CN1996353A - Complex bank card - Google Patents
Complex bank card Download PDFInfo
- Publication number
- CN1996353A CN1996353A CNA2006101483917A CN200610148391A CN1996353A CN 1996353 A CN1996353 A CN 1996353A CN A2006101483917 A CNA2006101483917 A CN A2006101483917A CN 200610148391 A CN200610148391 A CN 200610148391A CN 1996353 A CN1996353 A CN 1996353A
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- card
- bank card
- magnetic memory
- memory architecture
- bank
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Abstract
The invention relates to a compound bank card in commercial field. It is realized by setting 2-4 magnetic storage structure and 0-4 IC storage structure on the card. It is realized by setting 2-4 magnetic storage structure and 0-4 IC storage structure on the card. Through setting several information storage structures, it can realize the function of several cards for the convenience of customers.
Description
Technical field
The invention belongs to the bank card aspect of financial field.
Background technology
People can often use bank card in live and work, handle and relevant business such as finance, payment.Employed bank card from the angle of credit, includes credit card and debit card, and credit card wherein is called credit card again, can overdraw, and debit card can use the amount of money that prestores, and cannot overdraw.
With regard to same class card, a user also may have many.In addition, banking system also has the card of other type.More bank card quantity makes troubles for people's use.
Summary of the invention
The purpose of this invention is to provide a kind of complex bank card,, allow bank card realize the function of original a plurality of bank cards, for the user brings convenience by on a bank card, a plurality of structure information storages being set.
A kind of complex bank card, it is so realized: on the card body of this bank card, be provided with 2～4 magnetic memory architecture, and be provided with 0～4 IC storage organization.
A kind of complex bank card, it can also so be realized: on the card body of this bank card, be provided with 2～4 IC storage organizations, and be provided with 0～4 magnetic memory architecture.
Description of drawings
The present invention will be described in more detail below in conjunction with accompanying drawing.
Fig. 1 a is the top view of the inside surface of complex bank card of the present invention.
Fig. 1 b is the top view of the outside surface of complex bank card of the present invention, the embodiment shown in corresponding Fig. 1 a.
Fig. 2 a is the top view of the inside surface of complex bank card of the present invention, is other embodiment.
Fig. 2 b is the top view of the outside surface of complex bank card of the present invention, the embodiment shown in corresponding Fig. 2 a.
Fig. 3 a is the top view of the inside surface of complex bank card of the present invention, is other embodiment.
Fig. 3 b is the top view of the outside surface of complex bank card of the present invention, the embodiment shown in corresponding Fig. 3 a.
Fig. 4 a is the top view of the inside surface of complex bank card of the present invention, is other embodiment.
Fig. 4 b is the top view of the outside surface of complex bank card of the present invention, the embodiment shown in corresponding Fig. 4 a.
Fig. 5 a is the top view of the inside surface of complex bank card of the present invention, is other embodiment.
Fig. 5 b is the top view of the outside surface of complex bank card of the present invention, the embodiment shown in corresponding Fig. 5 a.
Fig. 6 a is the top view of the inside surface of complex bank card of the present invention, is other embodiment.
Fig. 6 b is the top view of the outside surface of complex bank card of the present invention, the embodiment shown in corresponding Fig. 6 a.
Embodiment
Among the present invention, include two same kind structure information storages at least.Described information storage mechanism is directed to bank card, includes two kinds, is respectively magnetic memory architecture and IC storage organization.
Bank card among the present invention comprises two independently magnetic memory architecture at least, or two IC storage organizations independently.Each structure information storage can be represented an independently bank card, has corresponding independent bank card number.
Bright for instance, a complex bank card, it can include two magnetic stripes.Such as, be provided with in two positions up and down on a surface, also can be arranged at former and later two surfaces.
A composite structure bank card, it can also be like this: it has three magnetic memory architecture, and a surface is provided with two magnetic memory architecture, and another surface is provided with a magnetic memory architecture.
A composite structure bank card, it can also be like this: it has four magnetic memory architecture, and a surface is provided with two magnetic memory architecture, and another surface also is provided with two magnetic memory architecture.
If utilize the IC storage organization, realize complex bank card, it can be like this: at surface one end, the medium position that particularly keeps to the side is provided with an IC storage organization; The other end on same surface perhaps on another surface, can be provided with another IC storage organization.
On a complex bank card, 3 IC storage organizations can also be set equally, or 4 IC storage organizations, mode is the same with magnet structure.Just, the position of IC storage organization is fit to be arranged on the centre position near edges at two ends.
In addition, the IC storage organization can also mixed with magnetic memory architecture and be provided with.Owing to the position that the IC storage organization is set is different with the position of magnetic memory architecture, wherein magnetic memory architecture is arranged on the marginal position of long end up and down of card body, and the IC structure is arranged on the centre position of a short end of card body left and right sides length.
Comprehensive in fact, on same card body, set magnetic memory architecture is that the number of the IC storage organization that can be provided with synchronously is 0～4 under 2～4 the situation.Certainly, on same card body, set IC storage organization is under 2～4 the situation, and the number of synchronously set magnet storage organization also is 0～4.
Be further detailed below with reference to accompanying drawing.
Number designation explanation among the figure: 100-complex bank card; 200-card body, 201-inside surface, 202-outside surface, 203-signature area; The 300-structure information storage; The 400-magnetic memory architecture, 401-the-magnetic memory architecture, 402-second magnetic memory architecture, 403-the 3rd magnetic memory architecture, 404-the 4th magnetic memory architecture; The 500-IC storage organization, 501-the one IC storage organization, 502-the 2nd IC storage organization, 503-the 3rd IC storage organization, 504-the 4th IC storage organization; The 600-card number; 700-magnetic card number, the 701-first magnetic card number, the 702-second magnetic card number, 703-the 3rd magnetic card number, 704-the 4th magnetic card number; The 800-IC card number, 801-first IC-card number, 802-second IC-card number, 803-the 3rd IC-card number, 804-the 4th IC-card number; The 900-guidance information, 901-magnetic card guidance information, 902-IC card guidance information.
The explanation of Fig. 1 a, 1b:
Shown in the ginseng figure, a bank card of being showed here, it has a more than separate structure information storage 300, so be called complex bank card 100.
Shown in the ginseng Fig. 1 a, card body 200 is physical arrangements of 100 of complex bank card.Its former and later two surfaces are called inside surface 201 and outside surface 202.Wherein, inside surface 201 is provided with signature area 203, and on signature area 203, the user can sign the name of oneself.
In the present embodiment, on inside surface 201, be provided with structure information storage 300, the structure information storage 300 in the present embodiment is realized by magnetic memory architecture 400, specifically is the magnetic stripe with information.
In the present embodiment, be provided with two place's magnetic memory architecture, 400, the first places and be called first magnetic memory architecture, 401, the second places and be called second magnetic memory architecture 402.Corresponding information specific storage organization 300 also is provided with card number 600.For magnetic memory architecture 400, set card number is called magnetic card number 700.First corresponding the magnetic memory architecture 401, its card number is called the first magnetic card number 701; Corresponding second magnetic memory architecture 402, its card number is called the second magnetic card number 702.
Because first magnetic memory architecture 401 and second magnetic memory architecture 402 are separate, therefore can write separate bank card information respectively, each magnetic memory architecture 400 is being represented a specific bank card, has independently bank card number.That is to say,, utilize a card body 200, can realize the function of two bank cards by the present invention.Such as, among the embodiment shown in the figure, the first magnetic card number 701 is 9,555 6,234 554,668 7238, the number of the second magnetic card number 702 is 9,559 34,235 84,677 2135.The bank card of these two card number representatives can be under the jurisdiction of operator of same bank, also can be under the jurisdiction of different operators of bank, does not limit; In the present embodiment, be two bank card numbers that are under the jurisdiction of two different operators of bank.
Shown in ginseng Fig. 1 b, on outside surface 202, do not have the configuration information storage organization in the present embodiment, information such as card number are not set yet.
The explanation of Fig. 2 a, 2b:
In the present embodiment, Fig. 2 a is consistent with foregoing Fig. 1 a, is on the inside surface 201 of card body 200, is provided with two magnetic memory architecture 400.
Shown in ginseng Fig. 2 b, in the present embodiment, on outside surface 202, also be provided with a magnetic memory architecture 400, specifically be called the 3rd magnetic memory architecture 403.The card number of the 3rd magnetic memory architecture 403 is called the 3rd magnetic card number 703.
First magnetic memory architecture 401, second magnetic memory architecture 402, the 3rd magnetic memory structure 403, the three represents three separate bank cards respectively, also has separate bank card number.
The explanation of Fig. 3 a, 3b:
Embodiment shown in Fig. 3 a also is consistent with the described embodiment of Fig. 1 a, on the inside surface 201 of card body 200, is provided with two magnetic memory architecture 400.
Shown in ginseng Fig. 3 b, on outside surface 202, also be provided with two magnetic memory architecture 400, be called the 3rd magnetic memory architecture 403, the 4th magnetic memory architecture 404, they are respectively arranged with corresponding card number, are called the 3rd magnetic card number 703, the 4th magnetic card number 704.
So, so one independently block on the body 200, this complex bank card 100 has 4 independently bank card information storage organizations, and has corresponding four card numbers, can exercise different bank card functionality respectively.Between these four operators of the pairing bank of card number, can be without any contact, also can be relevant.
The explanation of Fig. 4 a, 4b:
Than the embodiment shown in Fig. 3 a, the 3b, in the present embodiment, corresponding corresponding magnetic memory architecture 400 is provided with guidance information 900.Described guidance information refers to the instruction content that correctly uses the customizing messages storage organization in order to the guiding user.
Shown in the ginseng Fig. 4 a, corresponding magnetic memory architecture 400, set guidance information 900 is called magnetic card guidance information 901.In the present embodiment, set magnetic card guidance information 901 includes an arrow in order to indication plug-in card direction, also comprises the numbering of structure information storage in addition, and as " NO.1 ", representing this is first independently bank card component.Certainly, guidance information also can adopt other the form of expression.
Shown in the ginseng Fig. 4 b, similarly, corresponding other each magnetic memory architecture 400 all can be provided with corresponding magnetic card guidance information 901.
The explanation of Fig. 5 a, 5b:
Shown in the ginseng accompanying drawing, set structure information storage 300 among this embodiment is realized by IC-card, is called IC storage organization 500.The IC storage organization is fit to be arranged on the short end, particularly its submarginal centre position of length in the card body.
Because the IC storage organization of bank card generally is a contact IC storage organization.So-called contact IC storage organization refers to the probe on the card-reading apparatus, must attack directly with conductive devices on the IC storage organization to contact, version that can reading of data.So, on the card body of same bank card, just allow to be provided with a plurality of IC storage organizations, and do not disturb each other.
According to the present invention, if only the IC storage organization is set, then set number is at least two.In the present embodiment, on former and later two surfaces of card body 200, be provided with 4 IC of place storage organizations 500 altogether, be called an IC storage organization 501, the 2nd IC storage organization 502, the 3rd IC storage organization 503 and the 4th IC storage organization 504.
The explanation of Fig. 6 a, 6b:
With respect to the embodiment shown in Fig. 5 a, the 5b, in the present embodiment, corresponding each structure information storage is provided with guidance information 900, and, be synchronously arranged with magnetic memory architecture 400.Wherein, corresponding IC storage organization, its guidance information is called IC-card guidance information 902.Described IC-card guidance information 902 is to comprise the arrow of representing the plug-in card direction equally, in addition, also is provided with the label of representative bank card, as NO.1, NO.2, NO.3, NO.4.
The present invention should guarantee to have two at least with a kind of information storage structure in order to realize the function of a plurality of independent banks card on a bank card.Such as, on the basis with at least two magnetic memory structures 400, the quantity of IC storing mechanism 500 can be provided with 0～4; Equally, on the basis with at least two IC memory structures 500, the quantity of magnetic storage mechanism 400 can be provided with 0～4.
In addition, need to prove, under the compound situation that is provided with magnetic memory architecture 400 and IC storage organization 500 on the same card body 200, specific I C storage organization 500 both can have been represented same bank card, same card number with specific magnetic storage organization 400, also can have separate card number, represent different bank cards.
More than be the description of this invention and non-limiting, based on other embodiment of inventive concept, all among protection scope of the present invention.
Claims (7)
1. complex bank card is characterized in that:
On the card body of this bank card, be provided with 2～4 magnetic memory architecture, and be provided with 0～4 IC storage organization.
2. complex bank card according to claim 1 is characterized in that: a surface at the card body of a bank card is provided with 1～2 magnetic memory architecture.
3. complex bank card according to claim 1 is characterized in that: a surface at the card body of a bank card is provided with 1～2 IC storage organization.
4. complex bank card is characterized in that:
On the card body of this bank card, be provided with 2～4 IC storage organizations, and be provided with 0～4 magnetic memory architecture.
5. complex bank card according to claim 4 is characterized in that: a surface at the card body of a bank card is provided with 1～2 IC storage organization.
6. complex bank card according to claim 4 is characterized in that: a surface at the card body of a bank card is provided with 1～2 magnetic memory architecture.
7. according to claim 1,4 described complex bank cards, it is characterized in that: described bank card is a debit card and credit card one at least.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2006101483917A CN1996353A (en) | 2006-12-30 | 2006-12-30 | Complex bank card |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2006101483917A CN1996353A (en) | 2006-12-30 | 2006-12-30 | Complex bank card |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN1996353A true CN1996353A (en) | 2007-07-11 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CNA2006101483917A Pending CN1996353A (en) | 2006-12-30 | 2006-12-30 | Complex bank card |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN1996353A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2012149836A1 (en) * | 2011-05-04 | 2012-11-08 | Hou Wanchun | Electronic bank card capable of bearing magnetic stripe card |
-
2006
- 2006-12-30 CN CNA2006101483917A patent/CN1996353A/en active Pending
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2012149836A1 (en) * | 2011-05-04 | 2012-11-08 | Hou Wanchun | Electronic bank card capable of bearing magnetic stripe card |
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| C06 | Publication | ||
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| C02 | Deemed withdrawal of patent application after publication (patent law 2001) | ||
| WD01 | Invention patent application deemed withdrawn after publication |
Open date: 20070711 |