction.3. mobile POS machine function: the business user can arrive Unionpay and apply for a number of the account, handles the relevant formality of mobile POS machine, and we just can become a mobile POS machine by the mobile phone of this band function of swiping card.When the user used bank card consumption, the business user just can realize the function of gathering by mobile phone---the mobile POS machine of this band function of swiping card.The user swipes the card by this mobile phone card-brushing device, and the concrete workflow of card reader is with 1, and the amount of money of customer consumption just can be finished gathering by the transfer accounts number of the account of business user's appointment of Web bank.
Design the mobile phone of a band function of swiping card easily according to the technical scheme block diagram of present embodiment.Master chip is Lian Fake (MTK) MT6516, this chip solution has also been integrated multiple mobile TV standard, the functional parameter of MT6516 is rather intrepid, support WVGA other LCD resolution of level (800 * 480 pixel), MPEG-2 decoding, support that resolution is the camera of 5,000,000 pixels to the maximum, and integrated the various video codec to support mobile TV application standards such as CMMB, DVB-T, DVB-H.And, support above-mentioned multimedia function not need to add multimedia processor (AP).Card reader adopts the patented product of our company---magnetic card Card Reader digital magnetic head.This magnetic head volume is little, the band decoding function, follows the master chip communication by the RS232 interface.Operating system can adopt Linux, Symbian or Windows Mobile.Application software is with bank's cooperation establishment.Just can integrate out the mobile phone of a band function of swiping card by above-mentioned hardware, software.
Those skilled in the art do not break away from essence of the present utility model and spirit, can there be the various deformation scheme to realize the utility model, the above only is the preferable feasible embodiment of the utility model, be not so limit to interest field of the present utility model, the equivalent structure that all utilization the utility model specifications and accompanying drawing content are done changes, and all is contained within the interest field of the present utility model.

Claims (1)

1. the smart mobile phone that can swipe the card, it is characterized in that: it comprises intelligent mobile phone platform and magnetic card reader, described intelligent mobile phone platform is connected with described magnetic card reader by the RS232 interface.
CN2009202045321U 2009-08-28 2009-08-28 Smart mobile phone capable of swiping card Expired - Fee Related CN201515408U (en)

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Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101976469A (en) * 2010-09-20 2011-02-16 中国北车股份有限公司大连电力牵引研发中心 Intelligent locomotive control display device with attendance checking function
CN104881782A (en) * 2015-05-11 2015-09-02 福建联迪商用设备有限公司 Method, system, and client based on secure transaction
CN108171580A (en) * 2017-12-27 2018-06-15 青岛农村商业银行股份有限公司 A kind of rural area electronic commerce plateform system

Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101976469A (en) * 2010-09-20 2011-02-16 中国北车股份有限公司大连电力牵引研发中心 Intelligent locomotive control display device with attendance checking function
CN104881782A (en) * 2015-05-11 2015-09-02 福建联迪商用设备有限公司 Method, system, and client based on secure transaction
CN104881782B (en) * 2015-05-11 2019-02-05 福建联迪商用设备有限公司 A kind of method based on Secure Transaction, system
CN108171580A (en) * 2017-12-27 2018-06-15 青岛农村商业银行股份有限公司 A kind of rural area electronic commerce plateform system
CN108171580B (en) * 2017-12-27 2019-12-03 青岛农村商业银行股份有限公司 A kind of rural area electronic commerce plateform system

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C14 Grant of patent or utility model
GR01 Patent grant
CF01 Termination of patent right due to non-payment of annual fee

Granted publication date: 20100623

Termination date: 20170828

CF01 Termination of patent right due to non-payment of annual fee