CN1801212A - Financing method based on consumption and management information transmission system - Google Patents
Financing method based on consumption and management information transmission system Download PDFInfo
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- CN1801212A CN1801212A CN 200410103558 CN200410103558A CN1801212A CN 1801212 A CN1801212 A CN 1801212A CN 200410103558 CN200410103558 CN 200410103558 CN 200410103558 A CN200410103558 A CN 200410103558A CN 1801212 A CN1801212 A CN 1801212A
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Abstract
The invention discloses a financing method based on consumption and business information transmission system. The method comprises: establishing a system operation electronic business network platform for transmitting products information; taking contracted operator as vendors of electronic business network platform information; taking the contract protocol as the key to the electronic business network platform information transmission system; when consumers transmitting information or purchasing goods in the platform provided by the contracted operator, the third part operators correspondingly providing information feedback or profit reward; forming a benefit, information interactive circle among operator, contracted operator and consumer, and thus operator, contracted operator and consumer being able to get a brand new business financing mode.
Description
Technical field:
The present invention relates to the management method of a kind of business information data or product, especially design a kind of financing method based on consumption and operation information transmission system
Background technology:
Shopping financing business management system is a kind of financing method based on consumption and operation information transmission system, is a kind of pattern in the financing system category.Financing pattern is a lot of in the financing system, and savings, stock, security, movable and immovable property financing etc. are arranged.Shopping financing business management system is another kind of pattern, is a new invention in theory and practice, fills up the blank of domestic and international commodity circulation financing pattern.Traditional financing pattern all is to invest in production or financial field, and having needs the common feature that idle fund, cost of investment reclaim by stages, there is risk in investment repayment.This financing pattern is started with from commodity circulation, need not the investor and appends idle fund in addition, and only needing just can disposablely promptly throw by daily shopping consumption is cost-recovering, and obtains to repay than rich profit.Its success is to utilize the internet to be connected a kind of communication and the platform that is connected trade company and consumer market chain with ecommerce, and the three parts who concludes the business at this platform has obtained interests, has realized " three win ".
Summary of the invention:
First purpose of the present invention provides a kind of commercial affairs financing new method, and it makes operator, trade company, the consumer is tripartite makes a profit, and realizes the interests maximization.Second purpose of the present invention provides a kind of commercial affairs financing new method, and it makes social resources reach optimum integration, optimizes the social resources configuration thereby reach.
Shopping financing pattern of the present invention is achieved in that
A kind of financing method based on consumption and operation information transmission system, it is characterized in that: the operator provides comprehensive product, make up product information system for transmitting operation electronic commerce network platform earlier, with signatory operator is the supplier of this electronic commerce network platform specifying information, signatory agreement is the key of this electronic commerce network platform information transmission system, to information transmission or the purchase product of consumer in this platform that signatory operator provides, by giving information feedback or profit reciprocation as the third-party operator's correspondence of transaction, form the operator, interests between signatory operator and the consumer three, the information interaction circulation, and then reach the operator, signatory operator and consumer all can obtain the brand-new commercial financing pattern of interests.
The operator is the integrated service network operator of this system, integrates information or product between signatory operator and the consumer.
The operator makes up an electronic commerce network platform earlier as the system transmissions system, system comprises functions such as inquiry, clearing, information issue, intermediary sevices, online transaction, comprise a customer database, signatory operator's database, conclusion of the business result's transaction data base between a storage consumer and the signatory operator.
Signatory operator provides commodity and service for the consumer in this system, and it pays operator's commission by operator's the enforcement sale of organizing.
The operator provides signatory agreement as the key that enters system, receives the consumer to add this system by signatory agreement.To be the consumer obtain the voucher of the shopping profit reciprocation that the operator provides in signatory operator's shopping to this card.
The consumer is managed money matters for the consumer in signatory operator's purchase and consumption behavior, and this consumer behavior is nature, routine, and fund can disposable cost-recovering once dropping into.
The obtained profit reciprocation of consumer are to be that the operator gives by the third party as transaction, but not directly obtain from signatory operator.
Form the interactive circulative metabolism of a kind of interests between operator, signatory operator and the consumer, namely signatory operator passes through operator's enforcement sale, payment operator commission; The operator realizes service by consumer's purchase and consumption, the payment consumption person profit of doing shopping; The consumer obtains commodity or service by signatory operator, pair valency of the signatory operator's commodity and service of payment.
Especially be embodied on the commodity purchasing, the operator makes up an electronic commerce network platform earlier and moves carrier as system, comprise a customer database, signatory operator's database, conclusion of the business result's transaction data base between a storage consumer and the signatory operator. the operator provides signatory agreement as the key that enters system, receive the consumer to add this system, by the consumer is formulated an interests guiding mechanism in signatory operator's purchase and consumption behavior, give consumer interest and dividend, thereby the promptly signatory operator's purchase and consumption of the accredited commodity and service supplier of guide consumption person to system, signatory operator realizes selling by operator's tissue, payment operator commission.Form so the interactive circulative metabolism of a kind of interests between operator, signatory operator and the consumer, namely signatory operator passes through operator's enforcement sale, payment operator commission; The operator realizes service by consumer's purchase and consumption, the payment consumption person profit of doing shopping; The consumer obtains commodity or service by signatory operator, and pair valency of the signatory operator's commodity and service of payment is realized the benign cycle between the three.The functions such as inquiry, clearing, information issue, intermediary sevices, online transaction are set in this system simultaneously,
Because the present invention has adopted above-mentioned technological means, makes the present invention that following advantage be arranged:
1, the personal consumption that disperses, enterprise's consumption are integrated, form powerful consumption alliance, realize the consumer's interests maximization.
2, solve the problem of trade company's commodity, service sales difficulty, make that goods is fitted its city, smooth flow of goods.
3, for integrated service operator creates a kind of brand-new marketing service pattern, hold all the time core resource, realize interests maximization, persistence.
4, can reach the Resource Rationalization configuration for industry resource, social resources provide good market configuration mechanism, play the effect that the support industry is dedicated one's life to the cause of the country.
Description of drawings:
Fig. 1 is a kind of process flow diagram based on the consumption and the financing method of operation information transmission system provided by the invention;
Fig. 2 is a kind of logic determines process flow diagram based on the consumption and the financing method of operation information transmission system provided by the invention;
Embodiment:
As depicted in figs. 1 and 2: a kind of financing method based on consumption and operation information transmission system, it is characterized in that: the operator provides comprehensive product, make up product information system for transmitting operation electronic commerce network platform earlier, with signatory operator is the supplier of this electronic commerce network platform specifying information, signatory agreement is the key of this electronic commerce network platform information transmission system, to information transmission or the purchase product of consumer in this platform that signatory operator provides, by giving information feedback or profit reciprocation as the third-party operator's correspondence of transaction, form the operator, interests between signatory operator and the consumer three, the information interaction circulation, and then reach the operator, signatory operator and consumer all can obtain the brand-new commercial financing pattern of interests.
The operator is the integrated service network operator of this system, integrates information or product between signatory operator and the consumer.
The operator makes up an electronic commerce network platform earlier as the system transmissions system, system comprises functions such as inquiry, clearing, information issue, intermediary sevices, online transaction, comprise a customer database, signatory operator's database, conclusion of the business result's transaction data base between a storage consumer and the signatory operator.
Signatory operator provides commodity and service for the consumer in this system, and it pays operator's commission by operator's the enforcement sale of organizing.
The operator provides signatory agreement as the key that enters system, receives the consumer to add this system by signatory agreement.To be the consumer obtain the voucher of the shopping profit reciprocation that the operator provides in signatory operator's shopping to this card.
The consumer is managed money matters for the consumer in signatory operator's purchase and consumption behavior, and this consumer behavior is nature, routine, and fund can disposable cost-recovering once dropping into.
The obtained profit reciprocation of consumer are to be that the operator gives by the third party as transaction, but not directly obtain from signatory operator.
Form the interactive circulative metabolism of a kind of interests between operator, signatory operator and the consumer, namely signatory operator passes through operator's enforcement sale, payment operator commission; The operator realizes service by consumer's purchase and consumption, the payment consumption person profit of doing shopping; The consumer obtains commodity or service by signatory operator, pair valency of the signatory operator's commodity and service of payment.
The signatory agreement of XXX for example
The signatory agreement of XXX is the novel key that enters system that Beijing XXX economic trade development company limited releases for the financing of promotion science, is that the licensee is at the signatory operator's shopping of XXX, the shopping interest that enjoyment XXX provides and the voucher of dividend.The signatory agreement of XXX can be used all signatory operators that put up or hang the XXX sign, comprises all kinds of industrial and commercial enterprises such as market, supermarket, hotel, restaurant, brand shop, public place of entertainment.
The XXX new concept of managing money matters
Shopping manage money matters interest, " sign indicating number " becomes high dividend to merit.
Shopping manage money matters interest: accredited shopper is in the signatory operator's shopping of XXX, except enjoy discounting that trade company generally carries out common shopper, price reduction etc. preferential, also can enjoy shopping interest and dividend that XXX provides.Be that XXX company is considered as savings account with the shopper at signatory operator's the shopping amount of money, calculate by one term of bank's installment deposit rate 2.25% and give accredited shopper the interest in 1 year.Interest is disposable the getting in back every other month.
As: 50,000 yuan of certain accredited shopper month accredited shopping can obtain 50000 yuan * 2.25% (Annual Percentage Rate)=1125 yuan interest.
" sign indicating number " becomes high to merit and share out bonus: the each shopping of shopper all can obtain more or less " sign indicating number of sharing out bonus ", and " sign indicating number " is to a certain degree just obtaining the power of sharing out bonus.XXX company every month extracts 15% and distributes to the shopper of the power that obtains to share out bonus as share bonus fund from the Gross spread income.Accredited shopper " dividend code " just obtains the power of sharing out bonus when reaching 2000 yards, of that month dividend number is by how many mean allocation of the shopper who obtained dividend power this month by the power of sharing out bonus.Share out bonus and carry out disposable every other month granting.
Such as: Lee 4540 yards of acquisitions " code of sharing out bonus " of doing shopping January, Lee just obtains 2 power of sharing out bonus, if the of that month Gross spread income of XXX is 4,000,000 yuan, extract 15% as share bonus fund, namely 4,000,000 yuan * 15%=60 is ten thousand yuan, if 30 power of sharing out bonus were arranged this month, and amount of money of each dividend power should be :=20000 yuan of 30 dividend power of 600,000 yuan of ÷, then deserved dividend in Lee's January is: share out bonus for 20000 yuan * 2 and weigh=40000 yuan.Lee obtains the power of sharing out bonus January, every February, can get 40000 yuan of dividend to March.
Interest is shared out bonus and is originated
XXX company is that numerous signatory operators publicize popularization by various channels such as e-commerce platforms, and the service of overflowing is provided, and collects certain service commission behind the signatory operator's of raising the turnover.The shopper just derives from this by interest and the dividend that the XXX financing obtains.
Individual's shopping financing flow process
1, consulting.Can send a telegraph XXX whole nation customer service hot line: 010-64462493, land the www.jbd88.com website or directly seek advice to company.
2, the signatory agreement of application for registration.Chinese citizen over 16 years old holds the personal identification papers and locates application to XXX company, signatory operator or commission merchant, fills in accredited shopper's registration table, pays 20 yuan of registration charges, just can get " XXX contract agreement ", becomes accredited shopper.
3, use.Accredited shopper can hang signatory operator's shopping of XXX sign, and asks for " shopping amount of money confirmation form ", as the voucher of getting interest and dividend.
4, information inquiry.Land the www.jbd88.com website, input this testimony of a witness number, password and namely knew oneself once in which trade company's shopping in upper month, how many shopping amount of money and " codes of sharing out bonus " be, grasps shopping interest information and the dividend information of oneself.
5, get interest and dividend.XXX carries out disposable every other month granting shopping interest and dividend.
As: Zhang reaches interest and dividend February, every March, can disposablely get interest and dividend to April.
How to know XXX service commission total value
XXX company carries out and to keep the public informed of the financial affairs, and the transparence management was announced the service commission total value of collecting last month in every month in the website, but accredited shopper's Website login or come to Corporate Finance Division personally and inquire about.How to know the of that month dividend power sum that produces
Jin Bang company will obtain the sum of " power of sharing out bonus " every month beginning of the month last month, " code " number situation that reaches each accredited shopper who reaches 2000 " codes of sharing out bonus " is announced in the website, accredited shopper lands the www.jbd88.com website and inquires about, and just can know of that month details of sharing out bonus.How to calculate this month " power of sharing out bonus " bonus amount of money
Of that month commission total value * 15% ÷ this month " power of sharing out bonus " sum=of that month " power of sharing out bonus " the bonus amount of money
How to calculate " code of sharing out bonus "
The shopping amount of money (unit) * discount rate=dividend code
The dividend sign indicating number of having shared out bonus can not repeat to share out bonus.Residue dividend sign indicating number remains valid.
As: Zhao is to 850 yuan of certain trade company's shopping, and the discount rate that XXX company and this trade company reach is 15%, and then deserved " code of sharing out bonus " of Zhao is 850 yuan * 15%=127.5 code.
Whether outshopping is effective
It is chain that XXX company carries out the whole nation, the signatory operator various places that can progressively spread all over the country, the shopper in the whole nation Anywhere signatory operator's shopping all effective.
Accredited shopper's benefit
1, accredited shopper can also obtain interest and dividend except obtain commodity and service when signatory operator does shopping.
2, accredited shopper can freely obtain the series training that XXX sponsors.
3, participate in the incorporate comings and goings of XXX.
2, signatory operator's benefit
Enlarge traveller: increase new traveller, firm frequent customer has improved the sales volume, has improved economic benefit.
Enlarge popularity: irregularly do promotion, propaganda trade company brand, service item, special goods etc. at related media.
By providing " XXX contract agreement ", for surging customer group is set up in trade company, the original client's system of optimization and upgrading trade company, and utilize native system to run business big and strong.
Expansion in low cost: XXX financing business management system is the effective means that trade company's low-risk, low cost are exploited market, and can allow you enlarge market rapidly, improves the market competitiveness.
Free publicity: trade company is except going up at " XXX e-business network " free issue trade company introduces, and " XXX manage money matters business management system " regularly prints and distributes " XXX trade company register ", and signatory operator all can freely release news in " XXX trade company register ".
Free publishing commodity and information on services: have the signatory operator of publishing commodity and service information requirements at any time the data such as picture, literal to be sent to the company data center, data center can be made into trade company for information about as early as possible webpage or issue in columns such as " sound of enterprise ".
Freely consult each trade company's related data and commodity, information on services.
Participate in the various commercial activitys of XXX tissue.
3, how to become the signatory operator of XXX
Your effective license and the signatory operator's agreement of signature are provided, determine that commodity (service) and corresponding discount rate just can become the signatory operator of XXX.
4, how to provide service commission to XXX
Signatory operator has only brought traveller at XXX, and after concluding the transaction, the discount rate of arranging by bilateral agreement offers the corresponding service commission of XXX.After examining current service commission total value respectively before ten days every month, before 25 days, signatory operator is remitted to company's destiny account., do not conclude the transaction not for signatory operator brings traveller such as XXX, signatory operator need not pay any commission.
Basic conception of the present invention as mentioned above.But, in technical field of the present invention, as long as possess the most basic knowledge, can improve other exercisable embodiment of the present invention.In the present invention substantive technical scheme has been proposed the patent protection request, its protection domain should comprise all variation patterns with above-mentioned technical characterstic.
The above, it only is preferred embodiment of the present invention, be not that the present invention is done any pro forma restriction, though the present invention discloses as above with preferred embodiment, yet be not in order to limit the present invention, any those skilled in the art, in not breaking away from the technical solution of the present invention scope, when the technology contents that can utilize above-mentioned announcement is made a little change or is modified to the equivalent embodiment of equivalent variations, in every case be the content that does not break away from technical solution of the present invention, according to technical spirit of the present invention to any simple modification that above embodiment did, equivalent variations and modification all still belong in the scope of technical solution of the present invention.
Claims (8)
1, a kind of financing method based on consumption and operation information transmission system, it is characterized in that: the operator provides comprehensive product, make up product information system for transmitting operation electronic commerce network platform earlier, with signatory operator is the supplier of this electronic commerce network platform specifying information, signatory agreement is the key of this electronic commerce network platform information transmission system, to information transmission or the purchase product of consumer in this platform that signatory operator provides, by giving information feedback or profit reciprocation as the third-party operator's correspondence of transaction, form the operator, interests between signatory operator and the consumer three, the information interaction circulation, and then reach the operator, signatory operator and consumer all can obtain the brand-new commercial financing pattern of interests.
2, the financing method based on consumption and operation information transmission system as claimed in claim 1, it is characterized in that: the operator is the integrated service network operator of this system, integrates information or product between signatory operator and the consumer.
3, the financing method based on consumption and operation information transmission system as claimed in claim 1, it is characterized in that: the operator makes up an electronic commerce network platform earlier as the system transmissions system, system comprises functions such as inquiry, clearing, information issue, intermediary sevices, online transaction, comprise a customer database, signatory operator's database, conclusion of the business result's transaction data base between a storage consumer and the signatory operator.
4, the financing method based on consumption and operation information transmission system as claimed in claim 1 is characterized in that: signatory operator provides commodity and service for the consumer in this system, and it pays operator's commission by operator's the enforcement sale of organizing.
5, the financing method based on consumption and operation information transmission system as claimed in claim 1 is characterized in that: the operator provides signatory agreement as the key that enters system, receives the consumer to add this system by signatory agreement.To be the consumer obtain the voucher of the shopping profit reciprocation that the operator provides in signatory operator's shopping to this card.
6, the financing method based on consumption and operation information transmission system as claimed in claim 1, it is characterized in that: the consumer is managed money matters for the consumer in signatory operator's purchase and consumption behavior, this consumer behavior is nature, routine, and fund can disposable cost-recovering once dropping into.
7, as claimed in claim 1 based on the consumption and the financing method of operation information transmission system, it is characterized in that: the obtained profit reciprocation of consumer are to be that the operator gives by the third party as transaction, but not directly obtain from signatory operator.
8, the financing method based on consumption and operation information transmission system as claimed in claim 1, it is characterized in that: form the interactive circulative metabolism of a kind of interests between operator, signatory operator and the consumer, namely signatory operator pays operator's commission by operator's enforcement sale; The operator realizes service by consumer's purchase and consumption, the payment consumption person profit of doing shopping; The consumer obtains commodity or service by signatory operator, pair valency of the signatory operator's commodity and service of payment.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 200410103558 CN1801212A (en) | 2004-12-31 | 2004-12-31 | Financing method based on consumption and management information transmission system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 200410103558 CN1801212A (en) | 2004-12-31 | 2004-12-31 | Financing method based on consumption and management information transmission system |
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| Publication Number | Publication Date |
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| CN1801212A true CN1801212A (en) | 2006-07-12 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN 200410103558 Pending CN1801212A (en) | 2004-12-31 | 2004-12-31 | Financing method based on consumption and management information transmission system |
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Cited By (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2010066064A1 (en) * | 2008-12-11 | 2010-06-17 | Ebay Inc. | Commission-based sale in electronic transaction |
| CN103337045A (en) * | 2012-03-09 | 2013-10-02 | 崔美淑 | Data processing system for wedding planning |
| CN103366300A (en) * | 2012-04-10 | 2013-10-23 | 大企行销有限公司 | Method for managing bonus points and bonus point service server |
| CN103679523A (en) * | 2013-12-09 | 2014-03-26 | 上海信联商贸发展有限公司 | Client side for credit business |
| CN104766237A (en) * | 2015-04-28 | 2015-07-08 | 超越联创环境投资咨询（北京）有限公司 | Carbon credit forming and transacting method and system thereof |
| CN105160574A (en) * | 2015-05-22 | 2015-12-16 | 江苏慧库天下软件科技有限公司 | Multi-level rebate method based on shopping platform |
| CN105590163A (en) * | 2015-12-16 | 2016-05-18 | 刘朋 | MPTI-EMPT sales management system |
| CN107563643A (en) * | 2017-09-04 | 2018-01-09 | 广州方帝斯控温科技有限公司 | A kind of business model in business card store |
-
2004
- 2004-12-31 CN CN 200410103558 patent/CN1801212A/en active Pending
Cited By (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2010066064A1 (en) * | 2008-12-11 | 2010-06-17 | Ebay Inc. | Commission-based sale in electronic transaction |
| CN102246193A (en) * | 2008-12-11 | 2011-11-16 | 电子湾有限公司 | Commission-based sale in electronic transaction |
| CN103337045A (en) * | 2012-03-09 | 2013-10-02 | 崔美淑 | Data processing system for wedding planning |
| CN103366300A (en) * | 2012-04-10 | 2013-10-23 | 大企行销有限公司 | Method for managing bonus points and bonus point service server |
| CN103679523A (en) * | 2013-12-09 | 2014-03-26 | 上海信联商贸发展有限公司 | Client side for credit business |
| CN104766237A (en) * | 2015-04-28 | 2015-07-08 | 超越联创环境投资咨询（北京）有限公司 | Carbon credit forming and transacting method and system thereof |
| CN105160574A (en) * | 2015-05-22 | 2015-12-16 | 江苏慧库天下软件科技有限公司 | Multi-level rebate method based on shopping platform |
| CN105590163A (en) * | 2015-12-16 | 2016-05-18 | 刘朋 | MPTI-EMPT sales management system |
| CN107563643A (en) * | 2017-09-04 | 2018-01-09 | 广州方帝斯控温科技有限公司 | A kind of business model in business card store |
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