CN1570908A - Wired self-service banking user terminal system - Google Patents
Wired self-service banking user terminal system Download PDFInfo
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- CN1570908A CN1570908A CN 03131759 CN03131759A CN1570908A CN 1570908 A CN1570908 A CN 1570908A CN 03131759 CN03131759 CN 03131759 CN 03131759 A CN03131759 A CN 03131759A CN 1570908 A CN1570908 A CN 1570908A
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- bank
- self
- help
- preposing
- help bank
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Abstract
A kind of wire self-service bank user terminal system. It comprises several self-service bank user terminal, public switched telephone network connected by telephone line respectively, the bank advanced processing system that connected to public switched telephone network by local truck, the bank business system that connected to bank advanced processing system. By adopting the technique of special telephone line switch in, telephone number bundling data transmission and data encryption transmission, this invention enjoys the higher system security. By the electronic signature code-checking identification system, it can identify the personnel who have the operation authority, further increase the system security.
Description
Technical field
The present invention relates to a kind of enterprise, the individual utilizes user terminal, carries out wired self-help bank client terminal system of banking operation by telephone line network and bank.
Background technology
In the prior art, commonly used have enterprise network bank, a telephone bank.Because Internet technology and open system platform that enterprise network bank adopts, so, there is the danger of assault and software virus infringement; And telephone bank adopts to dial, input password, account number on phone, and the mode that has then adopted plain code to transmit in data communication is utilized the technology of intercepting to intercept and capture by the lawless person easily; It can only be inquired about, the remitting account of non-automaticization intervention.Therefore the existing Internet bank and telephone bank safe are poor.
Summary of the invention
The object of the invention provides a kind of wired self-help bank client terminal system safe in utilization.
The technical solution of the utility model is: a kind of wired self-help bank client terminal system is characterized in that: it comprises several self-help bank's user terminals, the public switched telephone network (PSTN) that is connected by telephone wire respectively, the bank preposing disposal system that is connected with public switched telephone network (PSTN) by main line, the banking system that is connected with the bank preposing disposal system; Several self-help bank's user terminals, public switched telephone network (PSTN), bank preposing disposal system, banking system are formed a grid; Described self-help bank terminal comprises that central processing unit, keyboard, display, the close decipher of volume, electronic signature confirm system, dedicated printer to sign indicating number.
The utility model compared with prior art has following advantage:
The present invention adopts access via telephone line, the transmission of telephone number binding data and data encryption to transmit, thereby possesses higher security of system.By electronic signature sign indicating number is confirmed system, can discern the staff that operating right is arranged, further increase the security of system.
Description of drawings
Accompanying drawing 1 is grid figure of the present invention;
Accompanying drawing 2 is the block scheme of self-help bank's terminal;
Embodiment
Referring to accompanying drawing 1, a kind of wired self-help bank client terminal system, it comprises several self-help bank's user terminals, the public switched telephone network (PSTN) that is connected by telephone wire respectively, the bank preposing disposal system that is connected with public switched telephone network (PSTN) by main line, the banking system that is connected with the bank preposing disposal system; Several self-help bank's user terminals, public switched telephone network (PSTN), bank preposing disposal system, banking system are formed a grid; Shown in accompanying drawing 2, described self-help bank terminal comprises that central processing unit, keyboard, display, the close decipher of volume, electronic signature confirm system, dedicated printer to sign indicating number.This dedicated printer can print hard copy, to reach the purpose of checking account with bank, this dedicated printer adopts the private print paper of chain store, and self-help bank's terminal can be moved by automatic print tracking, write down the numbering of next printing document, thereby guaranteed to print the uniqueness of voucher.
Described electronic signature is respectively operator and overseer's electronic signature to be carried out sign indicating number is confirmed to sign indicating number affirmation system, and after two electronic signatures were confirmed sign indicating number, self-help bank's user terminal just can allow the operator to operate by the agreement authority; After two pieces of electronic signatures are confirmed sign indicating number to store in code character string and the bank preposing disposal system to the code character string contrast identical after, the service order that the bank preposing disposal system just can be sent the user terminal operations person of self-help bank is transferred to banking system.
The information flow that described self-help bank terminal is sent transmits after close decipher is compiled password with plain code on the net by compiling earlier, and by after the decoding of bank preposing disposal system, is uploaded to banking system.
Described self-help bank user terminal is connected on the fixation phone line, the telephone number that comprises this fixation phone line in its information of sending, this telephone number must be consistent with the assigned telephone number of bank preposing disposal system storage, otherwise bank preposing disposal system refusal is handled the information of this self-help bank's user terminal.
By the present invention, the client can inquire about account funds in real time and carry out the account transfer operation.
Claims (4)
1, a kind of wired self-help bank client terminal system is characterized in that: it comprises several self-help bank's user terminals, the public switched telephone network (PSTN) that is connected by telephone wire respectively, the bank preposing disposal system that is connected with public switched telephone network (PSTN) by main line, the banking system that is connected with the bank preposing disposal system; Several self-help bank's user terminals, public switched telephone network (PSTN), bank preposing disposal system, banking system are formed a grid; Described self-help bank terminal comprises that central processing unit, keyboard, display, the close decipher of volume, electronic signature confirm system, dedicated printer to sign indicating number.
2, wired self-help bank according to claim 1 client terminal system, it is characterized in that: described electronic signature is respectively operator and overseer's electronic signature to be carried out sign indicating number is confirmed to sign indicating number affirmation system, after two electronic signatures were confirmed sign indicating number, self-help bank's user terminal just can allow the operator to operate by the agreement authority; After two pieces of electronic signatures are confirmed sign indicating number to store in code character string and the bank preposing disposal system to the code character string contrast identical after, the service order that the bank preposing disposal system just can be sent the user terminal operations person of self-help bank is transferred to banking system.
3, wired self-help bank according to claim 1 client terminal system, it is characterized in that: the information flow that described self-help bank terminal is sent transmits after close decipher is compiled password with plain code on the net by compiling earlier, and, be uploaded to banking system by after the decoding of bank preposing disposal system.
4, wired self-help bank according to claim 1 client terminal system, it is characterized in that: described self-help bank user terminal is connected on the fixation phone line, the telephone number that comprises this fixation phone line in its information of sending, this telephone number must be consistent with the assigned telephone number of bank preposing disposal system storage, otherwise bank preposing disposal system refusal is handled the information of this self-help bank's user terminal.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 03131759 CN1570908A (en) | 2003-07-24 | 2003-07-24 | Wired self-service banking user terminal system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 03131759 CN1570908A (en) | 2003-07-24 | 2003-07-24 | Wired self-service banking user terminal system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN1570908A true CN1570908A (en) | 2005-01-26 |
Family
ID=34469781
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN 03131759 Pending CN1570908A (en) | 2003-07-24 | 2003-07-24 | Wired self-service banking user terminal system |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN1570908A (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1901583B (en) * | 2006-07-03 | 2010-05-12 | 陈晓燕 | Self-aid printing method and printing device for telephone input |
| CN101789946A (en) * | 2010-02-10 | 2010-07-28 | 福建三元达软件有限公司 | Payment terminal communication line interception method |
-
2003
- 2003-07-24 CN CN 03131759 patent/CN1570908A/en active Pending
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1901583B (en) * | 2006-07-03 | 2010-05-12 | 陈晓燕 | Self-aid printing method and printing device for telephone input |
| CN101789946A (en) * | 2010-02-10 | 2010-07-28 | 福建三元达软件有限公司 | Payment terminal communication line interception method |
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| Date | Code | Title | Description |
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| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| C02 | Deemed withdrawal of patent application after publication (patent law 2001) | ||
| WD01 | Invention patent application deemed withdrawn after publication |