CN1848822A - Interactive processing method and system for intelligent network system and payment system - Google Patents
Interactive processing method and system for intelligent network system and payment system Download PDFInfo
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Abstract
An interactive processing method of intelligent network system and charge system includes setting front-end computer ( FEC ) between intelligent network system ( INS ) and charge system and carrying out event monitoring on two said system by said FEC, converting HTTP message to be internal message being able to be identified by INS and being sent to INS by FEC when that charge system has HTTP message request is detected; responding message by FEC and converting it to be HTTP message being sent to charge system when that INC has internal message request is detected. The system for realizing said method is also disclosed.
Description
Technical field
The present invention relates to intelligent network technology, relate in particular to the interaction processing method of intelligent network and payment system.
Background technology
Because the application of phonecard more and more widely, exist much to stick into the row transaction, and set up the phonecard application demand related with bank card with phone.As the small amount payment that carries out with the phone prepaid card, with bank card directly call and utilize bank card that telephone pre-paid is sticked into that row is supplemented with money as prepaid card and with bank card to the application such as pay of back paying IN service.To these functions, need set up the related of intelligent network and banking system and some ISP (Internet Service Provider).
At present mostly the telecom operation commercial city has the function that bank card is called as phonecard, and the mode of realization is to set up related between intelligent network and the bank, structure as shown in Figure 1:
Intelligent net system is undertaken alternately by front end processor and banking system, adopts bank's proprietary protocol or ISO8583 agreement between front end processor and the banking system.
The terminal use inputs the card number and the password of bank card then by dialing IN service access code access bank card business.IN service is dealt into banking system to card number and password by front end processor and carries out authentication, and obtains the limit of the expense of can calling from banking system, connects phone then.Behind the end of calling, IN service is issued banking system to expense by front end processor, the operation of deducting fees.Thereby realize the function that bank card is called.
There are the following problems for technique scheme:
1, there are multiple proprietary interface in intelligent net system and banking system, and the definition of proprietary protocol has nothing in common with each other.Even use the ISO8583 agreement, because the operation difference that adopts makes that actual protocol definition is also inequality.If thereby cause existing how tame bank, need defining interface respectively, and realize operation separately.
2, the agreement that is adopted is generally only called special use as bank card.
3, realize this application, need set up the proprietary network of intelligent net system and certain banking system, seal on the physical link.
4, needing between intelligent net system and the banking system to set up long the connection, also is that this connection is to set up all the time, even without any transaction, has also limited the use of intelligent net system resource.
Summary of the invention
The invention provides the interaction processing method of a kind of intelligent net system and payment system, with solve in the existing technology because of telecom operators to define different interfaces and proprietary protocol problem respectively at how tame bank.
The present invention has solved also that telecom operators only can provide the problem of bank card as the single business of calling in the prior art.
For addressing the above problem, the invention provides following technical scheme:
The interaction processing method of a kind of intelligent net system and payment system, be connected with front end processor between described intelligent net system and the payment system, described front end processor carries out action listener to intelligent net system and payment system, if detecting payment system has the HTTP(Hypertext Transport Protocol) message request, then front end processor is that the discernible inside story of intelligent net system sends to intelligent net system with this HTTP message conversion; If detecting intelligent net system has the inside story request, then front end processor responds this message and this message conversion is sent to payment system for HTTP message.
According to said method:
Front end processor is communicated by letter with payment system by the interface based on http protocol.
Described payment system includes but not limited to ISP (ISP), commercial networks (POS) agency and bank system of web.
The interaction processing method of a kind of intelligent net system and payment system, described payment system are that ISP (ISP) is or/and commercial networks (POS) agency; This method comprises the steps:
ISP or POS agency send the message of deducting fees of HTTP(Hypertext Transport Protocol) form to front end processor;
Front end processor is the discernible message of intelligent net system and issues intelligent net system the message conversion of deducting fees of described HTTP form;
Intelligent net system deduct fees the operation and to front end processor return results messages;
The message that front end processor is the HTTP form with described operating result message conversion returns to ISP or POS agency.
The interaction processing method of a kind of intelligent net system and payment system, described payment system is a bank system of web, it is characterized in that, its step is as follows:
A, terminal use dial the IN service access code, and according to prompting input bank card information;
B, intelligent net system send inside story according to the bank card information that the terminal use provided to front end processor;
C, front end processor are converted to the message of HTTP form to the inside story of intelligent net system, and send to the bank system of web of corresponding bank;
D, bank system of web carry out authentication to transmit leg, return the answer message of HTTP form then again to front end processor according to authenticating result;
E, front end processor are converted to the discernible inside story of intelligent net system to the answer message of the HTTP form that returns, send to intelligent net system, if authenticating result success, then intelligent net system begins to carry out the required IN service of terminal use, carry out subsequent treatment, if the authenticating result failure, then refusal is carried out IN service.
The interaction processing method of a kind of intelligent net system and payment system, described payment system is a bank system of web, if terminal use's banking system on the net utilizes bank card that telephone pre-paid is sticked into that row is supplemented with money or when back paying IN service paid, its step was as follows:
A, terminal use send when transferring accounts operation to bank system of web, and the purpose number of the account is telephone pre-paid card number or back paying intelligent service users number;
B, bank send the message of HTTP form to front end processor, and insert the card number and the amount of money that the terminal use provides after the purpose number of the account that identification is transferred accounts is telecom operators' dedicated service number of the account;
C, front end processor are the message conversion of the HTTP form of receiving the discernible inside story of intelligent net system, send to intelligent net system, and intelligent net system carries out authentication, if authentication is passed through, then carry out subsequent treatment, if authentication is not passed through then refusal operation.
The invention also discloses a kind of intelligent net system and payment system of realizing and carry out the system of interaction process, comprise: intelligent net system, the front end processor that links to each other with described intelligent net system and the payment system that links to each other with described front end processor, described front end processor links to each other with described payment system by the interface based on http protocol; The message conversion of the HTTP form that this front end processor sends payment system is the discernible inside story of intelligent net system or the message that the inside story of intelligent net system is converted to the HTTP form is sent to payment system.
Utilize the present invention to have guaranteed the uniformity of intelligent net system and each banking system interface, also increased the multiple telecommunication service function of bank card simultaneously so that intelligent net system can carry out information interaction with the bank system of web of each bank.
Description of drawings
Fig. 1 is the relational structure schematic diagram between intelligent network and the bank in the prior art;
Fig. 2 is the relational structure schematic diagram between intelligent network among the present invention and the payment system;
Fig. 3 is the interaction process flow chart between intelligent network among the present invention and the payment system;
Fig. 4 is the interaction process flow chart between intelligent network among the present invention and the payment system;
Fig. 5 is the interaction process flow chart between intelligent network among the present invention and the payment system;
Fig. 6 is the interaction process flow chart between intelligent network among the present invention and the payment system.
Embodiment
The invention provides a kind of intelligent net system and payment system of realizing and carry out the system of information interaction, comprise: intelligent net system 100, the front end processor 200 that links to each other with intelligent net system 100 and ISP, the POS agency 300 and the bank system of web 400 that all link to each other with front end processor 200, wherein, ISP, POS agency 300 and bank system of web 400 are referred to as payment system, and front end processor 200 links to each other with payment system by the interface based on http protocol; The HTTP message conversion that front end processor 200 sends payment system is intelligent net system 100 discernible inside stories or the inside story of intelligent net system 100 is converted to HTTP message sends to payment system.
For supporting http protocol, the front end processor 200 of intelligent net system side is provided with the interface based on http protocol, promptly can be used as client, can be used as service end again, i.e. the function of WEB SERVER.In order to guarantee fail safe, can adopt security socket layer (SSL), promptly support http protocol based on SSL (Security Socket Layer).By this agreement, can guarantee the agility of operating, because only need setting up to lack with bank system of web or other ISP, intelligent net system is connected (based on the connection of transaction) simultaneously, can make full use of the Internet resources of intelligent net system side.
Be connected with front end processor between intelligent net system and the payment system, front end processor carries out action listener to intelligent net system and payment system, if detect the message request that payment system has the HTTP form, then front end processor is that the discernible inside story of intelligent net system sends to intelligent net system with this HTTP message conversion; If detect intelligent net system the inside story request is arranged, then front end processor responds this message and is that the message of HTTP form sends to payment system with this message conversion.
The parameter that must use in the HTTP message comprises: transmit leg sign ID, transmit leg authentication code, recipient indicate ID, request pattern, affairs ID, card number, authentication code, the amount of money, Currency Type and time etc.Wherein, request pattern comprises: authentication, amount of money inquiry, status poll, deduct fees, supplement with money and cancel operation.
Is the command format of http protocol: https: // 192.168.100.1/charge? par1=; Par2=; ..., the form of intelligent net system inside story is the combination of message header and message body, message header comprises source entity, source transaction number, target entity, target transaction number etc., determine the once-through operation of point-to-point transmission with this, and the parameters such as par1, par2 of carrying in the command format of http protocol have been encapsulated in the message body, the http interface of front end processor is changed the inside story of the message of HTTP form and intelligent net system mutually by the parsing of XML.
Utilize the present invention to carry out small amount payment to prepaid card with bank card, its implementation is consulted Fig. 3, and step is as follows:
A1, ISP or POS agency send the message of deducting fees of HTTP(Hypertext Transport Protocol) form to front end processor;
B1, front end processor are the discernible message of intelligent net system and issue intelligent net system the message conversion of deducting fees of described HTTP form;
C1, intelligent net system deduct fees the operation and to front end processor return results messages;
The message that D1, front end processor are the HTTP form with described operating result message conversion returns to ISP or POS agency.
Utilize the present invention directly to call as prepaid card with bank card, its implementation is consulted Fig. 4, and step is as follows:
A2, terminal use dial the IN service access code of directly calling as prepaid card with bank card, and according to prompting input bank's card number and password;
B2, IN service send inside story according to card number to front end processor, bring transmit leg sign ID, transmit leg authentication code into, and the request pattern of setting are an authentication request;
C2, front end processor are converted to the message of HTTP form to the intelligent network inside story, and send to the bank system of web of corresponding bank;
D2, bank system of web carry out authentication to transmit leg, judge that then whether card number conforms to password, returns answer message to front end processor again;
E2, front end processor are converted to the discernible inside story of intelligent network to the answer message of the HTTP form that returns, and send to intelligent net system;
If the answer message that F2 returns is successfully, IN service is connected this terminal use's phone, and begins to charge;
After G2, the telephone finished, IN service calculates telephone expenses, and sends inside story to front end processor, the request pattern is set is the request of deducting fees;
H2, front end processor are converted to the message of HTTP form to the inside story of intelligent net system, and send to the bank system of web of corresponding bank;
I2, bank system of web transmit leg carry out authentication, judge whether card number conforms to password, if conform to, then carry out the operation of deducting fees, and return answer message to front end processor again, if do not conform to, then refusal is carried out IN service;
J2, front end processor are the HTTP message conversion of returning the discernible inside story of intelligent network, send to intelligent net system, and IN service is according to return results, recording call list information.
Utilize the present invention to stick into to telephone pre-paid that row is supplemented with money by IN service and back paying IN service is paid with bank card, its implementation is consulted Fig. 5, and step is as follows:
A3, terminal use dial the IN service access code that utilizes bank card that telephone pre-paid is sticked into that row is supplemented with money or back paying IN service is paid, according to prompting input bank's card number and password;
B3, IN service send inside story according to bank's card number to front end processor, bring transmit leg sign ID, transmit leg authentication code into, and the request pattern of setting are an authentication request;
C3, front end processor are converted to the message of HTTP form to the intelligent network inside story, and send to the bank system of web of corresponding bank;
D3, bank system of web carry out authentication to transmit leg, judge that then whether card number conforms to password, returns answer message to front end processor again;
E3, front end processor are converted to the discernible inside story of intelligent net system to the answer message of the HTTP form that returns, and send to IN service;
If the F3 return messages are successfully, whether the IN service warning terminal user supplements with money or operation for paying the fee;
G3, terminal use be according to prompting, the pre-payment card number that input need be supplemented with money or pay and the amount of money or intelligent service users number and the amount of money, and IN service sends inside story to front end processor, the request pattern is set is the request of deducting fees;
H3, front end processor are converted to the message of HTTP form to the inside story of intelligent net system, and send to the bank system of web of corresponding bank;
I3, bank system of web carry out authentication to transmit leg, if card number conforms to password, then carry out the operation of deducting fees, and return answer message to front end processor again;
J3, front end processor are converted to the discernible inside story of intelligent net system to the HTTP answer message of returning, and send to IN service, and IN service writes down recharging log and warning terminal user according to return results.
Utilize the present invention can make the terminal use on the net banking system utilize bank card that telephone pre-paid is sticked into that row is supplemented with money or back paying IN service paid, its implementation is consulted Fig. 6, step is as follows:
A4, terminal use send when transferring accounts operation to bank system of web, and the purpose number of the account is telephone pre-paid card number or back paying intelligent service users number;
B4, bank system of web send the message of HTTP form to front end processor, and insert the card number and the amount of money that the terminal use provides after the purpose number of the account that identification is transferred accounts is telecom operators' dedicated service number of the account;
C4, front end processor are the message conversion of the HTTP form of receiving the discernible inside story of intelligent net system, send to intelligent net system;
D4, IN service audit transmit leg authentication by and after the card number authentication passes through, supplement with money or operation for paying the fee, and log;
E4, IN service are to the inside story of front end processor return success;
F4, front end processor are issued bank system of web after the inside story of return success is converted to the message of HTTP form, and bank system of web carries out subsequent operation.
The present invention has been owing to set up the common interface of intelligent net system and payment system, the use that one side has been expanded bank card, simultaneously, make that also the use of phonecard is more convenient, function is more extensive, can promote the use of prepaid card thus, increases the income of telecom operators.
Obviously, those skilled in the art can carry out various changes and modification to the present invention and not break away from the spirit and scope of the present invention.Like this, if these modifications of the present invention and modification are belonged within the scope of claim of the present invention and equivalent technologies thereof, then these changes and modification also should be included in the claim scope of the present invention.
Claims (13)
1, the interaction processing method of a kind of intelligent net system and payment system, be connected with front end processor between described intelligent net system and the payment system, it is characterized in that, described front end processor carries out action listener to intelligent net system and payment system, if detecting payment system has the HTTP(Hypertext Transport Protocol) message request, then front end processor is that the discernible inside story of intelligent net system sends to intelligent net system with this HTTP message conversion; If detecting intelligent net system has the inside story request, then front end processor responds this message and this message conversion is sent to payment system for HTTP message.
2, the method for claim 1 is characterized in that, described front end processor is communicated by letter with payment system by the interface based on http protocol.
3, the system as claimed in claim 1 is characterized in that, described payment system includes but not limited to ISP (ISP), commercial networks (POS) agency and bank system of web.
4, the interaction processing method of a kind of intelligent net system and payment system, described payment system are that ISP (ISP) is or/and commercial networks (POS) agency; It is characterized in that this method comprises the steps:
Described ISP or POS agency send the message of deducting fees of HTTP(Hypertext Transport Protocol) form to front end processor;
Front end processor is the discernible message of intelligent net system and issues intelligent net system the message conversion of deducting fees of described HTTP form;
Intelligent net system deduct fees the operation and to front end processor return results messages;
The message that front end processor is the HTTP form with described operating result message conversion returns to ISP or POS agency.
5, the interaction processing method of a kind of intelligent net system and payment system, described payment system is a bank system of web, it is characterized in that, its step is as follows:
A, terminal use dial the IN service access code, and according to prompting input bank card information;
B, intelligent net system send inside story according to the bank card information that the terminal use provided to front end processor;
C, front end processor are converted to the message of HTTP form to the inside story of intelligent net system, and send to corresponding bank system of web;
D, bank system of web carry out authentication to transmit leg, return the answer message of HTTP form then again to front end processor according to authenticating result;
E, front end processor are converted to the discernible inside story of intelligent net system to the answer message of the HTTP form that returns, send to intelligent net system, if authenticating result success, then intelligent net system begins to carry out the required IN service of terminal use, carry out subsequent treatment, if the authenticating result failure, then refusal is carried out IN service.
6, method as claimed in claim 5 is characterized in that, described bank card information comprises card number and password.
7, as claim 5 or 6 described methods, it is characterized in that, in step e, described subsequent treatment following steps:
F, if the IN service of the intelligent net system that the terminal use activated for directly to call as prepaid card with bank card, then IN service is connected this terminal use's phone, and begin to charge, behind terminal use's end of conversation, IN service calculates telephone expenses, and sends the inside story that request is deducted fees to front end processor;
G, front end processor are converted to the message of deducting fees of HTTP form to described inside story, and send to the bank system of web of corresponding bank;
H, bank system of web carry out authentication to transmit leg, after judging card number and password conforming to, carry out the operation of deducting fees, and return answer message to front end processor again;
I, front end processor are the HTTP message conversion of returning the discernible inside story of intelligent net system, send to intelligent net system, and intelligent net system carries out subsequent operation according to return results.
8, as claim 5 or 6 described methods, it is characterized in that, in step e, described subsequent treatment following steps:
F, if IN service that the terminal use activated is for utilizing bank card telephone pre-paid is sticked into that row is supplemented with money or when the IN service of paying afterwards being paid, whether the IN service warning terminal user supplements with money or operation for paying the fee, the terminal use is according to prompting, the pre-payment card number that input need be supplemented with money or pay and the amount of money or intelligent service users number and the amount of money, intelligent net system sends inside story to front end processor, the request pattern is set is the request of deducting fees;
G, front end processor are converted to the message of deducting fees of HTTP form to the inside story that intelligent net system sends, and send to the bank system of web of corresponding bank;
H, bank system of web carry out authentication to transmit leg, after judging card number and password conforming to, carry out the operation of deducting fees, and return answer message to front end processor again;
I, front end processor are the HTTP message conversion of returning the discernible inside story of intelligent net system, send to intelligent net system, and intelligent net system carries out subsequent operation according to return results.
9, method as claimed in claim 5 is characterized in that, in step B, described intelligent net system sends in the inside story of front end processor and has transmit leg sign ID, transmit leg authentication code, and the request pattern of setting is an authentication request.
10, the interaction processing method of a kind of intelligent net system and payment system, it is characterized in that, described payment system is a bank system of web, if the terminal use on the net banking system utilize bank card that telephone pre-paid is sticked into that row is supplemented with money or when back paying IN service paid, its step was as follows:
A, terminal use send when transferring accounts operation to bank system of web, and the purpose number of the account is telephone pre-paid card number or back paying intelligent service users number;
B, bank send the message of HTTP form to front end processor, and insert the card number and the amount of money that the terminal use provides after the purpose number of the account that identification is transferred accounts is telecom operators' dedicated service number of the account;
C, front end processor are the message conversion of the HTTP form of receiving the discernible inside story of intelligent net system, send to intelligent net system, and intelligent net system carries out authentication, if authentication is passed through, then carry out subsequent treatment, if authentication is not passed through then refusal operation.
11, method as claimed in claim 10 is characterized in that, in step C, described subsequent treatment may further comprise the steps:
D, intelligent net system are supplemented with money or operation for paying the fee, and log;
E, intelligent net system are to the inside story of front end processor return success;
F, front end processor send to bank system of web after the inside story of return success is converted to the message of HTTP form, and bank system of web carries out subsequent treatment.
12, the interaction process system of a kind of intelligent net system and payment system, comprise: intelligent net system, the front end processor that links to each other with described intelligent net system and the payment system that links to each other with described front end processor, it is characterized in that described front end processor links to each other with described payment system by the interface based on http protocol; The message conversion of the HTTP form that this front end processor sends payment system is the discernible inside story of intelligent net system or the message that the inside story of intelligent net system is converted to the HTTP form is sent to payment system.
13, system as claimed in claim 12 is characterized in that, described payment system includes but not limited to ISP (ISP), commercial networks (POS) agency and bank system of web.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNB2003101103628A CN100466640C (en) | 2005-04-04 | 2005-04-04 | Interactive processing method and system for intelligent network system and payment system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
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| CNB2003101103628A CN100466640C (en) | 2005-04-04 | 2005-04-04 | Interactive processing method and system for intelligent network system and payment system |
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| Publication Number | Publication Date |
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| CN1848822A true CN1848822A (en) | 2006-10-18 |
| CN100466640C CN100466640C (en) | 2009-03-04 |
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| Application Number | Title | Priority Date | Filing Date |
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| CNB2003101103628A Expired - Fee Related CN100466640C (en) | 2005-04-04 | 2005-04-04 | Interactive processing method and system for intelligent network system and payment system |
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Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102270326A (en) * | 2010-06-02 | 2011-12-07 | 中兴通讯股份有限公司 | Authentication charging system and method based on intelligent network payment value added service |
| CN110086838A (en) * | 2018-01-26 | 2019-08-02 | 北京云点联动科技发展有限公司 | A method of payment stability |
| CN110740431A (en) * | 2019-10-14 | 2020-01-31 | 张承玉 | mobile communication fee payment method and system based on converged credit control |
| CN110769388A (en) * | 2019-10-14 | 2020-02-07 | 张承玉 | Mobile communication fee payment method and system based on converged credit control |
| CN111327775A (en) * | 2018-12-17 | 2020-06-23 | 中国移动通信集团青海有限公司 | Message distribution method, device, equipment, medium and online charging system |
| CN114862401A (en) * | 2022-03-11 | 2022-08-05 | 山东浪潮通软信息科技有限公司 | Payment abnormity processing method, device, equipment and medium |
Family Cites Families (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CA2336442A1 (en) * | 1998-07-08 | 2000-01-20 | Adam Roach | Hypertext transport protocol interface in an intelligent network node |
| CN1317877C (en) * | 2002-03-22 | 2007-05-23 | 华为技术有限公司 | Method for adding value to telecommunication service card and its devices |
| CN1560772A (en) * | 2004-02-24 | 2005-01-05 | 杭州东信北邮信息技术有限公司 | Petty paying method and system based on intelligent network |
-
2005
- 2005-04-04 CN CNB2003101103628A patent/CN100466640C/en not_active Expired - Fee Related
Cited By (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102270326A (en) * | 2010-06-02 | 2011-12-07 | 中兴通讯股份有限公司 | Authentication charging system and method based on intelligent network payment value added service |
| CN110086838A (en) * | 2018-01-26 | 2019-08-02 | 北京云点联动科技发展有限公司 | A method of payment stability |
| CN111327775A (en) * | 2018-12-17 | 2020-06-23 | 中国移动通信集团青海有限公司 | Message distribution method, device, equipment, medium and online charging system |
| CN110740431A (en) * | 2019-10-14 | 2020-01-31 | 张承玉 | mobile communication fee payment method and system based on converged credit control |
| CN110769388A (en) * | 2019-10-14 | 2020-02-07 | 张承玉 | Mobile communication fee payment method and system based on converged credit control |
| CN110740431B (en) * | 2019-10-14 | 2021-07-09 | 张承玉 | Mobile communication fee payment method and system based on converged credit control |
| CN114862401A (en) * | 2022-03-11 | 2022-08-05 | 山东浪潮通软信息科技有限公司 | Payment abnormity processing method, device, equipment and medium |
Also Published As
| Publication number | Publication date |
|---|---|
| CN100466640C (en) | 2009-03-04 |
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