CN1670752A - A payment method for purchasing goods on Internet - Google Patents

A payment method for purchasing goods on Internet Download PDF

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Publication number
CN1670752A
CN1670752A CN 200510069006 CN200510069006A CN1670752A CN 1670752 A CN1670752 A CN 1670752A CN 200510069006 CN200510069006 CN 200510069006 CN 200510069006 A CN200510069006 A CN 200510069006A CN 1670752 A CN1670752 A CN 1670752A
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China
Prior art keywords
commodity
dynamic
sign
user
internet
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CN 200510069006
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Chinese (zh)
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张文安
邓煜熙
李庆艳
张湘东
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GUANGDONG TELECOMMUNICATION CO Ltd INST
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GUANGDONG TELECOMMUNICATION CO Ltd INST
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Priority to CN 200510069006 priority Critical patent/CN1670752A/en
Publication of CN1670752A publication Critical patent/CN1670752A/en
Pending legal-status Critical Current

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Abstract

This invention relates to internet purchase payment method, which comprises the following steps: the buyer clicking on the goods in net and the supplier providing to the user with dynamic goods mark; the buyer inputting the dynamic goods marks through telephone mutual sound answering system; the answering system authorizing and receiving relative affairs and giving the dynamic authorization codes; then the buyer inputting the code through internet and accomplishing the whole process after authorization.

Description

A kind of method of payment of buying the commodity on the internet
Technical field
The present invention relates to a kind of method of payment of buying the commodity on the internet, exactly, relate to a kind of commodity that provide on the internet by phone interactive voice response IVR systems buying content supplier or the method for payment of paid service and nominal fee thereof; Belong to communication network and e-commerce technology field.
Background technology
At present, contemporary society enters the information age, and the telecommunications industry development is swift and violent, and the client is also more and more various to the demand of various information.Along with the fast development of internet, the development of the ecommerce of paid service or transaction is surging flourishing, irresistible on shopping online and the internet.Yet owing to reasons such as the convenience of network security, users to trust and use and marketing channels, user's means of payment are still more limited so far, and limited the development of ecommerce or transaction to a certain extent.
If can adopt communication network or other voice interactive system to carry out online payment, can solve the bottleneck of this ecommerce or transaction well, still, it must satisfy following requirement:
Use simple: for content supplier, the interface that needs a safe ready inserts the communication network platform, so that collect commodity or service fee by this telecommunication platform to the user.The user also can adopt multiple mode to pay the fees in convenient and cognitive easily mode by the operation of paying of phone flow process.
Safe: the security mechanism of payment requires very high, should guarantee the interests of telecom operators, also to guarantee content supplier and user both sides' interests, must have good technological means and measure to prevent the password conjecture of malicious user, hacker's problems such as attack.
The wide adaptability of payment: because all kinds of commodity that content supplier provides on the internet are very abundant, price is unfixing yet, need dynamically adjust (for example the user carries out GAMEPOINT when supplementing with money, need select recharge amount etc. voluntarily) according to user's needs.The communication network platform must be supported the request of deducting fees of the various amount of money flexibly.
Communication network has many advantages such as very high security, credibility, payment transaction convenience and marketing channel broadness, all be that other modes are not available, therefore how use communication network just to become the new problem of insider's research and development as the payment technology means of ecommerce or transaction.
Summary of the invention
In view of this, the purpose of this invention is to provide a kind of method of payment of buying the commodity on the internet, this method is a kind of means of payment that can satisfy the every requirement of above-mentioned online transaction, be used to realize that flow process that the user passes through interactive voice buys commodity and the service on the internet, and deduct correlative charges from user side by voice interactive system; And finish providing and providing and delivering of goods separately by content supplier.Therefore, the present invention comes down to simple, safe, the adaptable implement business EC mode of a kind of use, and good application prospects is arranged.
In order to achieve the above object, the invention provides a kind of method of payment of buying the commodity on the internet, its technical scheme is: realize this method by phone interactive voice response IVR system, just the user clicks when buying online commodity in the internet, content supplier provides corresponding dynamic commodity sign in the internet to the user, the user is after the phone interactive voice response system is imported this dynamic commodity sign, by the voice response system authentication with after collecting correlative charges, provide the dynamic authentication code of this dynamic commodity sign to the user; Import this dynamic authentication code on the internet by the user again,, complete successfully all processes of buying commodity by after the authentication.
It is as follows that the method comprising the steps of:
(1) user obtains the dynamic commodity sign of the commodity of purchasing by the internet: when the user clicks on the internet and buys online commodity, content supplier provides the dynamic commodity sign of correspondence to the user by the form of literal and/or picture and/or voice and/or file at the internet end, at least comprise the variety classification that pricing information, these commodity belonged to and the numbering of provider or the information of code of these commodity in this dynamic commodity sign, and wait for that the user imports authentication code;
(2) user obtains this dynamic commodity by the phone interactive voice response system and identifies pairing dynamic authentication code: after the user imported this dynamic commodity sign by voice response system, voice response system carried out verification to the dynamic commodity sign of user's input; After the verification succeeds, again the commodity price information in this dynamic commodity sign and check code are peeled off and obtained the original article sign; Basis comprises that at least original article sign, commodity price information and original article identify three information calculations of pairing original authentication sign indicating number and generate a dynamic authentication code then, and informs the user by voice mode;
(3) user imports dynamic authentication code on the internet and finishes the online purchase operation: the user imports this dynamic authentication code after obtaining the corresponding dynamic authentication code of described dynamic commodity sign on the internet; The internet system end is according to comprising that at least original article sign, commodity price information and original article identify three information calculations of pairing original authentication sign indicating number and generate dynamic authentication code in the described dynamic commodity sign, again will this dynamic authentication code and the dynamic authentication code of user's input compare, both unanimities are then finished the online purchase process.
Described original article sign and original authentication sign indicating number all be that the communication network end generates at random, with two different character strings that long number and/or character are formed, also include multidigit in the described original article sign and indicate that content provider numbers or the information of code; Described original authentication sign indicating number is the identification code that has one-to-one relationship with the original article sign.
Content supplier offers each commodity of user in the internet dynamic commodity identifies one group of character string being made up of long number and/or character, its generation method be from its database, select at random in the corresponding original article identification sets earlier or by appointment method obtain an original article sign, this commodity price information that will carry out again after the conversion makes up according to the coded system of setting and this original article sign, and interpolation at last meets the check bit of checking algorithm and forms.
The coded system that commodity price information in the described dynamic commodity sign after original commodity sign and the conversion makes up is sequencing coding or hybrid coding.
Further comprise following operation in the described step (2):
(21) after voice response system receives the dynamic commodity sign of user's input, carry out decoding processing, obtain original article sign, commodity price information and check bit according to its generation method;
(22) voice response system is retrieved the legitimacy of original article sign earlier from the dynamic commodity identification database of communication network end; After checking, carry out subsequent operation, otherwise, with voice prompt operation failure or wrong, require repetitive operation or end operation;
(23) voice response system the foundation check bit check user's input this dynamic commodity sign effectively after; Again according to comprising that at least original article sign, commodity price information and original article identify three information of pairing original authentication sign indicating number and adopt the algorithm of setting to generate dynamic authentication code;
(24) voice response system should be informed the user by dynamic authentication code by voice or other interactive mode.
Further comprise following operation in the described step (3):
(31) user imports the dynamic authentication code that obtains on the internet from step (2);
(32) content supplier comprises at least that in internet end basis original article sign, commodity price information and original article identify three information of pairing original authentication sign indicating number and adopt the algorithm of setting to generate dynamic authentication code;
(33) the dynamic authentication code of content supplier's dynamic authentication code that will generate and user input compares, if both unanimities then confirm to finish whole online purchase process; Otherwise prompting operation is wrong and require operation again, until both unanimities, end operation.
Variable parameter in the dynamic authentication code generating algorithm of each dynamic commodity sign of setting in described step (2) and (3) is that the numbering and the dynamic commodity of commodity price, content supplier identifies pairing original authentication sign indicating number, comprises that step is as follows:
(201) set in advance a plurality of dictionaries that are used for the information mapping conversion, original value and the corresponding relation between the mapping value in each dictionary are at random, and these a plurality of dictionaries are sorted;
(202) carry out modulo operation according to the numbering combination of original authentication sign indicating number OldPasswd and the Seed of content supplier earlier and select dictionary, its computing formula is:
Dictionary numbering DicNo=mod (OldPasswd+Seed, k)+1;
(203) make up according to the numbering Seed of dictionary numbering DicNo and commodity price information Price and content supplier and select mapping value, and preceding 4 of this dynamic authentication code of conduct; The map operation of this step can carry out more than 2 times or 2 times continuously, to reduce the possibility of being guessed;
(204) calculate back two of dynamic authentication code according to the numbering Seed of original authentication sign indicating number OldPasswd, content supplier and commodity price Price again, its computing formula is:
The last two=OldPasswd-Seed * Price of dynamic authentication code;
(205) the result of calculation combination that preceding two steps is obtained constitutes required dynamic authentication code;
Above-mentioned various in, k is the dictionary sequence number.
Commodity on the described internet comprise commodity and/or paid service.
The present invention comes down to a kind of payment platform technical scheme that is used to realize the small amount payment function of internet shopping, its advantage be make full use of communication network safe, credible strong, payment transaction is convenient and advantage such as marketing channel broadness, as the technological means of ecommerce or transaction payment.This method realizes need not setting up any hardware or carrying out hardware modification existing network system easily, just can apply rapidly, and the user is not had other specific (special) requirements, and is easy and simple to handle, has application promise in clinical practice.
Description of drawings
Fig. 1 is the method for payment process flow diagram that the present invention buys the commodity on the internet.
Fig. 2 is that the user uses the present invention to buy sequential chart in the operating process of commodity on the internet.
Embodiment
For making the purpose, technical solutions and advantages of the present invention clearer, the present invention is described in further detail below in conjunction with accompanying drawing.
When the present invention is a kind of commodity of buying on the internet, method by phone interactive voice response IVR system defrayment, just be that the user clicks when buying online commodity in the internet, content supplier provides corresponding dynamic commodity sign in the internet to the user, the user is after the phone interactive voice response system is imported this dynamic commodity sign, by the voice response system authentication with after collecting correlative charges, provide the dynamic authentication code of this dynamic commodity sign to the user; Import this dynamic authentication code on the internet by the user again,, complete successfully all processes of buying commodity by after the authentication.
Referring to Fig. 1, method of the present invention comprises the steps:
(1) user obtains the dynamic commodity sign of the commodity of purchasing by the internet: when the user clicks on the internet and buys online commodity, content supplier provides the dynamic commodity sign of correspondence to the user by the form of literal and/or picture and/or voice and/or file at the internet end, at least comprise the variety classification that pricing information, these commodity belonged to and the numbering of provider or the information of code of these commodity in this dynamic commodity sign, and wait for that the user imports authentication code;
(2) user obtains this dynamic commodity by the phone interactive voice response system and identifies pairing dynamic authentication code: after the user imported this dynamic commodity sign by voice response system, voice response system carried out verification to the dynamic commodity sign of user's input; After the verification succeeds, again the commodity price information in this dynamic commodity sign and check code are peeled off and obtained the original article sign; Basis comprises that at least original article sign, commodity price information and original article identify three information calculations of pairing original authentication sign indicating number and generate a dynamic authentication code then, and informs the user by voice mode;
(3) user imports dynamic authentication code on the internet and finishes the online purchase operation: the user imports this dynamic authentication code after obtaining the corresponding dynamic authentication code of described dynamic commodity sign on the internet; The internet system end is according to comprising that at least original article sign, commodity price information and original article identify three information calculations of pairing original authentication sign indicating number and generate dynamic authentication code in the described dynamic commodity sign, again will this dynamic authentication code and the dynamic authentication code of user's input compare, both unanimities are then finished the online purchase process.
Below technique scheme is elaborated.
1, dynamic commodity sign ID: the SP of content supplier distributes an original article sign for each commodity, each original article sign is corresponding with an original authentication sign indicating number again, the recognition code that making the original authentication sign indicating number become has one-to-one relationship with it original article identifies; Two different character strings that this original article sign and original authentication sign indicating number are all generated at random, formed with long number and/or character by the communication network end, and, also include multidigit in the original article sign and indicate the numbering of the content provider that these commodity belong to or the information of code; This original article sign does not have pricing information.When the user buys commodity on the net, SP is according to original article sign of the price of commodity that the user purchases, SP number information, these commodity etc., the dynamic commodity that obtains this commodity correspondence by the algorithm of setting identifies, and has comprised the pricing information of commodity in this dynamic commodity sign.
2, dynamic authentication code: be the recognition code that identifies a corresponding mutually multidigit with the dynamic commodity of each commodity.After the user does shopping on the net and obtains the dynamic commodity sign, import this dynamic commodity sign by the phone interactive voice response system IVR flow process of communication network, the charge platform of communication network identifies the price parameter that obtains wherein by set algorithm from this dynamic commodity, after the telecommunications charges platform is reduced successfully according to this price, network system is again according to the pricing information that comprises at least in the dynamic commodity sign, the SP number information, three information of original authentication sign indicating number also calculate the corresponding dynamic authentication code of this dynamic commodity sign by set algorithm, this dynamic authentication code includes the pricing information of commodity, and SP can check the user buys commodity at the telecommunications charges platform payment according to this pricing information.
3, data storage method: the telecommunications charges platform generates the original article sign of a series of commodity according to the requirement of SP of cooperation, and the original authentication sign indicating number of original article sign is 6 passwords that generate at random.The telecommunications charges platform offers SP with data such as the original article sign that generates, original authentication sign indicating numbers, by SP with these data storage in its database, while telecommunications charges platform also keeps a same piece of data.The mode at this deposit data two places has plurality of advantages: guarantee the safe, effective of system data; Also can guarantee the access easily and flexibly of One's name is legion SP; Be not subjected to the influence of network condition between platform and the SP, system stability.
4, payment process is described: owing to directly is not connected between charge platform and the SP, therefore must use the particular algorithm that has only both sides to arrange jointly to finish the operation of whole purchase in the user carries out the process of online payment.Referring to Fig. 2, introduce the user and use the present invention to buy the operating process of commodity on the internet:
A. the user asks to buy certain virtual goods on the SP of internet webpage;
B.SP is original article sign of picked at random from database, again according to commodity price, calculates the dynamic commodity sign by special algorithm; Then this dynamic commodity sign is returned to the user.This dynamic commodity sign comprises original original article sign (comprising this SP numbering or code information) and commodity price information;
C. the user dials the access code of telecommunications charges platform, logins with number of the account, password, and charge platform carries out authentication to user validation;
D. the user selects online small amount payment function, and imports the dynamic commodity sign of the commodity that will buy;
E. the validity of the dynamic commodity of telecommunications charges platform validation user input sign, and decomposite information such as wherein original article sign, commodity price.After the telecommunications charges platform is collected the charges according to commodity price,, calculate dynamic authentication code of generation by specific one-way algorithm and return to the user according to information such as original article sign, original authentication sign indicating number, commodity price, SP numberings;
F. the user imports the corresponding dynamic authentication code of dynamic commodity sign on the SP page;
G.SP compares with the authentication password that the user is imported then according to the dynamic authentication code of this dynamic commodity sign of the same algorithm computation of setting.If in full accord, then point out the user to pay and buy successfully.Otherwise prompting operation failure or wrong requires repetitive operation or end operation.
5, algorithm: proposed two algorithms in above-mentioned payment flow: one is the generating algorithm of dynamic commodity sign, and one is the generating algorithm of dynamic authentication password.It is described respectively:
(1) generating algorithm of dynamic commodity sign: this algorithm is mainly used in to charge platform and transmits original article sign and pricing information, can use better simply cryptographic algorithm.For example: after the conversion of mapping is converted to a particular value one by one by one with commodity price, adds again and be inserted in (can hide the pricing information of commodity like this, avoid the user to guess the numbering of dynamic commodity sign) after the original article sign.For fear of the dynamic commodity of user's input error in phone flow process sign (in case input error may cause the price of commodity sign correspondence incorrect), also need augment a bit check position at last, guarantee that the commodity sign that the user imports is correct in dynamic commodity sign.That is: price+check bit after the sign+conversion of dynamic commodity sign=original article.
(2) generating algorithm of dynamic authentication code: this dynamic authentication code relates to payment expense matters, and is therefore strict to its generating algorithm.And this algorithm must be realized in operation flow, so computing method again can not be too complicated, otherwise can impact system performance.Simultaneously, this algorithm must be unidirectional, and the user can not guess the dynamic authentication code under other prices according to sign of the dynamic commodity under certain price and dynamic authentication code.So even same original article sign, under the situation different to dutiable value, its dynamic authentication code that returns also must be different.Simultaneously, in order to guarantee the independence between the SP, make that the dynamic authentication code that calculates between the different SP is also different under same parameter, different numberings or code be will arrange between telecommunications charges platform and the different SP respectively and dynamic commodity sign and the dynamically calculating of authentication password will be used for, this numbering or code will regularly be changed, to guarantee security.
The dynamic authentication code of each dynamic commodity sign all needs to identify three information calculations of pairing original authentication sign indicating number according to the numbering that comprises commodity price information, content supplier at least or code and original article and generates.Following mask body is introduced the generating algorithm of a kind of dynamic authentication code NewPasswd:
NewPasswd=G(Price,Seed,OldPasswd),
In the formula, G is a functional symbol, and the variable Price in the bracket is a commodity price, and Seed is the numbering or the code of content supplier, and OldPasswd is the original authentication sign indicating number.
For the password conjecture that prevents malicious user, hacker's problems such as attack, the present invention has taked multiple encryption safe measure.For example can distribute different numbering or code, and may regularly or aperiodically change different SP.Here introduce the method for the dictionary of mapping at random that a kind of the present invention adopts:
(1) set in advance a plurality of dictionaries that information is shone upon conversion at random that are used for, original value and the corresponding relation between the mapping value in each dictionary are at random, and these a plurality of dictionaries are sorted; Each dictionary all is used to realize the mapping one by one from 0-9999 to 0-9999, and both corresponding relations are completely randoms.As shown in the table
The dictionary numbering Original value Mapping value
????1 ????0 ????3215
????1 ????1 ????5321
????1 ????2 ????0321
????????????????????????????????????????????…
????2 ????0 ????9753
????2 ????1 ????0032
????2 ????2 ????0643
????????????????????????????????????????????…
When (2) calculating dynamic authentication code, will carry out modulo operation according to the combination of the numbering Seed of original authentication sign indicating number OldPasswd and content supplier earlier and select dictionary, its computing formula is:
Dictionary numbering DicNo=mod (OldPasswd+Seed, k)+1;
(3) make up according to the numbering Seed of dictionary numbering DicNo and commodity price information Price and content supplier and select mapping value, and preceding 4 of this dynamic authentication code of conduct; The map operation of this step can carry out more than 2 times or 2 times continuously, to reduce the possibility of being guessed;
(4) calculate back two of dynamic authentication code according to the numbering Seed of original authentication sign indicating number OldPasswd, content supplier and commodity price Price again, its computing formula is:
The last two=OldPasswd-Seed * Price of dynamic authentication code;
(5) the result of calculation combination that preceding two steps is obtained constitutes required dynamic authentication code;
The present invention has carried out test and has implemented, and has obtained expected effect, has realized goal of the invention.

Claims (9)

1, a kind of method of payment of buying the commodity on the internet is characterized in that: this method realizes by phone interactive voice response IVR system; Just the user clicks when buying online commodity in the internet, content supplier provides corresponding dynamic commodity sign in the internet to the user, the user is after the phone interactive voice response system is imported this dynamic commodity sign, by the voice response system authentication with after collecting correlative charges, provide the dynamic authentication code of this dynamic commodity sign to the user; Import this dynamic authentication code on the internet by the user again,, complete successfully all processes of buying commodity by after the authentication.
2, the method for payment of the commodity on the purchase according to claim 1 internet, it is characterized in that: it is as follows that the method comprising the steps of:
(1) user obtains the dynamic commodity sign of the commodity of purchasing by the internet: when the user clicks on the internet and buys online commodity, content supplier provides the dynamic commodity sign of correspondence to the user by the form of literal and/or picture and/or voice and/or file at the internet end, at least comprise the variety classification that pricing information, these commodity belonged to and the numbering of provider or the information of code of these commodity in this dynamic commodity sign, and wait for that the user imports authentication code;
(2) user obtains this dynamic commodity by the phone interactive voice response system and identifies pairing dynamic authentication code: after the user imported this dynamic commodity sign by voice response system, voice response system carried out verification to the dynamic commodity sign of user's input; After the verification succeeds, again the commodity price information in this dynamic commodity sign and check code are peeled off and obtained the original article sign; Basis comprises that at least original article sign, commodity price information and original article identify three information calculations of pairing original authentication sign indicating number and generate a dynamic authentication code then, and informs the user by voice mode;
(3) user imports dynamic authentication code on the internet and finishes the online purchase operation: the user imports this dynamic authentication code after obtaining the corresponding dynamic authentication code of described dynamic commodity sign on the internet; The internet system end is according to comprising that at least original article sign, commodity price information and original article identify three information calculations of pairing original authentication sign indicating number and generate dynamic authentication code in the described dynamic commodity sign, again will this dynamic authentication code and the dynamic authentication code of user's input compare, both unanimities are then finished the online purchase process.
3, the method for payment of the commodity on the purchase according to claim 2 internet, it is characterized in that: described original article sign and original authentication sign indicating number all be that the communication network end generates at random, with two different character strings that long number and/or character are formed, also include multidigit in the described original article sign and indicate that content provider numbers or the information of code; Described original authentication sign indicating number is the identification code that has one-to-one relationship with the original article sign.
4, the method of payment of the commodity on the purchase according to claim 1 and 2 internet, it is characterized in that: content supplier offers each commodity of user in the internet dynamic commodity identifies one group of character string being made up of long number and/or character, its generation method be from its database, select at random in the corresponding original article identification sets earlier or by appointment method obtain an original article sign, this commodity price information that will carry out again after the conversion makes up according to the coded system of setting and this original article sign, and interpolation at last meets the check bit of checking algorithm and forms.
5, the method for payment of the commodity on the purchase according to claim 4 internet is characterized in that: the coded system that the commodity price information in the described dynamic commodity sign after original commodity sign and the conversion makes up is that sequencing is encoded or hybrid coding.
6, according to the method for payment of the commodity on claim 2 or the 4 described purchase internets, it is characterized in that: further comprise following operation in the described step (2):
(21) after voice response system receives the dynamic commodity sign of user's input, carry out decoding processing, obtain original article sign, commodity price information and check bit according to its generation method;
(22) voice response system is retrieved the legitimacy of original article sign earlier from the dynamic commodity identification database of communication network end; After checking, carry out subsequent operation, otherwise, with voice prompt operation failure or wrong, require repetitive operation or end operation;
(23) voice response system the foundation check bit check user's input this dynamic commodity sign effectively after; Again according to comprising that at least original article sign, commodity price information and original article identify three information of pairing original authentication sign indicating number and adopt the algorithm of setting to generate dynamic authentication code;
(24) voice response system should be informed the user by dynamic authentication code by voice or other interactive mode.
7, according to the method for payment of the commodity on claim 2 or the 6 described purchase internets, it is characterized in that: further comprise following operation in the described step (3):
(31) user imports the dynamic authentication code that obtains on the internet from step (2);
(32) content supplier comprises at least that in internet end basis original article sign, commodity price information and original article identify three information of pairing original authentication sign indicating number and adopt the algorithm of setting to generate dynamic authentication code;
(33) the dynamic authentication code of content supplier's dynamic authentication code that will generate and user input compares, if both unanimities then confirm to finish whole online purchase process; Otherwise prompting operation is wrong and require operation again, until both unanimities, end operation.
8, according to the method for payment of the commodity on claim 2 or the 6 or 7 described purchase internets, it is characterized in that: the variable parameter in the dynamic authentication code generating algorithm of each dynamic commodity sign of setting in described step (2) and (3) is that the numbering and the dynamic commodity of commodity price, content supplier identifies pairing original authentication sign indicating number, comprises that step is as follows:
(201) set in advance a plurality of dictionaries that are used for information mapping conversion, original value and the corresponding relation between the mapping value in each dictionary are at random, and to these a plurality of dictionaries numbering that sorts;
(202) carry out modulo operation according to the numbering Seed combination of original authentication sign indicating number OldPasswd and content supplier earlier and select dictionary, its computing formula is:
Dictionary numbering DicNo=mod (OldPasswd+Seed, k)+1;
(203) make up according to the numbering Seed of dictionary numbering DicNo and commodity price information Price and content supplier and select mapping value, and preceding 4 of this dynamic authentication code of conduct; The map operation of this step can carry out more than 2 times or 2 times continuously, to reduce the possibility of being guessed;
(204) calculate back two of dynamic authentication code according to the numbering Seed of original authentication sign indicating number OldPasswd, content supplier and commodity price Price again, its computing formula is:
The last two=OldPasswd-Seed * Price of dynamic authentication code;
(205) the result of calculation combination that preceding two steps is obtained constitutes required dynamic authentication code;
Above-mentioned various in, k is the dictionary sequence number.
9, the method for payment of the commodity on the purchase according to claim 1 internet, it is characterized in that: the commodity on the described internet comprise commodity and/or paid service.
CN 200510069006 2005-04-29 2005-04-29 A payment method for purchasing goods on Internet Pending CN1670752A (en)

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Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2009006802A1 (en) * 2007-07-12 2009-01-15 Huawei Technologies Co., Ltd. System, method and device for implementing order interaction
CN101799902A (en) * 2010-02-10 2010-08-11 陕西西部数通电信资讯有限公司 Binary channel magnetism-free secretive electronic payment system based on voice and Internet and payment method thereof
CN105528197A (en) * 2014-09-28 2016-04-27 世协电机股份有限公司 Speed reducer selecting system
CN110047476A (en) * 2017-12-07 2019-07-23 丰田自动车株式会社 Service providing apparatus and the storage medium for storing service providing program

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2009006802A1 (en) * 2007-07-12 2009-01-15 Huawei Technologies Co., Ltd. System, method and device for implementing order interaction
CN101799902A (en) * 2010-02-10 2010-08-11 陕西西部数通电信资讯有限公司 Binary channel magnetism-free secretive electronic payment system based on voice and Internet and payment method thereof
CN105528197A (en) * 2014-09-28 2016-04-27 世协电机股份有限公司 Speed reducer selecting system
CN110047476A (en) * 2017-12-07 2019-07-23 丰田自动车株式会社 Service providing apparatus and the storage medium for storing service providing program

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