CN103258295A - Bank interactive system and method based on two-way television set top box - Google Patents
Bank interactive system and method based on two-way television set top box Download PDFInfo
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- CN103258295A CN103258295A CN2013102053564A CN201310205356A CN103258295A CN 103258295 A CN103258295 A CN 103258295A CN 2013102053564 A CN2013102053564 A CN 2013102053564A CN 201310205356 A CN201310205356 A CN 201310205356A CN 103258295 A CN103258295 A CN 103258295A
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Abstract
The invention discloses a bank interactive system and method based on a two-way television set top box. The bank interactive system comprises the two-way television set top box, a core switch is connected on the two-way television set top box, and the core switch is connected with a bank background system through a firewall. A user can be helped to achieve partial functions of a bank through the two-way television set top box, and the user can pay daily water charge, electric charge, and natural gas charge conveniently. The bank interactive system and method based on the two-way television set top box supports bank certificate transfer, purchase of finance products, balance check, credit card payment and the like. For users unable to use the E-bank through a computer, a TV bank and a convenient interface of the TV bank enable the users to use the E-bank easily, and safety of sensitive information is guaranteed at the same time.
Description
Technical field
The present invention relates to a kind of bank interactive system and method thereof, particularly a kind of bank's interactive system and method thereof based on bidirectional television set-top box.
Background technology
Bidirectional digital television set top box is based on EPON﹠amp; The STB terminal of EOC or CMTS network, the user can be by its teleview program request, TV playback etc.After bank has entity agency, Web bank, Mobile banking, constantly expand diversified bank card business dealing channel, enriching product and business.And for bigger people of age, because legs and feet inconvenience, it is not very big going to entity agency of bank, and Web bank and Mobile banking's operation easier are bigger.Nowadays, TV set-top box is quite universal, we can TV set-top box as with the mutual platform of bank, allow operations such as people can inquire about, refund, transfer accounts, pay the fees by TV set-top box.
Technical scheme
In order to solve problems of the prior art, the object of the present invention is to provide a kind of bank's interactive system and the method thereof that operation such as can inquire about, refund, transfer accounts, pay the fees by TV set-top box.
In order to achieve the above object, the present invention is by the following technical solutions: a kind of bank's interactive system based on bidirectional television set-top box, comprise bi-directional set-top box, be connected with core switch on the described bi-directional set-top box, described core switch is connected on bank's background system by fire wall.
A kind of bank's exchange method based on bidirectional television set-top box, its step comprises:
1) user binds and deposits in bank's background system at login bank of agency of bank background system with bank card and intelligent card of set-top box, and execution in step 2 afterwards);
2) when the user uses TV bank, send transaction request by TV remote controller to bi-directional set-top box, described bi-directional set-top box is transferred the intelligent card of set-top box number, according to the bank card number of described intelligent card of set-top box number related binding in bank's background system, execution in step 3 afterwards);
3) user uses TV remote controller input payment cipher, described bi-directional set-top box is to the payment cipher encryption that uses public-key, be sent to bank's background system by bilateral network again, described bank background system triggers the execution of concluding the business by private key deciphering back, and execution in step 4 afterwards);
4) after this transaction payment success, described bank background system feedback successful information is to TV set-top box, and demonstration is paid successfully on TV, and this method finishes; Otherwise described bank background system feeding back unsuccessful information is to TV set-top box, and the failure of demonstration payment on TV, and execution in step 2 afterwards).
After adopting technique scheme, the present invention has following beneficial effect: the present invention can help the user to realize the partial function of bank by bidirectional television set-top box, make things convenient for the user to pay daily water rate, the electricity charge, natural gas expense, support that the silver card is transferred accounts, bought finance product, queries the balance, credit card refund etc.For not making the user who computerizes Net silver, TV bank is convenient to use the interface with it makes them be easy to left-hand seat, guarantees the safety of sensitive information simultaneously.
Description of drawings
Fig. 1 is the structural representation of a kind of bank's interactive system based on bidirectional television set-top box of the present invention.
Embodiment
According to Figure of description and specific embodiment the present invention is further explained below.
As shown in Figure 1, a kind of bank's interactive system based on bidirectional television set-top box comprises bi-directional set-top box, is connected with core switch on the described bi-directional set-top box, and described core switch is connected on bank's background system by fire wall.
A kind of bank's exchange method based on bidirectional television set-top box, its step comprises:
1) user binds and deposits in bank's background system at login bank of agency of bank background system with bank card and intelligent card of set-top box, and the operation after the user all is based on this bank card, and execution in step 2 afterwards);
2) when the user uses TV bank, send transaction request by TV remote controller to bi-directional set-top box, described bi-directional set-top box is transferred the intelligent card of set-top box number, according to the bank card number of described intelligent card of set-top box number related binding in bank's background system, execution in step 3 afterwards);
3) user uses TV remote controller input payment cipher, described bi-directional set-top box is to the payment cipher encryption that uses public-key, be sent to bank's background system by bilateral network again, described bank background system triggers the execution of concluding the business by private key deciphering back, and execution in step 4 afterwards);
4) after this transaction payment success, described bank background system feedback successful information is to TV set-top box, and demonstration is paid successfully on TV, and this method finishes; Otherwise described bank background system feeding back unsuccessful information is to TV set-top box, and the failure of demonstration payment on TV, and execution in step 2 afterwards).
For example: this user need pay a water rate, and after submitting order and input payment cipher to, the corresponding expense of button is just drawn at the bank card of this smart card correspondence by system.
If the user needs statement, then can go to operator business hall or third party trade company place to print.
Claims (2)
1. the bank's interactive system based on bidirectional television set-top box comprises bi-directional set-top box, it is characterized in that being connected with core switch on the described bi-directional set-top box, and described core switch is connected on bank's background system by fire wall.
2. bank's exchange method based on bidirectional television set-top box, its step comprises:
1) user binds and deposits in bank's background system at login bank of agency of bank background system with bank card and intelligent card of set-top box, and execution in step 2 afterwards);
2) when the user uses TV bank, send transaction request by TV remote controller to bi-directional set-top box, described bi-directional set-top box is transferred the intelligent card of set-top box number, according to the bank card number of described intelligent card of set-top box number related binding in bank's background system, execution in step 3 afterwards);
3) user uses TV remote controller input payment cipher, described bi-directional set-top box is to the payment cipher encryption that uses public-key, be sent to bank's background system by bilateral network again, described bank background system triggers the execution of concluding the business by private key deciphering back, and execution in step 4 afterwards);
4) after this transaction payment success, described bank background system feedback successful information is to TV set-top box, and demonstration is paid successfully on TV, and this method finishes; Otherwise described bank background system feeding back unsuccessful information is to TV set-top box, and the failure of demonstration payment on TV, and execution in step 2 afterwards).
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2013102053564A CN103258295A (en) | 2013-05-29 | 2013-05-29 | Bank interactive system and method based on two-way television set top box |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2013102053564A CN103258295A (en) | 2013-05-29 | 2013-05-29 | Bank interactive system and method based on two-way television set top box |
Publications (1)
| Publication Number | Publication Date |
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| CN103258295A true CN103258295A (en) | 2013-08-21 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN2013102053564A Pending CN103258295A (en) | 2013-05-29 | 2013-05-29 | Bank interactive system and method based on two-way television set top box |
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Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103957465A (en) * | 2014-05-09 | 2014-07-30 | 杭州智屏科技有限公司 | Television payment method based on binding of set top box |
| CN104463566A (en) * | 2013-09-17 | 2015-03-25 | 中国移动通信集团公司 | Payment method and system, and corresponding device |
| CN105898589A (en) * | 2015-12-09 | 2016-08-24 | 乐视网信息技术（北京）股份有限公司 | Payment method and device for video play and TV device |
Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1945618A (en) * | 2006-10-19 | 2007-04-11 | 华为技术有限公司 | TV bank system, each component system and method of TV bank system |
| CN102202092A (en) * | 2011-04-28 | 2011-09-28 | 李波 | Television bank public service platform |
-
2013
- 2013-05-29 CN CN2013102053564A patent/CN103258295A/en active Pending
Patent Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1945618A (en) * | 2006-10-19 | 2007-04-11 | 华为技术有限公司 | TV bank system, each component system and method of TV bank system |
| CN102202092A (en) * | 2011-04-28 | 2011-09-28 | 李波 | Television bank public service platform |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104463566A (en) * | 2013-09-17 | 2015-03-25 | 中国移动通信集团公司 | Payment method and system, and corresponding device |
| CN104463566B (en) * | 2013-09-17 | 2018-08-28 | 中国移动通信集团公司 | Method of payment and system, relevant device |
| CN103957465A (en) * | 2014-05-09 | 2014-07-30 | 杭州智屏科技有限公司 | Television payment method based on binding of set top box |
| CN105898589A (en) * | 2015-12-09 | 2016-08-24 | 乐视网信息技术（北京）股份有限公司 | Payment method and device for video play and TV device |
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Application publication date: 20130821 |