KR20070019051A - Network Card - Google Patents

Abstract

The present invention relates to a network card capable of performing various functions by combining a credit card having a magnetic strip, a smart card having an IC chip and a flash memory, and a USB.

The network card according to the present invention includes a magnetic strip which stores information including a card number of a user and an account number connected to the card number; And an IC chip that stores various information including a user's unique number and transmits the stored information to an external terminal such as a PC or stores information received from the terminal. And a data storage unit storing various programs or information for providing a service and outputting the stored program or information to an external terminal or receiving and storing new information input from the terminal; A USB connection circuitry connected to the IC chip and the data storage unit and interfacing the IC chip and the data storage unit with an external terminal; Characterized in that it comprises a.

According to the present invention there is an advantage that can be utilized as a multi-purpose card, such as the integration of various card functions and can also be equipped with the function of the authorized authentication key.

Magnetic strip, IC chip, flash memory, USB (USB)

Description

Network card {

1 is a perspective view of a network card and network configuration for use in accordance with the present invention;

Figure 2 is a plan view, front view and side view for explaining the shape of the network card according to the present invention for reference.

3 is a block diagram of a network card according to the present invention.

4 and 6 are reference diagrams illustrating the shape of the USB connection unit of the network card according to the present invention.

<Description of Major Codes>

100: network card 200: external terminal

300: management server 400: financial server

110: card body 120: terminal connector

101: magnetic strip 102: IC (IC) chip

103: data storage unit 104: USB (USB) connection

106: data connection wire 107: RF antenna

108: connecting terminal 109a: sliding groove

109b: built-in groove 134a: terminal groove

134b: USB cable terminal 141: vertical axis of rotation

142a: horizontal movement axis 142b: axis movement path

142c: lower projection jaw 142d: moving stop jaw

143: horizontal axis of rotation

The present invention relates to a network card capable of performing various functions by combining a credit card having a magnetic strip, a smart card having an IC chip and a flash memory, and a USB. Preferably, a magnetic stripe storing information including a user's credit or debit card number and a financial account number linked to the card number, and various information such as a user's telephone number or a unique number are stored and stored. IC (Integrated Circuit Chip) that transmits the information to an external terminal such as a PC or stores new information received from the terminal, and stores various programs or information for providing a service and stores the stored program or information Flash memo that outputs to an external terminal or receives and stores new information input from the terminal It is connected to the data storage unit such as Flash Memory, IC chip and the data storage unit and the data connection line, and interfacing the IC chip and the storage unit and the external terminal. The present invention relates to a network card that is configured to include a universal serial bus (USB) connection and can perform various functions such as financial settlement, authentication, and communication.

Due to the rapid development of information communication and the Internet, many computers in offices or companies are connected to the network in small LAN environment, and many computers in regions, countries and the world are connected to the Internet in large WAN environment. As a result, with economic development, it is becoming a credit society that values individual credit. As a result, various types of cards such as credit cards, debit cards, IC cards, Internet payment cards, gasoline cards, and user authentication cards have been released for financial payment methods or identity verification. The demand is also increasing day by day. As a result of these changes, a user who wants to be provided with goods or services is usually credit or debit card or IC (IC) rather than paying with physical currency, which is inconvenient and troublesome to carry large amounts of money. Mainly use smart card with built-in chip to pay the price or verify the identity.

Credit card or debit card forms magnetic stripe on plastic card to be used as a means of general commerce payment, embeds card number and account number, and then through card terminal through terminal installed in the place of sale of goods or services In the case of an e-commerce transaction, the card cannot be presented on the internet site where the goods or services are sold. Personal credit information such as number, address and telephone is transmitted to goods or service providers through the network. After receiving the data transmitted through the network, the goods or service provider authenticates the credit card or deposit account holder with the credit card company or bank and charges for the provision of the goods or services. The credit card company authenticates the cardholder, the bank authenticates the deposit account holder and pays the goods or service provider, and the credit card or deposit is based on the payment made to the goods or service provider. A financial transaction system, such as withdrawal of the money from the account holder's account, is established.

Also, smart cards or RF cards with IC chips are usually formed on plastic cards and ICs are pre-set in digital form on IC chips through chargers. The person who provided the goods or services after paying the amount of digital value stored in the card through the specific terminal installed at the place of sale of the goods or services after the built-in payment, settles the monetary value from the card issuer. Receive by However, in order to read or process the data stored in the IC chip in the smart card or the RF card, a separate terminal device must be provided to process the stored data, which increases the installation cost due to the terminal device. There is a problem that the economic burden is large.

On the other hand, the flash memory based on the USB interface is a read-write memory having a large storage capacity and high memory reliability, and can temporarily store data of a terminal such as a PC and then transfer the data to another terminal. It is already widely used as a portable storage device because it can be used immediately when connected. However, the flash memory based on the USB interface has a problem that the size of the flash memory is small and not easy to wear on the body.

In addition, in the case of providing a different type of card or a flash memory based on a USB interface based on the purpose and issuer, the inconvenience and loss, theft, or unnecessary expenses of the user having to hold a large number of cards are required. In addition to the problems that cause problems, other problems such as waste of social funds and resources are emerging.

Technical problem to be solved by the present invention to solve the above problems, the user's credit card or debit card number and a magnetic strip that stores information including the financial account number connected to the card number and the user's telephone number or unique number It stores various information such as the IC chip that transmits the stored information to an external terminal such as a PC or stores new information received from the terminal, and various programs or information for providing a service are stored and stored Data storage unit such as a flash memory for outputting a program or information to an external terminal or receiving and storing new information input from the terminal, and circuitry is connected to the IC chip and data storage unit and the data connection lead, etc. And interfacing the IC chip and the storage unit with an external terminal. It is configured to include USB connection, so you can make financial payments anytime and anywhere in various ways, and do not need a separate authorized authentication key, and also perform Internet telephony communication that can be sent and received when storing unique phone numbers. Can be used for a variety of purposes,

In addition, the card-specific information of the conventional cards issued by various institutions such as BC, Visa or Kookmin Bank, Woori Bank, etc. may be integrated into the IC chip, and the user may select a payment card and a payment bank as needed. By integrating the card, it is possible to provide a network card that can be expected to avoid the risk of loss and save social resources.

Network card according to the present invention for solving the above problems and to achieve the desired object, is formed in a rectangular shape of the transverse direction at one side end of the card, the credit card or debit card number of the predetermined user and the card number The magnetic strip 101 stores information including the linked financial account number, and is stored in the card, and stores various information including the unique number of the user. IC chip 102 for storing new information transmitted to or received from the terminal 200, and a variety of programs or information stored in the card and for services to be used by the user. The stored program or information is output to the external terminal 200 or new information received from the terminal 200 is received. It is formed at one side end of the data storage unit 103 and the card to be stored, and is connected to the IC chip 102 and the circuit interface interfacing the IC chip 102 and the external terminal 200, And a USB connection unit 104 connected to the data storage unit 103 to interface the data storage unit 103 and the external terminal 200 with each other.

In addition, the IC chip 102 may be further characterized as an RF IC chip configured to further include an RF antenna 107 and an RF transceiver circuit, a control logic, and a memory therein.

In addition, the data storage unit 103, the input and output of the data, the data is not erased even if the power is cut off may be characterized in that the data storage type (NAND) flash memory having a large data storage capacity,

In addition, the USB connection unit 104 is connected to the IC chip 102 and the data storage unit 103 and is connected to the circuit using a data connection lead 106, the IC chip 102 and the data storage One side or both sides may be provided with the USB connection terminal 108 that serves to interface the data stored in the unit 103 with the external terminal 200.

In addition, the USB connection terminal 108 of the network card is rotated at an angle of 90 degrees in the horizontal direction about the vertical axis of rotation 141 formed in the longitudinal direction from the top to the bottom of the network card, the side of the network card It may also be characterized in that formed on one side end of the network card to protrude in the direction,

In addition, the USB connection portion 104 of the shaft movement path 142b, the horizontal movement shaft 142a formed in the transverse direction from the front to the rear of the network card is elongated in the transverse direction from the left to the right of the network card. One side of the network card may protrude while sliding in the horizontal direction to the right end point, or the lower protruding jaw 142d may protrude while sliding in the horizontal direction to the moving stop jaw 142c formed in the right direction. It may be characterized in that it is inserted into the sliding groove 109a which is formed intaglio on the side end surface,

Furthermore, the USB connection terminal 108 is rotated at an angle of 90 degrees in the vertical direction about the horizontal rotation axis 143 formed in the transverse direction from the front to the rear of the network card and is perpendicular from the surface of the network card. It may also be characterized in that it is formed so as to protrude.

Hereinafter, the main terms used in the present invention will be described.

"Magnetic Stripe" refers to a black strip attached to a magnetic card generally found on a credit or debit card, and includes a financial account number of the user who issued the card. Unique information is recorded and stored, and in recent years, there is a tendency to add various information in addition to unique information.

An IC chip for an RF (Radio Frequency) refers to an IC chip mounted in a tag of an RFID (Radio Frequency Identification) system. To help you understand the concept of RFID system briefly, RFID is a technology that uses radio frequency to read or record information on a tag in a non-contact manner, and recognizes tagged objects, animals, and people. A technology that can be tracked and managed. The RFID system has a unique identification information and consists of a tag attached to an object or animal, and a reader for reading or writing the identification information of the tag. The tag is usually composed of an IC chip and an RF antenna, and the IC chip includes an RF transceiver circuit, a control logic, and a memory. RFID tags are classified into active tags with batteries and passive tags without batteries, and have various sizes and shapes depending on the intended use.

The term "flash memory" refers to a memory device that does not erase stored information even when the power is cut off. Power consumption is small and the stored information does not disappear even when the power is turned off. Unlike DRAM, it is widely used in digital televisions, digital camcorders, mobile phones, digital cameras, personal digital assistants (PDAs), and game consoles because it can not only store stored information as it is, even when the power is cut. There are two types of flash memory, which have a structure in which cells are connected in series, a large data storage type (NAND), and a structure in which cells are connected in parallel, and a code processing type (NOR) having a high processing speed. Are classified. Meanwhile, the flash memory applied to the present invention includes a flash memory manufactured in the form of a chipset.

"Universal Serial Bus (USB)" is a type of serial port that has attracted interest with the release of Windows 98. It is a plug between peripherals and computers such as audio players, joysticks, keyboards, phones, scanners and printers. Speaks the nplay interface. The principle of USB is the same as the serial port, but it is faster and easier to connect than the serial port. USB supports data transfer speeds of 12 Mbps, so connecting peripherals is fast enough and connects many devices together. It also recognizes when connected while using a PC, and does not require a power supply for peripherals. PCs usually have two USB ports, but they have a USB hub, which divides one port into multiple ports, so you can connect a variety of peripherals.

Hereinafter, with reference to the accompanying drawings will be described the present invention in more detail.

FIG. 1A is a perspective view of a network card according to the present invention, and FIG. 1B is a network configuration for explaining an example in which a network card according to the present invention is used. Referring to FIG. 1b, in general, in order to use the network card 100, an Internet connection is available, and a terminal 200 such as a PC equipped with a USB port (USB) port and authentication for performing authentication in the case of Internet banking, etc. The management server 300 of the institution and the terminal 200 or the financial server 400 such as a bank connected to the management server 300 and the wired or wireless communication network such as the Internet is required. If a user purchases goods or services from an internet service provider and then pays for them, the server (not shown) of the service provider may be needed. Also, the user may use a credit card at a store or the like without using the Internet. Or, if the card is used as a transportation card that pays a subway fare, some of the above components may be unnecessary and may recognize information such as a terminal or a traffic card that can read and read the information of the credit card. You may need more RF readers. In addition, if the user uses an Internet phone, a voice packet network (VoIP) application program and a headset to be connected to the PC will be additionally provided. The network card 100 may store authentication, transactions, and information in areas such as communication, education, finance, insurance, public transportation, taxation, medical care, medical insurance, fueling, e-commerce, etc. in the IC chip embedded therein. Data storage units such as flash memory can store transaction and advertisement system software such as AutoRun software, video software, billing system software, telecommunications, education, finance, insurance, public transportation, taxation, medical care, and medical insurance. In this case, after connecting the USB connection to the terminal 200 such as a PC, and operating the terminal, it is possible to conveniently perform services such as Internet banking, and the desired amount of money through the Internet, etc. IC (IC) ) It can be expanded to various services such as charging a chip and using it as a small payment method.

2A is a plan view of a network card according to the present invention, FIG. 2B is a front view of the network card, and FIG. 2C is a right side view of the network card. Referring to the drawings, the network card 100 is provided with a magnetic strip 101 and is formed in a wide rectangular shape card body 110, IC (IC) chip 102 and the data storage unit 103 and The USB connector 104 is provided therein, and the terminal connector 120 is formed in a rectangular shape narrower than the card body 110 protruding a little thicker from one side of the card body 110. It consists of. The size and thickness of the terminal connector 120 may be thinner or smaller, and in some cases, may be formed to have the same thickness as the card body 110.

3 is a block diagram of a network card according to the present invention. Referring to the drawings, the network card 100 according to the present invention is provided with a magnetic strip 101 of a rectangular shape as seen in a conventional credit card or debit card, etc., the magnetic strip 101 of the user Necessary information for the service, such as the number of the credit or debit card and the financial account number of the user or family member connected to the card number, will be stored. In addition, the network card 100 according to the present invention is provided with a built-in IC (IC) chip 102 that can store a variety of necessary information, such as a user's unique number, telephone number or a charged amount. In addition, the network card 100 according to the present invention, AutoRun (AutoRun) software, video software, billing system software for providing a service that the user wants to use, communication, education, finance, insurance, public transportation, tax, medical In addition, the data storage unit 103 may store various programs or information such as medical insurance, such as medical insurance and advertisement promotion system software. In addition, the network card 100 according to the present invention includes a USB connection unit 104 connected to the IC chip 102 and the data storage unit 103. The USB connection unit 104 is connected to a USB port provided in a terminal such as a PC so that information stored in the IC chip 102 is transmitted to an external terminal 200 or the terminal ( To store the new information received from the 200 in the IC chip 102, and output the program or information stored in the data storage 103 to the external terminal 200 or from the terminal 200; It supports the role of receiving and storing new information inputted.

In this case, the IC chip 102 includes an RF antenna 107 and is preferably an RF IC chip having a built-in RF transceiver circuit, control logic, and memory. The storage unit 103 may be a data storage type (NAND) flash memory capable of inputting / outputting data and not erasing data even when power is cut off, and having a large data storage capacity.

In addition, the USB connection unit 104 is connected to the IC chip 102 and the data storage unit 103 and the circuit using a data connection conductor 106, the IC chip (102) And one side or both sides of the USB connection terminal 108 which serves to interface the data stored in the data storage unit 103 with the external terminal 200. It would be desirable to provide the side or the like. In some cases, the USB connection terminal 108 connected to the IC chip 102 and the USB connection terminal 108 connected to the data storage 103 may need to be different. Because there is.

4 and 6 are reference diagrams illustrating the shape of the USB connection unit of the network card according to the present invention. Referring to FIG. 4, the USB connection unit 104 is formed to penetrate the USB connection unit 104 and the card body 110 in the longitudinal direction, or extends from the bottom surface of the USB connection unit 104. The network card is rotated by an angle of about 90 degrees ± α from the sign 131a to the sign 131b in the horizontal direction with the center of the vertical rotation shaft 141 formed in a shape such as a shape such that the USB connector 104 can protrude. It may be formed on one side edge of, referring to Figure 5, USB (USB) connecting portion 104 is sliding on the one end surface of the network card so as to protrude while sliding from the sign 132a to the sign 132b in the horizontal direction It may be inserted into the groove 109a, in which case the horizontal movement shaft 142a protrudes from the side of the USB connection portion 104, and the horizontal movement shaft 142a is formed. Axial movement paths 142b may be formed on both sides of the sliding groove 109a so as to slide in the horizontal direction, and in another shape, the lower projection jaw 142d of the USB connection part 104. ) Will also be possible to the shape that the moving stop jaw 142c is configured to be stopped when sliding by a certain distance.

In addition, referring to FIG. 6A, the USB connection portion 104 is 90 degrees from the sign 133a to the sign 133b in the vertical direction with respect to the horizontal rotating shaft 143 formed on both sides of the USB connection part 104. It is also possible to be inserted into the built-in groove 109b formed on the surface of the network card so as to protrude while rotating up to an angle of α, and referring to FIG. 6B, the USB connection portion 104 is formed of a PC or the like. It is positioned at one end of the network card so as to be properly coupled with the USB cable terminal 134b extending from the terminal 200, and the negative terminal groove 134a is formed at both sides of the USB connection. It may be possible.

So far we looked at the preferred embodiment according to the present invention in detail. The scope of the present invention is not limited to the above-exemplified embodiments, and if the technical spirit of the present invention is applied, all will be said to belong to the scope of the present invention.

The present invention relates to a network card capable of performing various functions by combining a credit card having a magnetic strip, a smart card having an IC chip and a flash memory, and a USB.

By providing different types of cards or USB flash memory based on USB interface according to the purpose and issuer, there are problems that cause inconvenience, loss, theft and unnecessary expenses of users having multiple cards. In addition, according to the present invention solved the problem of the conventional card was also another problem of waste of social funds and resources,

Functional integration of credit cards or debit cards, smart cards or RF cards, USBs with authorized authentication keys, etc. is also possible, and it is also possible to use existing cards issued by various institutions such as BC, Visa or Kookmin Bank, Woori Bank. After integrating card-specific information into IC chips, users can select payment cards and payment banks, etc., as needed, thus avoiding the risk of loss and saving social resources through the integration of multiple cards and functions. Has the effect,

In addition, wherever there is a terminal such as a computer with internet access, it is possible to use services such as financial settlement, bank transfer, and authentication, and it is highly portable, and unique numbers such as embedded phone numbers and voice packet network (VoIP) When combined with Voice over Internet Protocol technology, it can be used for various purposes such as combining the user's unique number with the terminal's IP address, etc. The effect is also expected.

Claims (7)

In a given card, A magnetic strip 101 formed at one end of the card in a horizontal shape and storing information including a credit or debit card number of a predetermined user and a financial account number connected to the card number; Wow It is embedded in the card, and stores a variety of information including the unique number of the user, the IC to transmit the stored information to the external terminal 200 or to store new information received from the terminal 200 ( IC) chip 102; and It is embedded in the card, and stores a variety of programs or information for the service that the user wants to use, and output the stored program or information to the external terminal 200 or new information input from the terminal 200 A data storage unit 103 for receiving and storing the received data; And Is formed at one end of the card, is connected to the IC chip 102 and the circuit interface to interface the IC chip 102 and the external terminal 200, and the data storage unit 103 and the circuit A USB connection unit 104 connected to the data storage unit 103 and an external terminal 200 to interface with each other; Network card (100) comprising a. The IC chip of claim 1, wherein An RF chip configured to further include an RF antenna 107, and having an RF transceiver circuit, a control logic and a memory therein; Network card 100 characterized in that. The method of claim 1, wherein the data storage 103 A data storage type (NAND) flash memory capable of inputting / outputting data, not erasing data even when power is cut off, and having a large data storage capacity; Network card 100 characterized in that. The method of claim 1, wherein the USB connection portion 104 The IC chip 102, the data storage unit 103, and the data connection line 106 are connected to the circuit, and the data stored in the IC chip 102 and the data storage unit 103 It is provided with one or both sides of the USB access terminal 108 to serve to interface with the external terminal 200; Network card 100 characterized in that. The method of claim 4, wherein the USB connection terminal 108 It is formed on one side end of the network card so as to protrude in the lateral direction of the network card rotates at an angle of 90 degrees in the horizontal direction around the vertical rotation axis 141 formed in the vertical direction from the top to the bottom of the network card Being; Network card 100 characterized in that. The method of claim 4, wherein the USB connection portion 104 The horizontal movement shaft 142a which is formed in the transverse direction from the front to the rear of the network card is slid horizontally to the right end point of the axial movement path 142b which is formed in the transverse direction from the left to the right of the network card. Sliding grooves formed in an intaglio on one side surface of the network card so as to protrude or to protrude while sliding in the horizontal direction to the moving stop jaw (142c) formed in the right direction ( Inserted in 109a); Network card 100 characterized in that. The method of claim 4, wherein the USB connection terminal 108 It is formed so as to be rotated at an angle of 90 degrees in the vertical direction and projected in the vertical direction from the surface of the network card with respect to the horizontal rotation axis 143 formed in the transverse direction from the front to the rear of the network card; Network card 100 characterized in that.

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