CN1945618A - TV bank system, each component system and method of TV bank system - Google Patents
TV bank system, each component system and method of TV bank system Download PDFInfo
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Abstract
The invention provides a television bank system, the component of the system and the method to realize the television bank. The television bank system includes the bank system, the conditional receiving system, at least one third-party business systems which is independent with the banking system and the conditional receiving system, and at least one television user terminal. In the conditional receiving system, there is the interface module which transmits the business information from user terminal to the bank system, and transmits the business result from the bank system to the user terminal. The business processing module is set in the bank system, which processes business through information exchange with the third-party business system according to the received business, and returns the result to the user terminal though the conditional receiving system.
Description
Technical field
The present invention relates to the network communications technology field, be specifically related to each the composition system in a kind of TV bank system, the TV bank system and realize the method for TV bank.
Background technology
At present, the comparative maturity that technology such as computer network goes to bank, telephone bank, Mobile banking have developed, but, on televisor, can't realize bank function, promptly can not take place professional by televisor and bank, as not realizing paying on behalf charges for water and electricity, account inquiry etc. by televisor, TV bank technology or blank out await filling up.
Summary of the invention
The objective of the invention is to, each the composition system in a kind of TV bank system, the TV bank system is provided and realizes the method for TV bank, on the TV user terminal, realized the part bank function, filled up the blank of TV bank technology.
For achieving the above object, a kind of TV bank provided by the invention system, comprise: banking system, condition receiving system, at least one is independent of third party's operation system and at least one TV user terminal of banking system and condition receiving system, banking system is connected with third party's operation system, and banking system is connected with the TV user terminal by condition receiving system;
Be provided with interface module in the condition receiving system, the business information that described interface module is come the TV user terminal transmission transfers to banking system, and the service processing result that the banking system transmission is come transfers to the TV user terminal;
Be provided with Service Processing Module in the banking system, described Service Processing Module is according to carrying out business processing by message exchange between the business information that receives and the third party's operation system, and described Service Processing Module returns to the TV user terminal with service processing result information by condition receiving system.
Described system also comprises: Subscriber Management System; Banking system is connected by Subscriber Management System with condition receiving system, is provided with memory module and transit module in the Subscriber Management System;
The business information that the transmission of transit module condition of acceptance receiving system comes transfers to banking system with business information, and transit module receives the service processing result that the banking system transmission comes, and service processing result is transferred to condition receiving system;
The relevant information that memory module storage transit module receives.
Described system also comprises: the clearing that are connected with Subscriber Management System are divided into module; Clearing be divided into module according to the clearing sharing agreement of its storage, utilize in the memory module canned data to settle accounts to be divided into for banking system and condition receiving system.
Banking system provided by the invention is connected with third party's operation system and this banking system is connected with the TV user terminal by condition receiving system;
Be provided with Service Processing Module in the described banking system, the business information of the TV user terminal that described Service Processing Module condition of acceptance receiving system transmission comes, Service Processing Module is according to carrying out business processing by message exchange between described business information and the third party's operation system, and Service Processing Module returns to the TV user terminal with service processing result information by condition receiving system.
Third party's operation system provided by the invention is connected with banking system, and described third party's operation system receives the business information that the banking system transmission comes, and and banking system between carry out business processing by message exchange; Described business information is: the business information that the TV user terminal is come by condition receiving system, banking system transmission.
Subscriber Management System provided by the invention is connected with condition receiving system with banking system respectively, is provided with memory module and transit module in the Subscriber Management System;
The business information that transit module condition of acceptance receiving system transmission comes transfers to banking system with business information, and transit module receives the service processing result information that the banking system transmission comes, with the service processing result information transmission to condition receiving system;
Business information and service processing result information that memory module storage transit module receives;
Described business information is: the business information that the TV user terminal is come by the condition receiving system transmission.
Also be provided with authorization module in the described Subscriber Management System, described authorization module is determined the service authorization information of TV user terminal, and service authorization information transferred to the TV user terminal by condition receiving system, by the described service authorization information of TV user terminal storage.
TV user terminal provided by the invention is connected with condition receiving system, is provided with receiver module and encrypting module in the described TV user terminal;
Receiver module receives the business information of outside input, encrypting module is encrypted the business information that receiver module receives, business information after receiver module is encrypted encrypting module transfers to condition receiving system, by condition receiving system described business information is transferred to banking system, thereby provide information for the business processing between banking system and the third party's operation system.
Condition receiving system provided by the invention is connected with the TV user terminal, and described condition receiving system is connected with banking system;
Be provided with interface module in the condition receiving system, the business information that described interface module is come the TV user terminal transmission transfers to banking system, and described interface module is transmitted next service processing result information transmission to the TV user terminal with banking system.
The method of realization TV bank provided by the invention comprises:
The TV user terminal receives the business information of outside input, and described business information is transferred to banking system by condition receiving system;
Carry out business processing by message exchange between the banking system business information that transmission comes according to condition receiving system and the third party's operation system, and service processing result information is returned to the TV user terminal by condition receiving system.
Described method comprises:
The business information that condition receiving system comes the TV user terminal transmission transfers to Subscriber Management System, and Subscriber Management System is stored described business information, and transfers to banking system;
To Subscriber Management System, Subscriber Management System is stored described service processing result information to banking system with the service processing result information transmission, and service processing result information is returned to the TV user terminal by condition receiving system.
From the description of technique scheme as can be known, the present invention has realized the part bank function on the TV user terminal.Carry out the operation of banking on TV than the more convenient operation of carrying out banking on computers; Because the security of the condition receiving system in the TV bank of the present invention system is higher, does not have situations such as online hacker, therefore, the security that the general relatively computer network of security of TV bank of the present invention system goes to bank is higher; TV bank of the present invention system provides graphical interfaces more directly perceived than the voice service of telephone bank for TV user, and the graphical interfaces that TV bank of the present invention system provides is better than the graphical interfaces that mobile phone provides; Technical scheme provided by the invention has been filled up the blank of TV bank technology.
Description of drawings
Fig. 1 is the TV bank system schematic of embodiment of the present invention;
Fig. 2 is the business information inputting interface synoptic diagram that the TV user terminal of embodiment of the present invention provides.
Embodiment
Below in conjunction with accompanying drawing the technical scheme that embodiment of the present invention provides is further described.
The TV bank system that embodiment of the present invention provides comprises: banking system, at least one third party's operation system, condition receiving system, Subscriber Management System and at least one TV user terminal.TV bank system among Fig. 1 only shows third party's operation system and a TV user terminal.Third party's operation system is independent of condition receiving system and banking system, third party's operation system such as authorized bank are that example describes with Running-water Company's fare payment system on behalf of the various systems of charge, the account inquiry system of bank, the inquiry system of transferring accounts of bank, loan done by oneself system of bank or the like in embodiments of the present invention.
Banking system among Fig. 1 is connected with third party's operation system with Subscriber Management System respectively, and Subscriber Management System is connected with condition receiving system with banking system respectively, and condition receiving system is connected with the TV user terminal with Subscriber Management System respectively.That is to say that banking system is connected with the TV user terminal by Subscriber Management System, condition receiving system.
TV user terminal in the embodiment of the present invention comprises receiver module, encrypting module and first detection module.Receiver module can be arranged in the set-top box of TV user terminal, and encrypting module and first detection module can be arranged in the smart card of TV user terminal.
Receiver module shows specific operation interface to TV user, TV user can be by entry terminals such as telepilots according to the input of the prompting in this operation interface corresponding business information, receiver module receives the business information of outside input, and business information is transferred to first detection module.The business information of TV user input such as type of service (paying water rate), customer service number (water rate pay the fees number), the amount of money etc. of paying the fees.The customer service number is in a certain class business, be used for a user's of unique identification number, the water rate card number of number such as water meter card etc. of paying the fees.
Store service authorization information in the first detection module, first detection module can obtain service authorization information by the mode of static configuration, and first detection module also can obtain service authorization information by the mode of the next service authorization information of dynamic reception network side transmission.The implication of service authorization information is paid water rate etc. as allowing certain TV user terminal.First detection module carries out service authority according to the service authorization information of its storage to this business information and detects after receiving the business information that receiver module transmission comes, as detects the authority etc. whether this TV user has the water rate paid.If authority detects successfully, first detection module allows encrypting module that the business information of receiver module output is encrypted, encrypting module is behind the encrypted permission that has obtained first detection module, business information is encrypted, and the business information after will encrypting transfers to receiver module, and the business information after will being encrypted by receiver module transfers to condition receiving system; If encrypting module is forbidden in authority detection failure, first detection module the business information of receiver module output is encrypted, forbid the encrypted transmission process of business information as adopting methods such as business information not being transferred to encrypting module.The encryption key here can be to be exclusively used in the encryption key that business information is encrypted, and can be the encryption key that is used for other application also, as utilizes TV user to receive the encryption key of authorizing and business information is encrypted etc.
Condition receiving system in the embodiment of the present invention is a bilateral network, and promptly receiver module can that is to say that set-top box has retransmission function by condition receiving system to the network side back information.Condition receiving system can be to transform the bilateral network of building on the network foundation of existing CATV (cable television), also can be the network that operator builds in addition, as the Ethernet of new construction etc.At present, the technical scheme that the unilateral network of existing CATV (cable television) is transformed into bilateral network has multiple, is not described in detail at this, and the present invention does not limit the technical scheme that unilateral network is transformed into bilateral network.
When condition receiving system is that receiver module has Cable Modem (cable modem) function, promptly is integrated with Cable Modem function on the set-top box when transforming the bilateral network of building; When condition receiving system was the Ethernet of the other construction of operator, receiver module comprised the Ethernet network interface, promptly is integrated with network interface on the set-top box, and set-top box is connected with Ethernet by netting twine.
Interface module and deciphering module are set in the condition receiving system.
Interface module is mainly used in the transfer transmission of information, interface module receives the business information after the next encryption of TV user terminal transmission, deciphering module is decrypted according to the business letter of the decruption key docking port module reception of its storage, and the business information after interface module will be deciphered transfers to Subscriber Management System; Receiver module is after receiving the next service processing result information of Subscriber Management System transmission, with the extremely corresponding TV user terminal of service processing result information transmission.
If first detection module is not set in the TV user terminal, then condition receiving system can also be provided with second detection module, detects with the service authority to the TV user terminal.
Store service authorization information in second detection module, second detection module can obtain service authorization information by the mode of static configuration, and second detection module also can obtain service authorization information by the mode of dynamic reception.The implication of service authorization information is paid water rate etc. as allowing certain TV user terminal.Second detection module carries out service authority according to the service authorization information of its storage business information after to this deciphering and detects after deciphering module is finished decryption oprerations, as detects the authority etc. whether this TV user has the water rate paid.If authority detects successfully, second detection module allows the business information after interface module will be deciphered to transfer to Subscriber Management System; If authority detects failure, second detection module forbids that the business information after interface module will be deciphered transfers to Subscriber Management System.When interface module allows it to send business information at second detection module, the business information after the deciphering is transferred to Subscriber Management System.
Be the data transmission security between guaranteed conditions receiving system and the Subscriber Management System, can adopt technology such as private network or fire wall between condition receiving system and the Subscriber Management System.
Be provided with transit module and memory module in the Subscriber Management System.After the business information that the transmission of transit module condition of acceptance receiving system comes, business information is stored in the memory module, and business information is transferred to banking system; Transit module receives the service processing result that the banking system transmission comes, and service processing result is stored in the memory module, and service processing result is transferred to condition receiving system.Management system is to the management of business information for the convenience of the user, when transit module transfers to banking system in the business information that the condition receiving system transmission is come, can in business information, increase a transaction sequence number, to identify this professional business information, promptly once professional corresponding transaction sequence number.Banking system should be carried this professional corresponding transaction sequence number when returning service processing result information, memory module can be according to transaction sequence number with service processing result and corresponding business information stores together.
If Subscriber Management System need be handled the professional registration of TV bank for TV user, then also be provided with authorization module in the Subscriber Management System, this authorization module is the registration of TV user transacting business, be TV user and carry out service authorization, the service authorization information of TV user terminal is transferred to the first detection module of TV user terminal by the interface module of condition receiving system, by first detection module storage service authorization message; Service authorization information is transferred to the 3rd detection module of banking system by transit module, by the 3rd detection module storage service authorization message.When not being provided with in the TV user terminal when being provided with second detection module in first detection module and the condition receiving system, authorization module is after carrying out service authorization for TV user, with the service authorization information transmission of TV user terminal second detection module, by the second detection module storage service authorization message to condition receiving system.
When being provided with authorization module in the Subscriber Management System, when the transit module of Subscriber Management System transfers to banking system in the business information that the condition receiving system transmission is come, need in business information, increase an account No., so that the business processing of banking system; Also can comprise account No. in the business information of the memory module storage of Subscriber Management System.Certainly, if the TV user terminal is by comprising account No. in the next business information of condition receiving system transmission, then transit module just can no longer increase the processing procedure of account No..
In the TV bank system of embodiment of the present invention, Subscriber Management System can be set, at this moment, condition receiving system directly carries out information interactions such as business information and service processing result information with banking system, and the business information that Subscriber Management System is stored, service processing result information etc. can provide Back ground Information for being divided into application such as clearing easily.
For guaranteeing the data transmission security between Subscriber Management System and the banking system, can adopt technology such as private network or fire wall between Subscriber Management System and the banking system.
Can also be provided with clearing in the TV bank system of embodiment of the present invention and be divided into module, clearing are divided into module and can be arranged in the Subscriber Management System, also can be independent of the Subscriber Management System setting.Settle accounts to be divided into and store the clearing sharing agreement that sets in advance in the module, the clearing sharing agreement is at being provided with between banking system and the condition receiving system, the clearing sharing agreement is as based on the sharing agreement of portfolio, based on sharing agreement of the professional amount of money or the like, and the present invention does not limit the concrete form of clearing sharing agreement.If the clearing between banking system and the condition receiving system be divided into mode for and concrete independent of service, as 1 year how many expenses of payment certain etc., then the TV bank system in the embodiment of the present invention can not comprise Subscriber Management System and clearing are divided into module.
Be provided with Service Processing Module and the 3rd detection module in the banking system.Service Processing Module is after receiving the next business information of transit module transmission, the business information that the 3rd detection module receives Service Processing Module according to the service authorization information of its storage is carried out service authority and is detected, as detects the authority etc. whether this TV user has the water rate paid; The 3rd detection module can also carry out other to this business according to this professional type and detect, as the remaining sum that detects TV user terminal abundance etc. whether.If service authority detects and other detect all successes, then the 3rd detection module allows Service Processing Module and third party's operation system to carry out information interaction, handle with this business the TV user terminal, after business processing completed successfully, the information transmission that this business is successful was to the transit module of Subscriber Management System; If carrying out in the process of business processing with third party's operation system, because of other reasons such as communicating interrupt etc. does not complete successfully business processing, then Service Processing Module is with the information transmission of this service fail transit module to Subscriber Management System; If service authority detects or other detect failure, then the 3rd detection module forbids that Service Processing Module and third party's operation system carry out information interaction, be this service fail of TV user, Service Processing Module is with the information transmission of this service fail transit module to Subscriber Management System.
Service Processing Module transfers in the information of professional success/failure of Subscriber Management System and includes this professional transaction sequence number.Transit module receives this service fail or this professional successful information, and with the information stores of storage service success/failure in the memory module of Subscriber Management System, the information of professional success/failure should be according to transaction sequence number and corresponding service information stores together.Transit module transfers to the receiver module of TV user terminal with the information of business success/failure by the interface module of condition receiving system, by receiver module the information of business success/failure is shown to TV user.
The present invention is the interface protocol between limit service processing module and the third party's operation system not, as using the unified external interface standard of each bank etc.
For guaranteeing the data transmission security between banking system and the third party's operation system, can adopt technology such as private network or fire wall between banking system and the third party's operation system.
Below in conjunction with accompanying drawing 1, accompanying drawing 2, be example to withhold the water rate business, the method for the realization TV bank that embodiment of the present invention is provided is elaborated.
Among Fig. 1, step 1: banking system is that bank carries out professional registration process to TV user.Professional registration process is promptly carried out service authorization to the water rate business of withholding that the TV user terminal is opened, and the service authorization process comprises: confirm IC card numbers, Confirm Bank's account number, confirm type of service (payment on behalf water rate) and professional relevant parameter (number etc. of paying the fees as water rate).
Service authorization produces service authorization information, and service authorization information is as shown in table 1.
Table 1
| Parameter | Explanation |
| IC card numbers | 8848000100000001 |
| Account No. | 8888888888888888 |
| Type of | Pay on behalf water rate |
| Professional correlation parameter tabulation | Difference according to type of service can define voluntarily, as the water rate number 12345678 etc. of paying the fees |
| Type of service N | The business that other is opened together is as paying on behalf the electricity charge etc. |
| Professional correlation parameter tabulation N | ... |
| Other parameters | As TV user name identification card number etc. |
The IC card numbers in the table 1 and the pass of Bank Account Number are one to one, and promptly every IC-card can only be bound an account No..
Banking system after completing successfully professional registration, with the service authorization information transmission to SMS.
Professional registration process also can be carried out in SMS, can reduce the workload and the unnecessary data information of bank like this.After this, Subscriber Management System needs to comprise account information in the business information of banking system transmission.
Step 2:SMS (Subscriber Management System) is to the service authorization transmission of Information.
Subscriber Management System receives the service authorization information that the banking system transmission comes, service authorization information is saved in the database, and with the service authorization information transmission to CAS (condition receiving system), promptly notify CAS to open IC-card and opened what business.It is as shown in table 2 that SMS transfers to the service authorization information of CAS.
Table 2
| Parameter | Explanation |
| IC card numbers | As 8848000100000001 |
| Type of | As pay on behalf water rate |
| Professional correlation parameter tabulation | Empty |
| Type of service N | |
| Professional correlation parameter tabulation N |
Step 3: condition receiving system is that TV user is opened the related service authority.
After condition receiving system receives the next service authorization information of Subscriber Management System transmission, resolve this service authorization information, licensing scheme by condition receiving system self sends instructions under corresponding IC-card, notify corresponding IC-card TV user to open the service authority of paying on behalf water rate, IC-card is stored its service authorization information that receives.
Certainly, condition receiving system also can not notify the IC-card TV user to open the service authority of paying on behalf water rate, but oneself stores this service authority information, like this, condition receiving system need carry out service authority to business information and detect after receiving the next business information of TV user terminal transmission.
Step 4: when TV user need be paid water rate professional, the set-top box of TV user terminal was to TV user display business operation interface.
Set-top box to business operation interface that TV user shows as shown in Figure 2.
TV user can be passed through telepilot incoming traffic information, and set-top box is after receiving the affirmation instruction of user by the telepilot input, and the request smart card is encrypted the business information of paying water rate.The number of paying the fees of business information here such as type of service, water rate, professional other parameters amount of money etc. of for example this time paying the fees, the business information before encrypting is expressly specifically as shown in table 3.
Table 3
| Parameter | Explanation |
| Type of service | Pay on behalf water rate |
| The related service information parameter | Water rate number (12345678) amount of money (100$) of paying the fees |
In step 4, set-top box has multiple to the mode of TV user display business operation pages, as set-top box by its built-in in advance interface to TV user display business operation pages; Set-top box is connected to http server by the bidirectional conditional receiving system for another example, and requested webpage, shows the page that request obtains to TV user; Also have set-top box by the data broadcasting mode to TV user display business operation pages etc.
Step 5: smart card is encrypted business information, and the business information after will encrypting transfers to set-top box.
Smartcard internal stores encryption key, and smart card can use the encryption key business information that transmission comes to set-top box of its storage to encrypt.Smart card is after receiving the next business information of set-top box transmission, at first carrying out service authority detects, to check whether it has the service authority of paying on behalf water rate, if detect the service authority that it does not pay on behalf water rate, the information that then will not pay on behalf the water rate authority returns to receiver module, and the information that will do not payed on behalf the water rate authority by receiver module is shown to TV user; If smart card detection goes out it service authority of paying on behalf water rate is arranged, smart card is encrypted the business information of its reception, and the business information after will encrypting is returned set-top box.Smart card is as shown in table 4 to the data encrypted form of set-top box output.
Table 4
| Parameter | Explanation |
| IC (intelligence) blocks card number | Expressly (8848000100000001) |
| Type of service after the encryption and related service information parameter | The ciphertext form, the key that front end exists in this ciphertext conditional access system can be untied |
Step 6: set-top box uploads to enciphered data the front end of condition receiving system.
After set-top box received business information after smart card is encrypted, the business information after will encrypting by duplex channel transferred to CAS, uses the key of its preservation that business information is decrypted by CAS, and the business information after CAS will decipher sends to Subscriber Management System.It is as shown in table 5 that CAS is sent to the business information of Subscriber Management System.
Table 5
| Parameter | Explanation |
| IC card numbers | Expressly (8848000100000001) |
| Type of service | Expressly (payment on behalf water rate) |
| The related service information parameter | Expressly: water rate number (12345678) amount of money (100$) of paying the fees |
It is bank that step 7:SMS transfers to banking system with the business information of its reception.
Subscriber Management System receives after the next business information of condition receiving system transmission, in business information, increase a transaction sequence number, and store the business information that has increased transaction sequence number, then, the business information that has increased transaction sequence number is transferred to banking system.It is as shown in table 6 that Subscriber Management System transfers to the business information of banking system.
Table 6
| Parameter | Explanation |
| IC card numbers | Expressly (8848000100000001) |
| Type of service | Expressly (payment on behalf water rate) |
| The related service information parameter | Expressly: the water rate number (12345678) of paying the fees |
| The amount of money (100$) | |
| Transaction sequence number | 22345678 |
Step 8: banking system and third party system are that third party's operation system of Running-water Company is carried out business processing.
After banking system receives the next business information of Subscriber Management System transmission, this business information is carried out service authority to be detected, promptly confirm the type of service that this IC-card is opened, judge whether the TV user terminal has opened the business of paying on behalf water rate, and whether the remaining sum of account No. (8888888888888888) enough pays this professional water rate etc.Banking system after service authority detects successfully, with the fare payment system of Running-water Company be that third party's operation system is carried out business processing, promptly conclude the business.After business processing was finished, information business processing is successful or failure sent to SMS.Banking system is after service authority detects failure, and as Sorry, your ticket has not enough value etc., also the information with the business processing failure sends to SMS.It is as shown in table 7 that banking system is sent to the information of SMS.
Table 7
| Parameter | Explanation |
| Transaction sequence number | 22345678 |
| IC card numbers | Expressly (8848000100000001) |
| Type of service | Expressly (payment on behalf water rate) |
| Transaction results | Success or failure |
| Other | Shi Bai descriptive information for example |
Step 9:SMS receives and preserves the service processing result information that the banking system transmission comes, and with the service processing result information transmission to CAS, by CAS service processing result information is issued to set-top box, set-top box is shown to TV user with the service processing result information that the CAS transmission comes.
The business information and the service processing result information of SMS storage should comprise parameter as shown in table 8 at least.
Table 8
| Parameter | Explanation |
| IC card numbers | Expressly (8848000100000001) |
| Type of service | Expressly (payment on behalf water rate) |
| The related service information parameter | Expressly: the water rate number (12345678) of paying the fees |
| The amount of money (100$) | |
| Transaction sequence number | 22345678 |
| Transaction results | Success or failure |
Step 10: condition receiving system and banking system are that the clearing between the bank are divided into.
According to business information of storing in predefined clearing sharing agreement, the Subscriber Management System and service processing result information, settle accounts and be divided into.
Description by above-mentioned embodiment as can be known, technical scheme provided by the invention has realized the partial function of bank on TV, be that TV user can be carried out some business relevant with bank on TV, as bank payment (water rate, the electricity charge, gas take, telephone charge, mobile communication expense or the like), bank accounting inquiry, account transfer, charge querying, loan done by oneself or the like.
The TV bank system has compared following advantage with present existing banking system:
1, carries out the operation of banking on TV than the more convenient operation of carrying out banking on computers; Because the security of the condition receiving system in the TV bank system is higher, does not have situations such as online hacker, therefore, the security that the computer network that the security of TV bank system is general relatively goes to bank is higher.
2, the TV bank system is that TV user provides graphical interfaces, and graphical interfaces is more directly perceived than the voice service of telephone bank.
3, the graphical interfaces that provides of TV bank system is better than the graphical interfaces that mobile phone provides.
Though described the present invention by embodiment, those of ordinary skills know, the present invention has many distortion and variation and do not break away from spirit of the present invention, and the claim of application documents of the present invention comprises these distortion and variation.
Claims (20)
1, a kind of TV bank system, it is characterized in that, comprise: banking system, condition receiving system, at least one is independent of third party's operation system and at least one TV user terminal of banking system and condition receiving system, banking system is connected with third party's operation system, and banking system is connected with the TV user terminal by condition receiving system;
Be provided with interface module in the condition receiving system, the business information that described interface module is come the TV user terminal transmission transfers to banking system, and the service processing result that the banking system transmission is come transfers to the TV user terminal;
Be provided with Service Processing Module in the banking system, described Service Processing Module is according to carrying out business processing by message exchange between the business information that receives and the third party's operation system, and described Service Processing Module returns to the TV user terminal with service processing result information by condition receiving system.
2, the system as claimed in claim 1 is characterized in that, described system also comprises: Subscriber Management System; Banking system is connected by Subscriber Management System with condition receiving system, is provided with memory module and transit module in the Subscriber Management System;
The business information that the transmission of transit module condition of acceptance receiving system comes transfers to banking system with business information, and transit module receives the service processing result that the banking system transmission comes, and service processing result is transferred to condition receiving system;
The relevant information that memory module storage transit module receives.
3, system as claimed in claim 2 is characterized in that, described system also comprises: the clearing that are connected with Subscriber Management System are divided into module; Clearing be divided into module according to the clearing sharing agreement of its storage, utilize in the memory module canned data to settle accounts to be divided into for banking system and condition receiving system.
4, as claim 1 or 2 or 3 described systems, it is characterized in that, be provided with receiver module and encrypting module in the described TV user terminal, also be provided with deciphering module in the described condition receiving system;
Receiver module receives the business information of outside input, and encrypting module is encrypted the business information that receiver module receives, and the business information after receiver module is encrypted encrypting module transfers to the interface module of condition receiving system;
Business information after the encryption that deciphering module docking port module receives is decrypted, and the business information after interface module will be deciphered directly transfers to banking system or transfers to banking system by Subscriber Management System.
5, as claim 1 or 2 or 3 described systems, it is characterized in that, be provided with first detection module in the described TV user terminal;
First detection module stores service authorization information, the business information that first detection module receives the TV user terminal according to described service authorization information is carried out service authority and is detected, and allows the TV user terminal that business information is sent to condition receiving system in the service authority detection by the back.
6, system as claimed in claim 5, it is characterized in that, be provided with authorization module in described banking system or the Subscriber Management System, described authorization module is determined the service authorization information of TV user terminal, and service authorization information transferred to first detection module by condition receiving system, first detection module is stored the authorization message of its reception.
7, as claim 1 or 2 or 3 described systems, it is characterized in that, be provided with second detection module in the described condition receiving system, the second detection module storage service authorization message, the business information that second detection module comes the TV user terminal transmission according to described service authorization information is carried out service authority and is detected, and allows interface module that business information is sent to banking system or Subscriber Management System in the service authority detection by the back.
8, as claim 1 or 2 or 3 described systems, it is characterized in that, be provided with the 3rd detection module in the described banking system, the 3rd detection module storage service authorization message, the business information that the 3rd detection module receives Service Processing Module according to described service authorization information is carried out service authority and is detected, and allows the business processing between Service Processing Module and the third party's operation system after the service authority detection is passed through.
9, a kind of banking system is characterized in that, described banking system is connected with third party's operation system and this banking system is connected with the TV user terminal by condition receiving system;
Be provided with Service Processing Module in the described banking system, the business information of the TV user terminal that described Service Processing Module condition of acceptance receiving system transmission comes, Service Processing Module is according to carrying out business processing by message exchange between described business information and the third party's operation system, and Service Processing Module returns to the TV user terminal with service processing result information by condition receiving system.
10, banking system as claimed in claim 9, it is characterized in that, also be provided with the 3rd detection module in the described banking system, store service authorization information in the 3rd detection module, the business information that the 3rd detection module receives Service Processing Module according to described service authorization information is carried out service authority and is detected, and allows the business processing between Service Processing Module and the third party's operation system after the service authority detection is passed through.
11, a kind of third party's operation system is characterized in that, described third party's operation system is connected with banking system, and described third party's operation system receives the business information that the banking system transmission comes, and and banking system between carry out business processing by message exchange; Described business information is: the business information that the TV user terminal is come by condition receiving system, banking system transmission.
12, a kind of Subscriber Management System is characterized in that, described Subscriber Management System is connected with condition receiving system with banking system respectively, is provided with memory module and transit module in the Subscriber Management System;
The business information that transit module condition of acceptance receiving system transmission comes transfers to banking system with business information, and transit module receives the service processing result information that the banking system transmission comes, with the service processing result information transmission to condition receiving system;
Business information and service processing result information that memory module storage transit module receives;
Described business information is: the business information that the TV user terminal is come by the condition receiving system transmission.
13, Subscriber Management System as claimed in claim 12, it is characterized in that, also be provided with authorization module in the described Subscriber Management System, described authorization module is determined the service authorization information of TV user terminal, and service authorization information transferred to the TV user terminal by condition receiving system, by the described service authorization information of TV user terminal storage.
14, a kind of TV user terminal, described TV user terminal is connected with condition receiving system, it is characterized in that, is provided with receiver module and encrypting module in the described TV user terminal;
Receiver module receives the business information of outside input, encrypting module is encrypted the business information that receiver module receives, business information after receiver module is encrypted encrypting module transfers to condition receiving system, by condition receiving system described business information is transferred to banking system, thereby provide information for the business processing between banking system and the third party's operation system.
15, TV user terminal as claimed in claim 14 is characterized in that, also is provided with first detection module in the described TV user terminal;
First detection module stores service authorization information, the business information that first detection module receives the TV user terminal according to described service authorization information is carried out service authority and is detected, and detect by the back in service authority and to allow encrypting module that business information is encrypted, and allow the business information after receiver module will be encrypted to transfer to condition receiving system.
16, a kind of condition receiving system, described condition receiving system is connected with the TV user terminal, it is characterized in that, and described condition receiving system is connected with banking system;
Be provided with interface module in the condition receiving system, the business information that described interface module is come the TV user terminal transmission transfers to banking system, and described interface module is transmitted next service processing result information transmission to the TV user terminal with banking system.
17, condition receiving system as claimed in claim 16 is characterized in that, also is provided with deciphering module in the described condition receiving system;
Directly transfer to banking system or transfer to banking system after the business information deciphering of the encryption that deciphering module sends the TV user terminal by Subscriber Management System.
18, condition receiving system as claimed in claim 16, it is characterized in that, also be provided with second detection module in the described condition receiving system, the second detection module storage service authorization message, the business information that second detection module comes the TV user terminal transmission according to described service authorization information is carried out service authority and is detected, and allows interface module that business information directly is sent to banking system or is sent to banking system by Subscriber Management System in the service authority detection by the back.
19, a kind of method that realizes TV bank is characterized in that, comprising:
The TV user terminal receives the business information of outside input, and described business information is transferred to banking system by condition receiving system;
Carry out business processing by message exchange between the banking system business information that transmission comes according to condition receiving system and the third party's operation system, and service processing result information is returned to the TV user terminal by condition receiving system.
20, method as claimed in claim 19 is characterized in that, described method comprises:
The business information that condition receiving system comes the TV user terminal transmission transfers to Subscriber Management System, and Subscriber Management System is stored described business information, and transfers to banking system;
To Subscriber Management System, Subscriber Management System is stored described service processing result information to banking system with the service processing result information transmission, and service processing result information is returned to the TV user terminal by condition receiving system.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2006101409586A CN1945618A (en) | 2006-10-19 | 2006-10-19 | TV bank system, each component system and method of TV bank system |
| PCT/CN2007/070687 WO2008046333A1 (en) | 2006-10-19 | 2007-09-13 | Tv bank system, respective component system in the tv bank system and method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2006101409586A CN1945618A (en) | 2006-10-19 | 2006-10-19 | TV bank system, each component system and method of TV bank system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN1945618A true CN1945618A (en) | 2007-04-11 |
Family
ID=38045013
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CNA2006101409586A Pending CN1945618A (en) | 2006-10-19 | 2006-10-19 | TV bank system, each component system and method of TV bank system |
Country Status (2)
| Country | Link |
|---|---|
| CN (1) | CN1945618A (en) |
| WO (1) | WO2008046333A1 (en) |
Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2008046333A1 (en) * | 2006-10-19 | 2008-04-24 | Huawei Technologies Co., Ltd. | Tv bank system, respective component system in the tv bank system and method |
| CN102202092A (en) * | 2011-04-28 | 2011-09-28 | 李波 | Television bank public service platform |
| CN102592365A (en) * | 2012-02-28 | 2012-07-18 | 四川长虹电器股份有限公司 | Set-top box and power system communication method |
| CN102855563A (en) * | 2012-07-24 | 2013-01-02 | 上海柯斯软件有限公司 | System and method for achieving secure payment based on set top box (STB) |
| CN103258295A (en) * | 2013-05-29 | 2013-08-21 | 常熟市广播电视总台 | Bank interactive system and method based on two-way television set top box |
| CN115145443A (en) * | 2022-07-15 | 2022-10-04 | 中国银行股份有限公司 | Bank business authorization information configuration method and device |
Family Cites Families (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| EP0934765A1 (en) * | 1998-02-09 | 1999-08-11 | CANAL+ Société Anonyme | Interactive gaming system |
| CN1413024A (en) * | 2001-10-08 | 2003-04-23 | 北京中视联数字系统有限公司 | Digital TV user management system |
| CN1625257A (en) * | 2004-12-09 | 2005-06-08 | 张锐 | Method and device for realizing networking on-line payment by digital TV. remote controller |
| WO2006031203A1 (en) * | 2005-01-06 | 2006-03-23 | Measat Broadcast Network Systems Sdn. Bhd. | An interactive television system |
| CN1945618A (en) * | 2006-10-19 | 2007-04-11 | 华为技术有限公司 | TV bank system, each component system and method of TV bank system |
-
2006
- 2006-10-19 CN CNA2006101409586A patent/CN1945618A/en active Pending
-
2007
- 2007-09-13 WO PCT/CN2007/070687 patent/WO2008046333A1/en active Application Filing
Cited By (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2008046333A1 (en) * | 2006-10-19 | 2008-04-24 | Huawei Technologies Co., Ltd. | Tv bank system, respective component system in the tv bank system and method |
| CN102202092A (en) * | 2011-04-28 | 2011-09-28 | 李波 | Television bank public service platform |
| CN102592365A (en) * | 2012-02-28 | 2012-07-18 | 四川长虹电器股份有限公司 | Set-top box and power system communication method |
| CN102855563A (en) * | 2012-07-24 | 2013-01-02 | 上海柯斯软件有限公司 | System and method for achieving secure payment based on set top box (STB) |
| CN102855563B (en) * | 2012-07-24 | 2016-03-09 | 上海柯斯软件股份有限公司 | The system and method for secure payment is realized based on Set Top Box |
| CN103258295A (en) * | 2013-05-29 | 2013-08-21 | 常熟市广播电视总台 | Bank interactive system and method based on two-way television set top box |
| CN115145443A (en) * | 2022-07-15 | 2022-10-04 | 中国银行股份有限公司 | Bank business authorization information configuration method and device |
Also Published As
| Publication number | Publication date |
|---|---|
| WO2008046333A1 (en) | 2008-04-24 |
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Application publication date: 20070411 |