CN201105555Y

CN201105555Y - Check sheet

Info

Publication number: CN201105555Y
Application number: CN 200720173771
Authority: CN
Inventors: 黄翔逸; 李桂; 邓智全; 姜志强
Original assignee: Industrial and Commercial Bank of China Ltd ICBC
Current assignee: Industrial and Commercial Bank of China Ltd ICBC
Priority date: 2007-10-24
Filing date: 2007-10-24
Publication date: 2008-08-27
Anticipated expiration: 2017-10-24

Abstract

The utility model relates to a statement, which consists of a statement head part and a trade detail part and is characterized by further comprising a correspondence address part and a statement return receipt part, wherein, the statement return receipt part is printed on the corresponding back side of the correspondence address part; a first analysis line is arranged between the correspondence address part and the statement head part and is used for dividing the correspondence address part and the statement head part into equal parts and leading the corresponding back side of the correspondence address part and the corresponding back side of the statement head part to be doubled over; a second analysis line is arranged between the statement head part and the trade detail part and is used for dividing the statement head part and the trade detail part into equal parts and doubling over the trade detail part and the statement head part. The statement can be conveniently printed and encapsulated by a machine under a closed situation, thus achieving the effects of better protecting the privacy of customers, saving human resources, improving working efficiency, leaving out extra envelope consumption, etc., and facilitating customers.

Description

Statement

Technical field

The utility model relates to a kind of bank document, is meant a kind of statement especially, is a kind of posted formula statement with receipt part more specifically.

Background technology

Reconciliation is to prevent inside and outside account generation mistake, guarantee accurate, the real important measures of account, statement by bank's (being generally one month) granting regularly, has reflected that the enterprises and individuals is in assets remaining sum and change conditions such as deposit at bank, investment and loaning bills as the voucher of reconciliation.

Traditional statement generally is divided into two parts: first is by the end of last billing cycle end assets remaining sum situation, reflected the overall financial situation that the client is up-to-date, second portion is the transaction details information of each transaction in the last billing cycle, comprises contents such as trade date, accounting date, dealing money and transaction summarization.After the client receives statement, generally be to carry out the remaining sum reconciliation earlier, can't flat account be colluded transaction details by pen again, examine the situation whether both sides' book keeping operation exists incorrect posting or error of omission for remaining sum.There are some shortcomings in this statement, for example when other people transacting business of customer consignment or submit the assets report to and do not wish that the factor knows the information that relates to the transaction of holder's privacy, just must be with statement separated into two parts (being above-mentioned first and second portion), but might occur in operating process that statement is torn to shreds and the irregular situation in the edge that breaks.On the paper of a homochromy background, list the multirow transaction details in addition, cause that easily serial misreads.

In order to overcome above-mentioned defective, Chinese patent application, the patent No. is 200420096004.6 utility model patent, a kind of statement that is used for bank card is disclosed, this statement comprises single head and transaction details part, and take out stitches and these two parts fitly can be separated by branch, like this holder both easily the through committing others can avoid the leakage of privacy again on behalf of refund.The capable shading and/or the color difference of neighbor information of transaction details part in addition, thus prevent that serial from misreading.

Yet still there is following shortcoming in above-mentioned statement:

Generally, after bank clerk can be printed on these contents on the paper, the envelope of packing into was paid the post office and is posted to the client, and some bank also offers the post office with data, is finished the printing mailing work of statement by the post office.The envelope encapsulation work that statement is printed after finishing needs manual intervention, and bank relates to more than one hundred million clients, and this work is not only loaded down with trivial details but also workload is huge, is difficult to guarantee that client's privacy is not leaked.The client finds after the account injustice, needs to mail bank to after the Hand writing related content, the blank space of a whole page occurred in the part statement in addition, and the statement design does not make full use of the channel that this bank of statement communicates with client.

In view of the above problems, design more secret, practical statement and become very important research and development problem of bank.

The utility model content

The utility model provides a kind of statement, and this statement comprises: bill head part and transaction details part; It is characterized in that described statement also comprises: mailing address part and bill receipt part; Wherein, described bill receipt partly is printed on the corresponding back side of described mailing address part; Be provided with first fen broken line between described mailing address part and the bill head part, be used for, and make the corresponding back side back side doubling corresponding of mailing address part with the bill head part with mailing address part and bill head part five equilibrium; Be provided with second fen broken line between described bill head part and the transaction details part, be used to make bill head part and transaction details part five equilibrium, and make transaction details part and the doubling of bill head part.

Described statement be one along described first minute broken line make the back side doubling corresponding of the corresponding back side of mailing address part with the bill head part and along described second minute broken line make transaction details partly with the stacker of bill head part doubling, and the peripheral bonded sealing of described stacker.The stacker that periphery is closed is an envelope; Described mailing address partly is the front cover of described envelope.The edge, the left and right sides of described statement respectively had take out stitches in one the 3rd fen, and the client is removable described envelope under along taking out stitches in described the 3rd minute the edge of envelope being cut out.Described bill head part comprises customer account remaining sum and summary information, and the back side of described bill head part correspondence is printed with bank's value-added information part.Described bank value-added information partly comprises contents such as reconciliation notice, client's prompting and bank advertising.Described transaction details partly comprises Account Transaction History, and the corresponding back side of described transaction details part is printed with the bill masked segment, and this bill masked segment comprises the shielding symbol.Described first minute broken line and second fen broken line are made up of aperture or slit that a plurality of spacings are provided with.Described bill head part is different with the shading or the color of transaction details part adjacent lines record.Described mailing address part, bill head part, transaction details part all are printed on security code or anti-fake mark.

The statement that the utility model provides is convenient to print and encapsulate with machine under the situation of sealing, has reached better protection client's privacy, saves human resources, increases work efficiency, and saves extra effects such as envelope consumption.Described statement has also effectively utilized each space of a whole page and has made things convenient for the client to bank's feedback information.

Description of drawings

Fig. 1 is the schematic diagram of the described statement of partition.

Fig. 2 is the schematic diagram in the described statement front of the utility model one embodiment.

Fig. 3 is the schematic diagram at the described statement back side of the utility model one embodiment.

Fig. 4 is for being folded into this statement in the schematic diagram of one envelope.

The specific embodiment

The statement that the utility model provides, comprise: mailing address part, bill head part, transaction details part, bill receipt part, bank's value-added information part and bill masked segment, each portion size is all identical, the front of described statement is printed on mailing address part, bill head part and transaction details part successively, and the back side is printed on bill receipt part, bank's value-added information part and bill masked segment successively.As shown in Figure 1, between described mailing address part and bill head part, be provided with one first fen and take out stitches 101, between described bill head part and transaction details part, be provided with one second fen and take out stitches 102, respectively be provided with one the 3rd fen at the edge, the left and right sides (for example edge, left and right sides 0.5cm place) of described statement and take out stitches 103.Dividing takes out stitches is made up of a plurality of aperture or slits that are provided with at a certain distance, so that the folding and partition of statement.Method as shown in Figure 1, taking out stitches along first and second minutes to be divided into this bill independently three parts.Take out stitches and described statement can also be folded into an envelope along above-mentioned branch, detailed description will be done in the back.

As shown in Figure 2, the mailing address of this statement partly for the envelope front cover after folding, is printed on postcode, address and the title of addressee's (being the client), and sender's's (being bank) postcode, address and title.The statement paper is supervised by the post office, meets the relevant envelope standard in post office.The bill head is divided into balance of assets account and summary information such as customer deposit, investment and loaning bill, and form 204 shows information such as number of the account, Currency Type and remaining sum.The transaction details part comprises form 205, has shown the transaction details of certain billing cycle of client (as certain month), as information such as transaction number of the account, trade date, the book keeping operation amount of money, dealing money and transaction summarization.Form 204 is different with the shading or the color of form 205 adjacent lines record, can make the client be not easy serial in the process of consulting, and avoids misreading, and present embodiment is an embodiment who is printed on different shadings.

The client can use the bill receipt of statement part and transaction details part or preservation along dividing to take out stitches to take apart, during as through committing others's transacting business or the report of submission assets, provide the bill receipt partly to get final product, so at utmost avoided the leakage of customer privacy.The mailing address part of statement, bill head part, transaction details part have all been printed anti-counterfeit bar code 203, so both can prevent to forge, and can improve statement feedback efficiency of inputting again.

As shown in Figure 3, the back side of this bill mailing address part is bill receipt part, mainly embodies by table 303 to comprise that " number of the account ", " bank is the row account, the still unrecorded voucher of unit " reach information such as " unit is the row accounts, the still unrecorded voucher of bank ".The client is not inconsistent as finding account balance and customer account, can collude detail by pen, after client and the bank different transaction record of book keeping operation filled on request, do further to verify along dividing to take out stitches to cut out down bill receipt part and return to branch, the statement part of returning is positive to be that the mailing address part back side is bill receipt part, do not relate to the statement content, therefore concerning the client, kept complete statement yet.The back side of bill head part partly comprises the value-added information that bank provides for bank's value-added information, can print reconciliation notice, also can print other relevant clients and remind, and contents such as bank advertising, present embodiment is one to be printed on the embodiment of reconciliation notice.The back side of transaction details part is the envelope back cover after the bill masked segment promptly folds, see content in the envelope for preventing unrelated person by perspective, can print some shielding symbols, also can print some banking advertisements than dark colour, present embodiment is to be printed on a kind of embodiment that shields symbol.

Described statement is one to be foldable to the paper folding of an envelope, as shown in Figure 4, it is 101 folding to take out stitches along first minute, make the back side of the back side of mailing address part (403 indicate the mailing address part) and bill head part overlapping, it is 102 folding to take out stitches along second minute, makes the positive overlapping of the front of transaction details part and bill head part, and described statement is an envelope, (for convenience of explanation and understand, this figure is not folded into final kenel).Behind folding the finishing, with border seal, mailing address partly is the front cover of envelope, and masked segment is the back cover of envelope.Envelope after folding can encapsulate by packaging machine, cuts apart with a knife or scissors promptly removable described envelope and took out stitches along described the 3rd minute.

Described statement is convenient to print and encapsulate with machine under the situation of sealing, has reached better protection client's privacy, saves human resources, increases work efficiency, and saves extra effects such as envelope consumption.

The above only is preferred embodiment of the present utility model, and all equalizations of being done according to the utility model claim scope change and modify, and all should belong to covering scope of the present utility model.

Claims

1. statement, this statement comprises: bill head part and transaction details part; It is characterized in that described statement also comprises: mailing address part and bill receipt part; Wherein,

Described bill receipt partly is printed on the corresponding back side of described mailing address part;

Be provided with first fen broken line between described mailing address part and the bill head part, be used for, and make the corresponding back side back side doubling corresponding of mailing address part with the bill head part with mailing address part and bill head part five equilibrium;

Be provided with second fen broken line between described bill head part and the transaction details part, be used to make bill head part and transaction details part five equilibrium, and make transaction details part and the doubling of bill head part.

2. statement as claimed in claim 1, it is characterized in that, described statement be one along described first minute broken line make the back side doubling corresponding of the corresponding back side of mailing address part with the bill head part and along described second minute broken line make transaction details partly with the stacker of bill head part doubling, and the peripheral bonded sealing of described stacker.

3. statement as claimed in claim 2 is characterized in that, the stacker that periphery is closed is an envelope; Described mailing address partly is the front cover of described envelope.

4. statement as claimed in claim 2 is characterized in that, the edge, the left and right sides of described statement respectively had take out stitches in one the 3rd fen, and the client is removable described envelope under along taking out stitches in described the 3rd minute the edge of envelope being cut out.

5. statement as claimed in claim 1 is characterized in that, described first minute broken line and second fen broken line are made up of aperture or slit that a plurality of spacings are provided with.

6. statement as claimed in claim 1 is characterized in that, described bill head part is different with the shading or the color of transaction details part adjacent lines record.

7. statement as claimed in claim 1 is characterized in that, described mailing address part, bill head part, transaction details part all are printed on security code or anti-fake mark.