CN1534528A - Commercial affairs finance comprehensive system - Google Patents
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Abstract
A business-finance integrated system for monitoring each link of electronic money system is composed of business unit, database, master controller and special confirming mechanism. It features dual outputs, single input, and dual-password conform.
Description
The present invention relates to electronic technology, microelectric technique, computer technology, communication technique field.Relate to a kind of electronic money " credit card " recognition technology and computer networking technology of comprising more precisely, novel commercial financial integration system.
At present, along with expanding economy and internationalization day by day, the contacts of strange land between the various places, various countries are more and more, country clearance, and credit card, identification, advanced persons' such as no paper monetary settlement technology is paid attention to more and more widely and is used.But the thing followed utilizes the crime of hi-tech means also more and more to be difficult to take precautions against.At present the sector card technology of using such as all kinds of gold card credits card are difficult to prevent to be forged imitated.The most important thing is not have a kind of safe and reliable electronic-monetary system, discern those and forge imitated credit card or usurp, falsely claim as one's own criminal offences such as other people credit card.In order to strengthen the confidentiality of electronic money, security, people write an article on card by every possible means.As: the patented claim of NOTOROLA adopts the method that one group of switch is set on card to prevent from the people is broken a code, and technology is comparatively advanced.But it also has a lot of shortcomings, and still fails to overcome the deadly defect same with other credit card techniques.The one, increase switch and will make the volume of card increase the advantage that loses card-type credentials.The 2nd, the figure place of switch can not be a lot, and bring very big inconvenience to the user.The 3rd, can't guarantee that still card itself is forged and copies.In fact the combination of one group of switch on the card is very limited, is difficult to prevent decode.Patented claim " gold card that can't decode, sector card " (application number 97116737.0) is forged and is copied though make can't decoding of card itself.But, still can not prevent to usurp, falsely use crimes such as network intrusions.Have only after commercial and banking industry have had safe electronic-monetary system, Network Based, the modern commerce financial sector of computer technology could really be moved reliably, and no paper clearing could really realize.
Present widely used magnetic card, IC-card is removed the defective of card itself and is not talked.It is very large that list just uses their its defective of electronic-monetary system.Their common drawback is mainly reflected in three aspects.The one, can't fundamentally prevent the true and false of identification card.As: the phonecard of imitation makes us hard to guard against, and technical do not have effective means to stop at all.Can only lean on judicial department to strengthen hitting dynamics.The 2nd, can't prevent that the internal staff from committing a crime.The 3rd, risk prevention instruments can't prevent those real because computing machines, network, operational mistake and the loss that causes.And can not be in case there has been mistake to find as soon as possible and correct.The defective of this respect and case are a lot of in the prior art, and what have is reported in media, the lawing that has.Though strengthen management, improving software and program can have some effects.But prevent the 21st century high-tech crime, do not use high-tech means to be difficult to accomplish.Above-mentioned shortcoming is serious is restricting the electronic money The Application of Technology.Also make the realization that the clearing of no paper can't be real.
The purpose of this invention is to provide a kind of safe and reliablely, be applicable to various open commerce and bank, manage simple and convenient, in can taking precautions against, the novel trade financing system ensemble of outside financial crime.
Another object of the present invention provides a kind of need just can promote the use of fields such as customs through a small amount of change novel trade financing system ensemble.
Realize method of the present invention: a kind of trade financing system ensemble comprises: service apparatus, database dress
Put, master control set, affirmation device, callback device, fire wall; Described service apparatus comprises: service computer system, servomechanism installation, bill printer, pick-up unit, User Monitor, I.D. scanister, video monitoring devices, verifying unit, expanding unit; Described data library device comprises: database computer system, bill printer, Actor password's device, operator monitor device, video card, I.D. scanister interface, internal network interface; Described master control set comprises: host computer system, bill printer, Actor password's device, operator monitor device, video card, I.D. scanister interface, internal network interface, external network interface; Described affirmation device comprises: confirm computer system, bill printer, Actor password's device, operator monitor device, video card, I.D. scanister interface, internal network interface; Described callback device comprises: callback computer system, Actor password's device, printer, Internet device, fire wall, operator monitor device, internal network interface, scanner or facsimile recorder;
In the above-mentioned service apparatus, described service computer system comprises: servomechanism installation interface, bill printer interface, pick-up unit interface, User Monitor interface, I.D. scanister interface, video card, verifying unit interface, expanding unit interface, internal network interface, second video card, I/O expansion card; Described pick-up unit comprises: sound circuit, plug-in card switch, input media and interface, main output unit and interface, output unit and interface, clock circuit and interface, reset circuit and interface, power circuit, user's keyboard circuit, interface circuit, central processing unit; Described central processing unit comprises: central processing circuit, program storage circuit and interface, communicating circuit and interface, interrupt circuit and interface, control circuit and interface, input/output interface circuit, bus interface, accessory circuit, timing circuit; Central processing unit can be made up of resolution element, also can use single-chip microcomputer;
In the above-mentioned service apparatus, described I.D. scanister comprises: I.D. scanning device and driving circuit; Described video monitoring devices comprises: video surveillance devices and driving circuit;
Database computer system described in the above-mentioned data library device can be multi-purpose computer or server, also can be special purpose computer, also should comprise setting up other required server of LAN (Local Area Network) or computing machine (according to the needs of setting up network); Host computer system described in the above-mentioned master control set can be a multi-purpose computer, also can be special purpose computer; Two state and confirm to confirm described in the device that computer system can be a multi-purpose computer, also can be special purpose computers; The callback computer system can be a multi-purpose computer described in the above-mentioned callback device, also can be special purpose computer;
It is network technology of the prior art that above-mentioned service apparatus, data library device, master control set, affirmation device form that internal network is connected, and generally can adopt various local area network structures; Internal network is received outside private or private wire network (also can be the network of Internet or other type) by fire wall; The callback device can be not and in-house network, and private links to each other, but directly receives the Internet; Also can be connected to internal network;
Described internal network can be any network structure; Above-mentioned each device also can directly link to each other with external network; In perhaps forming, the system ensemble that the outside combines;
Servomechanism installation described in the above-mentioned service apparatus, bill printer, pick-up unit, User Monitor, I.D. scanister, video monitoring devices, verifying unit, the expanding unit all interface by separately are connected to the service computer system; Servomechanism installation can be the business device of commerce or financial circles described in the above-mentioned service apparatus, and as cash dispenser, payment machine etc. also can be miscellaneous equipments; Described bill printer can be universal printer or special machine; Described I.D. scanister can be a universal scan equipment, also can be specialized equipment; Described video monitoring devices can be the standard surveillance equipment; Described verifying unit is meant the trade financing business devices such as check check and correction equipment that bank is general; The said equipment generally is a common apparatus of the prior art, generally can directly be connected with the standard interface of computing machine, does not need to set up interface; But I.D. scanister, video monitoring devices, need link to each other by cable with service apparatus, data library device, master control set, affirmation device, therefore must set up driving circuit, the existing special IC function of the driving of this kind equipment is also very perfect in the prior art;
In the above-mentioned detection device, described sound circuit comprises: language chip, accessory circuit such as audio amplifier circuit and loudspeaker, and be prior art; Because voice suggestion kind of the present invention is also few, and is also few to the requirement of hop count, should adopt the chip of parallel control interface as far as possible; Above-mentioned plug-in card switch can be all places switch, provides signal and link to each other with central processing unit when card inserts; Above-mentioned input media and interface can be electronic type, photo-electric, the various dissimilar inputs of magnetic inductive, and type different technologies structure is also different, links to each other with central processing unit through the shaping driving; Above-mentioned main output unit and interface, output unit and interface can be electronic type, photo-electric, the various dissimilar outputs of magnetic inductive, and central processing unit joins with it by driving; Above-mentioned clock circuit is identical with output unit with interface and link to each other with the timing circuit of central processing unit, and required clock output is provided; Above-mentioned reset circuit and interface can be electronic type, photo-electric, the various dissimilar outputs of magnetic inductive, mainly are to provide reset signal for the outside; Described various types of input, output circuit prior art can both solve; Above-mentioned power circuit is a universal circuit; Above-mentioned user's keyboard circuit adopts method of the prior art to detect button, links to each other with central processing unit by interface; Above-mentioned interface circuit links to each other with central processing unit with the standard interface of service computer system; Described central processing unit comprises: central processing circuit, program storage circuit and interface, communicating circuit and interface, interrupt circuit and interface, control circuit and interface, input/output interface circuit, bus interface, accessory circuit, timing circuit; Central processing unit can be made up of resolution element, also can use single-chip microcomputer;
Bill printer in above-mentioned service apparatus, data library device, master control set, affirmation device, the callback device, Actor password's device, operator monitor device, video card, I.D. scanister interface, internal network interface and service apparatus and service computer system corresponding device thereof are basic identical;
Above-mentioned various device and various device can be various device of the prior art and various device, can also be emerging various device and various device;
Aforesaid operations person's encryption apparatus can adopt any encryption apparatus in the prior art, but the present invention recommends to use the encryption apparatus identical with pick-up unit;
Described LAN (Local Area Network) links to each other with fire wall, receives private or other particular network then; Callback computer system in the described callback device is connected to Internet or other private line network by Internet device, fire wall, and it can link to each other with internal lan and also can not be connected;
A kind of typical mode in the multiple method of operation of the present invention is: the pick-up unit in the service apparatus starts one time business process after detecting the subscriber card insertion.At first the computer control pick-up unit is by main output unit output, and request detection password, the processor on the announcement card are that legitimate device begins to detect.Whether being checked detection requires legal (a kind of password), will block owner's the bank of deposit as processor on the correct card, name, and ID number, the output circuit on blocking, the input media of pick-up unit sends pick-up unit to and then sends the service computer system to.The service computer system is according to above-mentioned information or by LAN (Local Area Network) notification database device, retrieval internal database (this locality, the native system user) or the address that provides according to above-mentioned information enter private by fire wall, retrieval request and retrieval (non-native system user) are proposed.After the other side's passback, then set up by LAN (Local Area Network) notification database device, master control set, affirmation device, callback device business process as user profile is true.The service computer system inputs password and business need (as the number etc. of withdrawing the money) and I.D. is put into I.D. pick-up unit (voice suggestion) by pick-up unit control language circuit notice user.After the user finishes above-mentioned requirements and affirmation, pick-up unit sends above-mentioned information to card by output unit and goes up processor, the password of the being checked user's input of processor on the card, the account password that will block owner as processor on the correct card sends pick-up unit to and then sends the service computer system to.(, transmit error message and start error handler as mistake.) the service computer system is according to above-mentioned information or pass through LAN (Local Area Network) notification database device, or enter private by fire wall according to above-mentioned all information, to the bank of deposit identification request is proposed.The other side is as assert that account number then returns interbank and assert beautifully, and with the account information such as the balance of deposits, whether credit grade allows overdraw and allow exceed overdraft limit, the scanning information of the I.D. of reserving when this user opens an account and the passback of my information such as image information.True and obtained identification as user profile, then the operator of service computer is with local I.D. scanning information, the information contrast that monitor transmits through digital image and the other side of video card conversion is errors excepted reported to the master control set operator through network, as correctly then entering the affirmation program.When above-mentioned process was carried out, data library device was confirmed device, and the application program of master control set (mainly is type of service and number, is preestablished by the unit of this system of use according to authority.) from this process of motion tracking, and receive the information of the other side passback synchronously with service apparatus, and remind operator's (not belonging to this machine extent of competence does not remind) of this machine, equally contrast the information of two places with the operator of professional device, and report is proposed, reference when supplying the affirmation transaction.After entering the affirmation program, service apparatus operator control detection device is reminded user's input validation password by the language circuit, user input is finished and is confirmed (pressing acknowledgement key), go up the affirmation password that processor transmits the user by the main output unit of pick-up unit to card then, processor pair allows Transaction Information to pick-up unit than this password such as correct transmission on the card, after pick-up unit is received permission information, pick-up unit is sent to the service computer system with this password, and the operator of the application prompts service apparatus of this system confirms.Three kinds of situations are at this time arranged: 1, the business transaction number is little, within jurisdiction at the corresponding levels, (transmission comprises ID users, and number of deals is confirmed password directly to propose the trade confirmation request through the fire wall private to the other side's row, the transaction unit of handling, transaction handler, information such as their ID number).The other side confirms and passback: confirm unit, whether transaction is confirmed, turnover, and the handler, Approved by.After passback is received by the service computer system, at first in data library device, set up transaction file, then with turnover, exchange hour, the transaction unit of handling, the transaction handler, and their ID number, send card to by output unit and go up processor, processor writes card with this information and goes up information storage apparatus on the card, and the information after will preserving reads again and sends pick-up unit to, and if pick-up unit contrast prime information and the information of newly receiving are correctly then add identification in information, all information of affirmation process, constitute complete Transaction Information, write the transaction file in the data library device, print trading instruments simultaneously, finish trading activity (as payment, delivery, deposit is inserted bankbook etc.) 2. turnover is bigger, and service computer is not to propose to confirm application to the other side, but files an application to the affirmation device.Because according to the size of turnover, as long as within the extent of competence of oneself, the affirmation device all will be confirmed process from motion tracking.Legal if conclude the business, after affirmation device operator was confirmed, ID number adding original application with oneself proposed the affirmation request through the fire wall private to the other side, received that this machine backup of passback back sends service computer and data library device then to.Service computer is finished transaction (the same) by this information.When transaction is write database, will confirm that operator's the ID of device is as Approved by writing transaction file.3. turnover is big, and affirmation device and master control set all will be assert process from motion tracking.Service computer propose to be confirmed application according to turnover to master control set, confirms that simultaneously device also will file an application.Master control set must be received two applications, comprehensively examines then, if it is legal to conclude the business, with service apparatus, confirms that two of device operator ID number with in-local person ID numbers combine, and propose the affirmation request by master control set to the other side.Receive this machine backup of passback back, send service computer then to, data library device and affirmation device.Service computer is finished transaction (the same) by this information.When transaction is write database, with confirm device the operator ID as Approved by, write transaction file as the special authorization people master control set operator's ID number.Requirement when the callback device is opened an account according to the user (this requirement of record in the information on the card), whether decision adds business process.
Above-mentioned process is the process of exchange under the normal condition.The middle wrong processing that occurs is carried out in transaction, can be with reference to the affirmation program of arm's length transaction.The solution that above-mentioned transaction process has been arranged, existing software engineering can be worked out out the sophisticated software program fully.
The description of the above-mentioned course of work and flow process are a kind of comparatively typical example in many software scenarios, mainly for technical solution of the present invention is described, and this example the and wherein function and the principle of work of software, hardware should not be considered as limitation of the invention.
In above-mentioned all kinds of transaction, the data library device operator serves as supervision, the audit task.As long as plead no contest, all will add in the transaction file for his ID number as the person approving.Transaction in native system, user's information is provided by database, the same confirmation that plays a part of handler of data library device operator and the user bank of deposit.So write transaction file handler ID number of his ID number replacement the other side.In transaction, the transaction between general different system should carry out that (transaction of two interbanks should be carried out at the relevant information center of this city in as same city at their common upper level; The transaction that two interbanks are transprovincially distinguished should be carried out at the relevant information center of country etc.).The information that they transmit all will be converted to take over party's information format by common upper level.Confidential information such as all password in the business process, ID number are all encrypted transmission automatically, are handled by computing machine, each operator can only the start-up operation process (as the contrast password etc.) see and the result can not know any confidential information.So trading password separately can not known by the other side.
The system that each device can be formed in the technical scheme of the present invention is considered as a node or the special service apparatus in another big system, forms system domestic, international coverage.
Maximum characteristics of the present invention are to adopt business, database, and the system that device is formed is confirmed in master control especially, and operating each link of electronic-monetary system is implemented monitoring, has both supervised mutually and has also complemented one another.Every transaction all there is detailed record, has given prominence to management especially the internal staff.Most important also is that the maximum difference that is different from existing variety of way is: pick-up unit dual output, single input, the true and false that the technical pattern that the double density sign indicating number is confirmed can the effective recognition card.The technical solution of store on the card, network being verified, the double density sign indicating number is confirmed, multistage auditing is ratified, the multiple spot supervision is checked and approved also can prevent the crime of inside, outside when guaranteeing transaction security.Systems Operator's infringement user benefit of taking advantage of one's position and power for example.(as: user adds the list of paying out or withdraw cash, and input conclude the business behind the password and in fact finished, if but the operator do not become with the bad transaction of network, require the user to re-enter password, at last actual user's double fund of having been transferred.) the I.D. scanister, watch-dog and the multiple monitoring system that forms by user's graphic materials of network input, and computer application program can change operator's artificial comparison into robotization and handle, and avoid error of manual operation.The offender can not change all information, also can not examine in the contrast of the on-the-spot escape of the transaction field monitor information and the reservation picture information of applying for card, and, falsely uses the generation of criminal offences such as forgery so the present invention will avoid usurping of credit card fully; By the service computer system, database computer system, host computer system is confirmed computer system, and operator's identification system has been formed sophisticated service audit system separately.Application, audit, approval confirms that each step all has handler's electronic signature and responsible to concluding the business.To the debugging of system, error correction is very easy to, and more can effectively prevent internal staff's crime.If corresponding application is arranged again, just can in time find to attempt the offender of intrusion system, and be prevented.Technical scheme provided by the invention has been arranged, added safe and reliable credit card techniques and just formed a novel trade financing operation system.At present, electronic money does not have hi-tech such as paper clearing aspect a large sum of money clearing of each field penetration and promotion＜particularly〉biggest obstacle do not have a kind of can't the forgery, the operation system and the means of account settlement of safety.We have every reason to believe that the present invention with making its working method and settlement method produce the change and the progress of essence, will produce huge economic benefit and social benefit in above-mentioned Application for Field.Only be a kind of preferable embodiment of the present invention below.
Fig. 1 is a block diagram of the present invention.Fig. 2 is the block diagram of service apparatus of the present invention.
Fig. 3 is that the block diagram 4 of service computer of the present invention system is the block diagram of pick-up unit of the present invention.
Fig. 5 is the block diagram of data library device of the present invention.Fig. 6 is the block diagram of master control set of the present invention.
Fig. 7 is the block diagram that the present invention confirms device.Fig. 8 is the block diagram of callback device of the present invention.
Fig. 9 is the schematic diagram of pick-up unit of the present invention.
Figure 10 is a kind of software flow sketch plan of the present invention.
Referring to Fig. 1, Fig. 2, Fig. 3, Fig. 4, Fig. 5, Fig. 6, Fig. 7, Fig. 8, Fig. 9.Wherein 1 is service apparatus, the 3rd, data library device, the 2nd, and master control set, the 4th is confirmed device, the 6th, callback device, the 5th, fire wall, each part mentioned above all is connected to LAN (Local Area Network) 18 by internal network interface, 6 connection is a dotted line, represent two kinds of schemes: 6 are not connected with LAN (Local Area Network) 18, and callback device isolated operation security is good but automaticity is not high; 6 link to each other with 18, and total system can utilize the callback mode to determine information automatically, but will consider the safety problem that links to each other with public network.If 6 connections is private, then can adopt a kind of scheme in back.Service apparatus 1 comprises: service computer system 13, servomechanism installation 7, bill printer 8, pick-up unit 9, User Monitor 10, I.D. scanister 11, video monitoring devices 12, verifying unit 14, expanding unit 17, I.D. scanister output cable 15, video monitoring devices output cable 16; Each part mentioned above all is connected to the corresponding interface separately of service computer system, and other is fexible unit except that pick-up unit, and connecting generally also is prior art.Service computer system 13 comprises: servomechanism installation interface 20, bill printer interface 19, pick-up unit interface 22, User Monitor interface 21, I.D. scanister interface 25, video card 26, verifying unit interface 27, expanding unit interface 28, second video card 23, I/O expansion card 24, Actor password's device 30, operator monitor device 29, video card 26, internal network interface 31, service computer device 32.In the example: 30 and 9 adopt same IC-card pick-up unit; Pick-up unit 9 comprises: sound circuit 33, plug-in card switch 34, input media 35 and interface 36, main output unit 38 and interface 37, output unit 40 and interface 39, clock output circuit 42 and interface 41, reset output circuit 44 and interface 43, power circuit 45, user's keyboard circuit 46, interface circuit 47, single-chip microcomputer 48 (89C51 or 87C51).38,40,42,44 circuit structure is basic identical, so only provided 38,37 electric principle scheme; IC1 is an optoelectronic switch among Fig. 9.Transmission-type, reflection-type can be as homemade GKF103, and its output is through the IC2 integer, and T1 promotes to output to single-chip microcomputer IC4.IC3 is that photoelectricity IC can adopt TPS806 etc., promotes circuit because of inside has embedded integer, can directly output to single-chip microcomputer IC4.IC5, T2, photodiode D2 etc. form main output unit 38.IC6, T3 etc. form interface 37.IC7, IC8, IC9 are computer standard serial ports special IC MX232, the serial ports RXD of 3 IC and single-chip microcomputer, TXI) the computing machine serial port (also can use four integrated circuit and 6 I/O lines) of line and 4 I/O line composition standards, the 81st, the standard serial cable.The ground wire of serial port, power lead does not mark.Sound circuit 33 can adopt HFC5218, and it can parallel control selections (5 sections), can factory program be voice suggestion of the present invention.Having at present can be by the parallel control sound circuit of user program.Data library device 3 comprises: database computer system 55, bill printer 49, Actor password's device 50, operator monitor device 51, video card 52, I.D. scanister interface 53, internal network interface 54; Master control set 2 comprises: host computer system 56, bill printer 60, Actor password's device 62, operator monitor device 61, video card 58, I.D. scanister interface 57, internal network interface 59, external network interface 63 (can reserve the interface as direct and other system, as increasing callback device etc. newly); Confirm that device 4 comprises: confirm computer system 66, bill printer 65, Actor password's device 70, operator monitor device 64, video card 68, I.D. scanister interface 67, internal network interface 69; Callback device 6 comprises: callback computer system 74, Actor password's device 71, operator monitor device 72, printer 73, Internet device 75, fire wall 76, internal network interface 77, scanner or facsimile recorder 78.LAN (Local Area Network) 18 is connected on the private wire network 80 by fire wall 5.
The callback computer system is connected to LAN (Local Area Network) 18 by internal network interface in this example, and when turnover was very big, system can confirm transaction to Subscriber Unit by callback device interconnecting net again like this.This service-user must be applied in advance, reserves the phone or the IP address of callback.Attended mode if necessary should have automatic handling procedure simultaneously.The method must be guaranteed the safety problem that the Internet access brings in addition.Adopt independent fire wall in this example.For safety recommends to adopt method in second: after system counterpart confirms, confirm that device 4 printing schedules of dealing are by scanner or facsimile recorder 78, through 74,75,76, Internet 79 callback Subscriber Units, and the other side's passback printed, as the foundation of confirming.
82 expressions among Figure 10 " program begins and detect card to insert ", 83 expressions " starting a time business process ", 84 expressions " request detection clip pin ", 85 expressions " whether receiving user profile ", 86 expressions " retrieve user information ", 87 expressions " whether user profile is true ", 88 expressions " verbal cue user incoming traffic requires and password ", 89 expressions " checking user cipher ", 90 expressions " whether password is correct ", 91 expressions " propose the identification request ", 92 expressions " contrast images information ", 94 expressions " whether correct ", 95 expressions " verbal cue user input validation password ", 96 expressions " password check also proposes the affirmation request ", whether 97 expressions " obtain confirming ", 98 expressions " setting up transaction file ", 99 expressions " Transaction Information is write card ", 100 expressions " whether write card successful ", 101 expressions " transaction business information is charged to archives ", 102 expressions " finishing transaction business ", 103 expressions " end ", 104 expressions " error handler ", 105 expressions " end process ", 106 expressions " end ".
The technical scheme that provides in this example is removed pick-up unit, and Actor password's device all is outward a prior art, can realize fully.Pick-up unit, Actor password's device provide electrical schematic diagram also can realize fully.
The invention provides technical scheme of the present invention, and the principle of work of technical scheme and the course of work, the process flow diagram of software is provided.Those of ordinary skill uses hardware of the prior art, and software development means and instrument can reproduce the present invention easily according to application documents of the present invention.
The present invention is by adopting novel detection device, and Actor password's device provides a kind of novel trade financing system scheme.Except advantage above-mentioned, also has the benefit of a maximum.That is exactly the criminal offence that can thoroughly solve and prevent to invade bank network.Invaded after bank network rewritten depositor's archives as the offender, prior art is difficult to find and check out that those archives are destroyed by advanced person's technological means at short notice.Even the offender invades success in technical scheme of the present invention, and rewritten archives, but will to forge various ID numbers (electronic signatures) of transaction be impossible at all for he.So as long as computing machine just can find easily that to ID number of transaction file retrieval those are rewritten the archives of destruction.
Various devices and various device among the present invention, can be various device of the prior art and various device, can also be emerging various device and various device, their title can change, their function also can be adjusted, these all be that technical solution of the present invention allowed with included.
Software flow and various processing, control method are the parts of overall technical architecture in the technical scheme of above-mentioned integral body and each device.Software flow can change, adjust in the technical scheme, also can combine with other functional module or comprehensive, and various processing, control method also can change adjustments, increase or minimizing, these all be that technical solution of the present invention allowed with included.
Various devices and various device among the present invention, can increase or reduce, the device and the equipment of identical type both can have been increased or reduce, also can increase or reduce different types of device and equipment, the various systems that forming size can be different, processing power also can be different, these all be that technical solution of the present invention allowed with included.
Each device among the present invention can be formed network, also can only be the interconnection between the computer system.
The present invention has purposes very widely.Except the electronic information and various financial service system that are used for financial institution, also can be used for other field.
As: the integrated electronics operation system of retailing enterprise.Each service computer device at this time of the present invention is applied to be connected to database by in-house network on the site of commercial clearing, and master control is confirmed on the device.Can carry out automatic management to the various management functions of commercial enterprise.The high reliability of system and security, the consumer of the consumption that can guarantee to hold also helps the information system management of commercial enterprise itself.Particularly to internal staff's supervision and management.In the competition of the same trade, the competitiveness of raising greatly itself improves the management level of enterprise, obtains huge economic benefit.
And for example: the present invention just can be applied to the customs service system as long as application software is done suitable modification.The at this time outside transaction business that carries out changes customs services such as declaration into.Technical scheme provided by the invention and strict sequencing management will provide safeguard and help for customs investigates criminal offences such as smuggling tax evasions.
Several purposes of the present invention and a kind of preferable implementation method have below only simply been described.Those of ordinary skill in the art and other scientific worker are after having understood spirit of the present invention.Can make many modifications to this and change, and the applying of other field, and unlikelyly exceed scope of the present invention.
Claims (8)
1. trade financing system ensemble, its structure comprises: service apparatus, data library device, master control set, affirmation device, callback device, fire wall; It is characterized in that:
Described service apparatus comprises: service computer system, servomechanism installation, bill printer, pick-up unit, User Monitor, I.D. scanister, video monitoring devices, verifying unit, expanding unit;
Described data library device comprises: database computer system, bill printer, Actor password's device, operator monitor device, video card, I.D. scanister interface, internal network interface;
Described master control set comprises: host computer system, bill printer, Actor password's device, operator monitor device, video card, I.D. scanister interface, internal network interface, external network interface;
Described affirmation device comprises: confirm computer system, bill printer, Actor password's device, operator monitor device, video card, I.D. scanister interface, internal network interface;
Described callback device comprises: callback computer system, Actor password's device, printer, Internet device, fire wall, operator monitor device, internal network interface, scanner or facsimile recorder;
It is network technology of the prior art that above-mentioned service apparatus, data library device, master control set, affirmation device form that internal network is connected, and generally can adopt various local area network structures; Internal network is received outside private or private wire network (also can be the network of Internet or other type) by fire wall; The callback device can be not and in-house network, and private links to each other, but directly receives the Internet; Also can be connected to internal network;
In the above-mentioned service apparatus, described service computer system comprises: servomechanism installation interface, bill printer interface, pick-up unit interface, User Monitor interface, I.D. scanister interface, video card, verifying unit interface, expanding unit interface, internal network interface, second video card, I/O expansion card;
Described pick-up unit comprises: sound circuit, plug-in card switch, input media and interface, main output unit and interface, output unit and interface, clock circuit and interface, reset circuit and interface, power circuit, user's keyboard circuit, interface circuit, central processing unit; Described central processing unit comprises: central processing circuit, program storage circuit and interface, communicating circuit and interface, interrupt circuit and interface, control circuit and interface, input/output interface circuit, bus interface, accessory circuit, timing circuit; Central processing unit can be made up of resolution element, also can use single-chip microcomputer;
In the above-mentioned service apparatus, described I.D. scanister comprises: I.D. scanning device and driving circuit; Described video monitoring devices comprises: video surveillance devices and driving circuit;
Database computer system described in the above-mentioned data library device can be multi-purpose computer or server, also can be special purpose computer, also should comprise setting up LAN (Local Area Network) required other server or computing machine;
Host computer system described in the above-mentioned master control set can be a multi-purpose computer, also can be special purpose computer; Confirming described in the above-mentioned affirmation device that computer system can be a multi-purpose computer, also can be special purpose computer; The callback computer system can be a multi-purpose computer described in the above-mentioned callback device, also can be special purpose computer;
Servomechanism installation described in the above-mentioned service apparatus, bill printer, pick-up unit, User Monitor, I.D. scanister, video monitoring devices, verifying unit, the expanding unit all interface by separately are connected to the service computer system; Servomechanism installation can be the business device of commerce or financial circles described in the above-mentioned service apparatus, and as cash dispenser, payment machine etc. also can be miscellaneous equipments; Described bill printer can be universal printer or special machine; Described I.D. scanister can be a universal scan equipment, also can be specialized equipment; Described video monitoring devices can be the standard surveillance equipment; Described verifying unit is meant the trade financing business devices such as check check and correction equipment that bank is general; The said equipment generally is a common apparatus of the prior art, also can be special use or miscellaneous equipment;
In the above-mentioned detection device, described sound circuit comprises: language chip, accessory circuit; Described plug-in card switch can be all places switch, provides signal and link to each other with central processing unit when card inserts; Above-mentioned input media and interface can be electronic type, photo-electric, the various dissimilar inputs of magnetic inductive, and type different technologies structure is also different, links to each other with central processing unit through the shaping driving; Above-mentioned main output unit and interface, output unit and interface can be electronic type, photo-electric, the various dissimilar outputs of magnetic inductive, and central processing unit joins with it by driving; Above-mentioned clock circuit is identical with output unit with interface and link to each other with the timing circuit of central processing unit, and required clock output is provided; Above-mentioned reset circuit and interface can be electronic type, photo-electric, the various dissimilar outputs of magnetic inductive, mainly are to provide reset signal for the outside; Above-mentioned power circuit is a universal circuit; Above-mentioned user's keyboard circuit links to each other with central processing unit; Above-mentioned interface circuit links to each other with central processing unit with the standard interface of service computer system; Described central processing unit comprises: central processing circuit, program storage circuit and interface, communicating circuit and interface, interrupt circuit and interface, control circuit and interface, input/output interface circuit, bus interface, accessory circuit, timing circuit; Central processing unit can be made up of resolution element, also can use single-chip microcomputer;
Bill printer in above-mentioned data library device, master control set, affirmation device, the callback device, Actor password's device, operator monitor device, video card, I.D. scanister interface, internal network interface and service apparatus and service computer system corresponding device thereof are basic identical;
Aforesaid operations person's encryption apparatus can adopt any encryption apparatus in the prior art, but the present invention recommends to use the encryption apparatus identical with pick-up unit;
Described internal network links to each other with fire wall, receives private or other particular network then; Callback computer system in the described callback device is connected to Internet or other network by Internet device, fire wall, and it can link to each other with internal network and also can not be connected;
Software flow and various processing, control method are the parts of overall technical architecture in the technical scheme of above-mentioned integral body and each device.
2. commercial financial integration as claimed in claim 1 system, it is characterized in that: described internal network can be any network structure; Above-mentioned each device also can directly link to each other with external network; In perhaps forming, the system ensemble that the outside combines;
3. commercial financial integration as claimed in claim 1 system, it is characterized in that: described each device can be formed network, also can only be the interconnection between the computer system.
4. as claim 1,2 described commercial financial integration systems, it is characterized in that: described various devices and various device, can be various device of the prior art and various device, can also be emerging various device and various device, their title can change, and their function also can be adjusted.
5. as claim 1,2 described commercial financial integration systems, it is characterized in that: described various devices and various device, can increase or reduce, the device and the equipment of identical type both can have been increased or reduce, also can increase or reduce different types of device and equipment, the various systems that forming size can be different, processing power also can be different.
6. commercial financial integration as claimed in claim 1 system, it is characterized in that: software flow can change, adjust in the described technical scheme, also can combine with other functional module or comprehensive, various processing, control method also can change adjustments, increase or minimizing.
7. commercial financial integration as claimed in claim 1 system, it is characterized in that: the system that each device can be formed in the described technical scheme be considered as a node or the special service apparatus in another big system, forms system domestic, international coverage.
8. commercial financial integration as claimed in claim 1 system, it is characterized in that: external network, internal network, private wire network, Internet that the system that each device is formed in the described technical scheme connects can be cable networks, also can be wireless networks.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA031214436A CN1534528A (en) | 2003-03-31 | 2003-03-31 | Commercial affairs finance comprehensive system |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA031214436A CN1534528A (en) | 2003-03-31 | 2003-03-31 | Commercial affairs finance comprehensive system |
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| CN1534528A true CN1534528A (en) | 2004-10-06 |
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| CNA031214436A Pending CN1534528A (en) | 2003-03-31 | 2003-03-31 | Commercial affairs finance comprehensive system |
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Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN100429882C (en) * | 2004-10-30 | 2008-10-29 | 腾讯科技（深圳）有限公司 | Function service protecting system and method based on instant messaging platform |
| WO2009046567A1 (en) * | 2007-10-09 | 2009-04-16 | Kamfu Wong | Automatic teller machine |
| CN102129650A (en) * | 2010-12-29 | 2011-07-20 | 刘文祥 | Network finance |
| CN102722847A (en) * | 2012-05-11 | 2012-10-10 | 杭州商友全球网信息技术有限公司 | Finance examining and verifying system |
| CN109150648A (en) * | 2018-05-30 | 2019-01-04 | 太仓鸿策拓达科技咨询有限公司 | Self-test network safety system |
-
2003
- 2003-03-31 CN CNA031214436A patent/CN1534528A/en active Pending
Cited By (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN100429882C (en) * | 2004-10-30 | 2008-10-29 | 腾讯科技（深圳）有限公司 | Function service protecting system and method based on instant messaging platform |
| WO2009046567A1 (en) * | 2007-10-09 | 2009-04-16 | Kamfu Wong | Automatic teller machine |
| CN101821783B (en) * | 2007-10-09 | 2012-09-05 | 黄金富 | Automatic teller machine adopting prepackaged banknote package |
| US8998077B2 (en) | 2007-10-09 | 2015-04-07 | Kamfu Wong | Automatic teller machine using banknote packages packed in advance |
| CN102129650A (en) * | 2010-12-29 | 2011-07-20 | 刘文祥 | Network finance |
| CN102722847A (en) * | 2012-05-11 | 2012-10-10 | 杭州商友全球网信息技术有限公司 | Finance examining and verifying system |
| CN109150648A (en) * | 2018-05-30 | 2019-01-04 | 太仓鸿策拓达科技咨询有限公司 | Self-test network safety system |
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