CN1578358A - Method for recharging on recharge card - Google Patents

Method for recharging on recharge card Download PDF

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Publication number
CN1578358A
CN1578358A CN 03144067 CN03144067A CN1578358A CN 1578358 A CN1578358 A CN 1578358A CN 03144067 CN03144067 CN 03144067 CN 03144067 A CN03144067 A CN 03144067A CN 1578358 A CN1578358 A CN 1578358A
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China
Prior art keywords
money
telephone terminal
net system
stored value
intelligent net
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CN 03144067
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Chinese (zh)
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CN100459622C (en
Inventor
李春成
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Huawei Technologies Co Ltd
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Huawei Technologies Co Ltd
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Priority to CNB031440673A priority Critical patent/CN100459622C/en
Publication of CN1578358A publication Critical patent/CN1578358A/en
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Publication of CN100459622C publication Critical patent/CN100459622C/en
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Abstract

The rechargeable card recharging is completed via communication in telephone terminal and intelligent network system. The card information of the user's rechargeable card is read out in telephone terminal, card number and the operator identity information are interacted in the intelligent network system. After passing through the authorizing the operator's identity, the intelligent network system performs the money recharging based on the amount input in the telephone terminal and returns the corresponding recharging information to the telephone terminal. The telephone terminal and the intelligent network system communicate by means of DTMF signal, and the operator's identity information and recharged amount are first enciphered in the telephone terminal with the cipher key from the intelligent network system and then transmitted to the intelligent network system. The said method is convenient, reliable and low in operation cost.

Description

A kind of method that stored value card is supplemented with money
Technical field
The present invention relates to communication technical field, relate in particular to a kind of method of user's stored value card being carried out recharging by cash by telephone terminal.
Background technology
In the card number service of present intelligent network, operator is in order to keep certain customers, and the stored value card that distribution can be used for a long time allows the user in using stored value card after the remaining sum, by charge into the use of fund continuity card number in card.
At present, operator is generally by the special rechargeable card of distribution, the user buys behind this rechargeable card by dialing the special service number that operator provides, and according to the card number password of voice suggestion input rechargeable card and the card number of stored value card, just the amount of money in the rechargeable card can be transferred in the stored value card.This method need be issued special rechargeable card, has increased operation cost.
Client software also can be placed in the business hall by operator, operate by the shop assistant, the user can hold Stored Value and snap into the business hall, after paying certain cash, import the stored value card card number by hand by the shop assistant, and by the function that client software provides the amount of money is added in user's the card number, but have following shortcoming like this:
1, operator must provide special business hall, and for the operator of newly going into, the operation difficulty is than higher;
2, import the stored value card card number by hand by the shop assistant, complex operation and makeing mistakes easily.
Summary of the invention
Technical problem to be solved by this invention is: overcome existing when user's stored value card is supplemented with money, supplement the operation cost height that is brought with money by rechargeable card or to special business hall, and shortcoming such as easily make mistakes, a kind of method of easily and reliably stored value card being carried out recharging by cash is provided, thereby saves operation cost.
The present invention solves the problems of the technologies described above the technical scheme that is adopted to be:
This method that stored value card is supplemented with money is utilized telephone terminal to communicate by letter with intelligent net system and is carried out supplementing with money of stored value card, may further comprise the steps:
A, telephone terminal read the card number information and the intelligent net system that store on user's stored value card and carry out the mutual of card number and operator's identity information;
B, after the authentication of operator's identity is passed through, intelligent net system carries out the recharging by cash of stored value card according to the recharge amount of telephone terminal input;
C, intelligent net system return corresponding charging information to telephone terminal.
Described operator's identity information, recharge amount send intelligent net system to again after the key that telephone terminal is sent by intelligent net system is encrypted earlier.
Communicate by the Dual Tone Multifrequency signal between described telephone terminal and the intelligent net system.
Comprise Service Control Point and Service Switching Point in the described intelligent net system, described SCP preserves user's stored value card account number and attribute information thereof, the access that described SSP is responsible for calling out, circuit switching reach the interactive operation with described telephone terminal, communicate by intelligent network application protocol (INAP) between SCP and SSP.
In the described intelligent net system, issue character string by the voice prompt operation in the Intelligent Network Application Protocol (PA) to SSP by SCP, SSP is converted to dtmf signal with character string, communicates by dtmf signal and telephone terminal.
Built-in card reading module and information interaction module in the described telephone terminal, described card reading module is responsible for reading the usersaccount information in the stored value card chip, and described information interaction module is responsible for carrying out information interaction with intelligent net system.
In the described steps A, telephone terminal and intelligent net system reciprocal process are as follows:
1) telephone terminal is dialed the access code of intelligent net system;
2) intelligent net system sends request card number message to telephone terminal;
3) telephone terminal returns the card number message of being supplemented with money to intelligent net system;
4) intelligent net system sends encryption key message to telephone terminal, and solicit operation person imports identification cipher;
5) telephone terminal is according to the predefined operator's identification cipher that is kept in the telephone terminal, returns ciphertext after described secret key encryption to intelligent net system.
Among the described step B, when telephone terminal input recharge amount, carry out twice input according to the prompting of intelligent net system, if twice input unanimity, then intelligent net system is supplemented operation with money, otherwise prompting is re-entered.
Among the described step C, described charging information comprises the time of supplementing with money, recharge amount, supplements the preceding amount of money with money, supplements the back amount of money with money.
Beneficial effect of the present invention is: the present invention has realized stored value card is carried out the function of recharging by cash, realize by recharging by cash phone and intelligent network automatic interaction fully, do not need manual input Stored Value card number, except needs are imported recharge amount and are preestablished shop assistant's password, do not need the process of supplementing with money carried out other intervention, thereby reduced the probability of makeing mistakes, and the present invention can be to information such as shop assistant's password, the amount of money by encrypting transmission, the fail safe of system gets a promotion.
Operator can transfer the recharging by cash business to the agent and operate, the user holds Stored Value and snaps into agential agency, after paying certain cash, finish the supplementing with money of stored value card for it, can save the required investment in Large scale construction business hall for operator by the shop assistant.
Description of drawings
Fig. 1 is a system configuration schematic diagram of the present invention;
Fig. 2 is recharging by cash phone of the present invention and intelligent platform interaction flow.
Embodiment
With embodiment the present invention is described in further detail with reference to the accompanying drawings below:
Utilize the present invention, operator can carry out recharging by cash in the business hall of oneself, also the recharging by cash business can be contracted to special agent, finishes recharging by cash by the agent.When supplementing with money, use special-purpose recharging by cash phone to put up cash and supplement service with money, communicate by the Dual Tone Multifrequency signal between the intelligent net system of recharging by cash phone and operator as the user.
Intelligent net system can be regarded as mainly and be made up of two parts: SSP (Service Switching Point) and SCP (service control point), and wherein SCP deposits all users' stored value card account number and attribute information thereof in traditional switch; The access that SSP is responsible for calling out, circuit switching and with the interactive operation of substation.Carrying out in the mutual process with phone set terminal, directly connecting between SSP and the phone set terminal, undertaken alternately by the Dual Tone Multifrequency signal, communicating by INAP (intelligent network application part) agreement between SSP and SCP, system configuration as shown in Figure 1.
SCP is responsible for collection information, and and database in the information deposited verify, to determine the legitimacy of operation.When phone set terminal make a call the number of appointment (send to SSP), SSP judges the access code of this number for the IN service of setting, start INAP (intelligent network application protocol), initiate to start the call attempt operation to SCP, the last triggering of SCP corresponding business flow process, set up to call out, and being connected between maintenance and the SSP, carry out follow-up processing.
In order to realize the recharging by cash business, need be to the operation of the PA in the Intelligent Network Application Protocol (voice prompt operation, an operation that defines in the Intelligent Network Application Protocol) makes amendment, increase a dtmf signal function on its original base, utilize this function, the operation flow on the SCP can directly issue character string (numeral, letter) by PA, SSP is converted to a series of dtmf signal with character string, be handed down to phone, the phone side can detect these dtmf signals, and operates accordingly according to prior agreement.By enhancing to the PA function, make on the SCP operation flow can and phone set terminal between carry out information interaction, to satisfy the needs of recharging by cash function.
Embed chip piece on the stored value card of operator's distribution, storage user stored value card account number number in this chip; Built-in card reading module and information interaction module in user's the phone set terminal are responsible for reading the information in the chip respectively and are carried out information interaction with intelligent network; The number that phone sends first to intelligent net system (access code) can be provided with function setting by what phone provided.After stored value card was inserted into phone, phone read the card number information of storing in the chip, and sent information according to the access code of setting to intelligent network automatically, and carried out follow-up operation according to the response condition of intelligent network.
The user is to the business hall, cash and stored value card are consigned to the shop assistant, after the shop assistant checks and accepts cash, user's stored value card is inserted special-purpose recharging by cash phone, phone reads the card number information that stores in IC (integrated circuit) card on the stored value card then, intelligent net system automatic and operator communicates, and communication process as shown in Figure 2.
In this process, except recharge amount needed the manual input of shop assistant, the mutual of other all carried out between intelligent network and recharging by cash phone automatically, do not need manual intervention.Need to use PA and PC operation on stream, PA is a voice prompt operation, and PC is voice suggestion and acquisition of information operation, and PA and PC are operating as the operation that defines in the Intelligent Network Application Protocol, wherein PA is the PA of enhancing mode, and PC manipulates the PC operation identical with definition in the Intelligent Network Application Protocol.
At first phone is dialed the access code of intelligent platform automatically, carry out the mutual of card number and shop assistant's identity information then, after SSP receives the access code that phone reports, report SCP, start special-purpose operation flow, use the PC operation in the operation flow, indication SSP plays voice to phone set terminal, and acquisition of information, message is as follows:
1, card number interaction message
Send request card number message by intelligent platform to phone, adopt dtmf signal to communicate, message content is B.After phone set terminal is received this message, take out the card number of storing in the stored value card chip, after phone is received request, return to intelligent platform SSP and to be supplemented with money card number, adopt dtmf signal to communicate, message content is A+ card number+#, wherein card number is elongated numeric string, is 3~18.
2, the interaction message of Jia Miing
After SSP receives above-mentioned message, report the operation flow among the SCP, produce a key according to certain condition in the operation flow, by the enhancement function that the PA that above describes operates, indication SSP sends to phone set terminal with key by dtmf signal.Message content is A1+ key (6)+A, and " A1 " expression here will send encryption key, and key length is 6.
3, the interaction message of password
Intelligent platform sends the request code message to phone, and type of message is the voice of being play by intelligent platform exchange point (SSP), and the notice phone reports password.These voice are directly handled by phone shop assistant and user's shielding.After phone set terminal is received this message, take out the Actor password who preserves in the phone, carry out cryptographic operation according to the key of receiving, phone returns password by dtmf signal to intelligent platform, and message content is A+ password (encrypting the back)+#.
Password in the message is the ciphertext after encrypting through phone.Each shop assistant has the password of a special use, uses with shop assistant number and phone number, is kept in the recharging by cash dedicated telephone set, is preestablished by the shop assistant.Register, send password automatically to intelligent network platform by phone when supplementing with money, the shop assistant as checking for shop assistant's identity.The shop assistant can revise password by special flow process.
After SSP receives above-mentioned message, report the operation flow among the SCP, the password in the operation flow after the encryption of dialogue machine terminal to report is judged, after the password authentication is passed through, intelligent network platform is play voice by SSP " please import recharge amount ", and the shop assistant imports the amount of money by hand; Platform playback prompting " importing the amount of money once more " then, the shop assistant imports once more.If twice input unanimity, then Shu Ru the amount of money sends intelligent platform to after by secret key encryption, supplements operation with money by platform; Otherwise the prompting user re-enters.
4, send the interaction message of charging information
After the operator imported the amount of money, SSP was reported to operation flow on the SCP with the amount of money, by the PA operation, the details of supplementing operation with money was handed down to phone set terminal in the operation flow.Intelligent platform sends charging information by dtmf signal to phone, signal content: the A2+12 bit time+C+ amount of money+A.Wherein the form of 12 bit times is: yymddhhmmss, and for example: on 01 01st, 2003 20:30:15 is expressed as 030101203015; The form of the amount of money is: yyyyjf, and for example: 10 yuan are whole, are expressed as 1000; C is the check code of the amount of money: with " y+y+y+y+j+f " and get its unit numbers, as check code C, for example: the amount of money be 58 yuan whole, then check code is 3;
Application example: A203010120301535800A represents that the user supplements 58 yuan with money on 01 01st, 2003 20:30:15.
5, send the interaction message of supplementing the front and back amount of money with money
After sending the charging information success, operate by PA once more in the operation flow, amount information before and after supplementing with money is handed down to phone set terminal, intelligent platform sends to phone and supplements front and back amount of money message with money, the employing dtmf signal communicates, and message content is: A3+C+ supplements the preceding amount of money+A+C+ with money and supplements the back amount of money+A with money.Wherein supplement the preceding amount of money with money, supplement back amount of money form with money and be: yyyyjf, for example: 10 yuan are whole, are expressed as 1000; C is the check code (first C is the check code of the amount of money before supplementing with money, and second C is for supplementing back amount of money check code with money) of the amount of money.
Application example: A302800A35800A represents that it is 28 yuan that the user supplements the preceding amount of money with money, and supplementing the back amount of money with money is 58 yuan.
After the operator confirms, wholely supplement operation with money and finish.
Like this, the present invention can be undertaken by the agent by the recharging by cash of having finished stored value card alternately between recharging by cash phone and the intelligent network, and operator needn't the Large scale construction business hall or the distribution rechargeable card, thereby provides cost savings in a large number.
Certainly, specific code A, A1, A2, B, C, # etc. between phone and the intelligent network when mutual, also can use other phone button character to replace, not necessarily to use these characters among the embodiment, those skilled in the art do not depart from the scope of the present invention with spirit can have the various deformation scheme to realize the present invention, and appended claim comprises these distortion.

Claims (9)

1, a kind of method that stored value card is supplemented with money is characterized in that: utilize telephone terminal to communicate by letter with intelligent net system and carry out supplementing with money of stored value card, may further comprise the steps:
A, telephone terminal read the card number information and the intelligent net system that store on user's stored value card and carry out the mutual of card number and operator's identity information;
B, after the authentication of operator's identity is passed through, intelligent net system carries out the recharging by cash of stored value card according to the recharge amount of telephone terminal input;
C, intelligent net system return corresponding charging information to telephone terminal.
2, the method that stored value card is supplemented with money according to claim 1 is characterized in that: described operator's identity information, recharge amount send intelligent net system to again after the key that telephone terminal is sent by intelligent net system is encrypted earlier.
3, the method that stored value card is supplemented with money according to claim 1 and 2 is characterized in that: communicate by the Dual Tone Multifrequency signal between described telephone terminal and the intelligent net system.
4, the method that stored value card is supplemented with money according to claim 3, it is characterized in that: comprise Service Control Point and Service Switching Point in the described intelligent net system, described SCP preserves user's stored value card account number and attribute information thereof, the access that described SSP is responsible for calling out, circuit switching reach the interactive operation with described telephone terminal, communicate by intelligent network application protocol (INAP) between SCP and SSP.
5, the method that stored value card is supplemented with money according to claim 4, it is characterized in that: in the described intelligent net system, issue character string by the voice prompt operation in the Intelligent Network Application Protocol (PA) to SSP by SCP, SSP is converted to dtmf signal with character string, communicates by dtmf signal and telephone terminal.
6, the method that stored value card is supplemented with money according to claim 3, it is characterized in that: built-in card reading module and information interaction module in the described telephone terminal, described card reading module is responsible for reading the usersaccount information in the stored value card chip, and described information interaction module is responsible for carrying out information interaction with intelligent net system.
7, the method that stored value card is supplemented with money according to claim 3 is characterized in that: in the described steps A, telephone terminal and intelligent net system reciprocal process are as follows:
1) telephone terminal is dialed the access code of intelligent net system;
2) intelligent net system sends request card number message to telephone terminal;
3) telephone terminal returns the card number message of being supplemented with money to intelligent net system;
4) intelligent net system sends encryption key message to telephone terminal, and solicit operation person imports identification cipher;
5) telephone terminal is according to the predefined operator's identification cipher that is kept in the telephone terminal, returns ciphertext after described secret key encryption to intelligent net system.
8, the method that stored value card is supplemented with money according to claim 3, it is characterized in that: among the described step B, when telephone terminal input recharge amount, twice input carried out in prompting according to intelligent net system, if twice input unanimity, then intelligent net system is supplemented operation with money, otherwise prompting is re-entered.
9, the method that stored value card is supplemented with money according to claim 3 is characterized in that: among the described step C, described charging information comprises the time of supplementing with money, recharge amount, supplements the preceding amount of money with money, supplements the back amount of money with money.
CNB031440673A 2003-07-28 2003-07-28 Method for recharging on recharge card Expired - Fee Related CN100459622C (en)

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Application Number Priority Date Filing Date Title
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CN100459622C CN100459622C (en) 2009-02-04

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Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2007003081A1 (en) * 2005-07-04 2007-01-11 Zte Corporation A method for realizing online value added by intelligent network
CN101354805B (en) * 2007-07-26 2010-08-04 华为技术有限公司 Bank interface machine, automatic charging method and system
CN101895652A (en) * 2010-07-13 2010-11-24 宇龙计算机通信科技(深圳)有限公司 Method for recharging mobile terminal, mobile terminal and server
CN1972348B (en) * 2005-11-22 2010-12-08 中兴通讯股份有限公司 A method of recharging for mobile phone
CN101626439B (en) * 2008-07-07 2013-06-12 中兴通讯股份有限公司 Method and system for charging intelligent card based on fixed terminal and fixed terminal

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FR2793101B1 (en) * 1999-04-30 2001-05-25 Sagem MOBILE TELEPHONE OF A CELLULAR TELEPHONE NETWORK, RECHARGEABLE INFORMATION MEDIUM
CN1103520C (en) * 1999-06-28 2003-03-19 杭州东信北邮信息技术有限公司 Total and remaining sum polling system and method for intelligent mobile ntwork
EP1143693B1 (en) * 1999-11-11 2011-10-26 Huawei Technologies Co., Ltd. Implementing method for adding monetary value of mobile prepayment service in different locations
PT1275088E (en) * 2000-04-03 2008-01-11 Swisscom Mobile Ag Method and system for charging or recharging chip cards that have been inserted into mobile radio devices with a sum of money

Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2007003081A1 (en) * 2005-07-04 2007-01-11 Zte Corporation A method for realizing online value added by intelligent network
CN1972348B (en) * 2005-11-22 2010-12-08 中兴通讯股份有限公司 A method of recharging for mobile phone
CN101354805B (en) * 2007-07-26 2010-08-04 华为技术有限公司 Bank interface machine, automatic charging method and system
CN101626439B (en) * 2008-07-07 2013-06-12 中兴通讯股份有限公司 Method and system for charging intelligent card based on fixed terminal and fixed terminal
CN101895652A (en) * 2010-07-13 2010-11-24 宇龙计算机通信科技(深圳)有限公司 Method for recharging mobile terminal, mobile terminal and server

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Granted publication date: 20090204

Termination date: 20120728